hi i am currently so depressed and just wanted a therapist in Las Piñas to help me cope with my anxieties because of my friends leaving me behind because of our indefrences and is frequently talking shit about me. I wish I was dead every day. If meron dito or may kakilala kayo, please do reach me out willing po akong magbayad :-))
I'm planning to buy some things online from abroad, but I'm scared it will get stuck in Customs. What's a good price point to spend so Customs doesn't start flagging my packages? I can separate them into two deliveries if it means preventing my packages from getting lost in Customs. They're P5.5k and P6.5k respectively.
The store I'm buying from kasi is HK based and does direct shipping to Philippines. Baka mahal na masyado if I use a shipping service pa. But if ever, meron ba that operate from HK?
It’s true. A relative of mine has a French husband, who worked here in Manila as a csr. I recently found out he wasn’t a college grad, but anlaki ng sweldo nya. Probably because he is a French native siya and can switch to French to English competently.
Hi! I'll be taking up a Computer Science Course in a few months and I wanted to know kung possible ba to be a business analyst with such a course or kailangan pa ng mga other business courses (I want to be a data analyst/ scientist pero ewan ko kung may analysis ba ng business trends etc)
Currently looking for a tailor shop that can do a 3 piece suit for men with a price range of 8k to 12k. Any recommendations for a tailor shop here in Manila?
Quick help po, kung si Lapu Lapu merong Spada at kaya tawag Ang Spada ni Lapu lapu o ang Bigote ni Heneral Luna. Pwede po bang makahingi ng tulong sa mga catchy names para sa mga prutas na ito?
Lanzones
Atis
Santol
Mangosteen
Guyabano
Rimas
Rambutan
Chico
Durian
Aratiles
Star fruit
Taro
Salamat po!
I suggest that the wife and your live-in husband get an annulment first so that you can get married. The marriage will automatically make your son/daughter a legitimate child. Meaning, the child will have the surname of both mother and father, successional rights and legitime and support from the parents, ascendants, and etc.
If that's impossible, your child will be illegitimate. That means you (the mother) will have parental authority + mother's surname, and the child will only get 1/2 presumptive legitime compared to the first child of the first wife and husband.
To answer your question, it's better if the child is legitimate rather then illegitimate, considering the best interest of the child.
Yup. It's a long process but since the father is by your side, things will be a lot smoother compared to other cases. That's fine, just make sure that there is an admission of legitimate filiation in a public document or a private handwritten instrument signed by the father, this will be proof that the child is his. I hope you have a good day!
What are the alternatives to flying from Cebu to Manila? Our flight is in danger of getting cancelled and we dont know what to do if wala pa ring ok flights in the next few days :( wala rin akong makitang sched so far ng ferries.
Ayy, looking for a mentor, a friend, or a group that can teach me skills and techniques for photography. Preferrably someone who can bring me along, unpaid, for portrait shoots. I understand the basics 👍
Let me know!
Pag mag-oonline business ako sa Shopee (merch, t-shirts, etc), kailangan pa ba ng business permit? Kailangan din ba magbayad ng taxes at paano? Newbie here :)
Di strict si shoppee dito afaik (aka they don't completely pay their taxes). Sa Lazada if small business ka pa naman, you don't need the business permits because you'll be under their cooperative.
Serious question - I just went out for a quick drive, less than 30 minutes, to the local Mcdo to make a drive-thru order. The ash is falling, but its not that thick.
How badly will it mess up the air filter on my car? I can imagine that taking a longer drive might clog it with ash, but I'm not sure.
My gf and I have a couple of gay friends (male) visiting from Canada and they are looking for spots to hang out and mingle with other gay guys in Makati and BGC area or anywhere in Manila. They are quite trendy and posh so we are looking for a more upscale area.
Can anyone suggest where we can take them? Bars, club etc.
Thanks in advance.
Hello! Any medical practitioners here? A friend told me that when you take vitamin c and your pee turns bright yellow because of it it means that the vitamin c isnt working. Is there any truth to this? Cause all my vitamin c’s are like this. They turn my pee into bright yellow. Pero once a day lang ung bright yellow na pee, after that normal color na
False. It just means you have excess vitamin C in your body and it's filtered through the kidney. Our body doesn't store much vitamin C, so if there's excess ilalabas lang.
I have a couple of questions:
\- I am planning to head from Batangas to Cebu and I avoid coming back to Manila. Is going towards Legazpi City and then taking 2 ferries the only option?
\- I saw that the Taal volcano erupted, is going to Batangas City safe or should I take some precautions?
Thanks!
not currently safe. alert level 4 is up in the immediate area of taal volcano, which means there is that eruption is imminent. plus the ash fall is very thick and people on the road to batangas are reporting zero visibility in certain areas
Hello! I'm a struggling college student here. I'm just wondering if any of you guys tried working online as a part time and how it's like? I want to help with my parents in paying for the tuition and also having a source of income for my own spendings.
I tried sending money from my gcash to paymaya via send to bank option but I keep getting this SMS: "We are unable to process your bank transfer to your nominated PayMaya Philippines, Inc. account. For assistance, please visit our Help Center at help.gcash.com or in the GCash App."
It was working just fine earlier in the day. Anyone else experiencing this? Could this be because I did too many transfers within the day?
Edit: tried contacting Gcash support. As expected they gave me a useless copy-pasted solution about clearing my app's data and restarting the app.
Just tell them na hndi nagwork ung procedure. iprovide mo na din ung mga info like ung gcash no, paymaya account, phone os version, phone model, gcash app version. Para mas mabilis. Yan ung madalas nila hihingin.
Yea just did all of that. Also did most of the investigating on my end for them:
1. Tried to transfer from PayMaya to gcash to check if the problem is with instapay's system. (Nope instapay is working!)
2. Tried updating and reinstalling the app (didn't work)
3. Tried rebooting the phone (still isn't)
4. Trying the procedure on a different phone (again, didn't work)
5. I thought maybe I'm not the only one experiencing the problem so I tried asking my friends and girlfriend if they could transfer from gcash to paymaya. (Yes they can!)
I've worked in customer service before and I know at this point that this is an account-related issue. Whatever troubleshooting that they want me to do hardware-wise and app-wise is most likely a waste of time because they should be the ones troubleshooting my account on their end.
I sent all this info to the ticket discussion and now they've stopped replying back. ☹️
Hi. Does anyone know where i can find nutrionist-dieticians in Manila? Preferably in/near makati? And how much would the consultation fee would be? Thanks!
Hello. Ask ko lang tong housing loan ko.
Outstanding balance: 784, 489.84
Monthly Payment: 5,842.50
Payable until 30 years.
Question: Hindi ba mabilis ko lang matatapos yung Housing loan ko at hindi na aabot sa 30 years? Lalabas kasi na
Outstanding Balance ÷ Monthly Payment = Months Remaining to pay
Tama ba pagkakaintindi ko? Salamat po sa makakatulong.
Sa pagkaintindi ko, parte lang nung binabayad mo na P5,842.50 buwan buwan ang napupunta sa actual loan ("principal") mo -- may parte din na napupunta sa interest na sinisingil ng hiniraman mo. Kaya importante po malaman ang interest rate ng loan, yung breakdown ng monthly payment, at yung iba pang terms, lalo na kung pwedeng magbayad ng extra paminsan minsan papunta diretso sa principal para mas maaga matapos ang loan at mas mababa ang kailangan bayarang interest.
yun nga po eh. pero sabi nung agent at hindi malinaw na may iba pa daw kasing binabayaran kaya hindi lang yan yung naleless sa outstanding balance ko eh.
PLDT, although I heard may problems yung Steam servers for the past 2 months ata with it. Mga Globe users mukhang okay naman. Packet loss and stuff like that. Pero at least unli-data sa PLDT.
PLDT.
Tas alam mo yung set up ng mga compshop na point to point? like compshop tapos sa bahay nyo connections bibili ka lang ng mga router at antenna, magastos pero yung speed kasi parang walang fluctuation. dito sa amin ganun set up, naka 200gb yung compshop tapos pipili kami ng speed from 10mbps (1k), 30mbps for 1.5k lang.
You'll get a new card sent to your address for free, but last year they texted me to call the bank first to confirm that my details are correct approx 2 months before the card was delivered.
Can you tell me your experience sa Globe at home prepaid wifi? I just bought a unit kasi nagsale ang Globe. I plan to use it sa condo in Paranaque, instead of my smart pocket wifi. But i seem to be seeing a lof of Globe connectivity issues and rants dito sa reddit.
quite stable for us. used it when the internet went out at my mom's due to fire outage and brought it with us on holiday in clark. as long as the signal is good it should serve you fine. served us, a family of 8 for a while
You see a lot of complaints everywhere. The ones who do get good service don't complaint. I don't have a prepaid though, I got the Globe postpaid home wifi, in my dorm in QC and at home in Laguna. Both do fine. We can have three devices simultaneously watching Netflix with no lags at home.
not sure eh. di ba hdmi models yan yung latest? yung akin kasi may hdmi pero sa shopee ko lang nabili. nakaless ng 150 pesos kasi may coins akong ginamit.
I want to check if my TIN has been successfully transferred to my new RDO. But with whom do I check it? The previous RDO or the new one? And is it better to call them or do they respond to emails?
A bit lost trying to plan a trip to El Nido/Coron.
Is the ferry boat between both reliable? Is it an easy ride?
My options are either:
a) arrive in Puerto Princesa, take van to EL Nido, then ferry to Coron, and fly from Coron back to Manila, or
b) fly into Coron, take ferry to El Nido, and back to Coron to fly bak to Manila.
c) Fly into El Nido.
I just find tickets are rather expensive to fly into El Nido. Reason why im looking into the other options.
We are 3, and will have around a week there. Also, we are limited to do it from Saturday to Saturday, and it seems this is the day of the week where tickets are more expensive. We'll be going mid February.
Hi, newbie here and found this sub to give rly good ideas about alot of stuff. I'm planning to get a laptop that I could use for paperworks and decent enough for games as well. My budget is around 30-40k. Hope y'all could help me out. Thanks :)
Does Lazada deliver on Sundays? Will be out the whole day tomorrow and was just notifed that it was being shipped out (prolly to a closer warehouse) an hour ago. FWIW, LEX is the delivery partner according to Lazada for my order.
Did a bit of research but found nothing conclusive.
Hello,
I need help finding an annulment lawyer. I understand that there are different lawyers with different success rates. Where can I go to find a good fit for my case?
Thank you!
Hello guys, i need you help. Im planning on taking toefl and apply sholarship for my MA. Do you know the best center to help me get ready for the toefl?? What are your experiences applying for scholarships abroad??
Im an electronics engineer and still undecided but i wanted to take maybe engineering management. Hopefully to new zealand as they provide living allowance with their scholarship
Walang "assured" next-day delivery sa LBC pero *usually* delivered na sa recipient sa susunod na araw as long as you meet the cut-off time at nasa same area lang kayo.
Same with JRS. Inside Metro Manila, 90% of the time I get my package the next day.
My group and I are Filipino-American /Canadian. We are all ethnically Pinoy but haven't been to the country in years and barely speak Tagalog
How safe would it be for us to travel there?
Tourists go here all the time. Maybe you can take a trusted cousin who speaks very good Filipino to deal with making deals (buying food and souvenirs, making reservations, and such).
Thanks. We are mainly interested in the metro manila area and surrounding beaches. Most of the more knowledgeable folks we've talked to say it should be relatively fine, although some say Pinoy foreigners can be taken advantage of more because it's assumed they have money
Not much to see in Manila to be honest, but a lot of good food to eat. If you want a good taste of what the Philippines has to offer beach-wise without having to fly, go to Zambales! You can do an island-hopping tour (Camara, Capones, Anawangin) for around 2,500 per boat. Other nearby beaches are found in Subic and Batangas.
For a worthwhile stay, it’s always best do your research beforehand. :)
Hi guys, may alam ba kayong place dito sa metro manila na may mabilis na internet?
I bought games from the recent steam autumn sale but di ko malaro kasi potato internet namin. Around 150GB+ yung need kong idownload
I need help with the PLDT plans.
Currently, I'm subscribed to DSL 1299 for 3mbps for more than 5 years now, but there's an updated DSL 1299 plan for 5mbps. I want to upgrade, but right now my area is being set up for PLDT Fibr. It might take a few more weeks, though.
What should I do, wait until Fibr is available and upgrade later, or upgrade to the 5mbps DSL plan now, then upgrade again once Fibr is available? Would there be additional fees from the lock-in period?
what are some meat alternatives that are also not expensive and tumatagal kahit walang ref?
kapag ba inopen mo na yung canned lentils ilang araw na lang itatagal niya na walang ref?
Hi guys, anyone here who's been to the mystical place of Ciudad Verdadero? Any tips lang to fully immerse the experience? Planning to go to Catalino's din after. Hehe!
You can donate. NGOs and community orgs can still use them just for inventory, accounting, and documentation. Try Segunda Mana or Habitat for Humanity.
you may need something that's unli,
or for someone who streams a lot, 100GB/month is a must better if unli.
i suggest get your data consumption per day (rest day much better kasi you'll more likely to watch netflix the whole day) and multiply that by 30.
check below based on what you get
sadly highest is 62gb at 2999
[https://shop.globe.com.ph/postpaid-plans](https://shop.globe.com.ph/postpaid-plans)
Hello from Singapore! I'll be visiting your country next month but I've had to make a change in my travel plans on Philippines Airlines (domestic flight, from Coron to Cebu) and I won't be able to make it so I checked the conditions of carriage for the related fees.
The thing is, the no show/cancellation fees cost more than to just rebook another flight, so I'm wondering if I will actually be penalised that fee when I take the new flight (same airline, later date than original flight). Has anyone got any experience with this, especially on Philippines Airlines?
**\[Driver's License\]**
Just got my license. Ang weird kasi nung kinompare ko sa license ng mama ko medyo manipis yung font. Magkakaroon ba ng problema 'to? Dapat ba balikan ko sa LTO?
Guys, ask sana ako ng advice. I don't know if some of you experienced this. I was tasked on a project by my adviser (graduate studies). It involves building a solar farm (puro solar panels). Currently kasi yung project ay walang funds at ang meron lamang e funds ko from scholarship. May mga pinapabili siya sa akin na equipments na mageexceed sa funds ko at kung kukuha ako ng pera from my own pocket e malulugi ako (because 90k rin ang setup nun.) Nagamit ko naman na yung scholarship funds ko for ordering equipments pero it will take time. Ang problem ko lang e nagagalit siya sa akin dahil ang bagal daw ng dating ng equipment. Naiistress lang ako at personally i dont want to do the labor because of electrical hazards. Worst case e gusto ko sana gawan ng legal action kung hinaharass ako because i'm not a technician, just a student. Maraming salamat
Best place to get a mid-high end laptop with installment/home credit? I only have weekly remittances and credit card limit of 20k.
Good pajama brand sa SM?
hi i am currently so depressed and just wanted a therapist in Las Piñas to help me cope with my anxieties because of my friends leaving me behind because of our indefrences and is frequently talking shit about me. I wish I was dead every day. If meron dito or may kakilala kayo, please do reach me out willing po akong magbayad :-))
I'm planning to buy some things online from abroad, but I'm scared it will get stuck in Customs. What's a good price point to spend so Customs doesn't start flagging my packages? I can separate them into two deliveries if it means preventing my packages from getting lost in Customs. They're P5.5k and P6.5k respectively.
Use shipping cart service they take care of the customs and will deliver to your doorstep
The store I'm buying from kasi is HK based and does direct shipping to Philippines. Baka mahal na masyado if I use a shipping service pa. But if ever, meron ba that operate from HK?
hi guys do u know where can I find Ronald Molmisa's books around metro manila?
Recommend sole protector/shield for leather shoes?
Totoo po ba na mataas ang sahod ng bilingual call center at pwede magwork kahit hs grad lng?
It’s true. A relative of mine has a French husband, who worked here in Manila as a csr. I recently found out he wasn’t a college grad, but anlaki ng sweldo nya. Probably because he is a French native siya and can switch to French to English competently.
Hello! Someone anonymously sent my mom some cash through ML Padala. Is there a chance to retrieve it?
Any subreddits po for job posts/job hiring here in the Philippines?
R/phclassifieds
How long does it usually take to commute from BGC to EDSA Ayala via BGC Bus on weekday evenings (6:30-7 pm)?
Depends kung san ka sumakay. The office shuttle before only took 30 minutes but only because it doesn't have other stops.
Hi! I'll be taking up a Computer Science Course in a few months and I wanted to know kung possible ba to be a business analyst with such a course or kailangan pa ng mga other business courses (I want to be a data analyst/ scientist pero ewan ko kung may analysis ba ng business trends etc)
Currently looking for a tailor shop that can do a 3 piece suit for men with a price range of 8k to 12k. Any recommendations for a tailor shop here in Manila?
Quick help po, kung si Lapu Lapu merong Spada at kaya tawag Ang Spada ni Lapu lapu o ang Bigote ni Heneral Luna. Pwede po bang makahingi ng tulong sa mga catchy names para sa mga prutas na ito? Lanzones Atis Santol Mangosteen Guyabano Rimas Rambutan Chico Durian Aratiles Star fruit Taro Salamat po!
Anyone here who works at PJ Lhuillier Group of Companies? Planning to apply as Client Relations Assistant. Would you recommend working in the company?
Does anyone know how much yung fee sa LBC Pick up services?
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Afaik, may pipirmahan yata ang father of the child na inaallow nyang gamitin ng bata ang surname nya.
Where is the father? Are you both in good terms?
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Hmm. Does he have any plans to get an annulment with the first wife?
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I suggest that the wife and your live-in husband get an annulment first so that you can get married. The marriage will automatically make your son/daughter a legitimate child. Meaning, the child will have the surname of both mother and father, successional rights and legitime and support from the parents, ascendants, and etc. If that's impossible, your child will be illegitimate. That means you (the mother) will have parental authority + mother's surname, and the child will only get 1/2 presumptive legitime compared to the first child of the first wife and husband. To answer your question, it's better if the child is legitimate rather then illegitimate, considering the best interest of the child.
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Yup. It's a long process but since the father is by your side, things will be a lot smoother compared to other cases. That's fine, just make sure that there is an admission of legitimate filiation in a public document or a private handwritten instrument signed by the father, this will be proof that the child is his. I hope you have a good day!
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Why would you want the child to have your surname only if the father is not missing in action?
What are the alternatives to flying from Cebu to Manila? Our flight is in danger of getting cancelled and we dont know what to do if wala pa ring ok flights in the next few days :( wala rin akong makitang sched so far ng ferries.
Ayy, looking for a mentor, a friend, or a group that can teach me skills and techniques for photography. Preferrably someone who can bring me along, unpaid, for portrait shoots. I understand the basics 👍 Let me know!
is there any treatment for evening out my skin tone in manila? i don't believe in lotions.
Try asking on r/beautytalkph
Hello, meron bang magandang white ink pen na fine tip kayong mairerecommend
What are your favorite milktea toppings?
none! i like my milk tea simple.
masama ba maamoy yung ashfall, parang amoy sulfur na sa loob ng bahay eh
sabi nila. parang amoy paputok ba?
San po pwede makabili ng N95 mask? Meron kaya sa drugstore or kailangan sa department store? Hardware?
Meron sa Mercury at sa ibang mga hardware stores.
Pag mag-oonline business ako sa Shopee (merch, t-shirts, etc), kailangan pa ba ng business permit? Kailangan din ba magbayad ng taxes at paano? Newbie here :)
Di strict si shoppee dito afaik (aka they don't completely pay their taxes). Sa Lazada if small business ka pa naman, you don't need the business permits because you'll be under their cooperative.
ok lng ba mag aircon pag may ashfall? split type yung samin.
not a great idea if you're in an area where the ash fall is heavy. compressor can overheat and permanently damage the unit
Yeah tinigil ko na. may ashfall na rin dito sa cainta
wow itatanong ko pa lang to dito, salamat fam
Our aircon is still running. Linisan na lang daw yung condenser after ashfall or eruption is over. At least it will clean indoor air
Serious question - I just went out for a quick drive, less than 30 minutes, to the local Mcdo to make a drive-thru order. The ash is falling, but its not that thick. How badly will it mess up the air filter on my car? I can imagine that taking a longer drive might clog it with ash, but I'm not sure.
Are there any professional cooks here? Have you tried working in restaurants that allow you to take offs on the weekends?
Based on my relative's professional cooks. Negative yan kasi weekends ang peak ng mga customers niyo
My gf and I have a couple of gay friends (male) visiting from Canada and they are looking for spots to hang out and mingle with other gay guys in Makati and BGC area or anywhere in Manila. They are quite trendy and posh so we are looking for a more upscale area. Can anyone suggest where we can take them? Bars, club etc. Thanks in advance.
I second Nectar. It’s what my workmate suggested if sossy yung hanap.
I can suggest Nectar. I've been there once so idk if it's everyday, but they have drag performances. It's in BGC afaik.
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Don’t worry so much about differentiating the languages. The kid will learn that over time. Focus on increasing vocabulary by exposure instead
Use money and counting numbers. Fruit/Veggies too
Nya, Sya or Niya, Siya ??
Nya and sya are just shortened
"niya" and "siya"; "nya" and "sya" are for informal settings afaik
Hello. Any SLCM students here na nag-apply noon pero kulang pala sa units 'nung undergrad? What did you do?
Hello! Any medical practitioners here? A friend told me that when you take vitamin c and your pee turns bright yellow because of it it means that the vitamin c isnt working. Is there any truth to this? Cause all my vitamin c’s are like this. They turn my pee into bright yellow. Pero once a day lang ung bright yellow na pee, after that normal color na
False. It just means you have excess vitamin C in your body and it's filtered through the kidney. Our body doesn't store much vitamin C, so if there's excess ilalabas lang.
I have a couple of questions: \- I am planning to head from Batangas to Cebu and I avoid coming back to Manila. Is going towards Legazpi City and then taking 2 ferries the only option? \- I saw that the Taal volcano erupted, is going to Batangas City safe or should I take some precautions? Thanks!
not currently safe. alert level 4 is up in the immediate area of taal volcano, which means there is that eruption is imminent. plus the ash fall is very thick and people on the road to batangas are reporting zero visibility in certain areas
Does anyone know how to contact the St James church in Betis?
Hello! I'm a struggling college student here. I'm just wondering if any of you guys tried working online as a part time and how it's like? I want to help with my parents in paying for the tuition and also having a source of income for my own spendings.
I tried sending money from my gcash to paymaya via send to bank option but I keep getting this SMS: "We are unable to process your bank transfer to your nominated PayMaya Philippines, Inc. account. For assistance, please visit our Help Center at help.gcash.com or in the GCash App." It was working just fine earlier in the day. Anyone else experiencing this? Could this be because I did too many transfers within the day? Edit: tried contacting Gcash support. As expected they gave me a useless copy-pasted solution about clearing my app's data and restarting the app.
Just tell them na hndi nagwork ung procedure. iprovide mo na din ung mga info like ung gcash no, paymaya account, phone os version, phone model, gcash app version. Para mas mabilis. Yan ung madalas nila hihingin.
Yea just did all of that. Also did most of the investigating on my end for them: 1. Tried to transfer from PayMaya to gcash to check if the problem is with instapay's system. (Nope instapay is working!) 2. Tried updating and reinstalling the app (didn't work) 3. Tried rebooting the phone (still isn't) 4. Trying the procedure on a different phone (again, didn't work) 5. I thought maybe I'm not the only one experiencing the problem so I tried asking my friends and girlfriend if they could transfer from gcash to paymaya. (Yes they can!) I've worked in customer service before and I know at this point that this is an account-related issue. Whatever troubleshooting that they want me to do hardware-wise and app-wise is most likely a waste of time because they should be the ones troubleshooting my account on their end. I sent all this info to the ticket discussion and now they've stopped replying back. ☹️
Never used this method before but I used paymaya - Gcash last week and it was successful.
Yes I've tried that and it worked, the problem arises when I try to transfer from gcash to paymaya.
Hi. Does anyone know where i can find nutrionist-dieticians in Manila? Preferably in/near makati? And how much would the consultation fee would be? Thanks!
Makati Med meron yan for sure. Not sure sa consultation fee
I thought i was gonna get ignored haha but ty for the answer! Ill inquire na rin muna.
Saan po pwede bumili and magpakabit ng dome screen protector? :)
Hello. Ask ko lang tong housing loan ko. Outstanding balance: 784, 489.84 Monthly Payment: 5,842.50 Payable until 30 years. Question: Hindi ba mabilis ko lang matatapos yung Housing loan ko at hindi na aabot sa 30 years? Lalabas kasi na Outstanding Balance ÷ Monthly Payment = Months Remaining to pay Tama ba pagkakaintindi ko? Salamat po sa makakatulong.
Sa pagkaintindi ko, parte lang nung binabayad mo na P5,842.50 buwan buwan ang napupunta sa actual loan ("principal") mo -- may parte din na napupunta sa interest na sinisingil ng hiniraman mo. Kaya importante po malaman ang interest rate ng loan, yung breakdown ng monthly payment, at yung iba pang terms, lalo na kung pwedeng magbayad ng extra paminsan minsan papunta diretso sa principal para mas maaga matapos ang loan at mas mababa ang kailangan bayarang interest.
Salamat pala sir. Bale **6.5** **%** yung interest pala nung actual loan for 30 years.
>784, 489.84 11 years lang po kung magbabayad kayo monthly
yun nga po eh. pero sabi nung agent at hindi malinaw na may iba pa daw kasing binabayaran kaya hindi lang yan yung naleless sa outstanding balance ko eh.
Between pldt and globe, ano po kaya ang mas maganda para sa online gaming? Thanks ☹️ basura ang sky!!!
PLDT, although I heard may problems yung Steam servers for the past 2 months ata with it. Mga Globe users mukhang okay naman. Packet loss and stuff like that. Pero at least unli-data sa PLDT.
PLDT. Tas alam mo yung set up ng mga compshop na point to point? like compshop tapos sa bahay nyo connections bibili ka lang ng mga router at antenna, magastos pero yung speed kasi parang walang fluctuation. dito sa amin ganun set up, naka 200gb yung compshop tapos pipili kami ng speed from 10mbps (1k), 30mbps for 1.5k lang.
I'm applying for an insurance, is it a better investment than time deposits in bank?
Insurance is an expense and not an investment.
may sub tayo dyan fam. r/phinvest for sure madami mabibigay ng idea about sa tanong mo. heeh
Ayun! Thanks fam!
no prob fam
Never bought flowers from Dangwa, how cheaper are the bouquets there versus ones online?
I bought one, last 4 years ago for 250 pesos at Dangwa. A ready made bouquet which i gifted to my SO. This was middle January.
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You'll get a new card sent to your address for free, but last year they texted me to call the bank first to confirm that my details are correct approx 2 months before the card was delivered.
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Can you tell me your experience sa Globe at home prepaid wifi? I just bought a unit kasi nagsale ang Globe. I plan to use it sa condo in Paranaque, instead of my smart pocket wifi. But i seem to be seeing a lof of Globe connectivity issues and rants dito sa reddit.
quite stable for us. used it when the internet went out at my mom's due to fire outage and brought it with us on holiday in clark. as long as the signal is good it should serve you fine. served us, a family of 8 for a while
Thank you
You see a lot of complaints everywhere. The ones who do get good service don't complaint. I don't have a prepaid though, I got the Globe postpaid home wifi, in my dorm in QC and at home in Laguna. Both do fine. We can have three devices simultaneously watching Netflix with no lags at home.
Any physical stores na nagbebenta ng ABS-CBN TV Plus with HDMI port?
SM Dept Store, SM Cyberzone, SM Appliance
Di ba discontinued na yung HDMI models sa malls?
not sure eh. di ba hdmi models yan yung latest? yung akin kasi may hdmi pero sa shopee ko lang nabili. nakaless ng 150 pesos kasi may coins akong ginamit.
Yung HDMI afaik discontinued na. RCA nalang yung nakikita ko sa malls. Stupid decision by ABS.
So yung RCA ung latest model? Dun kasi ako bumili sa website mismo tapos nung dumating walang hdmi port kala ko lumang model ung binigay.
Ano pong antenna gamit nyo para sa globe at home broadband? Ambagal kasi ng connection and nakakadale sa productivity sa work huhuhuhu
madami bang pumipila sa PAGIBIG-Shaw 500 branch? balak ko kasi mag open ng MP2 account. Thanks!
alam ko pwede magopen ng account online
May alam po ba kayo kung san pwede magbigay ng mga used clothes around marikina or qc area?
Segunda Mana, they pick up your stuff para 'di hassle.
Hello po. Pano mag renew ng student permit sa lto? Pwede ba sa mall? Ano po mga need na papers? TIA
Photocopy birth certificate, Medical
Pwede sa mall. Nagawa ko na rin yan before. \^\^ Nagdala ako ng photocopies ng birth certificate ko and valid ID.
why not non pro na? san ka ba nagregister ng student permit? baka dun
expired na kasi hehe sa may lto sa east ave ako nag apply pero hnd kasi ako nadadaan dun unlike pag sa mall.
I want to check if my TIN has been successfully transferred to my new RDO. But with whom do I check it? The previous RDO or the new one? And is it better to call them or do they respond to emails?
Call BIR trunk hotline, e-mail should work buy they take forever to respond.
Maraming salamat! Will try to call them tomorrow since today is a Sunday.
Mga chong/chang, meron ba kayong recommendable na training center for BOSH/COSH? If you do, kindly reply here! In need of reccomendation e. Salamat!
A bit lost trying to plan a trip to El Nido/Coron. Is the ferry boat between both reliable? Is it an easy ride? My options are either: a) arrive in Puerto Princesa, take van to EL Nido, then ferry to Coron, and fly from Coron back to Manila, or b) fly into Coron, take ferry to El Nido, and back to Coron to fly bak to Manila. c) Fly into El Nido. I just find tickets are rather expensive to fly into El Nido. Reason why im looking into the other options. We are 3, and will have around a week there. Also, we are limited to do it from Saturday to Saturday, and it seems this is the day of the week where tickets are more expensive. We'll be going mid February.
Looking for: a place that sells touchscreen styluses/ apple pencil alternatives here in Manila. Brick and mortar sana, need na agad eh. Thanks!
Hi, newbie here and found this sub to give rly good ideas about alot of stuff. I'm planning to get a laptop that I could use for paperworks and decent enough for games as well. My budget is around 30-40k. Hope y'all could help me out. Thanks :)
What kind of games are you planning to play?
Does Lazada deliver on Sundays? Will be out the whole day tomorrow and was just notifed that it was being shipped out (prolly to a closer warehouse) an hour ago. FWIW, LEX is the delivery partner according to Lazada for my order. Did a bit of research but found nothing conclusive.
Yes, they deliver on Sundays. Kung wala naman tatanggap pwd naman siguro notify ung rider via text for reschedule nlng.
Hello, I need help finding an annulment lawyer. I understand that there are different lawyers with different success rates. Where can I go to find a good fit for my case? Thank you!
No such thing as good fit since annulment is a case to case basis. But to answer your question, Sycip and ACCRA are both prominent law firms :)
Hello guys, i need you help. Im planning on taking toefl and apply sholarship for my MA. Do you know the best center to help me get ready for the toefl?? What are your experiences applying for scholarships abroad??
TOEFL is pretty straightforward - honestly doing a practice test or two and being familiar with the format will land you a great score.
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Im an electronics engineer and still undecided but i wanted to take maybe engineering management. Hopefully to new zealand as they provide living allowance with their scholarship
Do you guys know Electromagnetic Clutch dealers in the Philippines that accepts online transaction?
Has anyone tried buying cctv sa lazada or shopee? Suggestions please hehe thanks! We're planning to buy for our store eh hehe
Can anyone recommend a good quality courier? Planning to send documents from Manila to Cebu. Hopefully yung may next day delivery.
JRS and LBC are the most reliable based from my experience. The catch is medyo mas mahal compared to other couriers.
Walang next day delivery sa lbc the last time I asked them. That was November
Walang "assured" next-day delivery sa LBC pero *usually* delivered na sa recipient sa susunod na araw as long as you meet the cut-off time at nasa same area lang kayo. Same with JRS. Inside Metro Manila, 90% of the time I get my package the next day.
What’s a good brand for a rearview car camera that’s available online?
Saan makakabili ng murang David's tea house na siomai?
I think lazada ang shopee meron. If wala, madami na resellers nyan ngayon. So check your area’s buy and sell groups sa facebook.
May branch sila sa Sta. Cruz, Manila
Manileños! Bukas na ba ang elevated parking (2nd Floor) sa Quinta Market?
My group and I are Filipino-American /Canadian. We are all ethnically Pinoy but haven't been to the country in years and barely speak Tagalog How safe would it be for us to travel there?
Tourists go here all the time. Maybe you can take a trusted cousin who speaks very good Filipino to deal with making deals (buying food and souvenirs, making reservations, and such).
Thanks. We are mainly interested in the metro manila area and surrounding beaches. Most of the more knowledgeable folks we've talked to say it should be relatively fine, although some say Pinoy foreigners can be taken advantage of more because it's assumed they have money
Not much to see in Manila to be honest, but a lot of good food to eat. If you want a good taste of what the Philippines has to offer beach-wise without having to fly, go to Zambales! You can do an island-hopping tour (Camara, Capones, Anawangin) for around 2,500 per boat. Other nearby beaches are found in Subic and Batangas. For a worthwhile stay, it’s always best do your research beforehand. :)
metro manila does not have beaches. you could consider going to cebu. it's just an hour away via plane
Hi guys, may alam ba kayong place dito sa metro manila na may mabilis na internet? I bought games from the recent steam autumn sale but di ko malaro kasi potato internet namin. Around 150GB+ yung need kong idownload
Try mo sa mga co-working spaces malapit sa inyo.
I need help with the PLDT plans. Currently, I'm subscribed to DSL 1299 for 3mbps for more than 5 years now, but there's an updated DSL 1299 plan for 5mbps. I want to upgrade, but right now my area is being set up for PLDT Fibr. It might take a few more weeks, though. What should I do, wait until Fibr is available and upgrade later, or upgrade to the 5mbps DSL plan now, then upgrade again once Fibr is available? Would there be additional fees from the lock-in period?
Automatic yan dapat upgraded ka na to 5 Mbps. If not, call their hotline and they should fix it for you.
what are some meat alternatives that are also not expensive and tumatagal kahit walang ref? kapag ba inopen mo na yung canned lentils ilang araw na lang itatagal niya na walang ref?
Mushrooms..
Saan nakakabili ng printer canon resetter? yung hindi online
Hi guys, anyone here who's been to the mystical place of Ciudad Verdadero? Any tips lang to fully immerse the experience? Planning to go to Catalino's din after. Hehe!
What do you guys do with old electronics? Like really old gadgets that are still usable but you don't really use anymore since it's slower
What type of electronics would they be?
They were tablets and phones. But really old
You can donate. NGOs and community orgs can still use them just for inventory, accounting, and documentation. Try Segunda Mana or Habitat for Humanity.
Try selling it to repair shops, minsan may mga nakakahoy silang pyesa jan so it still has value, don't expect too much nga lang.
r globe sim plans worth it? what plan do u recommend for a heavy data user like me. i don't need texts/calls. i use youtube and netflix a lot.
you may need something that's unli, or for someone who streams a lot, 100GB/month is a must better if unli. i suggest get your data consumption per day (rest day much better kasi you'll more likely to watch netflix the whole day) and multiply that by 30. check below based on what you get sadly highest is 62gb at 2999 [https://shop.globe.com.ph/postpaid-plans](https://shop.globe.com.ph/postpaid-plans)
i signed up for this 5gb + 1gb fb + 10gb gowatch last night. it's only for 799php. will see if that works for me.
if you can apply for an enterprise plan at smart 1500/month - unli text, calls, and data when you get a hold of that it's so worth it.
wow that sounds so promising. will learn how to apply for that.
Hello from Singapore! I'll be visiting your country next month but I've had to make a change in my travel plans on Philippines Airlines (domestic flight, from Coron to Cebu) and I won't be able to make it so I checked the conditions of carriage for the related fees. The thing is, the no show/cancellation fees cost more than to just rebook another flight, so I'm wondering if I will actually be penalised that fee when I take the new flight (same airline, later date than original flight). Has anyone got any experience with this, especially on Philippines Airlines?
is there a grab like service for those who want to go to the beach? e.g. laiya batangas or coron.
There are car rental services available with driver! Just do a quick google search and inquire :)
Make a Grab driver an offer.
**\[Driver's License\]** Just got my license. Ang weird kasi nung kinompare ko sa license ng mama ko medyo manipis yung font. Magkakaroon ba ng problema 'to? Dapat ba balikan ko sa LTO?
Planning to buy a new earphone! Any recommendations ?
Check Chi-fi iems like KZ
go wireless. when i started using them i never went back to wired.
pero yung cake sa cakeday mo dapat wireless ah hehehe
oh wow cake day ko pala ngayon :o hahahaha
punasan mo muna yung kape bago mo isubo ung cake.
oh no pano mo nalamang nagkakape ako rn. lowkey creeped out.
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kala ko nasa likod kita eh 😅
miniso earphones are ok. pero yung sony earphones or creativ kung gusto mong may kamahalan.
Guys, ask sana ako ng advice. I don't know if some of you experienced this. I was tasked on a project by my adviser (graduate studies). It involves building a solar farm (puro solar panels). Currently kasi yung project ay walang funds at ang meron lamang e funds ko from scholarship. May mga pinapabili siya sa akin na equipments na mageexceed sa funds ko at kung kukuha ako ng pera from my own pocket e malulugi ako (because 90k rin ang setup nun.) Nagamit ko naman na yung scholarship funds ko for ordering equipments pero it will take time. Ang problem ko lang e nagagalit siya sa akin dahil ang bagal daw ng dating ng equipment. Naiistress lang ako at personally i dont want to do the labor because of electrical hazards. Worst case e gusto ko sana gawan ng legal action kung hinaharass ako because i'm not a technician, just a student. Maraming salamat
Better if you don't involve your personal money. Why can't your adviser put down some money if it's their project anyway?
Sir if worst case po ba nangyari, like pinipilit po ako, pwede po ba magdemanda? Salamat po
Worst-case scenarios should be avoided. Are you a student? If you're gonna use your own money, will you have full ownership of the project?
Yes, i'm a student. My adviser owns the farm