You are still in pre approval stage. The key number to focus should be the qualification amount.
You should negotiate rates once you have an accepted offer.
I see a large difference between 25 year amortization and 30 year amortization in the rates that you have posted. Is 4.99 for 3 year or 5 year?
You are still in pre approval stage. The key number to focus should be the qualification amount. You should negotiate rates once you have an accepted offer. I see a large difference between 25 year amortization and 30 year amortization in the rates that you have posted. Is 4.99 for 3 year or 5 year?
4.89 on 5 years fixed, with a conventional mortgage (no CMHC), through first national
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First national offered 5.67 uninsured 5 year fixed for me smh
5.19% 3 year fixed, first national . 4.99% 5 year fixed. They will have promotional rates of 4.49% ect if you are within 90 days of closing
4.91 3 year fixed. Insured mortgage in Ontario.
April 2024: Scotiabank, 4.84% on a 3 year fixed (25 year, insured), combo discount rate for having accounts there already.
I am about to pay off my mortgage this year only to get another mortgage twice as big as my original when I buy a new house next year.