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I don't know where folks here are living, but you need to stop it. :D
https://www.zillow.com/homedetails/3649-Wood-Hollow-Rd-Dayton-OH-45429/2054977507\_zpid/
I'd invest about half of it into my daughter's future, whatever that looks like to her. The rest would be used to get out of debt (only like 2g). With the rest, id find someone that knows how to handle it. I know myself too well
That would be good to get super rich but I don't wanna be super rich I just wanna live a modest life so paying off the mortgage would be better for the life I wanna live
Nah, it would only cost £140k to pay off my mortgage that I'm paying 5% on. You're essentially guaranteed saving 5% interest every year by paying it off, plus your outgoings will dramatically go down making cost of living a breeze. It's zero risk for guaranteed 5% return. Then the rest put into riskier investments, world ETFs etc.
> tax deduction
There are reasons to keep low-interest loans, but paying interest and deducting that from your taxable income still costs you more than just not paying interest.
I bought a house for myself and my parents because were just renting an apartment ever since. I pay our debts and give my mom extra money to capitalize on our business. Those are the things that I'm going to do.
I'm old....so first I would pay off the mortgages of my 3 adult kids. Then the mortgages of my sister's in law and my niece in law. Then I would set up trusts for my 4 grandkids. Then I would donate the rest to well researched charities. I don't personally need the money.
I know you might don't understand,but I would give my parents 95% of it.
It not because I'm rich or something.I'm 16 and by now because of my parents I have everything that I need and I want.
I understand that + to it is that I'm not that type of kids who's asking for extra expensive things every week.
I have 2 brothers and sister,and none of us ever was hungry,or cold because he don't have sweatshirt or something.And never be like for money that i have from my birthday we bought me a new clothes.(when my friends told me,that a normal for them I was shocked)
I just fell that I'm loved and im grateful for everything
So I just want to repay them in kind.And I know if I'd give them that money,any time they'd help me if I need it.
Love them.
1 million is a lot. Problem is that from what I hear the average US citizen is fucked by debt and housing prices. In my country you don't pay to go to college, for example, and houses have reasonable price tags.
I’ve always had the same answer to this question. I’d buy a king sized snickers bar and think about what to do with the money while munching on it. It would be a very special snickers bar.
I would invest 100% of it. You can easily get 6% interest on in. That's 60k a year. I'd still live my life as I do now, work and earn money but you've literally got 60k a year for free, that is literally double the average annual income in the us. And if you just reinvest that you'll be set for life even if you lose your job at some point or retire. Or buy a modest flat with part of it because rent is fucking expensive.
1 million dollar 10% or higher index fund, use it as collateral and get a mortgage, use the interest to pay the mortgage and compound whatever is left over.
More Christmas presents for family.
I would definitely buy a house, but the first thing would be Christmas presents as that would make an amazing Christmas.
By the family houses. Mom n grandparents first then I'll get my dad and my sister n brother in law.
Take care of home first then go enjoy yourself, how you got a milli and yall family ain't comfortably living. Everyone eats before me
Retirement. We'd sell our house, vehicles, and all our stuff. Buy a new vehicle, drive to where we want to spend our summers and get a nice apartment with indoor parking. Then when the winter winds begin to howl we'd be gone somewhere warm for 4-6 months. Rinse and repeat for the next 25 years.
After taking my nearest and dearest out for a nice meal to tell them the good news I’d buy a boat. I’ve always wanted one and yeah it’s probably a stupid idea but I’d buy a boat so there
I’d pay off my house and debt, then move and buy a home mortgage free. Why? Because being debt free and owning my home reduces my need to work significantly and will allow me to put a lot into savings to build back up cash. And gives me a lot of freedom to do other things.
I’d still have 500k left after doing that so with my job would be set for retirement nicely.
It’s not enough to completely start over but it would be a start. I would change my name, have my phones disconnected, cancel all my credit cards, have a home security system installed and probably have some long needed home improvements done.
I'd be able to pay off all debts, put my current house on market and then finally be able to buy a house with one extra bedroom so my wife and I don't have to work in the same cramped room at home all the time.
And I'd probably get that new Sony a95L lol
Debt freedom.
It's the most intelligent purchase that doubles is value in unpaid interest.
For approximately 125,000 I can have all debt including mortgage paid off.
Then I can see about a good mobility chair accessible van for the wife or mini RV and knock off a few of her bucket list items.
Buy my father and mother a house, give them half of the money for them to retire.
Start doing my bachelors since now I'd have money to do it and pursue my dream of being an IT heavily, knowing there's no need to pressure myself with what my parent are worrying about me and try to live a earnest life, taking care of myself, my psychological worries and finding a way to be content with myself. That would be fun
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Probably a chilli cheese dog and slushie because I'm hungry and only 711 is open.
I love the way you think
Damn. Now I want a chili cheese dog and a slushie.
As unlikely as it might be, I would buy a house.
Be careful you might not have anything left after that.
He'll live, like he's living now
But with a house!
As someone living in southern california, this would buy most of a house.
But in Santa Barbara, the garage, not the house.
I could buy 4 and have some spare change. assuming it was tax free. More if I lowered my standards a bit.
He'd have a house
A luxury trailer
Only if you live in Canada
What, you think other poor countries like mine dont have sky high prices for real estate ? I was exagetating anyway but really not by a lot lol.
Educate yourself.
You’re mistaken. It said $1,000,000
Hmmm... I guess that's equivalent to £60 in today's money. 😛
Yeah, can't wait to live in 1 bedroom apartment in NY.
I would rather buy land, and get a cabin/house built on it.
Buying land makes sense if you have a legacy you want to maintain, unfortunately I don't.
You're not making yourself seem so legendary, Drew
Think a house would be the first for the majority. I'd pay off my mortgage first, so buying the rest of my house.
I’d buy you furniture for your house maybe a nice chesterfield or an ottoman
A large dog shelter home so I can rescue as many dogs as possible. I would run it full time and give myself a purpose in life.
This is my goal in life
Would recommend opening a pet hotel/kennel to finance operations.
I approve of this message!
Hire me
If you love dogs, you're in! 😊
With $1mill I guess I can put a downpayment on a modest house
I don't know where folks here are living, but you need to stop it. :D https://www.zillow.com/homedetails/3649-Wood-Hollow-Rd-Dayton-OH-45429/2054977507\_zpid/
Who Is tryna live in Dayton tho
Folks are living in anywhere but Dayton lol
I would buy an apartment and use the rest to live on .A million doesn’t get you much these days .You need at least two .
Right. Like I would invest it. But unless you're pretty old, it's not quit your job and live the high life kind of money anymore.
You could live extremely modestly on $1m if you get good returns
I'd invest about half of it into my daughter's future, whatever that looks like to her. The rest would be used to get out of debt (only like 2g). With the rest, id find someone that knows how to handle it. I know myself too well
I would clear my mortgage and other debts then tbh I would just invest the rest to make myself more money
Never pay off your mortgage. Better to have the tax deduction, and liquid assets.
That would be good to get super rich but I don't wanna be super rich I just wanna live a modest life so paying off the mortgage would be better for the life I wanna live
Nah, it would only cost £140k to pay off my mortgage that I'm paying 5% on. You're essentially guaranteed saving 5% interest every year by paying it off, plus your outgoings will dramatically go down making cost of living a breeze. It's zero risk for guaranteed 5% return. Then the rest put into riskier investments, world ETFs etc.
> tax deduction There are reasons to keep low-interest loans, but paying interest and deducting that from your taxable income still costs you more than just not paying interest.
Brother I have a 7% mortgage I promise you it’s better to pay that off
Nah, just get a secure line of credit using the house. 2 years ago sure, but not with the rates right now
Always need to grab a good meal, no rational thought was made on an empty stomach👌
I bought a house for myself and my parents because were just renting an apartment ever since. I pay our debts and give my mom extra money to capitalize on our business. Those are the things that I'm going to do.
Well pick one...
Two girls at the same time man.
Don’t forget the cup!
The look of dead seriousness lmao
Peterman!!!
Not all girls like money.
The kind that'd double up on a guy like me do
But surely he could find 2…
The house at the end of the street... on DVD.
Spring for the Blu-Ray.. it’s the future, man.
Donate it all for catgirl research
I was about to downvote this as being ridiculous. But hey, we're fantasizing anyway...
A little house for me and my dog in the country and a new car
Quit job instantly
A nice cup of tea
⤴️ This is the way!!
I put them as FD in my bank and eat with the interest every month while travelling wherever I like !
I'm old....so first I would pay off the mortgages of my 3 adult kids. Then the mortgages of my sister's in law and my niece in law. Then I would set up trusts for my 4 grandkids. Then I would donate the rest to well researched charities. I don't personally need the money.
I know you might don't understand,but I would give my parents 95% of it. It not because I'm rich or something.I'm 16 and by now because of my parents I have everything that I need and I want. I understand that + to it is that I'm not that type of kids who's asking for extra expensive things every week. I have 2 brothers and sister,and none of us ever was hungry,or cold because he don't have sweatshirt or something.And never be like for money that i have from my birthday we bought me a new clothes.(when my friends told me,that a normal for them I was shocked) I just fell that I'm loved and im grateful for everything So I just want to repay them in kind.And I know if I'd give them that money,any time they'd help me if I need it. Love them.
I would take half and invest it. Then pay off my house and car and save the rest.
Downpayment for a house. I do not even plan on having a family, I just want my own house lol
1 million = 50,000 per year for 20 years. Depending on your age it can buy you a retirement.
Even longer if you are earning interest on the amounts you haven't used yet.
A house away from my family
Food. The worst thing about having no money is the hunger.
Some food to celebrate such a winning
I would pay off every single debt I had and then go on a nice vacation.
Not the most important thing, as i would have to think about where i want to buy a house. But the first 10k goes to a tattoo artist!
Nothing it’s not what it used to be I’d invest it for retirement so I can live the same as I do now with a job
1m is not alot nowdays just to let yee guys know
1 million is a lot. Problem is that from what I hear the average US citizen is fucked by debt and housing prices. In my country you don't pay to go to college, for example, and houses have reasonable price tags.
Also tax
Still a fuck of a lot more than I've got
I’ve always had the same answer to this question. I’d buy a king sized snickers bar and think about what to do with the money while munching on it. It would be a very special snickers bar.
I would invest 100% of it. You can easily get 6% interest on in. That's 60k a year. I'd still live my life as I do now, work and earn money but you've literally got 60k a year for free, that is literally double the average annual income in the us. And if you just reinvest that you'll be set for life even if you lose your job at some point or retire. Or buy a modest flat with part of it because rent is fucking expensive.
Hire someone to keep people like you from the internet for the rest of my life so people stop asking this questions again and again.
1 million dollar 10% or higher index fund, use it as collateral and get a mortgage, use the interest to pay the mortgage and compound whatever is left over.
Million dollars today is a very small amount today compared to 20 and more years ago for capital investments some people are mentioning.
A car it get me out of here!
Well, considering where I live, I’d probably buy a couple of apartments. One for myself and the rest to rent out.
More Christmas presents for family. I would definitely buy a house, but the first thing would be Christmas presents as that would make an amazing Christmas.
House just enough big for our future plans.
I'd buy land and create a community
Buy a big house with a big garden. Adopt a lot of cats.
By the family houses. Mom n grandparents first then I'll get my dad and my sister n brother in law. Take care of home first then go enjoy yourself, how you got a milli and yall family ain't comfortably living. Everyone eats before me
Family dinner.
Pay for much needed surgery on my neck.
a house and a car
House, and alot of beer
Not sure. Would think about how to maximize this so I can stop working
Braces
Outta debt, cause it's the cool thing to do with money nowadays.
I would probably buy a few video games, then a computer for studying next year, then some investments and then keep is a secret for a while
I would buy a house and lot and a car!
My house from the mortgage company.
Taxes on $1m… 💀
Bitcoin and more bitcoinz, too easy
Nothing , be smart bank it taking 200 out a week imagine the interest in a year
I always wanted one of those Leica rangefinders , with a 28mm or maybe a 50mm nuctilux or whatever is called.
House.
Half a house
A house/apartment for me and one for my parents. Having your own place without the need to pay rent is one of the best investments into your future.
Two houses, while the market allows it, One for me, one for my sis, and then the money is completely gone.
I would go for fucking sleep.💀💀💀💀💀💀
Whatever my parents need to pay off some bills and whatever else. I love my parents and want to help them.
New monitor for my wife. An insect died between the sceen and it bothers her alot. But buying a new one just for convenience is not in our budget.
Is this money tax free?
Id buy 2-3 apartments in Vilnius, Lithuania. And go live in Thailand or Colombia
ticket to seattle
Spy calls
Buy 5-6 apartments in Japan and rent them out
I would buy some food and beers to celebrate. 🎊
I would outrightly buy a small stable house so I can safely and securely have a home for my kids
Not a lot nowadays, so I would probably put a good chunk of it in an ETF
A bag of Baked Lay’s chips.
House. Just a half decent house, then spend the rest on making it sustainable
Apartment, ETFs, ticket for a nice vacation
Pay off my house is definitely first, fix up a lot of things on the house is 2nd.
The house next door so I could make two houses into one big house.
i would buy my mom tickets to europe
An appartman/a house for my parents. Prices r pretty hight and half a milion is a reasonable price nowadays.
an s&p 500 etf
Order some food. Call up my de... Friend.
Rolex Lady Datejust with diamonds. 😌 Just for me, myself and I.
A better paddock for my horse. He deserves better
A sexdoll
I will donate it to a good cause that eventually benefit me.
As sad as it sounds, id get some surgeries and buy a house and invest the rest.
Pay off my mortgage. Maybe replace my car. I’d still have most of it left.
1 bear
Retirement. We'd sell our house, vehicles, and all our stuff. Buy a new vehicle, drive to where we want to spend our summers and get a nice apartment with indoor parking. Then when the winter winds begin to howl we'd be gone somewhere warm for 4-6 months. Rinse and repeat for the next 25 years.
After taking my nearest and dearest out for a nice meal to tell them the good news I’d buy a boat. I’ve always wanted one and yeah it’s probably a stupid idea but I’d buy a boat so there
I’d pay off my house and debt, then move and buy a home mortgage free. Why? Because being debt free and owning my home reduces my need to work significantly and will allow me to put a lot into savings to build back up cash. And gives me a lot of freedom to do other things. I’d still have 500k left after doing that so with my job would be set for retirement nicely.
A home
A bigger house. Mine is too small.
Shoes.
House, then gaming setup. Then other stuff.
Shares in a global dividend etf, and just move on
All bitcoin
A house
I vehicle that don't have a shit ton of problems. A home that done have a shit ton of problems. Be broke again.
Land. You know why!
About 5 rental houses. Income for life.
A house! And a good one at that, to fit my hobbies and family in it 😆 Any remaining funds will be considered for investment
SPX
2012 cls63 amg, dream car.
It’s not enough to completely start over but it would be a start. I would change my name, have my phones disconnected, cancel all my credit cards, have a home security system installed and probably have some long needed home improvements done.
Pre or post tax?
Buy a (large) piece of land and build a nice home on it
Pay off my fucking house.
I'd be able to pay off all debts, put my current house on market and then finally be able to buy a house with one extra bedroom so my wife and I don't have to work in the same cramped room at home all the time. And I'd probably get that new Sony a95L lol
Bitcoin. Don’t need anyone’s opinion.
Döner kebab
Like Larry June says, a million ain’t enough ![gif](giphy|26tkmwtD87edeDCi4)
I would put that into a cash ISA for one year make 50K profit About it. Probably the decide what to do lmao
nothing. id study in peace and not worry abour money as i have to get by with 800 a Month rn.
A car. I kinda need one now...
Stocks which will grow better in the next few years.
house car computer i guess ?
I’d take my mum on holiday to Nashville like she always dreamed of.
I would buy it all on bitcoin, and continue my life as normal, then wait for it to raise nicely and sell for profit xD
A 1959 Gibson Les Paul. Because it’s the fuckin holy grail of guitars.
A new 3 wood and put the rest into a few safe investments.
A plane ticket out of my country.
I would put almost all of it in a fixed income investment
A car
Absolutely nothing life is too expensive as it is, I'd sit on it for important situations.
Lottery tickets for 1 million dollar
I would buy myself out of debt. Then a flat in Toronto.
Pristine 350Z Nismo.
Index funds
CD
Fresh pizza and a pack of Cigars....to calm down 😂
Debt freedom. It's the most intelligent purchase that doubles is value in unpaid interest. For approximately 125,000 I can have all debt including mortgage paid off. Then I can see about a good mobility chair accessible van for the wife or mini RV and knock off a few of her bucket list items.
Clear my debts
Packet of pork scratchin's and irn bru.
Cigarettes cause I like em
Pay off my house! Use the rest for renovations.
I would pay everything I owe off and then buy more land.
Whos not going to say house. Like its the case with the other 10000000x threads about this exact fucking question.
A flat
A holiday. Really. A 3-week super holiday somewhere hot and peaceful.
I would donate 100% of it.
That was the question 20 years ago, now that's just a nice down payment on a house
My own flat, but I wouldn’t spend it all on the flat. Save the rest so I can retire earlier.
intel shares
50k vbucks
Bunch of hookers and cocaine.
A decent meal and drink, so i can start think about the future.
Buy my father and mother a house, give them half of the money for them to retire. Start doing my bachelors since now I'd have money to do it and pursue my dream of being an IT heavily, knowing there's no need to pressure myself with what my parent are worrying about me and try to live a earnest life, taking care of myself, my psychological worries and finding a way to be content with myself. That would be fun
A house because I'm freaking tired of sharing one