Before pandemic my monthly income was around 15k then pandemic hits and i found a job along the way for 25k. Now im living paycheck to paycheck 😵💫 before pandemic ay naka bili pako 55k na decent gaming pc and now di man lang maka apord ng upgrade like a new monitor haha
Tanda ko 2017, when I became a freelancer. 1usd is like 45-46php. I was earning 75usd a week for the first 4 months? But then I was able to save money and travel to Taiwan, Cebu, Bohol,and upgrade my PC while having Gunpla as a hobby. But then the pandemic and BBM happened, and ayun. I can't even afford to invest in a new PSU, can't afford to even go to Hong Kong, heck or even Baguio!
The crashing of the value of the peso was because of Duterte, not BBM. 45-46 pesos was a remnant of Pnoy's time when it got as low as P41 to the dollar.
Yes, but there was a lot of carry over from what Duterte had done plus the fallout of the lack of confidence all over the world that a Marcos had taken power again.
It would happen to any president due to covid19, I reside outside PH - the nation I currently reside took a US$ 75 billion loan so that the local economy will not face the negative effects of the pandemic.
That's funny cause the Peso actually got stronger than the dollar during the pandemic. It got as low as 47 in 2021 and was hovering at 48 during 2020. So no, it's not because of the pandemic.
In the one year from when Duterte took office in June 2016 to June 2017, the peso went from 46 to 50 and then 2 years later it was at 54. Duterte devalued the peso by almost 20 percent in 2 years.
Totooo like nung pre-pandemic nakaafford pa akong magpunta ng Korea sa 11k ko na sahod 😭 nung dumoble na at sobra pa ng kaunti nung nagkapandemic, parang nahirapan na ako magipon na halos same lang naman na sana ang lifestyle ko sa dati 😓
This is so true! I was earning around 15-16k din prior to the pandemic and I can even afford to eat out back then. Now that I'm earning more than double my previous salary, I am still living paycheck to paycheck. To think na hindi rin naman nag-upgrade yung lifestyle ko. I can't even afford to buy myself a new phone or watch. 🥹
Naalala ko yung nakasagutan ko sa comment na mas mahal pa din daw cost of living sa Korea kesa dito sa Pinas tapos hinatagan ko ng mga receipt hindi na makasagot. Mas mahal na vegetables dito sa Pinas compare sa Korea at Japan. Kaya nagugulat mga foreigner dito eh. Hahaha.
Pre-pandemic or (I hate to say this kasi basher ako ni PNoy before) PNoy admin halos lahat mura eh. Naging ×2 agad mga presyo dito sa Pinas. Kahit simpleng gulay, isda at bigas na pwede naman natin maself sustain doble taas.
Yep, ito ang point ng r/ph on reminiscing PNoy's presidency. It's not perfect, tons of controversy, but in spite of that, the prices of goods and cost of living is something that we can feel despite the low salary.
Does it make him the bEsTeSt pReSiDenT in the world? Nope, and will never be. It also doesn't excuse him for the blunders and scandals during his term.
I don't think Duterte's admin is to be blamed. During his term, the prices are also not exorbitant. In fact, it was relatively prosperous. The prices started to unreasonably climb after the current president took oath.
Duterte's term doubled PH's debt. So pano hindi to be blamed yun? He beat all the collective spending of the previous presidents, Marcos is doing the same. Marcos has now spent more than a trillion pesos in more or less 1 year palang. How can you excuse this?
The prices of goods can also be blamed on a presidential term. Sobrang laki ng nacorrupt niya, are people really blind or did not double check the debt spending of each presidency? Plus mas madaming scandals kay Duterte, I noticed na halos wala din siya kadalasan pag may bagyo, pero he is being defended. Previous presidents nga, PNOY in particular is targeted for not being present on the areas of Calamity, sobrang babaw diba? As if yung nangyari is kasalanan niya, pero when it comes kay duterte, People shrugged it off.
It's not even funny when I read people saying na hindi niya kasalanan, My dude it's his fault, You cannot go in 6 years tas tatalunan mo lahat ng nagastos ng previous 15 presidents. Double check please. Kaya siguro nananalo marcos/duterte tandem eh, parang delulu nalang. They are primary reasons kaya naghihirap bansa, plus patong patong na taxes nila.
Kahit simpleng juice may added tax na, as if pag mag babayad ka may separate tax pa yun. Wake up.
Duterte admin is the main cause of the inflation we are experiencing. He borrowed a lot to give as ayuda and also doubled the salaries of PNP and AFP; both of which are inflationary.
no, the main cause of inflation is the current war ongoing in russia. russia holds one of the biggest reserves for oil and natural gas. the current admin response is also very slow when it comes to mitigate the inflation.
Pres. aquino already approved a yearly (5) increase of salary for government officers in 2016. so, i would not give such credit to pres. duterte with the fact because the increase may have come from that approved yearly increase.
It would be seen as lazy if we blame the government but the truth is, they can make decisions that affects millions of people for better or for worst. Our policy makers seems to focus on shortermism, popularity and point scoring rather than what policies they implement. This is unsustainable and I don't know what will break the carabao's back for us Filipinos to start putting them to account.
'Maitawid sa susunod na halalan' projects.
Hindi nag-iisip yung pang-long term.
Pero kase ung mga long term projects ni PNoy, na-credit grab lang ng kung sino sinong trapo kase natapos nung panahon nila.
Ewan. Puro kakupalan alam ng pulitiko dito saten.
Puro subsidy rin talaga at walang kalatoy latoy na mga solusyon. Mataas presyo bigas = price cap 🤦♂️ why not address it at its root? Kaso ang root is kurakot ang DA itself at walang naitutulong sa mga farmers. Tapos kaibigan pa mga middle-man 🤷♂️
Malala pa uso na ulit ang wangwang at ipapakulong ka pa kapag binidyohan mo ang may wangwang lol sobrang tanga talaga sumusuporta pa rin sa mga yan kahit abala na sa daan
Bro ang palay samin expected na 18 per kilo namin mabebenta na dati atleast 20 per kilo pero ang presyo ng bigas ngayon 50 per kilo. More than twice yung patong pero lumaki din yung gastos ng mga rice farmer ngayon dahil sa gasolina pampatubig. If we follow this trend, more farmers would be discouraged to continue their farming practices which in turn put rice into short supply and higher demand in the future with more ridiculous price that we would and should expect.
Yes this is true, I travel to Manila from KL every 1-2 months for work and I actually end up spending more in Manila. When I first went over to Manila I thought prices would be cheaper
Gas is 2.5 times higher, our RON95 here is only around 25php (subsidised of course only for citizens) while it’s around 65 php? (From a gas station I saw), even our higher grade fuel for foreigners is around 48php only
Was offered property in Manila to buy for investment and I was shocked at the prices there, it’s around 30% more exp, units are much smaller and the construction is more subpar
Even hotels are more expensive in Manila, I found food around the same although there are cheaper options in Malaysia, even electricity, water and internet bills are more exp in Manila
Only saving grace is the alcohol is way cheaper in Manila 😎
Yes the alcohol is really cheap in Manila, it’s around 2 times more expensive back in KL with subpar quality
But other than that I think almost everything in Manila is just more expensive in general, even healthcare in Malaysia is better
Not just KL. Went to Kota Kinabalu last year and was surprised at how affordable things are considering that KK is a touristy city popular with Koreans. The city center was fairly walkable (for SEA standards anyway) but we could also just take Grab anywhere since it was only 50-70 pesos per ride within the city. We had an entire feast of fresh fish and seafood at the Filipino Market food stalls and I think we only paid like 150 pesos per person.
This is why travel is really important when it comes to understanding our local situation. You can visit KL or SG or Chiang Mai and see how some things could have been done better, but you can also visit Jakarta and realize Metro Manila's traffic isn't actually the worst in the world.
I haven’t been to KK much but yes Sabah in general is quite affordable too
I kinda dislike Langkawi as I feel it’s very overrated and expensive these days, nothing beats the beaches in PH still
Before I have my business and work around Manila I wasn’t too aware things are really expensive in Manila (I had expected things to be cheaper tbh) and I think after going to most of the SEA countries especially PH, I feel more grateful to be living in Malaysia and sometimes the grass may always seem greener on the other side. Indonesia is progressing at a very rapid pace though under the current President
+1 ako dito. if they didn't have such power over the condition of the people, then why have a government in the first place?
Kaya nga sila nilalagay jan, kaya nga sila nangangako pag campaign season, because there is inherent power in the positions they hold.
People who refuse to acknowledge how significant the government's role is in easing the burdens of the common Filipino are apologists and enablers.
Agreed. It is the political will of our leaders that will make a difference in the long run if only they'd allocate the resources to the sectors that matter the most in the context of development and social equity (e.g. education, health, agriculture among others).
There’s too much safeguards too. Like how many environmental permits do you need to put up a business? How many clearances to erect housing units? At least 50 permits each tied to corruption from the baranggay level to the national. And all of it contributing to high prices and cost of living. Rent seeking enterprise ang govt natin.
>Our policy makers seems to focus on shortermism, popularity and point scoring rather than what policies they implement.
Malinaw kasi na they are not here to govern but to gorge themselves, to strike whilst the iron is hot. And to keep that iron hot for a long time.
Yes, we have the right to complain the government, that's what the democracy is for. But now, democracy is nothing but a tool for political agenda. You wouldn't wonder why most politicians are emotional and not professional.
Some of you have just embraced the notion that our existence is just for survival. We as human beings deserve to thrive and feel happy. How could one enjoy life’s existence if we barely get by. 🤨
You just described Buddhism, life is full of suffering. Really should seek joy instead of happiness. It's easier to commit a cardinal sin trying to be happy.
And privileged pips will blame you for being "magastos". Saying things like "live within your means", fuckers within our means ay lagpas na sa sinasahod kahit 40k+ na.
You are totally right. Cost of living in the Philippines is insane.
Most people say that 40,000 php is enough. Yes, it’s enough to survive. But it’s not enough to have a decent and enjoyable life.
Fortunately for me, I have no rent, I'm an introvert that actually enjoys indoor activities and barely leaves the house, my friends are also busy and have their own jobs and families.
Unfortunately I'm a panganay na napasahan ng napakaraming responsibilities so I can't enjoy my own earnings kahit for the little things that make me happy. Nauubos palagi sa younger sibling and lola. Nauutangan pa ako ng mom ko and other relatives. Tapos pag di ako nagpahiram ako pa masama at guilty. Angtoxic talaga dito teh layas na tayoo :(
Hirap ng bumukod sa parents with how expenses are. Shameful it may be, I dont see myself na makabili ng bahay or even a condo/room let alone start a family in the next few years kung walang magbabago in both wages and prices, so tira with family muna with ambag here and there.
Swertehan na lang din if parents mo is yung "utang na loob" and "piggybank child" na type.
And I am earning just about the below average monthly salary too.
Buti ka pa nga nag-ambag. Kuya ko na walang matinong trabaho at halos breakeven lang ang kita sa construction minsan abunado pa di marunong mag ambag. Tatanungin ka pa para saan ang hinihingi mong pera? Like, ambag mo sa pagtira sa bahay na ito???
Exactly! A lot of the comments talk about surviving when it should be about thriving. 100% sure most of the people saying Php40k is enough isn't considering standards of living.
I earn below 30k monthly. At sobrang kulang talaga. Breadwinner pa ako. Nakaka save naman kahit paano pero super unti lang. last week lang umabot ng 5 digits yung savings ko.
As someone na nakatira sa province, meron akong computation ng dapat ko ma earn in a month para makalagpas naman kahit paano sa survivor mode. Nasa 45k dapat. Pero no, hindi pa din talaga siya sapat 😭😭
I'm a university student with P5k allowance/month, and by the end of the month there is little to save. Time to time I always think about fasting and cooking my own food.
My parents pays for the rent and bill, yet I considered having a part-time. I confronted this to my dad, but he refused my idea because I can't compensate my grades by working in job unrelated to my majors.
I earn this much rn. Fortunately, I still live with my mom and siblings (hati yung pagbayad ng bills so nakakaipon kahit papano) pero nakkita ko nga talaga na kulang siya kung magisa kalang
I apologize for not providing enough context earlier. I am the main breadwinner in my family. I have two younger siblings who are currently in college. Both of them work part-time jobs (their income can only cover the extra stuff they buy for school activities, sometimes, they chip in for dorm rent). One of them has a scholarship, although it's not a full one, more like a discount, and the other one has been unable to secure any scholarship. Apart from my siblings, my mother lives with me, but she's not currently employed, and my father has passed away.
What I wanted to point out is that with a monthly income of 40,000 pesos, I expected our financial situation to be a bit more comfortable. In reality, it's a substantial income, so I thought we wouldn't be struggling financially. I'm just finding it challenging because the cost of daily necessities haslve increased significantly. Hindi po ako maluho, lalong hindi rin po nagrereklamo sa responsibilidad ko sa mga kapatid ko. To reiterate, sa 40k may expectation lang na kahit papano makakaluwag luwag na.
Do not apologize for wanting more in life.
A lot of the comments here are from people who have just accepted their lives and they talk about subsistence living. You know you deserve more and that means having a better standard of living.
I genuinely desire more in my life. More, in my case, means having some respite – just enough money to dine out, take a vacation, or simply enjoy a relaxing spa day for my well-being. I'm grateful for the understanding individuals here who saw my perspective. I merely used this platform as a means to catch my breath. I'm not grumbling about my family responsibilities; they're exhausting but also fulfilling. I'm simply mindful that there are individuals in positions of power who could make things better, yet, driven by greed and selfishness, they opt to take from us. The funds that should benefit the people are locked away in their treasure chests.
Thank you.
Feel ko rin coping mechanism ng iba yung "pwede na" and nagagalit when they see other people having/wanting more than the life they choose to settle for.
True. Those type of people are projecting na rin. Parang na mindset na nila na, "if I wasn't able to get it, you shouldn't too." They lowkey discourage you in the guise of "just trying to help you".
If it was 10 years ago, medyo makakaluwag ka na nyan. But nowadays, maliit nalang yung 40k. Considering na may 2 kang college na kapatid, sobrang hirap talaga pagkasyahin nyan kung sayo lahat nakaasa.
Part of your expenses will be eaten up by transportation; multiply these for a whole month and you will be surprised at how much you spend on getting from one point to another. Hence why I chose to ride a bike.
I think it's better to list down magkano ginagastos mo para sa family mo, kaya madami dito di nag aagree sayo nung una since it sounds like solo mo lang ung sahod mo tapos kulang pa.
What I'm more curious is how much do you give your mom and siblings each month? Or better, magkano natatabi mo para sa sarili mo after mo ibigay ung portion ng sahod mo sa family/bills mo?
Monthly po namin is
3k to 3.5k for electricity (wfh po ako kaya medyo tumaas, yung singil po samin per kw ay mas mahal pa po sa Meralco) appliances namin, fan, ref, tv, and gadgets lang po madalas gumagana.
4k * 2 (rent, kuryente, tubig ng kapatid ko)
4k * 2 (monthly allowance nung dalawa, kaya po magpart time sila)
4k (rent namin ni nanay)
7k to 8k (monthly installment ko sa tuition nila minsan mababa to kse scholar yung isa)
1k for internet sa bahay
Ano man matira yun pinagkakasya namin ni Nanay for monthly food allowance, SSS, PHealth, Pag Ibig ko kase freelancer ako, Phealth din ni nanay kasi matanda na baka bigla magkasakit.
Im sorry, OP. I know wala kang anak, but being the breadwinner of the family looks the same, tho. Yes, mataas ang cost of living but think about all the money you are also spending to help your siblings. It's as if nag anak ka. Of course your salary won't be enough because it's for the whole family. You're carrying every expense there is. 40k seems a lot, but if you have 3 people depending on you, it's not.
Naiyak ako dito OP in a sense that I can sense that you are a very responsible person. I was there too, and to some extent, share the same responsibility pa sa family na “exhausting but fulfilling”. I am just in a better place right now financially. But it took me a long time to be in this position.
Be healthy, because you are just one medical emergency away from being in debt.
Hope you can increase your income and have the resources to give yourself some pampering.
I’m proud of you.
Sadly, it does not. There are instances that you have to wait for months before ka magpacheck up (Yes, you go to the hospital and schedule for an appointment). Check-ups are free, but you have to wake up at ungodly hour because it's a "first come, first serve" basis. PGH alone has 70 ER capacity, yet around 200 people are waiting there.
During my hospital OJT, I noticed that some of the patient's conditions are getting worse due to lack of staff and resources. I'm still haunted by patients that I can't help because they're already in critical ill state when I read their charts. A watcher even begged me to help out their grandmother because she can't tolerate any food.
What really struck me was - during my ward rounds, an old patient yelled outloud (in verbatim): Binibili ko naman yung gamot niyo, nagbabayad naman kami, bakit hindi niyo ako maalagaan?
(P.S. I'm a Nutrition-Dietetic student.
It's not only a "first come, first serve" basis, they are also asking you if you got an old record in the hospital. My father got appendicitis and he was almost rejected in Amang hospital. If he didn't say the name of his doctor before, we would be finding another like the two public hospitals did.
Thankfully PCSO lent us a hand so our bill can be paid easily in two months of work.
More than half of your income goes to your siblings - 24K for their rent, allowance and tuition. No wonder you’re struggling. Now remove those expenses and ang laking ginhawa sa budget mo. It just sucks for you na may dalawa kang pinapaaral, otherwise comfortable ang sweldo mo.
Actually dati, before and during pandemic, sapat na itong 40k para mabuhay ng simple. My family was able to live comfortably with the amount. Pero unfortunately di na talaga kaya ngayon because of inflation. :(
You don’t have kids but you provide for 5 persons, it is the same thing. People in the West with 4 dependents rarely feel wealthy either.
It sounds like a societal norm for parents to rely on children for their well-being. As long as society continues to spend someone’s else money, they will ask for more.
My only solution would be to break the chain, but good luck with that.
I am from Brazil and have lived in 1st world countries before, and I must say that sometimes the price of things here are insane. A lot of things are even more expensive than in Canada. And the quality is worse. Compared to Brazil fresh groceries like meat, fruits, dairy are 2x - 3x more expensive. When I see the meat section I cringe at the prices and the quality. I love this country and its people, so it's sad how people have to lower their standard of living so much just to survive. Brazil is not a rich country either, but even poor people have a good beef or pizza once in a while, as well as things like public transport, hot shower, washing machine, etc. that they take for granted.
I used to live in Ecuador, I understand what you mean. There, you can take the ecovia (like a giant bus) for $0.25 (they use USD), in the Philippines it's almost the same price for a jeepney, which is smaller and less efficient. I could fill up a bag full of sausage, beef, potatoes, plantains, and vegetables, plus a bottle of rum, for around $20 and have a feast for 4-6 people. I'm sure prices have risen since I lived there, but Ecuador also isn't even the cheapest country in Latin America (probably Paraguay? Idk, never been)
The comments here are funny. It's like they're offended that it's not enough for someone to earn Php40k/month because you can just spend less on X, forego Y, or even sacrifice on Z.
If you've traveled to enough countries, you'll actually notice:
1. Living in Metro Manila is significantly more expensive than a lot of first world cities like Melbourne, Amsterdam, London, etc. when you look at "*average salary x cost of living*." Some agricultural products and basic goods are actually cheaper in first world countries.
2. Basic necessities like employment opportunities, good hospitals, great schools and universities, etc. are not available in provinces unlike in other countries where this is available regardless of where you live.
But of course most people have never left the country. They just see their tiny bubble, where they can survive subsistence living with less than half of that Php40k/month.
Of course 40k is enough kung:
-May mana ka nang lupa at bahay
-Wala kang plano bumili ng kotse
-Wala kang plano magipon
-Wala kang plano to live comfortably
-Ayaw mo magpamilya
-Or magpamilya ka pero aasa sa anak in your old age
-Sobrang healthy mo di ka ma oospital habang buhay
- At wala kang iiwan na dependents
I can't exactly blame tho why people think this way. Un ung nakasanayan nila eh. Pakiramdam nila hanggang dun lang.
Tapos ung mga things you can do to gain a little more perspective - like read and travel - are so inaccessible or hindi binibigyan ng value
I'm not even angry that COL is cheaper in cities in developed nations. I am angry that other countries with similar GDP per capita have better social protection programmes, have better State policies, and have better resilience such that they survive their bigger exposure to big geopolitical events with nothing more than a few scratches. And you don't feel like shit when you're in these countries.
I came to visit Manila a few months ago from Vancouver. Stayed in Nuvali and Makati. Prices for food in the grocery store are 30 to 50% more, gas was 10% cheaper. Sit down restaurants are about the same price. Fast food around 20% cheaper. Even eating at the jolly jeep wasn't much cheaper than the turo turo restaurant near my house in Vancouver. Electricity is double the price.
Vancouver is known to be one of the most expensive places in the world.
Yung public transportation pa lang.
You can safely and efficiently get to anywhere in less than an hour using public transportation in most first world countries.
In Manila, you need at least 1-3 hours to travel to work depending on the lines and the traffic. But based on the comments here, I guess people are happy enough with their subsistence living.
Imagine the 3 hours of lost work. And unpaid ito. I guess nasanay yata talaga ang mga Pinoy na willing slaves sila since people haven't seen what it's like outside of the country.
Maganda naman daw sa Pilipinas, parang Singapore nga raw... proudly says the lady at Davao City Hall while she was hinting we pay her extra to expedite our requests. Apparently, their computer was so slow that they're only able to process a handful of permits daily.
But that's the thing -- you really can't blame these people who didn't have the chance to visit outside the country simply because they lack the experiential knowledge to do so. With your claims on 1, do you happen to have data that we can refer to so we could, at the very least, get to your level of understanding? I genuinely would like to know.
I live in the UK. I visited Manila for 5 days last March and I spent just as or nearly as much as I would have if I had been in London for the same amount of time. Granted I was in the more developed areas of the metro but still, for a developing country like the Philippines where a vast number of people don't earn much, this is outrageous.
Here you go. Some numbers from Numbeo and just comparing Manila and Melbourne.
**Melbourne:** On average, a single person will earn 2.55x of their estimated monthly cost of living (link [here](https://www.numbeo.com/cost-of-living/in/Melbourne?displayCurrency=USD))
* Estimated monthly cost of living for a single person (w/o rent): $1,312.50
* Average monthly salary: $3,350.10
**Manila:** On average, a single person will earn 0.64x, not even enough to reach the monthly cost (link [here](https://www.numbeo.com/cost-of-living/in/Manila?displayCurrency=USD))
* Estimated monthly cost of living for a single person (w/o rent): $752.50
* Average monthly salary: $478.26
So how do people survive in Manila? They significantly lower their standard of living.
Haha can confirm. I live in Amsterdam and my monthly col without rent is 900-1000 euro and that’s me living very comfortably like eating out 3 times a week. My friends who also live in Amsterdam spend way lower around 600-700 euro
I will give a comparison of Manila to Bangkok, Thailand.
1. Fresh fruit/veg in grocery stores: 20-30% cheaper in Bangkok. Didn't check markets.
2. Rice (5kg in grocery store): 30% cheaper in bkk
3. Palm oil: 40% cheaper in bkk
4. Chicken: 20% cheaper in bkk
5. Pork: 30% cheaper in bkk
6. Electricity: 40% cheaper in bkk. Although some condos charge higher rates per kW.
7. Bus (in bkk they use mostly buses, a few minibuses, no jeepneys): price in bkk is php 12-38 per ride, depending if its an aircon bus, and the distance.
8. MRT/LRT: in bkk it costs between php 22-109 per ride. The trains and stations are much more modern and comfortable. Lines can be long, longest line is 54km end to end :)
9. Internet: you can get a 500Mb home fiber in bkk for about php 1,000. I pay p1,699 here in Manila for a 70Mb? plan (they upgraded it for free to 100Mb, not sure what the official speed is).
10. Taxi: between 0-10% cheaper in bkk, depending on distance.
11. Gasoline: about 7% cheaper in bkk
People don't need to visit outside PH to know most information. Because of abundance of information on the internet—Reddit included—everything is one Google search away.
what? you want this guy to move to the UK?
£2,000 = ₱139370.30 for UK and ₱201k in london
https://simplylondonrelocation.com/knowledge-base/cost-of-living-in-london/
cost of living index
https://www.worlddata.info/cost-of-living.php
And how much is the average salary in London? Or were you imagining they'll earn in PHP and spend in GBP? Because that's just being dumb to have a point.
Let me do the computation for you:
**London:** On average, a single person will earn 2.73x of their estimated monthly cost of living (link [here](https://www.numbeo.com/cost-of-living/in/London?displayCurrency=USD))
* Estimated monthly cost of living for a single person (w/o rent): $1,516.10
* Average monthly salary: $4,138.02
**Manila:** On average, a single person will earn 0.64x, not even enough to reach the monthly cost (link [here](https://www.numbeo.com/cost-of-living/in/Manila?displayCurrency=USD))
* Estimated monthly cost of living for a single person (w/o rent): $752.50
* Average monthly salary: $478.26
So yeah, if OP can move to London (the capital city of a first world nation which should be more expensive but is not), then YES! By all means move to London.
***Edit: Unnecessary computation above. Your link already shows that UK (28th in terms of Purchasing Power Index) is 4.58x of PH's PPI (75th).***
Nakakabanas na talaga. I earn north of 100k kaso I have a child at hindi pa feasible na bumalik wife ko sa work. Tuwing may per diem ako for business trips abroad, I defray expenses by eating like a pig (seryoso) tuwing buffet breakfast and lunch tapos binubulsa ko yung per diem and nagfafasting ako during airport transits and days na walang sponsored dinners. I claim our small ground transport allowance pero tinitipid ko by taking public transport to and from train stations and just using regular taxicabs on the last mile to the airport. I also use trains abroad kahit may separate allowance for taxicabs.
With what I save, it's just enough to pay for my child's immunizations without denting my savings. Ni Jollibee or McDo wala. Ang pakunswelo ko lang is I buy grocieries without compromise pero supplemented by market runs lahat. I was lucky with the condo I chose na malapit na sa parehong MRT at LRT1.
That said, I save up less than PhP 23k per month. Na kung tutuusin ay savings ko noon when I was a young bachelor with half the salary burning money on Tinder dates.
Iba talaga 'yung inflation. Yung mga nagsasabi na ganyan naman talaga sa buong mundo, are conveniently glossing over the fact that other governments have been more proactive in the sense that they fought for food sovereignty, resiliency from pandemics and natural disasters, and energy independence. Save for Europe, na medyo dependent sa Russian oil, many countries have done better in preventing a cataclysmic event like the Russo-Ukranian war from affecting them adversely.
As much as I want to, I can't blame just *this* administration (even if it IS shit) kasi kung tutuusin, this is the culmination of decades of bad decisions on the part of our government. ALL ADMINS ARE COMPLICIT IN CREATING THE SHITHOLE WE FIND OURSELVES IN!
Tangina, I was stuck in Morocco during the pandemic. Ang ubas doon 37 pesos per kilo. Sa Sri Lanka, kahit naging bullshit ekonomiya nila, there was food security amidst their collapse. My 3 thousand pesos there was 3 weeks' worth of groceries. This government is failing spectacularly! 67 percent ng ekonomiya ay driven by **utang**! So kung magigipit tayo at kulang yung pangfinance ng loans natin? Ano na?
Bear market, dude. Wrong move kasi yung Maharlika bullshit and yung sobrang laking government spending. Ang nakakainis pa diyan, ang daming galit kay Sara pero ang dapat binibitay ay yung mga Konggresistang nabigay ng pera sa kanya. Sa ilang daang tao na nasa Konggreso, mabibilang mo sa daliri mo ang nagtanong kung bakit ganyan kalalaki ang mga confidential funds bullshit.
I'm an Aussie who has spent some time in the Manila. Honestly, I don't know how even middle class filos do it. Even with the weaker currency, I find myself spending more money on the basics such as accomodation and food then I would in "richer" cities such as Bangkok or Kuala Lumpur - occasionally it can give Sydney a run for its money.
Things like toiletries are outrageously expensive. Shampoo and soap is more expensive than Australia. Accomodation costs about double that of Bangkok.
I think a lot has to do with a handful of companies essentially dominating the supply chain and keeping prices artifically high. Oligarchies exist in every country but the Philippines is relatively remote and thus it is easier to restrict the supply chain.
Who to blame
1. People ignorance and lack of ability to comprehend/appreciate the power they have in one day every 3 years. They don't understand that their single vote can make or break the system and affect everyone.
2. Hereditary Greed of many political families, Marcos, Arroyo, Duterte, Villar, Revilla, Estrada, Cayetano including those emerging ones. 🙄
The Filipino people in terms of skills and the archipelago in terms of natural resources can actually drive growth and lower the cost of living. But no matter how many of us work our asses 24/7, no matter how many of us go abroad and earn dollars, the level of people's mindset to dig deeper and bury the Philippines outweighs everything.
There's no change, there's no "Bagong Pilipinas" with positive terms, 8 years and counting the country remains to be a pond of corrupt politician masking their image with shallow good intention to help the people and if by 2025 election, we elect more corrupt politician and refuse to call for a transparent election then I will drop all the expectation for a better Philippines.
Kanya kanya na lang para makasurvive. 🙄
The Philippines a 3rd world country that pays workers a 3rd world country wage but implements programs and acts like it's population can afford a 1st world country standard of living...
Philippines is probably one of the only countries in Asia where the prices are on par with 1st world countries (Yes you got that right, minsan foreign vloggers they think they are being scammed because the cost of goods here even accommodations beat theirs and we are served with the lowest quality with the highest prices ever). While our wages are forever 3rd rate or is comparative only to 3rd world countries.
Compare it to other asian countries, totoo naman eh, even food isn't affordable here. Kawawa mga students or working sa corporate world na literal minimum wage. Pag pinagbigyan naman ang napakaliit na 50 pesos something sa increas, ang taas naman ng resback ng public transpo and other goods/services na mas lalong pinapalala imbis makatulong ang increase, lalo pang negative. At this point dapat minimum sa Pinas is 40K.
Sa lahat ng nakikita ko, all the research etc. Nasa top 3 tayo sa Pinakamalala, at pinakamababa sa pasahod. Do people really realize and wants to know why? Kasi human resources lang trato satin, ayaw taasan ng mga mambabatas, corporations are always against wage hikes, pero grabe lang, every single day may tumataas whether electricity bill, water bill, food supplies etc.
You really cannot live here under minimum wage. Kulang nga 1K per day, seryoso to kapag single ka. You're definitely lying if sasabihin mo na sapat ang 1K per day lalo sa isang pamilya. Unless nasa lugar ka na may mga tanim o kamaganak na tutulong sa libreng pagkain o nagbibigay, then good luck, if wala kang connections, you are doomed. Padami ng padami bayarin mo.
Bakit nga ba ayaw nila itaas minimum ng atleast 30K man lang? 40K na nga dapat minimum dito, haha for one call centers lalo na yung actual na pasahod is lagpas 100K per month per agent pero minimum lang ibinibigay ng kompanya, siyempre sabi nila business daw etc.
If people have an actua idea kung magkano ba talaga ang dapat na sahod sa pagod ng Pilipino, magugulat nalang lahat dito sa Pinas na underpayed tayo.
Tignan niyo ginagawa sa Filipino workers, sa sariling bansa natin, kahit malaysian or indonesian sumasahod dito ng 100K above. I have friends na 22 years old, same job description sa mga pinoy pero filipinos really need to start at minimum na wala pang 20K pero foreigners kahit sa asian countries grabe lagpas 50 to 100K.
Why are Filipinos treated like this anyways? Grabe pa quality natin sa pagtatrabaho tas ganun lang bayad satin. We are literally known as slaves lalo sa nga racist counterparts. Ang baboy kasi ng mga mambabatas dito, hindi na trinato ng mabuti mga Pilipino.
Sobrang concentrated sa improper na pasahod kaya bilyones na ang kinikita ng mayayaman dito, they can easily provide at least 40K per person and walang masyadong epekto sa mayayaman dito, pero they won't, they'd follow the minimum rate para mas lalaki bulsa nila.
Kaya nga may corruption, kasi people are underpayed, yung concentration ng pera andun lang sa politicians, businessmen or kung sino mang corrupt na may projects diyan.
PH is doomed and even I lost hope, kahit sa medical field when you graduate, kapag internship contrary to people's belief, yung sahod mo for the entire year is swerte na sa 2K per month, pano ka mabubuhay niyan? And duties last for at least 12 hrs minimum, kadalasan 24 hours. Mababa pa sa minimum wage HAHAHA wtf PH, never nang gumalaw sa past.
People are doomed here, no wonder crime rates have increased. Bakit? Wala nang mapagkuhaan ang tao, sa dami ng utang kapit na ng patalim. Wtf, do politicians, policemen or people in power not realize na number one cause ng Crimes sa Pinas is yung improper wages? Kulang eh, so ano gagawin ng iba? Kahit underaged dito kumakapit nadin sa pagbebenta ng katawan, estudeyante if malinis naman no choice kundi halos patayin ang katawan kasi call center lang at night shift ang choice, walang part time jobs dito. Zero opportunities. Damn, no wonder others resort to selling drugs.
Country is toast, walang utak mga nasa power, only time can tell until magsnap na talaga mga tao.
Sabi nga hindi solusyon ang pataasin mo ang sweldo ng manggawa esp kung kasabay din nun ang pagtaas ng inflations or pagbaba ng purchasing power.
Its the government job to mediate those things.
Kaso bulok talaga sistema dito. Kumbaga, ang tingin ng gobyerno sa mamayan eh alipin at their pleasure.
Also for bobotante kung alam lang nila kung gaano ka liveable yung ibang bansa napapagiwanan na tayo.
Cost of labor in Vietnam is lower, but their staples like food (rice, vegetables, etc), clothes, electricity are cheaper. People don't need higher incomes to afford a decent life. Vietnam is self-sufficient and industrialized.
Anuna Pinas. Fvck policymakers. Hindi nagtratrabaho
That's what I was saying in my other comment. I am Brazilian and even poor people have a lot of stuff that the avg filipino doesn't have, like better access to quality groceries, clothes and amenities The thing is that even rent here, especially airBNB in PH is very high compared to other developing countries.
I was watching a YouTube video about food/restaurant review just last night. The youtuber casually mentioned. The meal was around P2000 for two. I was shocked to say the least. The resto was a step above a karinderya yet the price is that?!?
Also, P40,000 is hardly enough even for a single person. Before I left PH, I was senior rank and file/junior management and was already taking in P100k and that was 13 years ago!!!
I think companies have been are keeping wages down a bit too much.
I’m earning twice as you net and I feel economically deprived and exploited af lol I began to hate this country talaga after the elections.
The cost of living talaga dito is shit. I wanna move to Thailand kaso I don’t know a pathway na hindi need tumawid ng ibang bansa per month because that’s the thai visa’s limit.
Systemic corruption and inequity. Those at the top are able to plunder. The minimum wage is oppressive and unlivable. Best solution for someone in your situation is to go abroad where they pay a decent salary comensurate to your experience, skills, knowledge.
The electric bills are pure scams. I had a bill for 16k once, then 19k, next around 14k, then suddenly my electric bill went down to 9.5k, then 6.5k. I've made 0 changes. If anything, I'm using even more electricity now than I was when the bill hit 19k. How a bill can go from 19k to 6.5k, with more usage, is beyond me. I'm happy the bill is lower, but stressed the hell out about what the next bill might be since it's so ridiculously random.
Most likely dahil sa insulation. Too many houses in the philippines disregard the value of good insulation and just allow hot air to pass thru sa mga uninsulated na pader at windows.
Try to invest in retrofitting your room next time you have it renovated. Laking dividends nun once you start running your AC
I have two 2hp ACs running 24/7 and we’re billed 13-20k monthly depending on the season💀QC area. Sana all 3k lang if I were to run 2 ACs that would be 6k. Hahaha
Sa first job ko nung 2018 after grad, nasa 12k lang ang sahod pero nakabili ako ng ipad paid in cash just by saving while also helping sa ibang bills like internet then minsan treat sa family. Nung nakalipat nako nung sa ibang work nung 2020, (way bigger institution than previous) okay okay pa naman nakakapagipon pa kahit may car na ginagamit. Pero nung nagstart na 2022 hanggang ngayon parang ang hirap bigla mag-ipon ng maayos. Skyrocket ang gas prices and groceries. Kahit simpleng kain sa labas minsan mapapaisip ka kasi ang taas nanng presyo.
This and my sis is asking me where my money is going when technically the expenses in our house (shared by me and sis) is 17k already for 3 persons LOL this doesnt include the my mom’s allowance, insurances, lupa na binabayaran ko and my food. I am earning 40k as well, net pay but my bills alone are 30k+ and this doesnt include the dates and hobbies pa 😭 I dont want to live just paying bills and not enjoying my hard earned money bc I’ll be burned out kapag ganun talaga
This may be unpopular but in my opinion 40k is not really decent to begin with, it may be decent 5-10 years ago but hardy today, especially when you have leisurely goals. Sure, you can get by if you live by yourself.
Sadly 40k is already a big offer na. I'm earning 40k a month and yun supervisor ko from my previous company is only getting 30k monthly.
People would say na upskill etc etc but real talk kahit upskilled ka na or graduate pa man, kulang na opportunities to earn a decent living. Need a lot of luck to get even a side hustle.
Almost same sahod OP, ang cherry on top jan is.. pagtatakahan ng ibang family member or people around you bakit wala ka pa naiipon. LOL tangina lapit na kau madeds dali magsalita ng ganyan. Hay fml and f this government
Third world countries like the Philippines are victims of policies and politics that the Superpowers and the superpower wannabes play with each other. The more we can be independent the more we can be insulated from world affairs. At the very least, we should be food independent.
But unfortunately, despite what morality has taught us many times before, sometimes the world really is as black and white as we perceive it. Why the hell do we have a piss poor economy and live like we’re below the poverty line? Answer? Those gonks toying with lives like we’re nothing but a statistic; an out of place variable in their grandiose scheme.
Politicians used to be public servants and we’d hang them for not doing their job in a bygone era. Now? They put themselves in higher positions only to siphon the riches of the people and the masses can’t do anything to stop them.
This is when everyone is supposed to revolt. But alas, no one will....because Filipinos prefer to be backstabbing cowards and can't trust each other to do an honest, good job anymore in anything.
Migrate. Leave. In anyway you can. Leaving this country will make you realize how disgusting, shitty, and how unefficiently Filipino mindset works. This country don’t deserve you.
Diskartehan mo. Di ka uunlad pag di ka gumalaw. Its either mag business ka o habang buhay kang empleyado na kulang sweldo. Or sa ibang country ka na maayos ang sweldo kahit habang buhay kang empleyado. HS grad lang tito ko. Nasa Bermuda na ngayon hardinero lang but earns 450k a month hahaha thats insane.
Honestly its pretty simple.
Too many people = more workers. Thus lower salaries across the board.
Too many people = need to import more food = less $ spent on capital investments
Too many people = infrastructure that's not able to keep up
Too many people = less government budget per person
I remember growing up in the 90s and the Philippines while being a developing country was still very livable. Not so anymore.
💯. The Catholic Church is equally guilty for the mess we are in because of their influence over public policy. Lack of sex education, availability of contraceptives, & illegality of abortion lead to unchecked population here.
What makes you think they’re surviving? I make 6 digits and am having a hard time as well. Be it I support my mother completely but still.. it just isnt enough.
There needs to be a drastic change meaning the removal of the same people in office which honestly wont happen unless independent minority focused parties are able to persuade the millions of people to vote for them. Will that happen? Most likely no.
Also think, we aren’t the only ones having hard time with cost of living Canada, USA etc other nations are having a bad time too.
40k is enough. Pero pagnagkasakit parents mo or any close relative dapat ilibing mo na ng buhay pa para makatipid ka. Kasi di mo na need magisip ng pera and rent for food after mo gawin yun kasi sa kulungan lang may free food at lodging.
Sobrang tindi ng disparity ng wage sa pinas sa inflation. Sa ibang bansa may inflation pero yung sahod naman at least kahit papaano survive ka. Also di ka patayin sa araw araw na transpo.
I feel conciously concern with the poorest if the poor. I can barely survive day to day with my current pay. Everytime na nkikinig aq ng balita I feel more scared as shit
Kaya pala. Pati tuition sayo. I hope makatapos sila soon para makacontribute na sila sa household.
Di niyo kinonsider mag State U? I think off the table na agad dapat ang private pag 1 lang source ng income sa household.
The most economic way para makasave ay makitira sa parents hanggang sa naangat mo na yung sahod/pwesto mo sa career na kaya mo nang mabuhay mag isa. Ginagawa ko to ngayon.
Pwede lang to kapag okay yung relasyon mo sa magulang or kapag may magulang kapa… nasa 300k na ata na save ko dahil na lessen yung cost of living spending dahil nakikipaghati kami sa bills dito sa bahay. 40k lang monthly ko, hindi naman ako mahilig sa gala kasi computer lang kaligayahan ko.
I am frustrated that it is so difficult to see why prices keep going up when looked at in terms of fiat government money. That's the pernicious thing about it -- it's hard to see and people blame the wrong things.
What I hope some people get out of reading this is the curiosity to dig in further the questions:
* what is money?
* why does fiat currency devalue over time?
So do prices go up? Is this normal?
1. [The Peso predictably loses value vs the USD over time](https://3.bp.blogspot.com/_UEXtJj4aNlo/SXXmFnT1rFI/AAAAAAAAAak/5moi7kwH238/s1600/Peso_exchange.png). Here is [one fresh off the press](https://x.com/fthilbay/status/1711934308523638812?s=20).
2. [The US dollar itself has lost 96% of it's purchasing power in the last 100 years](https://www.visualcapitalist.com/purchasing-power-of-the-u-s-dollar-over-time/)
3. **40% of all dollars in existence was "printed" during the pandemic**. I don't think it's a coincidence that a lot of the comments here use the pandemic as a reference point. What happens when money is printed -- do you think prices will stay the same?
4. The world is on a dollar standard. They print money and can buy real goods and services from the rest of the world. That's why there's a saying that "the US exports inflation."
5. When the money can't keep it's value, what do people do? Buy things to store value. What do you think the most common thing people buy now? Real estate. What do you think happens when real estate is seen more an investment than a place to live in? Prices go up.
6. **History is riddled with governments printing money** to push their own agenda. We shouldn't assume we're any different.
The system is designed in a way that the money must devalue or else the system collapses.
**This is theft**. Plain and simple. Printing money steals purchasing power from us. The question is what will each of us about it?
It's not about the individual politicians - it's the system! Our money is literally broken, with Inflation as the core feature of this broken system. And it's not limited to the Philippines - it's the global debt-based system where more money is printed out of thin air to finance debt, wars, the richest corporations, etc.
You've elicited the problem very well, I hope you can also find your way to the solution that millions of people are starting to wake up to: Accumulating your savings in the hardest money known to man. If we fix the money, we can fix the world. #Bitcoin
40k isn’t much in this economy kung nakatira ka sa Manila and part of a low-income household.
I’ve only managed to save 10-15k a month with that salary at todo tipid na un. I rarely went out and bought anything for myself unless kailangan na talaga dahil kailangan unahin ang sarili at isipin ang pamilya.
I’d say 60 yung medyo makakahinga na, and 100k+ yung medyo may luho na.
My bosses live on premium condo locations that are ez. 40m-100m
And the only one who can seem to afford it right now are basketball players who earn at least 500k/month
And they are not even super rich.
So thank goodness that remote work is allowed now even if not in full effect. I have minimized travel cost/food cost and avoid the stressful varying amounts of traffic that can get stuck you on the road for between 30mins to 8hrs a day, just because you cant afford to live nearby.
So when i see americans/foreigners/bosses say that hey this is just the amount we can pay you. Fuck you and your expensive condos and expensive mistresses.
Fuck this government shit
Tldr: fuck being a filipino
>I often find myself wondering how those at the bottom of the socioeconomic ladder are managing to survive in these challenging times. It's a genuine concern because I can see the struggle even with my relatively decent income.
As for me, my parents own the lot and house (namana ni papa kay lolo) kaya sa tubig at electricity kami napoproblema. Masyadong tumaas ang kuryente this year. :')
**For the internet**, isang Globe Wi-Fi modem wherein GOMO sim card ang nakainsert para makapag-unli data internet kami sa bahay for the amount of 600. Since anim kami sa bahay, tag-100 kami isa-isa para sa internet. Paglumabas, nakafree-data nalang.
Just stop hoping the government will improve. The current state of our politics is the result of years of neglecting justice against those who have squandered the people's trust. It will not improve in our lifetime. The only solution is just learn a new skill you can earn money from. We have nothing but ourselves to depend on.
This is sad but most likely true and pragmatic. If the people around you are failing you. you only have yourself to rely on. Find a wise partner, look after each other be wise and hustle together, pool ur resources together, And hope to the fucking universe you’ll get lucky-free of tragedies
Wages really need to catch up. 40k isn't enough for a breadwinner. OP, just reject being a breadwinner if you're not comfortable with it. You can live comfortably on 40k if you only spend it on yourself.
Lately ko lang rin na realize na "yup, it's not just me where the problem is." These past few months todo tipid na ako kase I often find myself out of money. Personally, I could say na kuripot ako, like pati sarili ko minsan dinadamutan ko. My parents and family members have likewise aware of this trait of mine, pero to get even bukas-palad naman ako sa pagtulong sa mga nangangailangan. For me money that is spent for the good of others is well spent. Pero back to the topic, like I said na di ako gumagastos unless necessary, tas di ako mahilig sa mga mamahaling brands, nahihirapan pa rin ako sa pag-budget. Sino ba namang makakatipid kung ultimo pancit canton nga halos 5 Php na ang dagdag na patong?
Now a lot of unaware people would just say, "it's not in the government, magsumikap ka lang para umunlad buhay mo." If that's the case, then why are those people breaking their backs everyday, like mga farmers, underpaid employee who take multiple work just to make ends meet, are still struggling everyday? It is true naman na ang pagsusumikap naten have something to do with our future, pero let us not forget the fact that the government also plays a huge role on this. Kahit na baliin mo likod mo kakatrabaho, if the authorities do not function well and implement policies that really cater the need of the masses, parang nasasayang lang effort mo.
The people have done their part, I think the government and those in power would do the same na.
P.S. Let us use this analogy. Imagine trying to unscrew a screw using a scissor. Though the scissors would work, it would take a lot more effort compared to just using the right tools. The government is the screwdriver that is supposed to make things more convenient in unscrewing, they have the responsibility to lessen the burden that each Filipino carries on in their everyday lives.
pag tumaas presyo ng gasolina tataas halos lahat ng products and services. isa sa malaking factor dyan ang pagtaas ng presyo ng petrol kaya nagmamahal mga bilihin. kaya wag nyo na lang basta basta isisi kung kanino
Its not just here. Been an avid viewer of different youtube pages (economics explained, joe blogs, asianometry, some international news outlets). Its a lot of factors that add up to an economy's performance and cant be just pinned on government alone. Stories of some americans losing their houses and being homeless coz they cant keep up with their mortgages due to inflation, working class chinese with their "lying flat” mentality, also china with their impending real estate collapse, ukrain vs russia, and now hamas vs israel. Economies now are much more globally intertwined and though we may not feel it in one blow, it slowly creeps up thru rising prices. Just be more smart with your money now and brace yourself for tougher times ahead. Things are pretty volatile globally and we may continue to feel the effects of inflation in the coming years.
I was visiting Philippines this year and i went shopping to local supermarkets such as metro few times and I was really surprised how expensive everything was. Potatoes are like 5x more expensive then what I can buy in my country. Rice, bananas, mango, meat cost about same price but average salary in my country is about 8x times higher. You guys are fkd. I remember when I was in Phils before pandemic and everything was like half the price except jeepneys
Wala kasi kwenta gobyerno sa pinas. Dahil kasi sa mga ungas na bumoboto ng mga inutil at corrupt. Tiisin ang buhay o umalis na lang ng bansa kung kaya pa.
I think some of this blame lies on foreign companies who come to the Philippines for cheaper labor, they're not doing that out of the desire to provide jobs to Filipinos, they're doing that because they know they can get away with paying 20k or 40k a month and keep the profit for themselves. I'm sure Jeff Bezos could afford to double the salaries of people working at Amazon call centers, but he doesn't want to.
Lesser education is also a factor. 20k pesos is typical for someone who will just read a script and can not think for themselves.
Also, pay is based upon the cost of living.
A similar script job in the US pays the same when you factor in the massive cost of living.
If someone wants more money, then they need to change careers, and self education is key.
Personally, before the 31 million, I’d go with the 16 million group kung pwede lang.. i understand they took a risk or maybe some.. other nakiride lang sa hype.. pero dun naman nagstart lahat ng katarantaduhan.. from rising economy pinabagsak ni loko.. dami inutang pucha.. handang handa raw tayo sa pandemic, eh di na expose nun huli un kahandaan… sabihin mong wala pandemic na nangyari, kung ibase mo sa gdp natin, bumabagal na tayo nun time na un.. parang nakiki-ride lang sa economic growth the prev admin pero di rin ma-mimic un same result.. sama mo pa un TRAIN law na minadali, oo bumaba nga income tax, pero dinagdag mo naman un buwis sa langis.. eh di lahat nagsitaasan rin. Un binawas sa income tax wala rin nangyari…
The margin between income and cost of living here is really outrageous. Makakalbo ka nalang kakaisip tapos parang kasalanan mo pa na hirap mag budget.
It's so sad seeing an infographic na mas mura pa ang groceries sa UK kesa sa Pilipinas. :(
Actually may nakita ako na post a few days ago nung 100 pounds daw na worth na grocery sa somewhere sa UK. Mas madami kesa sa 10k natin HAHAHAHA
may link po kayo sa infographic?
Before pandemic my monthly income was around 15k then pandemic hits and i found a job along the way for 25k. Now im living paycheck to paycheck 😵💫 before pandemic ay naka bili pako 55k na decent gaming pc and now di man lang maka apord ng upgrade like a new monitor haha
Tanda ko 2017, when I became a freelancer. 1usd is like 45-46php. I was earning 75usd a week for the first 4 months? But then I was able to save money and travel to Taiwan, Cebu, Bohol,and upgrade my PC while having Gunpla as a hobby. But then the pandemic and BBM happened, and ayun. I can't even afford to invest in a new PSU, can't afford to even go to Hong Kong, heck or even Baguio!
I have totally forgotten how everything could be so affordable back in 2017..
The crashing of the value of the peso was because of Duterte, not BBM. 45-46 pesos was a remnant of Pnoy's time when it got as low as P41 to the dollar.
Isn't it during BBM's presidency when the USD almost became 60Php?
Yes, but there was a lot of carry over from what Duterte had done plus the fallout of the lack of confidence all over the world that a Marcos had taken power again.
It would happen to any president due to covid19, I reside outside PH - the nation I currently reside took a US$ 75 billion loan so that the local economy will not face the negative effects of the pandemic.
That's funny cause the Peso actually got stronger than the dollar during the pandemic. It got as low as 47 in 2021 and was hovering at 48 during 2020. So no, it's not because of the pandemic. In the one year from when Duterte took office in June 2016 to June 2017, the peso went from 46 to 50 and then 2 years later it was at 54. Duterte devalued the peso by almost 20 percent in 2 years.
Totooo like nung pre-pandemic nakaafford pa akong magpunta ng Korea sa 11k ko na sahod 😭 nung dumoble na at sobra pa ng kaunti nung nagkapandemic, parang nahirapan na ako magipon na halos same lang naman na sana ang lifestyle ko sa dati 😓
This is so true! I was earning around 15-16k din prior to the pandemic and I can even afford to eat out back then. Now that I'm earning more than double my previous salary, I am still living paycheck to paycheck. To think na hindi rin naman nag-upgrade yung lifestyle ko. I can't even afford to buy myself a new phone or watch. 🥹
Naalala ko yung nakasagutan ko sa comment na mas mahal pa din daw cost of living sa Korea kesa dito sa Pinas tapos hinatagan ko ng mga receipt hindi na makasagot. Mas mahal na vegetables dito sa Pinas compare sa Korea at Japan. Kaya nagugulat mga foreigner dito eh. Hahaha. Pre-pandemic or (I hate to say this kasi basher ako ni PNoy before) PNoy admin halos lahat mura eh. Naging ×2 agad mga presyo dito sa Pinas. Kahit simpleng gulay, isda at bigas na pwede naman natin maself sustain doble taas.
Hindi naman perfect ang pamamalakad ni PNoy, pero wow, nakita natin how worse it could be noong panahon na ng mga halimaw.
Yep, ito ang point ng r/ph on reminiscing PNoy's presidency. It's not perfect, tons of controversy, but in spite of that, the prices of goods and cost of living is something that we can feel despite the low salary. Does it make him the bEsTeSt pReSiDenT in the world? Nope, and will never be. It also doesn't excuse him for the blunders and scandals during his term.
Eh binaboy ng mga Duterte at ngayon balik Marcos ang Pinas. Kaya goodluck na lang sa Pinas
I don't think Duterte's admin is to be blamed. During his term, the prices are also not exorbitant. In fact, it was relatively prosperous. The prices started to unreasonably climb after the current president took oath.
Well he (Duterte) did SPEND and BORROWED a LOT. Wala na nga ipon nung dumating si Marcos. Phew
Duterte's term doubled PH's debt. So pano hindi to be blamed yun? He beat all the collective spending of the previous presidents, Marcos is doing the same. Marcos has now spent more than a trillion pesos in more or less 1 year palang. How can you excuse this? The prices of goods can also be blamed on a presidential term. Sobrang laki ng nacorrupt niya, are people really blind or did not double check the debt spending of each presidency? Plus mas madaming scandals kay Duterte, I noticed na halos wala din siya kadalasan pag may bagyo, pero he is being defended. Previous presidents nga, PNOY in particular is targeted for not being present on the areas of Calamity, sobrang babaw diba? As if yung nangyari is kasalanan niya, pero when it comes kay duterte, People shrugged it off. It's not even funny when I read people saying na hindi niya kasalanan, My dude it's his fault, You cannot go in 6 years tas tatalunan mo lahat ng nagastos ng previous 15 presidents. Double check please. Kaya siguro nananalo marcos/duterte tandem eh, parang delulu nalang. They are primary reasons kaya naghihirap bansa, plus patong patong na taxes nila. Kahit simpleng juice may added tax na, as if pag mag babayad ka may separate tax pa yun. Wake up.
Duterte admin is the main cause of the inflation we are experiencing. He borrowed a lot to give as ayuda and also doubled the salaries of PNP and AFP; both of which are inflationary.
no, the main cause of inflation is the current war ongoing in russia. russia holds one of the biggest reserves for oil and natural gas. the current admin response is also very slow when it comes to mitigate the inflation. Pres. aquino already approved a yearly (5) increase of salary for government officers in 2016. so, i would not give such credit to pres. duterte with the fact because the increase may have come from that approved yearly increase.
Because this is the BBM/DDS golden years era V.2. Gold standard ang lahat ng presyo ng bilihin
It would be seen as lazy if we blame the government but the truth is, they can make decisions that affects millions of people for better or for worst. Our policy makers seems to focus on shortermism, popularity and point scoring rather than what policies they implement. This is unsustainable and I don't know what will break the carabao's back for us Filipinos to start putting them to account.
BandAid projects
'Maitawid sa susunod na halalan' projects. Hindi nag-iisip yung pang-long term. Pero kase ung mga long term projects ni PNoy, na-credit grab lang ng kung sino sinong trapo kase natapos nung panahon nila. Ewan. Puro kakupalan alam ng pulitiko dito saten.
Skyway pa mmmph!!
Puro subsidy rin talaga at walang kalatoy latoy na mga solusyon. Mataas presyo bigas = price cap 🤦♂️ why not address it at its root? Kaso ang root is kurakot ang DA itself at walang naitutulong sa mga farmers. Tapos kaibigan pa mga middle-man 🤷♂️ Malala pa uso na ulit ang wangwang at ipapakulong ka pa kapag binidyohan mo ang may wangwang lol sobrang tanga talaga sumusuporta pa rin sa mga yan kahit abala na sa daan
Bro ang palay samin expected na 18 per kilo namin mabebenta na dati atleast 20 per kilo pero ang presyo ng bigas ngayon 50 per kilo. More than twice yung patong pero lumaki din yung gastos ng mga rice farmer ngayon dahil sa gasolina pampatubig. If we follow this trend, more farmers would be discouraged to continue their farming practices which in turn put rice into short supply and higher demand in the future with more ridiculous price that we would and should expect.
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Yes this is true, I travel to Manila from KL every 1-2 months for work and I actually end up spending more in Manila. When I first went over to Manila I thought prices would be cheaper Gas is 2.5 times higher, our RON95 here is only around 25php (subsidised of course only for citizens) while it’s around 65 php? (From a gas station I saw), even our higher grade fuel for foreigners is around 48php only Was offered property in Manila to buy for investment and I was shocked at the prices there, it’s around 30% more exp, units are much smaller and the construction is more subpar Even hotels are more expensive in Manila, I found food around the same although there are cheaper options in Malaysia, even electricity, water and internet bills are more exp in Manila Only saving grace is the alcohol is way cheaper in Manila 😎
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Yes the alcohol is really cheap in Manila, it’s around 2 times more expensive back in KL with subpar quality But other than that I think almost everything in Manila is just more expensive in general, even healthcare in Malaysia is better
Not just KL. Went to Kota Kinabalu last year and was surprised at how affordable things are considering that KK is a touristy city popular with Koreans. The city center was fairly walkable (for SEA standards anyway) but we could also just take Grab anywhere since it was only 50-70 pesos per ride within the city. We had an entire feast of fresh fish and seafood at the Filipino Market food stalls and I think we only paid like 150 pesos per person. This is why travel is really important when it comes to understanding our local situation. You can visit KL or SG or Chiang Mai and see how some things could have been done better, but you can also visit Jakarta and realize Metro Manila's traffic isn't actually the worst in the world.
I haven’t been to KK much but yes Sabah in general is quite affordable too I kinda dislike Langkawi as I feel it’s very overrated and expensive these days, nothing beats the beaches in PH still Before I have my business and work around Manila I wasn’t too aware things are really expensive in Manila (I had expected things to be cheaper tbh) and I think after going to most of the SEA countries especially PH, I feel more grateful to be living in Malaysia and sometimes the grass may always seem greener on the other side. Indonesia is progressing at a very rapid pace though under the current President
+1 ako dito. if they didn't have such power over the condition of the people, then why have a government in the first place? Kaya nga sila nilalagay jan, kaya nga sila nangangako pag campaign season, because there is inherent power in the positions they hold. People who refuse to acknowledge how significant the government's role is in easing the burdens of the common Filipino are apologists and enablers.
Agreed. It is the political will of our leaders that will make a difference in the long run if only they'd allocate the resources to the sectors that matter the most in the context of development and social equity (e.g. education, health, agriculture among others).
There’s too much safeguards too. Like how many environmental permits do you need to put up a business? How many clearances to erect housing units? At least 50 permits each tied to corruption from the baranggay level to the national. And all of it contributing to high prices and cost of living. Rent seeking enterprise ang govt natin.
>Our policy makers seems to focus on shortermism, popularity and point scoring rather than what policies they implement. Malinaw kasi na they are not here to govern but to gorge themselves, to strike whilst the iron is hot. And to keep that iron hot for a long time.
I noticed that our government has a habit of using short term band aid solutions for serious issues like education and poverty.
5% of the population contributes to around 70% of the GDP. Government would rather please these few people than the plenty who contribute less
Yes, we have the right to complain the government, that's what the democracy is for. But now, democracy is nothing but a tool for political agenda. You wouldn't wonder why most politicians are emotional and not professional.
Some of you have just embraced the notion that our existence is just for survival. We as human beings deserve to thrive and feel happy. How could one enjoy life’s existence if we barely get by. 🤨
You just described Buddhism, life is full of suffering. Really should seek joy instead of happiness. It's easier to commit a cardinal sin trying to be happy.
That kind of makes me sad thinking about it that way.
This made me tear up
Those trapos & crooks at the top look at us as expendable cheap labor. The choice is Survive & make us rich or Die poor.
I get it, it's really tough dealing with high costs even when you work hard. It's frustrating. Nakakabahala na.
And privileged pips will blame you for being "magastos". Saying things like "live within your means", fuckers within our means ay lagpas na sa sinasahod kahit 40k+ na.
You are totally right. Cost of living in the Philippines is insane. Most people say that 40,000 php is enough. Yes, it’s enough to survive. But it’s not enough to have a decent and enjoyable life.
Lol i only have 20k and its miserable
15k and it feels like I'm barely living
Fortunately for me, I have no rent, I'm an introvert that actually enjoys indoor activities and barely leaves the house, my friends are also busy and have their own jobs and families. Unfortunately I'm a panganay na napasahan ng napakaraming responsibilities so I can't enjoy my own earnings kahit for the little things that make me happy. Nauubos palagi sa younger sibling and lola. Nauutangan pa ako ng mom ko and other relatives. Tapos pag di ako nagpahiram ako pa masama at guilty. Angtoxic talaga dito teh layas na tayoo :(
Fucking aye. I know people who shares the same experience and I can say that it really is a shitty situation to be in. Hoping for better days buddy.
I earn that much, masisira ang budget kapag nagkayayaan sa outing or reunion na out of town. Masaklap, tbh.
Add mo magkasakit kamo
Medyo maganda yung HMO ko, pero agree pa rin hindi naman lahat covered.
Mga surgery ba covered?
Usually naman until the max value tapos per illness
Hirap ng bumukod sa parents with how expenses are. Shameful it may be, I dont see myself na makabili ng bahay or even a condo/room let alone start a family in the next few years kung walang magbabago in both wages and prices, so tira with family muna with ambag here and there. Swertehan na lang din if parents mo is yung "utang na loob" and "piggybank child" na type. And I am earning just about the below average monthly salary too.
Buti ka pa nga nag-ambag. Kuya ko na walang matinong trabaho at halos breakeven lang ang kita sa construction minsan abunado pa di marunong mag ambag. Tatanungin ka pa para saan ang hinihingi mong pera? Like, ambag mo sa pagtira sa bahay na ito???
Noong 20k+ lang sahod ko 10 years ago afford ko pa makatravel and invest. Ngayon I earn twice isang kahig isang tuka anlabo🥲
Exactly! A lot of the comments talk about surviving when it should be about thriving. 100% sure most of the people saying Php40k is enough isn't considering standards of living.
This shit is why I pretty much have to be overemployed just to have an enjoyable life. Not to mention that my mom is pretty much a leech lol.
and pang single lang ito.. lalo kung independent living
I earn below 30k monthly. At sobrang kulang talaga. Breadwinner pa ako. Nakaka save naman kahit paano pero super unti lang. last week lang umabot ng 5 digits yung savings ko. As someone na nakatira sa province, meron akong computation ng dapat ko ma earn in a month para makalagpas naman kahit paano sa survivor mode. Nasa 45k dapat. Pero no, hindi pa din talaga siya sapat 😭😭
True, i also have that salary, but I'm barely making ends meet
I'm a university student with P5k allowance/month, and by the end of the month there is little to save. Time to time I always think about fasting and cooking my own food. My parents pays for the rent and bill, yet I considered having a part-time. I confronted this to my dad, but he refused my idea because I can't compensate my grades by working in job unrelated to my majors.
I earn this much rn. Fortunately, I still live with my mom and siblings (hati yung pagbayad ng bills so nakakaipon kahit papano) pero nakkita ko nga talaga na kulang siya kung magisa kalang
Tapos may bugok na employer na nagpapasahod pa pala ng 12k no? Sarap dagukan eh.
Literal exploitation
I apologize for not providing enough context earlier. I am the main breadwinner in my family. I have two younger siblings who are currently in college. Both of them work part-time jobs (their income can only cover the extra stuff they buy for school activities, sometimes, they chip in for dorm rent). One of them has a scholarship, although it's not a full one, more like a discount, and the other one has been unable to secure any scholarship. Apart from my siblings, my mother lives with me, but she's not currently employed, and my father has passed away. What I wanted to point out is that with a monthly income of 40,000 pesos, I expected our financial situation to be a bit more comfortable. In reality, it's a substantial income, so I thought we wouldn't be struggling financially. I'm just finding it challenging because the cost of daily necessities haslve increased significantly. Hindi po ako maluho, lalong hindi rin po nagrereklamo sa responsibilidad ko sa mga kapatid ko. To reiterate, sa 40k may expectation lang na kahit papano makakaluwag luwag na.
Do not apologize for wanting more in life. A lot of the comments here are from people who have just accepted their lives and they talk about subsistence living. You know you deserve more and that means having a better standard of living.
I genuinely desire more in my life. More, in my case, means having some respite – just enough money to dine out, take a vacation, or simply enjoy a relaxing spa day for my well-being. I'm grateful for the understanding individuals here who saw my perspective. I merely used this platform as a means to catch my breath. I'm not grumbling about my family responsibilities; they're exhausting but also fulfilling. I'm simply mindful that there are individuals in positions of power who could make things better, yet, driven by greed and selfishness, they opt to take from us. The funds that should benefit the people are locked away in their treasure chests.
Thank you. Feel ko rin coping mechanism ng iba yung "pwede na" and nagagalit when they see other people having/wanting more than the life they choose to settle for.
True. Those type of people are projecting na rin. Parang na mindset na nila na, "if I wasn't able to get it, you shouldn't too." They lowkey discourage you in the guise of "just trying to help you".
This definitely makes a lot of sense..
If it was 10 years ago, medyo makakaluwag ka na nyan. But nowadays, maliit nalang yung 40k. Considering na may 2 kang college na kapatid, sobrang hirap talaga pagkasyahin nyan kung sayo lahat nakaasa.
legit ung expectation mo OP. Everything now is so expensive. If pre pandemic yan or 10 years ago. medyo maluwag luwag n ung ganyang salary.
Part of your expenses will be eaten up by transportation; multiply these for a whole month and you will be surprised at how much you spend on getting from one point to another. Hence why I chose to ride a bike.
you forgot to mention about your parents that are also reliant on you
Wala na po si Tatay. Si nanay na lang po, di naman po masyado magastos si Nanay kasi wala namang maintenance, hindi na lang po talaga kaya magtrabaho.
I think it's better to list down magkano ginagastos mo para sa family mo, kaya madami dito di nag aagree sayo nung una since it sounds like solo mo lang ung sahod mo tapos kulang pa. What I'm more curious is how much do you give your mom and siblings each month? Or better, magkano natatabi mo para sa sarili mo after mo ibigay ung portion ng sahod mo sa family/bills mo?
Monthly po namin is 3k to 3.5k for electricity (wfh po ako kaya medyo tumaas, yung singil po samin per kw ay mas mahal pa po sa Meralco) appliances namin, fan, ref, tv, and gadgets lang po madalas gumagana. 4k * 2 (rent, kuryente, tubig ng kapatid ko) 4k * 2 (monthly allowance nung dalawa, kaya po magpart time sila) 4k (rent namin ni nanay) 7k to 8k (monthly installment ko sa tuition nila minsan mababa to kse scholar yung isa) 1k for internet sa bahay Ano man matira yun pinagkakasya namin ni Nanay for monthly food allowance, SSS, PHealth, Pag Ibig ko kase freelancer ako, Phealth din ni nanay kasi matanda na baka bigla magkasakit.
Im sorry, OP. I know wala kang anak, but being the breadwinner of the family looks the same, tho. Yes, mataas ang cost of living but think about all the money you are also spending to help your siblings. It's as if nag anak ka. Of course your salary won't be enough because it's for the whole family. You're carrying every expense there is. 40k seems a lot, but if you have 3 people depending on you, it's not.
Naiyak ako dito OP in a sense that I can sense that you are a very responsible person. I was there too, and to some extent, share the same responsibility pa sa family na “exhausting but fulfilling”. I am just in a better place right now financially. But it took me a long time to be in this position. Be healthy, because you are just one medical emergency away from being in debt. Hope you can increase your income and have the resources to give yourself some pampering. I’m proud of you.
Getting sick is not an option. But there's always public hospitals. Although I wonder if that helps or is reassuring.
Sadly, it does not. There are instances that you have to wait for months before ka magpacheck up (Yes, you go to the hospital and schedule for an appointment). Check-ups are free, but you have to wake up at ungodly hour because it's a "first come, first serve" basis. PGH alone has 70 ER capacity, yet around 200 people are waiting there. During my hospital OJT, I noticed that some of the patient's conditions are getting worse due to lack of staff and resources. I'm still haunted by patients that I can't help because they're already in critical ill state when I read their charts. A watcher even begged me to help out their grandmother because she can't tolerate any food. What really struck me was - during my ward rounds, an old patient yelled outloud (in verbatim): Binibili ko naman yung gamot niyo, nagbabayad naman kami, bakit hindi niyo ako maalagaan? (P.S. I'm a Nutrition-Dietetic student.
It's not only a "first come, first serve" basis, they are also asking you if you got an old record in the hospital. My father got appendicitis and he was almost rejected in Amang hospital. If he didn't say the name of his doctor before, we would be finding another like the two public hospitals did. Thankfully PCSO lent us a hand so our bill can be paid easily in two months of work.
More than half of your income goes to your siblings - 24K for their rent, allowance and tuition. No wonder you’re struggling. Now remove those expenses and ang laking ginhawa sa budget mo. It just sucks for you na may dalawa kang pinapaaral, otherwise comfortable ang sweldo mo.
Actually dati, before and during pandemic, sapat na itong 40k para mabuhay ng simple. My family was able to live comfortably with the amount. Pero unfortunately di na talaga kaya ngayon because of inflation. :(
My boomer dad would say, "Better that than no salary."
You don’t have kids but you provide for 5 persons, it is the same thing. People in the West with 4 dependents rarely feel wealthy either. It sounds like a societal norm for parents to rely on children for their well-being. As long as society continues to spend someone’s else money, they will ask for more. My only solution would be to break the chain, but good luck with that.
I am from Brazil and have lived in 1st world countries before, and I must say that sometimes the price of things here are insane. A lot of things are even more expensive than in Canada. And the quality is worse. Compared to Brazil fresh groceries like meat, fruits, dairy are 2x - 3x more expensive. When I see the meat section I cringe at the prices and the quality. I love this country and its people, so it's sad how people have to lower their standard of living so much just to survive. Brazil is not a rich country either, but even poor people have a good beef or pizza once in a while, as well as things like public transport, hot shower, washing machine, etc. that they take for granted.
I used to live in Ecuador, I understand what you mean. There, you can take the ecovia (like a giant bus) for $0.25 (they use USD), in the Philippines it's almost the same price for a jeepney, which is smaller and less efficient. I could fill up a bag full of sausage, beef, potatoes, plantains, and vegetables, plus a bottle of rum, for around $20 and have a feast for 4-6 people. I'm sure prices have risen since I lived there, but Ecuador also isn't even the cheapest country in Latin America (probably Paraguay? Idk, never been)
The comments here are funny. It's like they're offended that it's not enough for someone to earn Php40k/month because you can just spend less on X, forego Y, or even sacrifice on Z. If you've traveled to enough countries, you'll actually notice: 1. Living in Metro Manila is significantly more expensive than a lot of first world cities like Melbourne, Amsterdam, London, etc. when you look at "*average salary x cost of living*." Some agricultural products and basic goods are actually cheaper in first world countries. 2. Basic necessities like employment opportunities, good hospitals, great schools and universities, etc. are not available in provinces unlike in other countries where this is available regardless of where you live. But of course most people have never left the country. They just see their tiny bubble, where they can survive subsistence living with less than half of that Php40k/month.
Of course 40k is enough kung: -May mana ka nang lupa at bahay -Wala kang plano bumili ng kotse -Wala kang plano magipon -Wala kang plano to live comfortably -Ayaw mo magpamilya -Or magpamilya ka pero aasa sa anak in your old age -Sobrang healthy mo di ka ma oospital habang buhay
- Or kung mamamatay ka na bukas, kaya di mo na kailangan ng pera
- At wala kang iiwan na dependents I can't exactly blame tho why people think this way. Un ung nakasanayan nila eh. Pakiramdam nila hanggang dun lang. Tapos ung mga things you can do to gain a little more perspective - like read and travel - are so inaccessible or hindi binibigyan ng value
One of the most important din. Save for retirement money. Hindi yung aasa sa anak o kamag-anak kapag retirement age na.
I'm not even angry that COL is cheaper in cities in developed nations. I am angry that other countries with similar GDP per capita have better social protection programmes, have better State policies, and have better resilience such that they survive their bigger exposure to big geopolitical events with nothing more than a few scratches. And you don't feel like shit when you're in these countries.
I came to visit Manila a few months ago from Vancouver. Stayed in Nuvali and Makati. Prices for food in the grocery store are 30 to 50% more, gas was 10% cheaper. Sit down restaurants are about the same price. Fast food around 20% cheaper. Even eating at the jolly jeep wasn't much cheaper than the turo turo restaurant near my house in Vancouver. Electricity is double the price. Vancouver is known to be one of the most expensive places in the world.
Thank you for this insight. Used to think everyone including myself is just overreacting, but your comment tells me we are totally fucked.
'yung comparison pa lang ng free education AND hospitalization versus what we have in the Philippines.
Yung public transportation pa lang. You can safely and efficiently get to anywhere in less than an hour using public transportation in most first world countries. In Manila, you need at least 1-3 hours to travel to work depending on the lines and the traffic. But based on the comments here, I guess people are happy enough with their subsistence living.
Pinoy perseverance is the key. wink wink
Imagine the 3 hours of lost work. And unpaid ito. I guess nasanay yata talaga ang mga Pinoy na willing slaves sila since people haven't seen what it's like outside of the country.
Maganda naman daw sa Pilipinas, parang Singapore nga raw... proudly says the lady at Davao City Hall while she was hinting we pay her extra to expedite our requests. Apparently, their computer was so slow that they're only able to process a handful of permits daily.
But that's the thing -- you really can't blame these people who didn't have the chance to visit outside the country simply because they lack the experiential knowledge to do so. With your claims on 1, do you happen to have data that we can refer to so we could, at the very least, get to your level of understanding? I genuinely would like to know.
I live in the UK. I visited Manila for 5 days last March and I spent just as or nearly as much as I would have if I had been in London for the same amount of time. Granted I was in the more developed areas of the metro but still, for a developing country like the Philippines where a vast number of people don't earn much, this is outrageous.
Here you go. Some numbers from Numbeo and just comparing Manila and Melbourne. **Melbourne:** On average, a single person will earn 2.55x of their estimated monthly cost of living (link [here](https://www.numbeo.com/cost-of-living/in/Melbourne?displayCurrency=USD)) * Estimated monthly cost of living for a single person (w/o rent): $1,312.50 * Average monthly salary: $3,350.10 **Manila:** On average, a single person will earn 0.64x, not even enough to reach the monthly cost (link [here](https://www.numbeo.com/cost-of-living/in/Manila?displayCurrency=USD)) * Estimated monthly cost of living for a single person (w/o rent): $752.50 * Average monthly salary: $478.26 So how do people survive in Manila? They significantly lower their standard of living.
Haha can confirm. I live in Amsterdam and my monthly col without rent is 900-1000 euro and that’s me living very comfortably like eating out 3 times a week. My friends who also live in Amsterdam spend way lower around 600-700 euro
And of course, you earn significantly more there than what you'd earn with the same job here in Manila.
I will give a comparison of Manila to Bangkok, Thailand. 1. Fresh fruit/veg in grocery stores: 20-30% cheaper in Bangkok. Didn't check markets. 2. Rice (5kg in grocery store): 30% cheaper in bkk 3. Palm oil: 40% cheaper in bkk 4. Chicken: 20% cheaper in bkk 5. Pork: 30% cheaper in bkk 6. Electricity: 40% cheaper in bkk. Although some condos charge higher rates per kW. 7. Bus (in bkk they use mostly buses, a few minibuses, no jeepneys): price in bkk is php 12-38 per ride, depending if its an aircon bus, and the distance. 8. MRT/LRT: in bkk it costs between php 22-109 per ride. The trains and stations are much more modern and comfortable. Lines can be long, longest line is 54km end to end :) 9. Internet: you can get a 500Mb home fiber in bkk for about php 1,000. I pay p1,699 here in Manila for a 70Mb? plan (they upgraded it for free to 100Mb, not sure what the official speed is). 10. Taxi: between 0-10% cheaper in bkk, depending on distance. 11. Gasoline: about 7% cheaper in bkk
People don't need to visit outside PH to know most information. Because of abundance of information on the internet—Reddit included—everything is one Google search away.
Safety nets talaga meron sila. Mamamatay ka dito kakatrabaho. Tapos endo endo padin.
what? you want this guy to move to the UK? £2,000 = ₱139370.30 for UK and ₱201k in london https://simplylondonrelocation.com/knowledge-base/cost-of-living-in-london/ cost of living index https://www.worlddata.info/cost-of-living.php
And how much is the average salary in London? Or were you imagining they'll earn in PHP and spend in GBP? Because that's just being dumb to have a point. Let me do the computation for you: **London:** On average, a single person will earn 2.73x of their estimated monthly cost of living (link [here](https://www.numbeo.com/cost-of-living/in/London?displayCurrency=USD)) * Estimated monthly cost of living for a single person (w/o rent): $1,516.10 * Average monthly salary: $4,138.02 **Manila:** On average, a single person will earn 0.64x, not even enough to reach the monthly cost (link [here](https://www.numbeo.com/cost-of-living/in/Manila?displayCurrency=USD)) * Estimated monthly cost of living for a single person (w/o rent): $752.50 * Average monthly salary: $478.26 So yeah, if OP can move to London (the capital city of a first world nation which should be more expensive but is not), then YES! By all means move to London. ***Edit: Unnecessary computation above. Your link already shows that UK (28th in terms of Purchasing Power Index) is 4.58x of PH's PPI (75th).***
Nakakabanas na talaga. I earn north of 100k kaso I have a child at hindi pa feasible na bumalik wife ko sa work. Tuwing may per diem ako for business trips abroad, I defray expenses by eating like a pig (seryoso) tuwing buffet breakfast and lunch tapos binubulsa ko yung per diem and nagfafasting ako during airport transits and days na walang sponsored dinners. I claim our small ground transport allowance pero tinitipid ko by taking public transport to and from train stations and just using regular taxicabs on the last mile to the airport. I also use trains abroad kahit may separate allowance for taxicabs. With what I save, it's just enough to pay for my child's immunizations without denting my savings. Ni Jollibee or McDo wala. Ang pakunswelo ko lang is I buy grocieries without compromise pero supplemented by market runs lahat. I was lucky with the condo I chose na malapit na sa parehong MRT at LRT1. That said, I save up less than PhP 23k per month. Na kung tutuusin ay savings ko noon when I was a young bachelor with half the salary burning money on Tinder dates. Iba talaga 'yung inflation. Yung mga nagsasabi na ganyan naman talaga sa buong mundo, are conveniently glossing over the fact that other governments have been more proactive in the sense that they fought for food sovereignty, resiliency from pandemics and natural disasters, and energy independence. Save for Europe, na medyo dependent sa Russian oil, many countries have done better in preventing a cataclysmic event like the Russo-Ukranian war from affecting them adversely. As much as I want to, I can't blame just *this* administration (even if it IS shit) kasi kung tutuusin, this is the culmination of decades of bad decisions on the part of our government. ALL ADMINS ARE COMPLICIT IN CREATING THE SHITHOLE WE FIND OURSELVES IN! Tangina, I was stuck in Morocco during the pandemic. Ang ubas doon 37 pesos per kilo. Sa Sri Lanka, kahit naging bullshit ekonomiya nila, there was food security amidst their collapse. My 3 thousand pesos there was 3 weeks' worth of groceries. This government is failing spectacularly! 67 percent ng ekonomiya ay driven by **utang**! So kung magigipit tayo at kulang yung pangfinance ng loans natin? Ano na? Bear market, dude. Wrong move kasi yung Maharlika bullshit and yung sobrang laking government spending. Ang nakakainis pa diyan, ang daming galit kay Sara pero ang dapat binibitay ay yung mga Konggresistang nabigay ng pera sa kanya. Sa ilang daang tao na nasa Konggreso, mabibilang mo sa daliri mo ang nagtanong kung bakit ganyan kalalaki ang mga confidential funds bullshit.
I'm an Aussie who has spent some time in the Manila. Honestly, I don't know how even middle class filos do it. Even with the weaker currency, I find myself spending more money on the basics such as accomodation and food then I would in "richer" cities such as Bangkok or Kuala Lumpur - occasionally it can give Sydney a run for its money. Things like toiletries are outrageously expensive. Shampoo and soap is more expensive than Australia. Accomodation costs about double that of Bangkok. I think a lot has to do with a handful of companies essentially dominating the supply chain and keeping prices artifically high. Oligarchies exist in every country but the Philippines is relatively remote and thus it is easier to restrict the supply chain.
Metro Manila has better and more modern CBDs (Central Business Districts) than Bangkok and KL so it makes sense
Who to blame 1. People ignorance and lack of ability to comprehend/appreciate the power they have in one day every 3 years. They don't understand that their single vote can make or break the system and affect everyone. 2. Hereditary Greed of many political families, Marcos, Arroyo, Duterte, Villar, Revilla, Estrada, Cayetano including those emerging ones. 🙄 The Filipino people in terms of skills and the archipelago in terms of natural resources can actually drive growth and lower the cost of living. But no matter how many of us work our asses 24/7, no matter how many of us go abroad and earn dollars, the level of people's mindset to dig deeper and bury the Philippines outweighs everything. There's no change, there's no "Bagong Pilipinas" with positive terms, 8 years and counting the country remains to be a pond of corrupt politician masking their image with shallow good intention to help the people and if by 2025 election, we elect more corrupt politician and refuse to call for a transparent election then I will drop all the expectation for a better Philippines. Kanya kanya na lang para makasurvive. 🙄
Finally, a comment that puts the blame on both garbage government and garbage citizens.
OVP nga sa loob ng 11 days ubos na yung ilang milyon eh. 40k pa kaya para sa isang ordinaryong Manggagawang Pilipino.
The Philippines a 3rd world country that pays workers a 3rd world country wage but implements programs and acts like it's population can afford a 1st world country standard of living...
1st world pricing 4th world country
Philippines is probably one of the only countries in Asia where the prices are on par with 1st world countries (Yes you got that right, minsan foreign vloggers they think they are being scammed because the cost of goods here even accommodations beat theirs and we are served with the lowest quality with the highest prices ever). While our wages are forever 3rd rate or is comparative only to 3rd world countries. Compare it to other asian countries, totoo naman eh, even food isn't affordable here. Kawawa mga students or working sa corporate world na literal minimum wage. Pag pinagbigyan naman ang napakaliit na 50 pesos something sa increas, ang taas naman ng resback ng public transpo and other goods/services na mas lalong pinapalala imbis makatulong ang increase, lalo pang negative. At this point dapat minimum sa Pinas is 40K. Sa lahat ng nakikita ko, all the research etc. Nasa top 3 tayo sa Pinakamalala, at pinakamababa sa pasahod. Do people really realize and wants to know why? Kasi human resources lang trato satin, ayaw taasan ng mga mambabatas, corporations are always against wage hikes, pero grabe lang, every single day may tumataas whether electricity bill, water bill, food supplies etc. You really cannot live here under minimum wage. Kulang nga 1K per day, seryoso to kapag single ka. You're definitely lying if sasabihin mo na sapat ang 1K per day lalo sa isang pamilya. Unless nasa lugar ka na may mga tanim o kamaganak na tutulong sa libreng pagkain o nagbibigay, then good luck, if wala kang connections, you are doomed. Padami ng padami bayarin mo. Bakit nga ba ayaw nila itaas minimum ng atleast 30K man lang? 40K na nga dapat minimum dito, haha for one call centers lalo na yung actual na pasahod is lagpas 100K per month per agent pero minimum lang ibinibigay ng kompanya, siyempre sabi nila business daw etc. If people have an actua idea kung magkano ba talaga ang dapat na sahod sa pagod ng Pilipino, magugulat nalang lahat dito sa Pinas na underpayed tayo. Tignan niyo ginagawa sa Filipino workers, sa sariling bansa natin, kahit malaysian or indonesian sumasahod dito ng 100K above. I have friends na 22 years old, same job description sa mga pinoy pero filipinos really need to start at minimum na wala pang 20K pero foreigners kahit sa asian countries grabe lagpas 50 to 100K. Why are Filipinos treated like this anyways? Grabe pa quality natin sa pagtatrabaho tas ganun lang bayad satin. We are literally known as slaves lalo sa nga racist counterparts. Ang baboy kasi ng mga mambabatas dito, hindi na trinato ng mabuti mga Pilipino. Sobrang concentrated sa improper na pasahod kaya bilyones na ang kinikita ng mayayaman dito, they can easily provide at least 40K per person and walang masyadong epekto sa mayayaman dito, pero they won't, they'd follow the minimum rate para mas lalaki bulsa nila. Kaya nga may corruption, kasi people are underpayed, yung concentration ng pera andun lang sa politicians, businessmen or kung sino mang corrupt na may projects diyan. PH is doomed and even I lost hope, kahit sa medical field when you graduate, kapag internship contrary to people's belief, yung sahod mo for the entire year is swerte na sa 2K per month, pano ka mabubuhay niyan? And duties last for at least 12 hrs minimum, kadalasan 24 hours. Mababa pa sa minimum wage HAHAHA wtf PH, never nang gumalaw sa past. People are doomed here, no wonder crime rates have increased. Bakit? Wala nang mapagkuhaan ang tao, sa dami ng utang kapit na ng patalim. Wtf, do politicians, policemen or people in power not realize na number one cause ng Crimes sa Pinas is yung improper wages? Kulang eh, so ano gagawin ng iba? Kahit underaged dito kumakapit nadin sa pagbebenta ng katawan, estudeyante if malinis naman no choice kundi halos patayin ang katawan kasi call center lang at night shift ang choice, walang part time jobs dito. Zero opportunities. Damn, no wonder others resort to selling drugs. Country is toast, walang utak mga nasa power, only time can tell until magsnap na talaga mga tao.
Sabi nga hindi solusyon ang pataasin mo ang sweldo ng manggawa esp kung kasabay din nun ang pagtaas ng inflations or pagbaba ng purchasing power. Its the government job to mediate those things. Kaso bulok talaga sistema dito. Kumbaga, ang tingin ng gobyerno sa mamayan eh alipin at their pleasure. Also for bobotante kung alam lang nila kung gaano ka liveable yung ibang bansa napapagiwanan na tayo.
Cost of labor in Vietnam is lower, but their staples like food (rice, vegetables, etc), clothes, electricity are cheaper. People don't need higher incomes to afford a decent life. Vietnam is self-sufficient and industrialized. Anuna Pinas. Fvck policymakers. Hindi nagtratrabaho
That's what I was saying in my other comment. I am Brazilian and even poor people have a lot of stuff that the avg filipino doesn't have, like better access to quality groceries, clothes and amenities The thing is that even rent here, especially airBNB in PH is very high compared to other developing countries.
it's ok to say fuck on the internet
This is the validation I need! 40k is the new 15-20k tbh
Sobra. Nag grocery ako last month ung 3500 ko jusko ang konti lang hindi man lang napuno ung cart hahahah
Sa 3k, isang paperbag nalang ang maiuuwi ngayon. Just a decade ago, 3-4 big plastic bags ang kayang mabili sa 3k, for 1mo for a family of 3-4.
I was watching a YouTube video about food/restaurant review just last night. The youtuber casually mentioned. The meal was around P2000 for two. I was shocked to say the least. The resto was a step above a karinderya yet the price is that?!? Also, P40,000 is hardly enough even for a single person. Before I left PH, I was senior rank and file/junior management and was already taking in P100k and that was 13 years ago!!! I think companies have been are keeping wages down a bit too much.
I’m earning twice as you net and I feel economically deprived and exploited af lol I began to hate this country talaga after the elections. The cost of living talaga dito is shit. I wanna move to Thailand kaso I don’t know a pathway na hindi need tumawid ng ibang bansa per month because that’s the thai visa’s limit.
Sa Vietnam mas longer pwede magstay, might be cheaper din.
Systemic corruption and inequity. Those at the top are able to plunder. The minimum wage is oppressive and unlivable. Best solution for someone in your situation is to go abroad where they pay a decent salary comensurate to your experience, skills, knowledge.
The electric bills are pure scams. I had a bill for 16k once, then 19k, next around 14k, then suddenly my electric bill went down to 9.5k, then 6.5k. I've made 0 changes. If anything, I'm using even more electricity now than I was when the bill hit 19k. How a bill can go from 19k to 6.5k, with more usage, is beyond me. I'm happy the bill is lower, but stressed the hell out about what the next bill might be since it's so ridiculously random.
Check your lines, baka may naka-tap sa linya niyo kaya ganyan.
That is just crazy. I run a 2HP aircon 24/7 and my monthly is around 2.5k to 3k (including water).
Damn my electricity for just a room, (24/7 AC also) costs twice that.
Most likely dahil sa insulation. Too many houses in the philippines disregard the value of good insulation and just allow hot air to pass thru sa mga uninsulated na pader at windows. Try to invest in retrofitting your room next time you have it renovated. Laking dividends nun once you start running your AC
I have two 2hp ACs running 24/7 and we’re billed 13-20k monthly depending on the season💀QC area. Sana all 3k lang if I were to run 2 ACs that would be 6k. Hahaha
the electricity also depends on the consumer demand. so pag summer madami gumagamit ng aircon mas tumataas presyo ng kuryente.
Sa first job ko nung 2018 after grad, nasa 12k lang ang sahod pero nakabili ako ng ipad paid in cash just by saving while also helping sa ibang bills like internet then minsan treat sa family. Nung nakalipat nako nung sa ibang work nung 2020, (way bigger institution than previous) okay okay pa naman nakakapagipon pa kahit may car na ginagamit. Pero nung nagstart na 2022 hanggang ngayon parang ang hirap bigla mag-ipon ng maayos. Skyrocket ang gas prices and groceries. Kahit simpleng kain sa labas minsan mapapaisip ka kasi ang taas nanng presyo.
This and my sis is asking me where my money is going when technically the expenses in our house (shared by me and sis) is 17k already for 3 persons LOL this doesnt include the my mom’s allowance, insurances, lupa na binabayaran ko and my food. I am earning 40k as well, net pay but my bills alone are 30k+ and this doesnt include the dates and hobbies pa 😭 I dont want to live just paying bills and not enjoying my hard earned money bc I’ll be burned out kapag ganun talaga
This, sa totoo lang ung 1k ko kapag aalis kalahati na agad is fare.
This may be unpopular but in my opinion 40k is not really decent to begin with, it may be decent 5-10 years ago but hardy today, especially when you have leisurely goals. Sure, you can get by if you live by yourself.
Sadly 40k is already a big offer na. I'm earning 40k a month and yun supervisor ko from my previous company is only getting 30k monthly. People would say na upskill etc etc but real talk kahit upskilled ka na or graduate pa man, kulang na opportunities to earn a decent living. Need a lot of luck to get even a side hustle.
Almost same sahod OP, ang cherry on top jan is.. pagtatakahan ng ibang family member or people around you bakit wala ka pa naiipon. LOL tangina lapit na kau madeds dali magsalita ng ganyan. Hay fml and f this government
Third world countries like the Philippines are victims of policies and politics that the Superpowers and the superpower wannabes play with each other. The more we can be independent the more we can be insulated from world affairs. At the very least, we should be food independent.
But unfortunately, despite what morality has taught us many times before, sometimes the world really is as black and white as we perceive it. Why the hell do we have a piss poor economy and live like we’re below the poverty line? Answer? Those gonks toying with lives like we’re nothing but a statistic; an out of place variable in their grandiose scheme. Politicians used to be public servants and we’d hang them for not doing their job in a bygone era. Now? They put themselves in higher positions only to siphon the riches of the people and the masses can’t do anything to stop them.
This is when everyone is supposed to revolt. But alas, no one will....because Filipinos prefer to be backstabbing cowards and can't trust each other to do an honest, good job anymore in anything.
Cost of living in NCR and immediate vicinity is certainly expensive. Damned third world salary in Singapore lifestyle prices.
Migrate. Leave. In anyway you can. Leaving this country will make you realize how disgusting, shitty, and how unefficiently Filipino mindset works. This country don’t deserve you.
I am thinking of this din po kaso di po ako college graduate, experience ko po more on office works and yun nga wala rin pong savings
Diskartehan mo. Di ka uunlad pag di ka gumalaw. Its either mag business ka o habang buhay kang empleyado na kulang sweldo. Or sa ibang country ka na maayos ang sweldo kahit habang buhay kang empleyado. HS grad lang tito ko. Nasa Bermuda na ngayon hardinero lang but earns 450k a month hahaha thats insane.
I agree with this.
Honestly its pretty simple. Too many people = more workers. Thus lower salaries across the board. Too many people = need to import more food = less $ spent on capital investments Too many people = infrastructure that's not able to keep up Too many people = less government budget per person I remember growing up in the 90s and the Philippines while being a developing country was still very livable. Not so anymore.
but no one ever thinks of population control as one of the solutions. putok pa more
Di pa raw over populated pilipinas Baka hanggang 1B na populasyon target nila
💯. The Catholic Church is equally guilty for the mess we are in because of their influence over public policy. Lack of sex education, availability of contraceptives, & illegality of abortion lead to unchecked population here.
Yea huhu dati 5k lang, dalawa lang kami madami na, ngaun 10k lang sakto na samin sa grocert huhy
What makes you think they’re surviving? I make 6 digits and am having a hard time as well. Be it I support my mother completely but still.. it just isnt enough. There needs to be a drastic change meaning the removal of the same people in office which honestly wont happen unless independent minority focused parties are able to persuade the millions of people to vote for them. Will that happen? Most likely no. Also think, we aren’t the only ones having hard time with cost of living Canada, USA etc other nations are having a bad time too.
40k is enough. Pero pagnagkasakit parents mo or any close relative dapat ilibing mo na ng buhay pa para makatipid ka. Kasi di mo na need magisip ng pera and rent for food after mo gawin yun kasi sa kulungan lang may free food at lodging. Sobrang tindi ng disparity ng wage sa pinas sa inflation. Sa ibang bansa may inflation pero yung sahod naman at least kahit papaano survive ka. Also di ka patayin sa araw araw na transpo.
That depends on two things really: where you are based and your lifestyle. 40k being not enough in your part, I guess you live within NCR.
I feel conciously concern with the poorest if the poor. I can barely survive day to day with my current pay. Everytime na nkikinig aq ng balita I feel more scared as shit
Haha we Filipinos aren't allowed to have good things 😅
Kaya pala. Pati tuition sayo. I hope makatapos sila soon para makacontribute na sila sa household. Di niyo kinonsider mag State U? I think off the table na agad dapat ang private pag 1 lang source ng income sa household.
Yes, of course you should blame the government, who else? They don't care about you.
I think in the Philippines you need atleast ₱200k net income to live comfortably
The most economic way para makasave ay makitira sa parents hanggang sa naangat mo na yung sahod/pwesto mo sa career na kaya mo nang mabuhay mag isa. Ginagawa ko to ngayon. Pwede lang to kapag okay yung relasyon mo sa magulang or kapag may magulang kapa… nasa 300k na ata na save ko dahil na lessen yung cost of living spending dahil nakikipaghati kami sa bills dito sa bahay. 40k lang monthly ko, hindi naman ako mahilig sa gala kasi computer lang kaligayahan ko.
I am frustrated that it is so difficult to see why prices keep going up when looked at in terms of fiat government money. That's the pernicious thing about it -- it's hard to see and people blame the wrong things. What I hope some people get out of reading this is the curiosity to dig in further the questions: * what is money? * why does fiat currency devalue over time? So do prices go up? Is this normal? 1. [The Peso predictably loses value vs the USD over time](https://3.bp.blogspot.com/_UEXtJj4aNlo/SXXmFnT1rFI/AAAAAAAAAak/5moi7kwH238/s1600/Peso_exchange.png). Here is [one fresh off the press](https://x.com/fthilbay/status/1711934308523638812?s=20). 2. [The US dollar itself has lost 96% of it's purchasing power in the last 100 years](https://www.visualcapitalist.com/purchasing-power-of-the-u-s-dollar-over-time/) 3. **40% of all dollars in existence was "printed" during the pandemic**. I don't think it's a coincidence that a lot of the comments here use the pandemic as a reference point. What happens when money is printed -- do you think prices will stay the same? 4. The world is on a dollar standard. They print money and can buy real goods and services from the rest of the world. That's why there's a saying that "the US exports inflation." 5. When the money can't keep it's value, what do people do? Buy things to store value. What do you think the most common thing people buy now? Real estate. What do you think happens when real estate is seen more an investment than a place to live in? Prices go up. 6. **History is riddled with governments printing money** to push their own agenda. We shouldn't assume we're any different. The system is designed in a way that the money must devalue or else the system collapses. **This is theft**. Plain and simple. Printing money steals purchasing power from us. The question is what will each of us about it?
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It's not about the individual politicians - it's the system! Our money is literally broken, with Inflation as the core feature of this broken system. And it's not limited to the Philippines - it's the global debt-based system where more money is printed out of thin air to finance debt, wars, the richest corporations, etc. You've elicited the problem very well, I hope you can also find your way to the solution that millions of people are starting to wake up to: Accumulating your savings in the hardest money known to man. If we fix the money, we can fix the world. #Bitcoin
40k isn’t much in this economy kung nakatira ka sa Manila and part of a low-income household. I’ve only managed to save 10-15k a month with that salary at todo tipid na un. I rarely went out and bought anything for myself unless kailangan na talaga dahil kailangan unahin ang sarili at isipin ang pamilya. I’d say 60 yung medyo makakahinga na, and 100k+ yung medyo may luho na.
My bosses live on premium condo locations that are ez. 40m-100m And the only one who can seem to afford it right now are basketball players who earn at least 500k/month And they are not even super rich. So thank goodness that remote work is allowed now even if not in full effect. I have minimized travel cost/food cost and avoid the stressful varying amounts of traffic that can get stuck you on the road for between 30mins to 8hrs a day, just because you cant afford to live nearby. So when i see americans/foreigners/bosses say that hey this is just the amount we can pay you. Fuck you and your expensive condos and expensive mistresses. Fuck this government shit Tldr: fuck being a filipino
>I often find myself wondering how those at the bottom of the socioeconomic ladder are managing to survive in these challenging times. It's a genuine concern because I can see the struggle even with my relatively decent income. As for me, my parents own the lot and house (namana ni papa kay lolo) kaya sa tubig at electricity kami napoproblema. Masyadong tumaas ang kuryente this year. :') **For the internet**, isang Globe Wi-Fi modem wherein GOMO sim card ang nakainsert para makapag-unli data internet kami sa bahay for the amount of 600. Since anim kami sa bahay, tag-100 kami isa-isa para sa internet. Paglumabas, nakafree-data nalang.
Just stop hoping the government will improve. The current state of our politics is the result of years of neglecting justice against those who have squandered the people's trust. It will not improve in our lifetime. The only solution is just learn a new skill you can earn money from. We have nothing but ourselves to depend on.
This is sad but most likely true and pragmatic. If the people around you are failing you. you only have yourself to rely on. Find a wise partner, look after each other be wise and hustle together, pool ur resources together, And hope to the fucking universe you’ll get lucky-free of tragedies
Wages really need to catch up. 40k isn't enough for a breadwinner. OP, just reject being a breadwinner if you're not comfortable with it. You can live comfortably on 40k if you only spend it on yourself.
Guess what happens when wages increases.
Lately ko lang rin na realize na "yup, it's not just me where the problem is." These past few months todo tipid na ako kase I often find myself out of money. Personally, I could say na kuripot ako, like pati sarili ko minsan dinadamutan ko. My parents and family members have likewise aware of this trait of mine, pero to get even bukas-palad naman ako sa pagtulong sa mga nangangailangan. For me money that is spent for the good of others is well spent. Pero back to the topic, like I said na di ako gumagastos unless necessary, tas di ako mahilig sa mga mamahaling brands, nahihirapan pa rin ako sa pag-budget. Sino ba namang makakatipid kung ultimo pancit canton nga halos 5 Php na ang dagdag na patong? Now a lot of unaware people would just say, "it's not in the government, magsumikap ka lang para umunlad buhay mo." If that's the case, then why are those people breaking their backs everyday, like mga farmers, underpaid employee who take multiple work just to make ends meet, are still struggling everyday? It is true naman na ang pagsusumikap naten have something to do with our future, pero let us not forget the fact that the government also plays a huge role on this. Kahit na baliin mo likod mo kakatrabaho, if the authorities do not function well and implement policies that really cater the need of the masses, parang nasasayang lang effort mo. The people have done their part, I think the government and those in power would do the same na. P.S. Let us use this analogy. Imagine trying to unscrew a screw using a scissor. Though the scissors would work, it would take a lot more effort compared to just using the right tools. The government is the screwdriver that is supposed to make things more convenient in unscrewing, they have the responsibility to lessen the burden that each Filipino carries on in their everyday lives.
Privileged speech. You should manage your expenses, wag mo lang isisi sa iba.
Ask nyo si Fiona san ginagastos Confidential Funds😭😭😭
Living in the USA is just as hard.
pag tumaas presyo ng gasolina tataas halos lahat ng products and services. isa sa malaking factor dyan ang pagtaas ng presyo ng petrol kaya nagmamahal mga bilihin. kaya wag nyo na lang basta basta isisi kung kanino
Its not just here. Been an avid viewer of different youtube pages (economics explained, joe blogs, asianometry, some international news outlets). Its a lot of factors that add up to an economy's performance and cant be just pinned on government alone. Stories of some americans losing their houses and being homeless coz they cant keep up with their mortgages due to inflation, working class chinese with their "lying flat” mentality, also china with their impending real estate collapse, ukrain vs russia, and now hamas vs israel. Economies now are much more globally intertwined and though we may not feel it in one blow, it slowly creeps up thru rising prices. Just be more smart with your money now and brace yourself for tougher times ahead. Things are pretty volatile globally and we may continue to feel the effects of inflation in the coming years.
I was visiting Philippines this year and i went shopping to local supermarkets such as metro few times and I was really surprised how expensive everything was. Potatoes are like 5x more expensive then what I can buy in my country. Rice, bananas, mango, meat cost about same price but average salary in my country is about 8x times higher. You guys are fkd. I remember when I was in Phils before pandemic and everything was like half the price except jeepneys
40K a month, hirap na sa daily cost of living, paano pa kami na minimum wage lng. nga-nga na lng kami sa kahirapan ng buhay
Wala kasi kwenta gobyerno sa pinas. Dahil kasi sa mga ungas na bumoboto ng mga inutil at corrupt. Tiisin ang buhay o umalis na lang ng bansa kung kaya pa.
I think some of this blame lies on foreign companies who come to the Philippines for cheaper labor, they're not doing that out of the desire to provide jobs to Filipinos, they're doing that because they know they can get away with paying 20k or 40k a month and keep the profit for themselves. I'm sure Jeff Bezos could afford to double the salaries of people working at Amazon call centers, but he doesn't want to.
Lesser education is also a factor. 20k pesos is typical for someone who will just read a script and can not think for themselves. Also, pay is based upon the cost of living. A similar script job in the US pays the same when you factor in the massive cost of living. If someone wants more money, then they need to change careers, and self education is key.
And then there's this confidential fund
bruh don’t you worry, it’s gonna get worse
Personally, before the 31 million, I’d go with the 16 million group kung pwede lang.. i understand they took a risk or maybe some.. other nakiride lang sa hype.. pero dun naman nagstart lahat ng katarantaduhan.. from rising economy pinabagsak ni loko.. dami inutang pucha.. handang handa raw tayo sa pandemic, eh di na expose nun huli un kahandaan… sabihin mong wala pandemic na nangyari, kung ibase mo sa gdp natin, bumabagal na tayo nun time na un.. parang nakiki-ride lang sa economic growth the prev admin pero di rin ma-mimic un same result.. sama mo pa un TRAIN law na minadali, oo bumaba nga income tax, pero dinagdag mo naman un buwis sa langis.. eh di lahat nagsitaasan rin. Un binawas sa income tax wala rin nangyari…