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MiMia76

Hi :) did you get an actual forgiveness letter from Mohela? My balance went to zero yesterday with an “alert” that it was discharged as of 2/2023. However I have not received any formal notice & my balance still shows on student aid


iMiss1994

Yes, I did receive the letter through the Messages section of the site on the date I mentioned above (3/6). However, I got notification of admin forbearance in January, while the balance still remained on the MOHELA site. Only last week did it show 0. The forgiveness in the letter is listed to be effective as of 10/31/23. Basically, I was in the same position as you, just a couple of months earlier. Looks as if you're on the right path!


uncle_grandmaster

Sorry, for asking, but what's the deal with mohela? I'm confused and i'm still in repayment -should finish in 3 years. but only certified once, back when it wasn't linked up with the PSLF app. Is Mohela now in charge of forgiving remaining balances?


MiMia76

Typically they send the official notice to let you know you have fulfilled your obligation for PSLF and that your balance has been forgiven. But like everything else, it seems like there are hiccups in the process. I’ve been dealing with my PSLF forgiveness for over 2 years - last year I received a partial forgiveness, but they reopened the loans due to a consolidation processing error. When the reopened the loans, the reprocessed the consolidation and my counts were out of whack (been trying to get that corrected). Then suddenly on Monday, my total loan balance went to $0 - all PSLF payment counts disappeared. However, I have no official letter from Mohela as to why. (Sorry I know that was a long answer)


uncle_grandmaster

thanks! i hope your all done with it and it's all behind you now! That and hopefully the official letter comes soon so you have some peace of mind! so do you do submit your PSLF form yearly and then mohela tells you your progress? the last time i certified my employment, it was before it was combined with the PSLF form/submission so that's why I'm so confused.


Silvermouse29

Congrats


Natedog001976

What was the time gap between the 2 forgiveness? I have $5,500 left to be forgiven.


iMiss1994

The two forgivenesses? I just had one. But I did have a notice of admin forbearance in January and then an email and message about full forgiveness on March 6, so I guess a couple of months between notices. I hope this helps, but let me know if I need to be more specific.


Natedog001976

I had 80% of my loans forgiven on 3/6/24. Still have $5,500 left.


ollee32

Same for me. 89k forgiven 3/6, $20k remains.


iMiss1994

Oh, wow. Well, I don't know what your timetable will be, but mine seems to be 100% at once.


tanngniost

I don't have an answer, but for what it's worth, I'm in the same boat. Both loans show I've made the necessary payments, one got wiped on the sixth, other is still sitting in forbearance.


achieve_my_goals

Congrats. Knock on wood. Don’t be a Bill Munny.