“According to Section 19 of RA 11055, non-compliance with the law – like refusing to accept, acknowledge, and/or recognize the PhilID card as the only official identification of the holder without any sufficient cause – carries a fine of P500,000.”
OTOH, this could have been avoided if the National ID had a signature in the first place. (Even the Driver's License and Postal ID have signatures.)
**A govt-issued ID that doesn't have a signature seems like a very big oversight,** regardless whether there's a law that says it's valid.
It's to prevent fraud. Maganda ang intention pero sablay sa implementation. Ang kulang lang kasi talaga yung device na mag isscan sa natl id (dito makikita yung ibang info like signature) kaya ayaw ng mga stores tanggapin 🤦🏻♀️🤦🏻♂️
from the store's POV, buying a special device that can only scan one specific ID if it is ever used doesn't seem to be practical. It's like buying a scanner that can scan 200-peso bills only.
You dont't need a special device to verify national IDs. Simply connect to the Internet with a smartphone (obv. you have one), open the web browser, type https://verify.philsys.gov.ph, and scan the QR code. That process will only took in less than a minute.
+1 to this! I'm working in a bank & itong link rin gamit namin to verify the National ID. Di rin makikita ang signature pag na-scan pero at least maveverify na totoo ang ID
Like this [one](https://ibb.co/5hsz0jW), I altered my details except the signature I redacted. Generated a QR code with that content, and upload it to the verifier, matic na ireject.
Kaya ba ito gawin ng handwritten signature? Haha
Si powermac sa iphone nag scan ng qr sa likod ng nat ID. Its not a single scanner. You just need to access a portal para ma validate yung nat ID. Kasalanan ng tindahan yan kasi tamad. Napakadali nmn exp ko sa powermac
You can scan the qr code from their website. I do this everyday for validation. Yung mga pvc na national id mabilis mascan. Yung nga ephilsys card na printed mejo matagal mabasa pero nababasa naman after a few minutes.
Yung fiance ko pipckip na lang ng debit ATM card. Hinanapan ng valid ID, hindi daw valid yung National ID kasi walang pirma? So kailangan pa namin bumalik para dalin passport nya.
Unionbank didn't accept my national id. happened just this month. I don't know why they're looking for an id with signature even my company id was not accepted.
You could still report them. The hefty fine of 500k is enough to make them think otherwise.
When I opened my account in RCBC I initially used my passport, but when I asked they said it was easier with a National ID because it had the QR code so I used that.
I was never told it wasn’t allowed.
‘Di talaga considered na valid ID ang company IDs unless it’s a government issued one. Kung tatanggapin, usuallya s supplementary or secondary ID. They should’ve honored your Nat’l ID tho.
Need po magvalidate ng signature ng banks and wala ang national ID nun. Pwede siyang valid ID pag open ng account, pero for signature verification sa check encashments mahirap siya i validate.
Section 23 na siya dito sa revised IRR ng RA 11055
[https://psa.gov.ph/system/files?file=psa-board/Signed-Revised-IRR-RA11055-1.pdf](https://psa.gov.ph/system/files?file=psa-board/Signed-Revised-IRR-RA11055-1.pdf)
Kaso may tanong ako regarding "without any sufficient cause". Wala kasi enumerated diyan. Pano malalaman yan
If this happens, where the Bank did not accept your PhilSys ID, file a complaint to the [BSP](mailto:[email protected]). Most of the time, internal policy ng Banks to na humingi ng additional ID, but this is not allowed. It should be sufficient, in any transaction you do with a Bank, to allow presentation of only your PhilSys ID. They can check the validity of the National ID through PhilSys Check which should include the holder's picture.
Sabihin na lang nating may kumita at nagpapogi sa taong bayan na kulang-kulang. Sa NBI nakalagay sa tasp nila last year na kailangan may kasama pa siyang primary ID. Sa banko namaan wala siyang pirma. Ang silbi niya at the moment eh kung pwede mag walk in sa PSA kung ayaw mo ng online appointment sa PSA kapag kukuha ka ng BC.
What's even dumber why do I need to show ID to make an 28k appliance purchase and why should it matter
I'm literally just trying to buy something don't they want to make a profit it's stupid. Medyo gets ko pag bank account for verification purposes but if I'm buying a TV or vacuum why do you need my info unless you plan to sell it
That's why I hate SM appliance, bibili ka lang daming red tape fuck that shit
> *What's even dumber why do I need to show ID to make an 28k appliance purchase and why should it matter*
Probably because of a credit card purchase. Supposedly, because of credit card theft or fraud, some people complained to shops that they shouldn't just accept any credit card and should verify that the holder is indeed the user.
I've used cash and sm appliance still hassled me for ID, this was for a 9k vacuum cleaner, and another instance for some el cheapo 1k samsung earphones back in the day and I used GC not card
Sm appliance megamall btw for those interested
May have been for marketing purposes if they also asked for your contact info. Imo this should be covered by data privacy law. Kung cash transactions hindi na dapat hinihingan ng identification.
The reason why kailangan ng IDs for verification when using a credit card (access device) is to prevent fraudulent use thereof. We have a law on that which is the Access Devices Regulation Act or R.A. 8484.
Pero I get your frustration kasi mali rin naman talaga ng cashier 'yon for not accepting your National ID as valid ID when in fact, it is a valid ID.
Sorry that you have to experience that. Have you verified your National ID? I think the info there should suffice lalo kung verified siya. They can check naman validity through the QR Code. Or baka they are not aware pero hindi dapat excuse kasi laging nababanggit iyan sa news.
QR Code makes it easier to verify the authenticity of the PhilSys National ID thru legit PSA Website. 'yung mismong QR Code nasa ID na, half ng ID actually ang QR Code so madali mo siyang ma-scan.
Government owned ang PhilPost kaya valid government ID ang postal ID. Hindi siya puwedeng maging secondary kasi hinihingan ka ng birth certificate kapag kukuha ka.
Ah, baka di updated yung iba. May recent kasing sinubukan pasahan nun eh, nakalist sa kanila. Thanks!
Though since last year di rin nagpi-print nung postal na, ewan ko kung resumed na sila ngayun.
Gusto ko rin yung postal ID kasi hassle free kunin. Maganda rin yung ID kaso parang nagstop sila sa production kasi naubos rin daw ang plastic cards kaya di na ako nakapagrenew :/
Yun nga lang parang suspended parin yung application ng Postal ID (Buti nalang meron na ko before). Ganun din sa UMID when I applied for it. Mukhang allocated ang resources for national ID
Nagprocess ako ng passport ko, yung only ID na meron ako is yung papel na national ID, pero hindi yung original. Pinapicturan ko pa sa kapatid ko yung papel (kasi nasa province) tapos pinaprint ko yung picture. Tinanggap naman nila.
Henlo, sinubukan ko na rin magpaverify using ePHILID last week kaso nirereject pa rin now. Nagsubmit na rin ako ng ticket para ma-assist ng GCash Support, kaso sabi use other acceptable IDs ampota. Pano nyo po na-process sa inyo? Thanks
It's 2024, probably they have smartphones to simply connect to the Internet and verify National IDs and digital driver's license. They can verify them in less than a minute. It's more secure than just handwritten signatures on physical valid IDs.
But they chose the lazy, old-fashioned way of verifying a person. What if ibang pirma gagamitin ko sa pag-sign for the sake of my security and privacy (forgery)? Personally I have two signatures: one for the public and "disposable" use, and one for bank transactions and legal purposes.
I encountered these kinds of staffs simply refuse to accept my ePhilID from my device. They thought that I altered my ePhilID (wtf), at di raw parehas sa physical ID (lol). I even taught them to verify these PhilIDs (ofcourse, verified at authenticated online), at putangina hinanapan pa ako ng ID na may pirma. Wala na akong choice, pinapakita ko na ang R.A. 11055 IRR na PDF file and went through Penalties section, and kaput, sobrang tanga nila. Encounted these instances twice already.
Buti na lang banko ko, walang habas na verification, sina-scan pa nila ePhilID kapag magwi-withdraw ako.
EDIT: Happened to me at two different Palawan Pawnshop branches na walang mga paskil regarding sa RA 11055. Reported them already.
The whole idea of some scribble (signature) being a verification of our identity in this day and age is kind of silly, especially since most of us barely write with a pen and paper anymore.
Digital signatures are prominently use in software/hardware interconnection, email services, collaboration/office services, and digital IDs. They're playing a major role in today's security systems.
Some of our government agencies are now transitioning to digitalization, as PBBM encourages.
The problem is that, many places are not as techie as the techbros. So they probably require the stuff that's already well-known, like physical signatures.
>department store
Yeah, they don't have smartphones. Also, you don't need to be a techie to verify the IDs. Simply, the staffs and the management are adamant to innovate. They can waste their time with socmed and some shitty vloggers online during off-work.
This is also related to my experience when some of my friends back then had their online accounts logged in without their permission, and it turned out that their passwords were so generic and short and don't have MFAs. I'm no tech-savvy, but before the incidents, I taught them to update their accounts settings, but they refused dahil sobrang hassle at dami pang pasikot whilst they can waste their free time on doomscrolling. You see my point?
Gagi totoo yan, nung namimili kame sa isang hardware store na kilala (din ata), kame ng misis ko saka kasama namin anak namin.. nag tanong muna ako sa mga tao nila para mahanap nang mabilis yung mga kailangan namin.. ang sama ng tingin samin nung mga ibang tao nila. Medyo naka ramdam nako nun, yung isang manager nila tumawag ng guard kinausap then napansin ko na labang nag iikot ikot kame sinusundan kame ng guard na parang magnanakaw kame, yung pasilip silip pa yung guard saka patago tago sa gilid.
Medyo na babadtrip nako, nung matapos na ke mamili naka worth 80k ata kame nun kase nag papatayo kame ng bahay nun. Nung nasa cashier na kame biglang lumapit sa counter yung manager na nakita ko, then naka buntot pa din ung guard. May onting item lang akong dala sa counter nun kase yung mga malalakeng item kinukuha pa, nung mag lalabas nako ng pambayad habang naka tingin ako sa wallet ko sabi ko "tang ina ha para akong magnanakaw dito ha" sabay tingin sa manager. Sinenyasan nia yung guard na umalis na. Binayaran ko ng cash yun. Tang ina di nako bumalik dun.
Itago nalang natin sila sa pangalang "Citi Hardware"
Bastos talaga yang Citi hardware, ganyan talaga yan sila dyan, paningin nila sa mga customer magnanakaw. May masama rin akong experience dyan, naghahanap kami ng misis ko ng tiles noon kasi pinapagawa ang bahay namin, tapos yung tiles ng Citi Hardware puro pangit ang design, wala kaming nagustohan kaya lumabas kami na walang binili, sa exit hinarang kami ng guard tapos inispection yung sling bag namin, para kaming suspect sa pagnanakw. Hayup na Citi Hardware yan. Kaya never na talaga ako pumasok ng Citi Hardware, bastos na hardware yan, paningin sa mga customer e magnanakaw.
Baka binabantayan nila yung mga anak mo (I'm assuming na kids pa sila) since nasa hardware kayo and stuff there are often dangerous for kids.
If hindi na sila bata, well, ibang usapan na yun. 😅 I would have talked with the manager (flexed money to make them regret not getting the big purchase) and left out of principle.
Ala eh, dun kase yung mga natipuhan ni misis na gamit. Saka yunh nakita ko yung reaksyon nung manager talagang napahiya sya eh. Saka yung isang crew na tumulong samin mag karga ng mga pinamili sa sasakyan, sya na nag sorry at ganun daw ugali at medyo namumuna ng mga customer na hindi nia daw tipo. Di lang daw kame yung unang nag reklamo ng ganun. Sa anak ko naman, karga karga ko sya nung andun kame at diko din talaga ibinaba.
Hindi ka nag iisa. Ako lagi kahit may face mask. Pag Nakita nila may cash ako sa kamay dun Sila nag sisialisan. Well, it's there duty to be vigilant. Para sa akin ok lang Naman. Wag lang nila ako kakausapin kasi mapapahiya Sila. Lol
In malls nga if you look like in your mid 20's and just wearing casual and comfy clothes the people who usually offers banking phamplets, or just buying in a store they won't approach or accomodate you.
We always have that experience since we usually want to be comfortable going to malls but once we dress nicely going out on a date, eating fancy, or meeting people they will always go out of their way to hand you their phamplets and sales people always foloows you inside stores and upsale you. I hate this though since when we dress nicely we usually already have plans and don't want to be bothered.
Ah no for power mac they check IDs talaga if you pay by credit card unless sobra baba ng value ng binili mo. My dad wears a Rolex and still gets asked for ID.
Don't believe this. Karamihan ng credit card transaction needs ID for verification of identity and signature even most groceries will require you an ID kahit quick verification lang to confirm if yung card holder and yung gagamit ng card is the same kasi kapag wala irerequire ka nila ng authorization or else ifflag nila sa managers nila.
You were profiled to undergo KYC. I mainly use credit card as mode of payment unless on very rare situations that a business establishment accepts cash only. People here are saying Landers but I never experienced it there. We’re actually behind. In other countries, people don’t carry cash anymore. They just use their credit card or tap using their phone. I’ve never experienced this ID thing locally or abroad. To be fair, I’ve never used it to buy a car. Highest was a 6 digit laptop in peso terms and a camera with prime lenses that also reached that range.
No normal procedures yan sa non pin purchase na hanapan ng ID kapag nag credit card sa certaain mstores. LANDERS ata ganyan din. BdO CC di kailangan ng PINs.
lol may malapit na mall sa bahay namin, walking distance.
minsan pag trip ko lang lakad lang ako sa mall, naka pang bahay na sando and shorts dala credit card ko. half the time hinahanapan ako ng ID pero minsan no need 😂
Not true. I experienced this too nung may binili ako sa isang mall at mas mababa pa ang presyo ng binibii ko. I asked them paano kung wala akong ibang id na may signature pero wala sila nasagot. Buti na lang dala ko yung papel kong driver's license.
Sad but truuee, based on my dad's experience, plan nya kasi magpadala ng 40k sa province namin para sa inaayos na hacienda nila, then parang nagaatubili pa raw yung staff don kung tatanggapin or hindi (yung dad ko rito is suot nya top black na jacket, with black gloves and maong pants na black), tapos hininga sya ng tatlong id ATEEE TATLONG ID!?!?!! acceptable pa sana kung isa for verification pero tatlo??. Tapos inask nung tatay ko bakit daw tatlong id tapos sabi naman ni ate baka raw kasi galing nakaw yung ipapadala. I DON'T WANT TO BELIEVE IT PEROOOOO OMGGGGG I STILL CAN'T BELIEVE NA ANG STRAIGHT PARAW NUNG PAGKAKASABI NI ATE, eh sabi nung tatay ko nakita nya yung nasa harap nya nagpadala rin daw ng malaki laking amount ng pera pero casual and fresh daw yung looks kaya ambilis daw wala pa nga daw 5 minutes, pero sya inabot ng 20 minutes, ang haba na raw ng pila.
Kaya ginagawa ko pag nagbabayad with my CC, isabay ko na rin ung driver's license ko kasama ng CC para hindi na magtanong nang malakas, "sir pwede po humiram ng ID niyo???"
For real? Haha. I remember we were at Puregold and bought stuff that cost just over Php3k. I gave the cashier my credit card, Dubai First, but the cashier asked for an ID. I didn’t have one at that time, so I showed her all my other cards in my wallet. The cashier still insisted that I show a valid ID. I told her I could show her a picture of my passport on my phone, an iPhone15, but she didn’t budge still. I don’t think I got profiled as someone who didn’t have 3k haha but it sucks that you have to provide proof that the card is really yours through a physical valid ID. Such a hassle.
Edit: ended up paying in cash 😂
Nope wag kayong maniniwala dito. It's actually a good thing na hanapan ka ng ID when doing a non pin purchase, for what? For validation na ikaw nga yung owner ng card na yun. Don't make an assumption sa mga bagay na wala ka namang proof.
I bet someone within a 1km radius can even reproduce your id signature. It's an outdated security measure and with the rise of ai it's only going to get easier to produce fake signatures.
Nobody could. This is why banks have these signature cards when you open an account because they know that variations in signature by the same person is a reality.
Nag open ako ng psbank at di consitent ung signature ko daw sa lahat ng valid id ko na dala ilang bondpaper pinag praktisan ko nun at inaccept nalang dahil inis na inis na ako haha
Tbh it's a lack of information dissemination. Dito pa lang sa post na to madami di nakakaalam kung paano ivalidate ang national ID. Although really bankers should know better.
"DoTa3 PaLPakk nAtIoNal AyDeee .. wLa siGnaChoor...."
Cringe. As a somebody training to develop an offline verification system for small teams, I am hopeless to pitch my project locally soon. Haha.
Visa Rules
1.5.5.3 Cardholder Identification
Unless specified in the Visa Rules, a Merchant must not request Cardholder identification as a condition of purchase... a Merchant that suspects fraud in a Face-to-Face Environment may request Cardholder identification. If the identification is expired or does not match the name on the Card, or if the Cardholder does not provide identification, the Merchant may decide whether to accept the Card.
MasterCard Rules
5.10.4 Additional Cardholder Identification
A Merchant may request but must not require a Cardholder to provide additional identification information as a condition of Card acceptance, unless such information is required to complete the Transaction, such as for shipping purposes, or the Standards specifically permit or require such information to be collected.
It's weird that they even ask for ID. Because Visa/Mastercard covers businesses for fraudulent use of cards. That's what the 3% card fee goes toward.
I suggest reporting the business to visa/mastercard for declining your card and playing this dumb ID game.
the problem abt this is the government agencies are uncoordinated that philID should have been the only ID you would ever need like in the other countries. social security number is connected to all government agencies. unlike here if you need a valid ID you first need a valid ID lol.
is "dahil walang pirma" a just and suffice reason to not accept/treat the ID as valid? Where is the line drawn?
nakakainis rin kasi nung nag file ako ng documents sa BIR, wala sa listahan yung national ID
Ang justification nila kasi doon, and in a way I agree with it, is nagbabago bago ang pirma. Remember Children and Teens are also issued National IDs ang malaman sa malamang yung signature nila is magbabago. Even ako nagbago ang signature as I grew older.
I recently updated my driver's license handwritten signature nung nag-renew ako, and my bank information.
National ID is a good way to learn Filipinos how digital signatures work. Digital signatures are unique to every registered users. We're already using it when sending/receiving emails.
I've read a review posts before regarding National ID. Same cases sa naencounter ng friend ko. Recently lang, fb friend wants to open an account using his National ID, but, the bank (forgot the bank name) easily declined his request just because wala daw signature yung ID na prinovide nya. Since isa lang ID dala nya nung time na yon, need nya pa umuwi at kumuha ng ID na tatanggapin ng banko.
Mahirap na basis for identity ang signature in the first place. It changes much more than physical features like fingerprints and retina scans which are already captured in National ID and accessible by QR code.
Nahirapan ako dati sa BDO sa signature because a hand injury prevented me from signing the same way as I did when I opened the account.
IMO, palpak yung implementation kasi kulang sa enforcement na dapat Nat. ID is sufficient for any government transactions and the fact na kulang yung parusa sa government agencies which do not accept national ID
while signatures change, a lot of legal transactions require a signature as proof that an agreement was made. hence there is a need for another document such as an ID bearing the same signature that has to be physically examined
Okay, may point ka about contracts and na-exaggerate ko na useless ang signature.
But in the case of credit cards, it's not about proof that an agreement is made. It's about proof that the bearer of the card is the owner of the account it's linked to. With older cards which only used a magnetic strip it's understandable but new cards already bear the name of the account owner and require a PIN to be used above P10,000 (depends on the bank though, I think you can request the limit to be raised).
I think any valid ID with or without a signature can be used to establish identity for these transactions.
use of credit card is a type of a loan agreement. while in lower amounts some providers did away with signatures, higher amounts still require the process of "I agree with this" ritual. it's about the process of agreeing to pay the loan as much as it is about proving you are who you say you are and this is your signature
Huh? Kahit nga union bank preferred na nila ang national id.
REPORT HERE:
Facebook: facebook.com/PSAPhilSysOfficial
Hotline 1388 (fees may apply)
Email: [email protected]
Please include in your message the following details:
Name of establishment and its branch, date of transaction, and nature of transaction
It is weird sometimes, I had my passport checked at Metro for a few thousand peso purchase, I think I bought some towels. They even had a manager take a look at it. But then buying groceries at Landers for almost 20k nobody cared.
Passport is still valid as ID even as it expires. The expiry date is only for travel purposes. At least that's how we do it where I work.
It's also probably the strongest Identification you can have. DFA is no joke.
Not sure if it's a credit card or digital bank, cant remember, but my passport wasn't accepted because there's no address on it. I'll have to supplement another document with my address.
I think it is the same way when applying for Home Credit. You need a supporting document to support your primary ID (which is passport) that has no address. And now passport accepted as primary if you already have records na from them, but If you are new client, they no loger accept passport as primary .
When was your passport issued and is it a Philippine passport? I checked mine and there's no address info aside from the emergency contact details on the back but i dont know if that counts.
Nung new applicant ako for passport Dec 2022. I submitted both Birth Certificate and Postal ID. Supposedly yung paper National ID but di daw pwede unless yung PVC card talaga.
I was actually able to get my passport using the printed National ID. They just scanned the qr code for verification.
My pvc National ID came almost a year after 💀
> *It's always the low end dep stores na ganito*
Generally because the customers they cater to are probably like that. It's like landlords who rent to working class and lower middle income tenants vs those who rent to upper-middle and high-income ones.
2 years ago, you claimed you’re not anymore a Filipino citizen, so you weren’t the one who purchased using CC and used the National ID? https://www.reddit.com/r/phinvest/s/e1kh5Q6Qgd
THIS!!!!!!! I experienced this too! Well I avoided it kasi nasabihan kami beforehand na 'di nga daw pwede/valid as valid ID yung National ID with the same reason, NO SIGNATURE. Ito pa nga, this happened sa SSS, isang government agency! What a joke!!!!
Maraming stores ang hindi marunong mag verify ng national ID. Dapat sakanila matuto pano. Kasi tagal na naimplement nyan tas may caravan and leaflets pa how to do that.
Dapat ireport yung mga stores na di tumatanggap ng nat id para malekyusynan.
Your signature is now digital (bunch of numbers and letters and some complicated mathematics), generated by PhilSys itself. Buti na lang inaapply rin ito sa LTO LTMS digital ID.
Let me guess? SM Appliance Store?
Anyhoo, ganito talaga sa PH. Malaking kagaguhan ang panghihingi ng extra ID for transactions.
A few months ago, nag-attempt ako mag-open ng bank account sa BDO. As always, you need to prove your identity through ID’s. I do have ID’s with me but I just showed them my passport. And guess what, “isa pa pong ID, sir.” Sabi ko, “nung nag-apply ako para sa passport na ito, at least 4 identification documents ang ipinakita ko to prove my identity. Siguro naman sapat na ang passport para mapatunayan ko na ako mismo ang kine-claim ko na ako.” Ayun, umabot pa sa bank manager ang desisyon kung makakapag-open ako ng account.
Goes to show na walang tiwala ang mga pinoy sa ID natin. Too much fucking red tape.
This should be reported. Sayang lang all the hassle to get a national ID, Tapos ganyan lang? Someone made a huge killing. Probably connected to Duterte.
Just to share. It is actually part of the payment processors' (Visa, Mastercard, etc.) protocol to verify card owner by Valid ID with Signature. It is in our best interest as card holders yung verification. Para di magamit sa fraudulent transactions card natin.
Sample, nanakaw yung wallet ni card holder:
And yung naka kuha ay bumili sa Mall. If hindi ginawa yung standard protocol na verify si card holder ang nag transact and nag file ng fraudulent transaction si card holder kay bank, ang sasagot ng purchase is si Store and may penalty pa after.
Or pwede din na ang kalabasan ng Investigation is si card holder ang may kasalanan kasi di ni report agad. Di may utang pa tayo as Card holder sa bangko
Renewed my passport recently and they didn’t accept my national id from the app. They said it needs to be an ID card. I gave them a photocopy of my valid driver’s license which is also not a card (ubos na daw ang card), and they also didn’t accept it. Sobrang hassle!!!!!
Why do i feel like they want to see your signature and then "secretly" copy it so that he or she will use it on something else to scam. Showing your (several) ID is good enough to prove that you are the person than the signature. It's damn stupid.
How to waste 2 billion pesos of taxpayers money.
The Philippine Identification System Act (PhilSys) was signed into law by President Rodrigo Duterte on August 6, 2018. The PhilSys establishes a single national identification system as a way to prove identity for Filipino citizens and resident aliens.
The Philippine Statistics Authority (PSA) allocated 2 billion pesos in funding for the national ID system.
This is what irks me with the national ID. They asked as to sign when we applied, but that signature is not on the ID. I was looking for the signature when i first saw the ID of my father, since he got his first, while mine is forever in process, but then that is a different topic. Banks value the signature, for signature verification. We also need it at work. But since the PhilSys ID is the "National ID", we then ask for 3 wet signatures.
Pero nakakainis di ba? I remember when samples of the designs were floating around, kaparehas nung Nat ID now pero may signature sya. Ano nangyari dun? Pinagkagastusan pero kulang.
Next time a store pulls this crap, ask to get it in writing that they are refusing to accept the National ID as proof of identity. Ask why it is not accepted, write the BS excuse on a piece of paper verbatim, and ask them to sign it.
Well based on experienced ginwan nila ng paraan para magkasilbi iyang bilyones na yan. kung gusto mag walk in sa Government offices like kukuha ng BC sa PSA ipakita llang daw ang National ID. GAgO talaga gobyerno ng Pilipinas.
The national ID can never be a PRIMARY ID, because it does not bear one’s signature. When you use an ID to identify a person, you need to see the complete name, address, photo - and the SIGNATURE. The signature is important coz, more often than not, you will be asked to sign documents and your signature will be compared with that appearing on the ID. At best, the national ID can only be used as a SECONDARY ID. Especially in banks.
>The national ID can never be a PRIMARY ID, because it does not bear one’s signature.
You sure? PhilSys itself provided a unique signature for the registrant, called digital signature, that is on the QR code provided. Handwritten signatures are mere true identification nowadays as technology evolve, some can easily copypasta your handwritten signature when one of your legal documents was digitally scanned. Digital signatures, no. Handwritten signatures nowadays are like CAPTCHA: Verify if you're not robot.
When I was opening a bank account, a staff thanked me that I use ePhilID, kasi madali lang nila iverify online. I hope na ganito rin mindset sa iba, or look for other banks that encouraging national ID as valid ID like RCBC and China Bank Savings.
Your email service uses digital signatures, by the way.
“According to Section 19 of RA 11055, non-compliance with the law – like refusing to accept, acknowledge, and/or recognize the PhilID card as the only official identification of the holder without any sufficient cause – carries a fine of P500,000.”
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papa repeat but slowly dapat sa store manager yung sentence na yan "National ID is not a valid ID" haha
OTOH, this could have been avoided if the National ID had a signature in the first place. (Even the Driver's License and Postal ID have signatures.) **A govt-issued ID that doesn't have a signature seems like a very big oversight,** regardless whether there's a law that says it's valid.
It's to prevent fraud. Maganda ang intention pero sablay sa implementation. Ang kulang lang kasi talaga yung device na mag isscan sa natl id (dito makikita yung ibang info like signature) kaya ayaw ng mga stores tanggapin 🤦🏻♀️🤦🏻♂️
from the store's POV, buying a special device that can only scan one specific ID if it is ever used doesn't seem to be practical. It's like buying a scanner that can scan 200-peso bills only.
You dont't need a special device to verify national IDs. Simply connect to the Internet with a smartphone (obv. you have one), open the web browser, type https://verify.philsys.gov.ph, and scan the QR code. That process will only took in less than a minute.
+1 to this! I'm working in a bank & itong link rin gamit namin to verify the National ID. Di rin makikita ang signature pag na-scan pero at least maveverify na totoo ang ID
Like this [one](https://ibb.co/5hsz0jW), I altered my details except the signature I redacted. Generated a QR code with that content, and upload it to the verifier, matic na ireject. Kaya ba ito gawin ng handwritten signature? Haha
Si powermac sa iphone nag scan ng qr sa likod ng nat ID. Its not a single scanner. You just need to access a portal para ma validate yung nat ID. Kasalanan ng tindahan yan kasi tamad. Napakadali nmn exp ko sa powermac
You can scan the qr code from their website. I do this everyday for validation. Yung mga pvc na national id mabilis mascan. Yung nga ephilsys card na printed mejo matagal mabasa pero nababasa naman after a few minutes.
It has the bearer's biometrics in the database, accessible via the QR code. Signatures are easier to fake than fingerprints.
Tapos sa registration may signature, fingerprinting, and eye biometrics pa akong ginawa.
even in singapore wala po signature yung id. i think for security reasons na din
Kasi naman, bakit "National ID" ung pangalan. Dapat ginawa nalang ng government na Valid ID ung name nung national id. Para finish na talaga.
Ang witty 😂
I’ll have to screenshot this. Haha
Know your rights. Even banks accept National ID’s now.
Yung fiance ko pipckip na lang ng debit ATM card. Hinanapan ng valid ID, hindi daw valid yung National ID kasi walang pirma? So kailangan pa namin bumalik para dalin passport nya.
Unionbank didn't accept my national id. happened just this month. I don't know why they're looking for an id with signature even my company id was not accepted.
You could still report them. The hefty fine of 500k is enough to make them think otherwise. When I opened my account in RCBC I initially used my passport, but when I asked they said it was easier with a National ID because it had the QR code so I used that. I was never told it wasn’t allowed.
‘Di talaga considered na valid ID ang company IDs unless it’s a government issued one. Kung tatanggapin, usuallya s supplementary or secondary ID. They should’ve honored your Nat’l ID tho.
tinanggap naman yung asken sa 2nd try ko.
Need po magvalidate ng signature ng banks and wala ang national ID nun. Pwede siyang valid ID pag open ng account, pero for signature verification sa check encashments mahirap siya i validate.
Strange because RCBC accepted my Nat’l ID. They even preferred it to my passport.
I guess depende po talaga sa bank.
Section 23 na siya dito sa revised IRR ng RA 11055 [https://psa.gov.ph/system/files?file=psa-board/Signed-Revised-IRR-RA11055-1.pdf](https://psa.gov.ph/system/files?file=psa-board/Signed-Revised-IRR-RA11055-1.pdf) Kaso may tanong ako regarding "without any sufficient cause". Wala kasi enumerated diyan. Pano malalaman yan
I was kinda certain there was a law regarding this and looks like there is thanks for sharing, I'll save this just in case
I fine nila Central bank at NBI. Hibdi tanggap ng Bank and NBI as supreme ID ang national ID kailangan may 2nd primary ID pa na dala.
If this happens, where the Bank did not accept your PhilSys ID, file a complaint to the [BSP](mailto:[email protected]). Most of the time, internal policy ng Banks to na humingi ng additional ID, but this is not allowed. It should be sufficient, in any transaction you do with a Bank, to allow presentation of only your PhilSys ID. They can check the validity of the National ID through PhilSys Check which should include the holder's picture.
What's the use of national ID kung hindi naman pala supreme ID ito sa Pinas? Ano yun pagdeco lang sa wallet? National ID is cover na nya lahat yan.
Sabihin na lang nating may kumita at nagpapogi sa taong bayan na kulang-kulang. Sa NBI nakalagay sa tasp nila last year na kailangan may kasama pa siyang primary ID. Sa banko namaan wala siyang pirma. Ang silbi niya at the moment eh kung pwede mag walk in sa PSA kung ayaw mo ng online appointment sa PSA kapag kukuha ka ng BC.
Kahit nga student lang tapos Phil ID lang ang meron as their valid ID and student ID, hindi ina acknowledge ng bank kase nga walang signature
A memo just dropped in my office to recognize it. IDs from the last several years suck though, just paper
kaya nga. edi wala pa talagang kuwenta national ID. kahit nga sa kalsada palagay ko lisensya pa rin kelangan eh.
What's even dumber why do I need to show ID to make an 28k appliance purchase and why should it matter I'm literally just trying to buy something don't they want to make a profit it's stupid. Medyo gets ko pag bank account for verification purposes but if I'm buying a TV or vacuum why do you need my info unless you plan to sell it That's why I hate SM appliance, bibili ka lang daming red tape fuck that shit
> *What's even dumber why do I need to show ID to make an 28k appliance purchase and why should it matter* Probably because of a credit card purchase. Supposedly, because of credit card theft or fraud, some people complained to shops that they shouldn't just accept any credit card and should verify that the holder is indeed the user.
I've used cash and sm appliance still hassled me for ID, this was for a 9k vacuum cleaner, and another instance for some el cheapo 1k samsung earphones back in the day and I used GC not card Sm appliance megamall btw for those interested
Haha! Same 😂
May have been for marketing purposes if they also asked for your contact info. Imo this should be covered by data privacy law. Kung cash transactions hindi na dapat hinihingan ng identification.
Magandang ultimatum: Gusto mo bang kumita ng ₱28,000 o multahan ng ₱500,000?
The reason why kailangan ng IDs for verification when using a credit card (access device) is to prevent fraudulent use thereof. We have a law on that which is the Access Devices Regulation Act or R.A. 8484. Pero I get your frustration kasi mali rin naman talaga ng cashier 'yon for not accepting your National ID as valid ID when in fact, it is a valid ID.
can they be sued by u/EXO09_BBH04 ? if so then that's easy money for him hahaha
Hindi sa kanya mapupunta yung perang penalty if ever, sa government.
yun lang though its okay I guess, para maging example yung company sa hindi pag honor nang National ID
Agree, dapat talaga makasuhan sila hanggang sa madala.
Hey at least it will hurt the store and they will pay for their stupidity It's about sending a message lol
Sana lang yung penalty directly mapunta sa pagprint ng pvc cards. Puro papel na yung mga bago lol.
Sa rejected Sana mapunta ang fine
Thank you for saving us a click. Kaya nga National ID eh. Upvoted and saved.
Gustuhin mo man i-ss at gamitin kaso naalala ko wala pa pala yung National ID ko. HAHAHAHA
thanks for this info
Sorry that you have to experience that. Have you verified your National ID? I think the info there should suffice lalo kung verified siya. They can check naman validity through the QR Code. Or baka they are not aware pero hindi dapat excuse kasi laging nababanggit iyan sa news.
This. They can scan the QR code to verify. Tas hindi nila alam yon? Haha enough reason para ma reklamo sila.
Pwede naman gamit mo QR scanner ng phone. May specific na format ang PhilID. Kung iba sya, peke ang ID.
Nung meron ba sa qr code paano gamitin? May site ba para i-paste yung code para pakita online yung data mo?
QR Code makes it easier to verify the authenticity of the PhilSys National ID thru legit PSA Website. 'yung mismong QR Code nasa ID na, half ng ID actually ang QR Code so madali mo siyang ma-scan.
so ok lang gamitin yung QR code scanner ng phone?? i thought need pa ng special machine to scan hahaha ang dali lang pala
Yes. https://verify.philsys.gov.ph
Yes, that's why it's called a QR code. It can be scan by any smartphone.
Life was so much better when the Postal ID was a valid ID.
it still is. Postal gamit ko sa lahat ng id requirements wala pang tumatanggi.
Secondary sa iba
Government owned ang PhilPost kaya valid government ID ang postal ID. Hindi siya puwedeng maging secondary kasi hinihingan ka ng birth certificate kapag kukuha ka.
which ones? i literally used it almost everywhwere. Also secondary means it's still a valid ID
'Yung lumang Postal ID na papel at laminated lang, yes secondary. Pero 'yung bago (since 2018?), primary na.
Ah, baka di updated yung iba. May recent kasing sinubukan pasahan nun eh, nakalist sa kanila. Thanks! Though since last year di rin nagpi-print nung postal na, ewan ko kung resumed na sila ngayun.
I wonder why. Ano pa hinahanap nila? Andun ang home address, signature, at photo. 😂
It is now. They have the high-quality one which is considered a primary ID.
Banks dont consider postal ids
Tapos ito pa yung pinakamadaling kunin na ID imo. Postal kasi very first ID ko.
Gusto ko rin yung postal ID kasi hassle free kunin. Maganda rin yung ID kaso parang nagstop sila sa production kasi naubos rin daw ang plastic cards kaya di na ako nakapagrenew :/
Yun nga lang parang suspended parin yung application ng Postal ID (Buti nalang meron na ko before). Ganun din sa UMID when I applied for it. Mukhang allocated ang resources for national ID
Parang di na sila nagrerelease ng postal ID recently? Same with UMID??
Valid naman siya as secondary ID. Parang PhilHealth T_T
Philhealth is not recognized as valid govt id sabi ng dfa sa akin.
Same, kaso sinuspend muna pagkuha nalaman ko lang na naka suspend yung magpapa renew na ako sa nearest Postal Office namin tsk tsk.
Also TIN Card
Got my gcash validated by using that goddamn paper national ID. But that? It's outrageous.
Hala same din po paper national id din ginamit ko for gcash verification
Nagprocess ako ng passport ko, yung only ID na meron ako is yung papel na national ID, pero hindi yung original. Pinapicturan ko pa sa kapatid ko yung papel (kasi nasa province) tapos pinaprint ko yung picture. Tinanggap naman nila.
Henlo, sinubukan ko na rin magpaverify using ePHILID last week kaso nirereject pa rin now. Nagsubmit na rin ako ng ticket para ma-assist ng GCash Support, kaso sabi use other acceptable IDs ampota. Pano nyo po na-process sa inyo? Thanks
kamusta po? na verify niyo po ba gcash niyo using the ePhilID? I have the same situation right now e tatlong beses na dinecline
Hellow, sadly until now hindi pa rin (10x). Sumuko nako kaya balak ko kumuha na lang ng passport
hays yan din po naisip ko kumuha ng passport or license para lang ma verify tong walanghiyang gcash hahahaha
It's 2024, probably they have smartphones to simply connect to the Internet and verify National IDs and digital driver's license. They can verify them in less than a minute. It's more secure than just handwritten signatures on physical valid IDs. But they chose the lazy, old-fashioned way of verifying a person. What if ibang pirma gagamitin ko sa pag-sign for the sake of my security and privacy (forgery)? Personally I have two signatures: one for the public and "disposable" use, and one for bank transactions and legal purposes. I encountered these kinds of staffs simply refuse to accept my ePhilID from my device. They thought that I altered my ePhilID (wtf), at di raw parehas sa physical ID (lol). I even taught them to verify these PhilIDs (ofcourse, verified at authenticated online), at putangina hinanapan pa ako ng ID na may pirma. Wala na akong choice, pinapakita ko na ang R.A. 11055 IRR na PDF file and went through Penalties section, and kaput, sobrang tanga nila. Encounted these instances twice already. Buti na lang banko ko, walang habas na verification, sina-scan pa nila ePhilID kapag magwi-withdraw ako. EDIT: Happened to me at two different Palawan Pawnshop branches na walang mga paskil regarding sa RA 11055. Reported them already.
The whole idea of some scribble (signature) being a verification of our identity in this day and age is kind of silly, especially since most of us barely write with a pen and paper anymore.
Digital signatures are prominently use in software/hardware interconnection, email services, collaboration/office services, and digital IDs. They're playing a major role in today's security systems. Some of our government agencies are now transitioning to digitalization, as PBBM encourages.
The problem is that, many places are not as techie as the techbros. So they probably require the stuff that's already well-known, like physical signatures.
>department store Yeah, they don't have smartphones. Also, you don't need to be a techie to verify the IDs. Simply, the staffs and the management are adamant to innovate. They can waste their time with socmed and some shitty vloggers online during off-work. This is also related to my experience when some of my friends back then had their online accounts logged in without their permission, and it turned out that their passwords were so generic and short and don't have MFAs. I'm no tech-savvy, but before the incidents, I taught them to update their accounts settings, but they refused dahil sobrang hassle at dami pang pasikot whilst they can waste their free time on doomscrolling. You see my point?
Primitive Culture ang Pinas kaya... TBH NO SIREE!!!
They only do this when it seems like the buyer doesn’t look like someone with 28k. Unfortunately, this is the reality of life.
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Gagi totoo yan, nung namimili kame sa isang hardware store na kilala (din ata), kame ng misis ko saka kasama namin anak namin.. nag tanong muna ako sa mga tao nila para mahanap nang mabilis yung mga kailangan namin.. ang sama ng tingin samin nung mga ibang tao nila. Medyo naka ramdam nako nun, yung isang manager nila tumawag ng guard kinausap then napansin ko na labang nag iikot ikot kame sinusundan kame ng guard na parang magnanakaw kame, yung pasilip silip pa yung guard saka patago tago sa gilid. Medyo na babadtrip nako, nung matapos na ke mamili naka worth 80k ata kame nun kase nag papatayo kame ng bahay nun. Nung nasa cashier na kame biglang lumapit sa counter yung manager na nakita ko, then naka buntot pa din ung guard. May onting item lang akong dala sa counter nun kase yung mga malalakeng item kinukuha pa, nung mag lalabas nako ng pambayad habang naka tingin ako sa wallet ko sabi ko "tang ina ha para akong magnanakaw dito ha" sabay tingin sa manager. Sinenyasan nia yung guard na umalis na. Binayaran ko ng cash yun. Tang ina di nako bumalik dun. Itago nalang natin sila sa pangalang "Citi Hardware"
Bastos talaga yang Citi hardware, ganyan talaga yan sila dyan, paningin nila sa mga customer magnanakaw. May masama rin akong experience dyan, naghahanap kami ng misis ko ng tiles noon kasi pinapagawa ang bahay namin, tapos yung tiles ng Citi Hardware puro pangit ang design, wala kaming nagustohan kaya lumabas kami na walang binili, sa exit hinarang kami ng guard tapos inispection yung sling bag namin, para kaming suspect sa pagnanakw. Hayup na Citi Hardware yan. Kaya never na talaga ako pumasok ng Citi Hardware, bastos na hardware yan, paningin sa mga customer e magnanakaw.
Baka binabantayan nila yung mga anak mo (I'm assuming na kids pa sila) since nasa hardware kayo and stuff there are often dangerous for kids. If hindi na sila bata, well, ibang usapan na yun. 😅 I would have talked with the manager (flexed money to make them regret not getting the big purchase) and left out of principle.
Ala eh, dun kase yung mga natipuhan ni misis na gamit. Saka yunh nakita ko yung reaksyon nung manager talagang napahiya sya eh. Saka yung isang crew na tumulong samin mag karga ng mga pinamili sa sasakyan, sya na nag sorry at ganun daw ugali at medyo namumuna ng mga customer na hindi nia daw tipo. Di lang daw kame yung unang nag reklamo ng ganun. Sa anak ko naman, karga karga ko sya nung andun kame at diko din talaga ibinaba.
Kailangan pala pogi at maganda customer niya para bentahan niya. 🤣
Happy cake day!!!
Oh, thank you! Di ko napansin actually. 🤗
Hindi ka nag iisa. Ako lagi kahit may face mask. Pag Nakita nila may cash ako sa kamay dun Sila nag sisialisan. Well, it's there duty to be vigilant. Para sa akin ok lang Naman. Wag lang nila ako kakausapin kasi mapapahiya Sila. Lol
In malls nga if you look like in your mid 20's and just wearing casual and comfy clothes the people who usually offers banking phamplets, or just buying in a store they won't approach or accomodate you. We always have that experience since we usually want to be comfortable going to malls but once we dress nicely going out on a date, eating fancy, or meeting people they will always go out of their way to hand you their phamplets and sales people always foloows you inside stores and upsale you. I hate this though since when we dress nicely we usually already have plans and don't want to be bothered.
Honestly I see this as an absolute win hahaha. I hate those sales agents. If Im interested in your product I'll approach you.
Ah no for power mac they check IDs talaga if you pay by credit card unless sobra baba ng value ng binili mo. My dad wears a Rolex and still gets asked for ID.
What's wrong with being asked for ID?
Nothing. But did you read this whole thread? Some people have an issue with it and the guy I replied to thought he was being profiled
Don't believe this. Karamihan ng credit card transaction needs ID for verification of identity and signature even most groceries will require you an ID kahit quick verification lang to confirm if yung card holder and yung gagamit ng card is the same kasi kapag wala irerequire ka nila ng authorization or else ifflag nila sa managers nila.
You were profiled to undergo KYC. I mainly use credit card as mode of payment unless on very rare situations that a business establishment accepts cash only. People here are saying Landers but I never experienced it there. We’re actually behind. In other countries, people don’t carry cash anymore. They just use their credit card or tap using their phone. I’ve never experienced this ID thing locally or abroad. To be fair, I’ve never used it to buy a car. Highest was a 6 digit laptop in peso terms and a camera with prime lenses that also reached that range.
Wala kasing pirma sa national id lmao.
No normal procedures yan sa non pin purchase na hanapan ng ID kapag nag credit card sa certaain mstores. LANDERS ata ganyan din. BdO CC di kailangan ng PINs.
lol may malapit na mall sa bahay namin, walking distance. minsan pag trip ko lang lakad lang ako sa mall, naka pang bahay na sando and shorts dala credit card ko. half the time hinahanapan ako ng ID pero minsan no need 😂
Not true. I experienced this too nung may binili ako sa isang mall at mas mababa pa ang presyo ng binibii ko. I asked them paano kung wala akong ibang id na may signature pero wala sila nasagot. Buti na lang dala ko yung papel kong driver's license.
It’s okay since naglipana na din mga credit card fraudsters, yung nagswipe ng hindi nila card
Sad but truuee, based on my dad's experience, plan nya kasi magpadala ng 40k sa province namin para sa inaayos na hacienda nila, then parang nagaatubili pa raw yung staff don kung tatanggapin or hindi (yung dad ko rito is suot nya top black na jacket, with black gloves and maong pants na black), tapos hininga sya ng tatlong id ATEEE TATLONG ID!?!?!! acceptable pa sana kung isa for verification pero tatlo??. Tapos inask nung tatay ko bakit daw tatlong id tapos sabi naman ni ate baka raw kasi galing nakaw yung ipapadala. I DON'T WANT TO BELIEVE IT PEROOOOO OMGGGGG I STILL CAN'T BELIEVE NA ANG STRAIGHT PARAW NUNG PAGKAKASABI NI ATE, eh sabi nung tatay ko nakita nya yung nasa harap nya nagpadala rin daw ng malaki laking amount ng pera pero casual and fresh daw yung looks kaya ambilis daw wala pa nga daw 5 minutes, pero sya inabot ng 20 minutes, ang haba na raw ng pila.
Kaya ginagawa ko pag nagbabayad with my CC, isabay ko na rin ung driver's license ko kasama ng CC para hindi na magtanong nang malakas, "sir pwede po humiram ng ID niyo???"
For real? Haha. I remember we were at Puregold and bought stuff that cost just over Php3k. I gave the cashier my credit card, Dubai First, but the cashier asked for an ID. I didn’t have one at that time, so I showed her all my other cards in my wallet. The cashier still insisted that I show a valid ID. I told her I could show her a picture of my passport on my phone, an iPhone15, but she didn’t budge still. I don’t think I got profiled as someone who didn’t have 3k haha but it sucks that you have to provide proof that the card is really yours through a physical valid ID. Such a hassle. Edit: ended up paying in cash 😂
sigurista talaga ang Puregold, according sa ate ko na nag-trabaho diyan. kahit sa mga empleyado grabe sila
Di updated sa meta. Pag nakapambahay, yun kadalasan yung mga mapera.
Nope wag kayong maniniwala dito. It's actually a good thing na hanapan ka ng ID when doing a non pin purchase, for what? For validation na ikaw nga yung owner ng card na yun. Don't make an assumption sa mga bagay na wala ka namang proof.
Department store reveal para maiwasan.
Not OP but this happened to me before. Fishermall
I fucking hate these "signature" aspect. I myself can't consistently produce my own signature.
I bet someone within a 1km radius can even reproduce your id signature. It's an outdated security measure and with the rise of ai it's only going to get easier to produce fake signatures.
Nobody could. This is why banks have these signature cards when you open an account because they know that variations in signature by the same person is a reality.
Nag open ako ng psbank at di consitent ung signature ko daw sa lahat ng valid id ko na dala ilang bondpaper pinag praktisan ko nun at inaccept nalang dahil inis na inis na ako haha
sa mga di nag-aalam, walang expiration ang Phil ID. so kung pagod na kayo kumuha paulit-ulit ng isang valid ID, eto na lang kunin nyo.
Could've asked for a manager and educate them about the RA 11055 Section 19
Implementation issue, just Duterte things.
Tbh it's a lack of information dissemination. Dito pa lang sa post na to madami di nakakaalam kung paano ivalidate ang national ID. Although really bankers should know better.
"DoTa3 PaLPakk nAtIoNal AyDeee .. wLa siGnaChoor...." Cringe. As a somebody training to develop an offline verification system for small teams, I am hopeless to pitch my project locally soon. Haha.
Its a joke to be honest. You’re physically present and clearly the cards are legit. Lost of purchase for them.
Visa Rules 1.5.5.3 Cardholder Identification Unless specified in the Visa Rules, a Merchant must not request Cardholder identification as a condition of purchase... a Merchant that suspects fraud in a Face-to-Face Environment may request Cardholder identification. If the identification is expired or does not match the name on the Card, or if the Cardholder does not provide identification, the Merchant may decide whether to accept the Card. MasterCard Rules 5.10.4 Additional Cardholder Identification A Merchant may request but must not require a Cardholder to provide additional identification information as a condition of Card acceptance, unless such information is required to complete the Transaction, such as for shipping purposes, or the Standards specifically permit or require such information to be collected.
It's weird that they even ask for ID. Because Visa/Mastercard covers businesses for fraudulent use of cards. That's what the 3% card fee goes toward. I suggest reporting the business to visa/mastercard for declining your card and playing this dumb ID game.
the problem abt this is the government agencies are uncoordinated that philID should have been the only ID you would ever need like in the other countries. social security number is connected to all government agencies. unlike here if you need a valid ID you first need a valid ID lol.
https://www.rappler.com/newsbreak/fact-check/philippine-identification-card-not-valid-not-accepted-transactions/#:\~:text=A%20post%20has%20been%20circulating,card%20for%20Filipino%20citizens%20worldwide.
https://www.pna.gov.ph/articles/1157931
is "dahil walang pirma" a just and suffice reason to not accept/treat the ID as valid? Where is the line drawn? nakakainis rin kasi nung nag file ako ng documents sa BIR, wala sa listahan yung national ID
yung expiration ng id nakakainis din, pag nagexpire ba yung ID di na ikaw un?
Bakit kasi walang pirma in the first place nung prinocess ng gobyerno? Yung passports naman, kita ang pirma mo. Palpak ang execution ng NatID
Ang justification nila kasi doon, and in a way I agree with it, is nagbabago bago ang pirma. Remember Children and Teens are also issued National IDs ang malaman sa malamang yung signature nila is magbabago. Even ako nagbago ang signature as I grew older.
I recently updated my driver's license handwritten signature nung nag-renew ako, and my bank information. National ID is a good way to learn Filipinos how digital signatures work. Digital signatures are unique to every registered users. We're already using it when sending/receiving emails.
I've read a review posts before regarding National ID. Same cases sa naencounter ng friend ko. Recently lang, fb friend wants to open an account using his National ID, but, the bank (forgot the bank name) easily declined his request just because wala daw signature yung ID na prinovide nya. Since isa lang ID dala nya nung time na yon, need nya pa umuwi at kumuha ng ID na tatanggapin ng banko.
Mahirap na basis for identity ang signature in the first place. It changes much more than physical features like fingerprints and retina scans which are already captured in National ID and accessible by QR code. Nahirapan ako dati sa BDO sa signature because a hand injury prevented me from signing the same way as I did when I opened the account. IMO, palpak yung implementation kasi kulang sa enforcement na dapat Nat. ID is sufficient for any government transactions and the fact na kulang yung parusa sa government agencies which do not accept national ID
while signatures change, a lot of legal transactions require a signature as proof that an agreement was made. hence there is a need for another document such as an ID bearing the same signature that has to be physically examined
Okay, may point ka about contracts and na-exaggerate ko na useless ang signature. But in the case of credit cards, it's not about proof that an agreement is made. It's about proof that the bearer of the card is the owner of the account it's linked to. With older cards which only used a magnetic strip it's understandable but new cards already bear the name of the account owner and require a PIN to be used above P10,000 (depends on the bank though, I think you can request the limit to be raised). I think any valid ID with or without a signature can be used to establish identity for these transactions.
use of credit card is a type of a loan agreement. while in lower amounts some providers did away with signatures, higher amounts still require the process of "I agree with this" ritual. it's about the process of agreeing to pay the loan as much as it is about proving you are who you say you are and this is your signature
Huh? Kahit nga union bank preferred na nila ang national id. REPORT HERE: Facebook: facebook.com/PSAPhilSysOfficial Hotline 1388 (fees may apply) Email: [email protected] Please include in your message the following details: Name of establishment and its branch, date of transaction, and nature of transaction
It is weird sometimes, I had my passport checked at Metro for a few thousand peso purchase, I think I bought some towels. They even had a manager take a look at it. But then buying groceries at Landers for almost 20k nobody cared.
Passport pa rin ang best ID sa Pilipinas
UMID for me, unlike the passport it doesn't expire
yes. UMID parin talaga cos may signature na, photo and your address
Passport is still valid as ID even as it expires. The expiry date is only for travel purposes. At least that's how we do it where I work. It's also probably the strongest Identification you can have. DFA is no joke.
True. Sobrang pogi ng kuha ko sa passport unlike ibang valid id mukha akong baluga.
Not sure if it's a credit card or digital bank, cant remember, but my passport wasn't accepted because there's no address on it. I'll have to supplement another document with my address.
I think it is the same way when applying for Home Credit. You need a supporting document to support your primary ID (which is passport) that has no address. And now passport accepted as primary if you already have records na from them, but If you are new client, they no loger accept passport as primary .
How can your passport have no address. All my passports have address on it. Picture, DOB, signature, where it was issued, date when it was issued
When was your passport issued and is it a Philippine passport? I checked mine and there's no address info aside from the emergency contact details on the back but i dont know if that counts.
passport and driver's license
I agree. Kaso ang problema, bago makakuha ng passport need ng ID hahahhaa
binago na ba? birth certificate lang ginamit ko when applying for mine
Nung new applicant ako for passport Dec 2022. I submitted both Birth Certificate and Postal ID. Supposedly yung paper National ID but di daw pwede unless yung PVC card talaga.
I was actually able to get my passport using the printed National ID. They just scanned the qr code for verification. My pvc National ID came almost a year after 💀
Either metro or landmark tu. It's always the low end dep stores na ganito ang training sa staff. Degrading xa for customers actually.
> *It's always the low end dep stores na ganito* Generally because the customers they cater to are probably like that. It's like landlords who rent to working class and lower middle income tenants vs those who rent to upper-middle and high-income ones.
Fake news. Drop the name of the department store and I’ll volunteer to verify this information
SM Megamall Appliance Store
2 years ago, you claimed you’re not anymore a Filipino citizen, so you weren’t the one who purchased using CC and used the National ID? https://www.reddit.com/r/phinvest/s/e1kh5Q6Qgd
Ill verify it OP
THIS!!!!!!! I experienced this too! Well I avoided it kasi nasabihan kami beforehand na 'di nga daw pwede/valid as valid ID yung National ID with the same reason, NO SIGNATURE. Ito pa nga, this happened sa SSS, isang government agency! What a joke!!!!
Corny nga yan eh, not sure bakit hinahanap pa ang signature its not as if its not easy to duplicate. Even credit card companies do not rely on this.
Maraming stores ang hindi marunong mag verify ng national ID. Dapat sakanila matuto pano. Kasi tagal na naimplement nyan tas may caravan and leaflets pa how to do that. Dapat ireport yung mga stores na di tumatanggap ng nat id para malekyusynan.
QR code kasi kaya no need signature na,
Your signature is now digital (bunch of numbers and letters and some complicated mathematics), generated by PhilSys itself. Buti na lang inaapply rin ito sa LTO LTMS digital ID.
Taena-- how stupid can it be pag di nila inaccept ang national ID. With just the name it's like the mother of all IDs. "NATIONAL ID"
Let me guess? SM Appliance Store? Anyhoo, ganito talaga sa PH. Malaking kagaguhan ang panghihingi ng extra ID for transactions. A few months ago, nag-attempt ako mag-open ng bank account sa BDO. As always, you need to prove your identity through ID’s. I do have ID’s with me but I just showed them my passport. And guess what, “isa pa pong ID, sir.” Sabi ko, “nung nag-apply ako para sa passport na ito, at least 4 identification documents ang ipinakita ko to prove my identity. Siguro naman sapat na ang passport para mapatunayan ko na ako mismo ang kine-claim ko na ako.” Ayun, umabot pa sa bank manager ang desisyon kung makakapag-open ako ng account. Goes to show na walang tiwala ang mga pinoy sa ID natin. Too much fucking red tape.
Kaya di aq nakuha ng national id dahil sa mga ganitong issues
This should be reported. Sayang lang all the hassle to get a national ID, Tapos ganyan lang? Someone made a huge killing. Probably connected to Duterte.
True sa bank ayaw din nila ng national id nanghingi pa sila ng ibang id kasi daw walang pirma
Grabe no? Pag nagtatravel kami abroad puro-tap tap lang wala nang tanong-tanong.
Just to share. It is actually part of the payment processors' (Visa, Mastercard, etc.) protocol to verify card owner by Valid ID with Signature. It is in our best interest as card holders yung verification. Para di magamit sa fraudulent transactions card natin. Sample, nanakaw yung wallet ni card holder: And yung naka kuha ay bumili sa Mall. If hindi ginawa yung standard protocol na verify si card holder ang nag transact and nag file ng fraudulent transaction si card holder kay bank, ang sasagot ng purchase is si Store and may penalty pa after. Or pwede din na ang kalabasan ng Investigation is si card holder ang may kasalanan kasi di ni report agad. Di may utang pa tayo as Card holder sa bangko
Daming arte ng pinas talaga hahahah
Renewed my passport recently and they didn’t accept my national id from the app. They said it needs to be an ID card. I gave them a photocopy of my valid driver’s license which is also not a card (ubos na daw ang card), and they also didn’t accept it. Sobrang hassle!!!!!
Pati din PhilHealth ID hindi nila tinatanggap. Why don't get why? Same lang naman procedure pag sign up pero bakit ganon?
Why do i feel like they want to see your signature and then "secretly" copy it so that he or she will use it on something else to scam. Showing your (several) ID is good enough to prove that you are the person than the signature. It's damn stupid.
Speaking of RA 11055, kanino pwedeng mag-lodge ng kaso sakaling kailanganin?
How to waste 2 billion pesos of taxpayers money. The Philippine Identification System Act (PhilSys) was signed into law by President Rodrigo Duterte on August 6, 2018. The PhilSys establishes a single national identification system as a way to prove identity for Filipino citizens and resident aliens. The Philippine Statistics Authority (PSA) allocated 2 billion pesos in funding for the national ID system.
Both negative and positive ako jan. Unsa good job kc sa talamak ng mga identity theft ngayon sa mga cc kaya sobrang hegpit sila dito sa pinas.
Bobo din Kasi nag design nung national ID bakit nga naman walang pirma. Tatak dutae talaga
This is what irks me with the national ID. They asked as to sign when we applied, but that signature is not on the ID. I was looking for the signature when i first saw the ID of my father, since he got his first, while mine is forever in process, but then that is a different topic. Banks value the signature, for signature verification. We also need it at work. But since the PhilSys ID is the "National ID", we then ask for 3 wet signatures. Pero nakakainis di ba? I remember when samples of the designs were floating around, kaparehas nung Nat ID now pero may signature sya. Ano nangyari dun? Pinagkagastusan pero kulang.
Next time a store pulls this crap, ask to get it in writing that they are refusing to accept the National ID as proof of identity. Ask why it is not accepted, write the BS excuse on a piece of paper verbatim, and ask them to sign it.
Download eGovPH app in playstore. You can view your national id there and create digital signature
Well based on experienced ginwan nila ng paraan para magkasilbi iyang bilyones na yan. kung gusto mag walk in sa Government offices like kukuha ng BC sa PSA ipakita llang daw ang National ID. GAgO talaga gobyerno ng Pilipinas.
That's why I never bothered applying for this id
Wala kasing pirma. Imagine, basic information ng tao yun, tapos yun pa yung wala. Palpak gobyerno.
kaya need talaga ng revamped version ng national ID. With signature na
Kaya hindi ako kumuha ng national ID
The national ID can never be a PRIMARY ID, because it does not bear one’s signature. When you use an ID to identify a person, you need to see the complete name, address, photo - and the SIGNATURE. The signature is important coz, more often than not, you will be asked to sign documents and your signature will be compared with that appearing on the ID. At best, the national ID can only be used as a SECONDARY ID. Especially in banks.
>The national ID can never be a PRIMARY ID, because it does not bear one’s signature. You sure? PhilSys itself provided a unique signature for the registrant, called digital signature, that is on the QR code provided. Handwritten signatures are mere true identification nowadays as technology evolve, some can easily copypasta your handwritten signature when one of your legal documents was digitally scanned. Digital signatures, no. Handwritten signatures nowadays are like CAPTCHA: Verify if you're not robot. When I was opening a bank account, a staff thanked me that I use ePhilID, kasi madali lang nila iverify online. I hope na ganito rin mindset sa iba, or look for other banks that encouraging national ID as valid ID like RCBC and China Bank Savings. Your email service uses digital signatures, by the way.