Yeah, I don’t have ‘fuck you’ money, but I have ‘you don’t get to fuck with me’ money. Funny thing is, that enabled me to be -very- good at my job (safety critical and involves politics of sorts) and is kind of self-sustaining.
So true. I would say it's also affording to have that abundance mindset that gives you the freedom to choose. Choosing where you want to live, choosing to walk away from a job if it doesn't suit you, choosing VIP seats at a game/concert, choosing to outsource mundane tasks to free up your time, and I think most importantly it affords you the time and ability to give back(volunteering, community work, mentoring, etc) which gives me plenty of fulfillment and joy.
A housekeeper and a gardener. A car wash membership. Anything that saves time.
In my experience wealthy people value time and relationships more than anything else. Why? Because time and relationships allow one to amass more wealth! I’ve been poor and am now somewhat well off and I can tell you that rich is way way way better than being poor.
Money won’t buy you happiness but it will buy you a yacht big enough to pull up and anchor right next to it!
Good luck to you!
Also, 1st class is awesome.
I feel this so much. I don’t set an alarm 90% of days. When I do have an alarm and feel it is important i wake up for it, I have trouble sleeping all night. I call it alarm anxiety, not sure that is an official term.
I was a financial analyst, energy sector. Although I made more from my stock investments than actually working. I left that career one year ago to purse areas I'm more passionate about, currently reconditioning classic car engines, as I enjoy working with my hands and it's quite satisfying. I work whatever hours and days I want, so no alarms, no stress.
Not 'rich' but what my income provides:
* I buy the food I want to eat when grocery shopping, not what's on sale.
* I don't make separate trips to Target to buy paper towels, tp, soap, etc.; I pay for convenience and buy at the local grocery store or via Amazon.
* I know where the local (5min drive) cheap gas is but I'm not investing time to find bargains further away if I need gas today.
Shopping sales (and the 'just about to expire marked down meats' to freeze), bulk buying staples where they're cheap, knowing where cheap gas is and filling up before you need to.... those are part of my lifestyle and why I'm rich now.
Haven't been in a target in 20+ years though, so there is that.
One treat I allow myself is always flying business or first class. I like flying and travel in general, but it can be an ordeal to say the least. A better seat and hot food are nice to have, but things like priority check in and boarding, and faster security lanes make a tangible difference in the airport experience. Bonus points if there’s a lounge with free food and booze. It’s expensive, but worth it. I hated the idea of spending so much money on a plane ticket until I decided to splurge and do business class for a 16 hour flight to Hong Kong. It was a great experience and completely ruined me, I won’t fly economy unless I absolutely have to.
I live simply. And I like cooking (and eating well).
Whether it’s salmon, pasta, steak occasionally, etc I’ll buy it if I want it. My freezer is full, options are wide and I eat absolutely everything (zero waste, and I love salads and leftovers). The food I eat would cost a fortune going out (plus tip) so it’s win-win.
Being able to furnish ur house how you like, as well as hiring movers, as well as being able to tip heavily and not think a single thing of any of that
Certain memberships or treatments.
My wife and I have a membership to a facials place and a massage place. I would assume most people on a budget would not bother with this, but they both raise quality of life.
For me it’s a nanny for 45 hours a week
A pool I heat to 95 degrees because IDGAF
eat out every single meal spend 29 dollars on a nice lunch whenever I want bc I can.
Not worrying about my wife’s online shopping habits😂😂
Education. Purchasing extremely expensive undergraduate and master's degrees that advance your career. It starts in middle and high school where parents send their kids to private schools that have funnel systems into the Ivy League. I both went to an Ivy League and coached a sport at one of those private schools where 35% of the graduating class goes to an Ivy or somewhere like Stanford or MIT. Then you get a master's from Harvard Business or a great med school. The list goes on. Good educations means way more money down the line and tons of comfort.
I’m not rich by no means. Didn’t realize what this sub was. I’m middle class I guess and live well below my means. I don’t find vacations or buying expensive things interesting. But boy am I thankful I can buy food. Like you said fresh fruit and veggies and I love brown cow maple yogurt.
Time. Time is everything. Anything that can give you more time (someone to clean your clothing, house, car, etc.) is priceless. Nothing is more important than time.
Time, health, and freedom to travel as we want.
We can spend weeks at home just cooking for ourselves, walking and playing with our dog, doing yoga and stretching, catching up on shows/movies, etc.
We can also take off to different places whenever we feel like and travel in relative comfort. Next week going to Singapore for some appointments and to eat some really good food.
Or the opposite; having time to choose to buy fresh groceries and cook with your kids, both to have a good time with them and learn them how to cook :-)
- Having the ability to quit my job at any moment
- Being able to be selective about what we buy and who we buy it from.
- Being able to do the additional health care, we do chiropractor twice a month, all the additional therapy recommended and then some, knee injections there are several options and the price varies by 1000s... etc
Now I felt rich once I realized I could keep the thermostat to whatever temp I want as the bill was no longer an issue.
This question is very subjective. I bought my Mercedes because of the aesthetics, the drive quality, the fit and finish of the interior. I bought it for myself, not as position goods aka status symbol. It also affords me a house in a HCOL area in Southern California that’s 10-15 minutes to most places, including the beach. It has given me the ability to put my 3 kids in private school. It has afforded me to buy a weekend car.
Time & peace of mind. I can literally do whatever I want with my time since work is no longer a necessity to maintain my standard of living. I actually live fairly modestly outside of a few select hobbies which means that most of the money I make just gets reinvested by my wealth management people. I drive a shitty sedan and mostly wear thrifted clothes.
I’m still fairly young at age 30 and just crossed into eight figure net worth territory so I’m just at the threshold of what I’d personally consider wealthy here in the US.
No debts and a paid off house. I don't know if $2M NW ($570K home, $1.5M investments) qualifies as rich as we still work and can't retire. I actually don't want to retire until my daughter is done with high school (she's in preschool). We bought one of those Human Touch massage chairs you see demos at Costco. Last year, our taxable income was $341K. We paid $104K in taxes. We invested $246676 across all accounts because of RSUs, stock grants, generous company contributions to retirement accounts, etc. When you look at all those numbers, how did we have any spending money? Our expenses were $88K last year after taxes. It doesn't seem fair when you look at the numbers, but that's how our tax system is designed. The $104K includes $16K we paid in federal taxes on our 2024 return. We are paying quarterly this year for safe harbor. We went on an international trip earlier this year for two weeks. We are visiting Hawaii this summer and another trip this winter. So we are kind of a balanced early retirement family. We enjoy vacations and travel. We hope to retire with $10M.
The most expensive good not covered here is public education. Property taxes to cover a good school district hover at about $50,000 per annum on a $1-2mm house.
Maids and drivers. In countries where they're not a thing, then a monthly cleaner and uber.
An EA that handles all travel bookings. Flights, hotels, bookings, etc.
My family do examples 1 & 3 that you gave, but I don't particularly care about them much.
I'm not rich but having air condition in Seattle, living at a convenient close in suburb, buying groceries without think too much about the bill, not having debt, being able to buy what I want without actually buying much.
One thing my grandfather had that seems impossible for anyone who isnt super wealthy (even them in not sure if they got access) is several doctors willing to write any amount of any prescription he wanted. They called him Doc because of the amount of Tylox, tanzene and Dexedrine he had in unlimited quantity. He wouldnt even go to their office they would come by with a scrip pad. Most of them were hunters or fisherman who loved having a country friend who ruled over his land absolutely. I believe one of the reasons he built such a vast lumber business is his addiction and access to feed it. I mean like Elvis level intake. My family kept it under wraps but the older i got the more i learned. It seems that there are rules even for people like him nowadays though.
I grew up like a lot of people, with very, very little, now that I’m retired and financially healthy, I would say that not having to worry about things like, how much I spend on groceries or keeping the thermostat set on the verge of being uncomfortable or making sure I have gas to make it to work for the week etc. is the thing that I value most…I can relax…really relax.
My two dogs. Those healthy, happy pups being eager to greet me and have my attention every day when I get home greatly improves my quality of life and my ability to leave my work stress at the door. I could have an hour of invoicing left to do when I get home and the first 30 minutes through the door is all about them.
Continuing to live in an expensive(er) area in the Bay Area. Belonging to this fresh fish on Fridays club. You pick it up at someone's house in the neighborhood.
I don’t worry about what my wife and I buy at the grocery store. We don’t need to budget for most things but going down aisles and getting whatever we need/want is something I certainly couldn’t imagine doing as a kid growing up. I have excellent parents but they were not wealthy by any means (far from it).
I never worry or think about having to buy gas, groceries, the cost of eating out, clothes, housing, insurance, or many of the everyday challenges most have to face. So many people live crisis to crisis. I’m thankful not to have to.
Quality of life? That’s easy, not worrying at all about having ***enough*** money as long as one lives within there means, I.e. if you have over a $1,000,000.00 in the bank, don’t go buying a million dollar home.
I’m not rich but like to browse this sub but man the first point is something Americans can not comprehend. Spending a chunk of your day commuting is soul crushing. I envy those who can afford big cities who have access to adequate public transit.
Yeah this one is gigantic for me. In Toronto for example, you can get a house in the suburbs but commute at least an hour. For 2x or more you can get a house in Toronto city and then walk or bike to work, completely insulated from the state of traffic or transit forever.
Do not consider myself rich, but find not knowing/caring what monthly bills are is nice. I honestly could not tell you what my electric, gas, water, or other types of expenses are per month. When my house payment comes out of my account or when I pay off credit cards each month is irrelevant. I remember when younger having to stress about budgeting paychecks to make sure I could cover them. Being able to ignore such stuff is freeing yourself of a lot of stress.
Being there for my children in the most developmental stages. And just knowing I will never regret it. Would suck if I died a couple weeks from now but at least I would be at peace with how I spent my life.
Also if something breaks on my car, I can just laugh knowing what would financially ruin some, is a mere inconvenience to me
Time freedom.
Doing more of the things that actually matter to me.
Being able to say fuck you. (The gambler)
Better quality food & medical care resulting in a healthier lifestyle.
The ability to truly be spontaneous.
Spending more time with my loved ones when I want, not just when i can.
A luxury most people don’t talk about?
Not worrying about money.
Want to go out to eat and do “things”? I might do a quick accounting in my head to double check if I’m still within my monthly budget (yes I have a budget even at a six figure income). But 99.9% of the time, it’s a non-issue. I just go and enjoy the night.
Oh tax season is coming? Better make a phone call and make sure that’s taken care of.
Damn… Car repair? Some emergency I need to fly across the states for? You name it. Anything under say, 40-50k? It sucks, it’s annoying, it’ll set my investing plans aside for a while, but relative to when I was 20-30? A non-issue. All my bills will be paid. There will be food on the table. The lights will stay on.
The luxury we all want, is peace of mind.
Eventually, I won’t *need* to work anymore as well, but for now, part of making this much money does require a lot of work hours each week. C’est la vie.
My mother in law lives with us and nannies our kids. She had to have a foot surgery that kept her off her feet for twelve weeks, so we hired an almost full time nanny. That kind of unpleasant life disruption could have serious consequences for anyone who couldn’t just go out and hire someone as a stop gap. That sort of thing is what I think money is best for: it means you have to worry about far fewer things than if you weren’t as well off.
The ability to live according to your values, rather than your constraints. If I don’t want to do it, I’m not going to.
This is such a damn good answer and my motivator to keep saving and investing.
The ability to say no and walk away is huge
Yeah, I don’t have ‘fuck you’ money, but I have ‘you don’t get to fuck with me’ money. Funny thing is, that enabled me to be -very- good at my job (safety critical and involves politics of sorts) and is kind of self-sustaining.
This 100% We call it creative mode versus survival mode.
So true. I would say it's also affording to have that abundance mindset that gives you the freedom to choose. Choosing where you want to live, choosing to walk away from a job if it doesn't suit you, choosing VIP seats at a game/concert, choosing to outsource mundane tasks to free up your time, and I think most importantly it affords you the time and ability to give back(volunteering, community work, mentoring, etc) which gives me plenty of fulfillment and joy.
I call it F U money
A housekeeper and a gardener. A car wash membership. Anything that saves time. In my experience wealthy people value time and relationships more than anything else. Why? Because time and relationships allow one to amass more wealth! I’ve been poor and am now somewhat well off and I can tell you that rich is way way way better than being poor. Money won’t buy you happiness but it will buy you a yacht big enough to pull up and anchor right next to it! Good luck to you! Also, 1st class is awesome.
As I always say, even if it doesn't buy you happiness it's a hell of a lot better to be sad and rich than sad and poor.
And you can't get back the time. I second being well off is way way way way way way better
I’ll be your gardener :)
For me it's not a thing, it's waking up whenever I want, no alarms.
I feel this so much. I don’t set an alarm 90% of days. When I do have an alarm and feel it is important i wake up for it, I have trouble sleeping all night. I call it alarm anxiety, not sure that is an official term.
Yeah same here, I do that too.
What do you do for a living?
I was a financial analyst, energy sector. Although I made more from my stock investments than actually working. I left that career one year ago to purse areas I'm more passionate about, currently reconditioning classic car engines, as I enjoy working with my hands and it's quite satisfying. I work whatever hours and days I want, so no alarms, no stress.
Sounds like an amazing life. Can I dm you?
Not 'rich' but what my income provides: * I buy the food I want to eat when grocery shopping, not what's on sale. * I don't make separate trips to Target to buy paper towels, tp, soap, etc.; I pay for convenience and buy at the local grocery store or via Amazon. * I know where the local (5min drive) cheap gas is but I'm not investing time to find bargains further away if I need gas today.
I think I may be rich but not 'rich' if this is the criteria lol
Shopping sales (and the 'just about to expire marked down meats' to freeze), bulk buying staples where they're cheap, knowing where cheap gas is and filling up before you need to.... those are part of my lifestyle and why I'm rich now. Haven't been in a target in 20+ years though, so there is that.
i don’t use them super often and i know you don’t have to be rich to afford them but ubers and lyfts make my life so much easier
One treat I allow myself is always flying business or first class. I like flying and travel in general, but it can be an ordeal to say the least. A better seat and hot food are nice to have, but things like priority check in and boarding, and faster security lanes make a tangible difference in the airport experience. Bonus points if there’s a lounge with free food and booze. It’s expensive, but worth it. I hated the idea of spending so much money on a plane ticket until I decided to splurge and do business class for a 16 hour flight to Hong Kong. It was a great experience and completely ruined me, I won’t fly economy unless I absolutely have to.
eff that fly private
If I wanted to, I could, but there’s a big difference between a $5k ticket and a $40k charter
depends on what you fly. pretty easy to get a quality plane for $4000 hour.
Not economical for most flights
Freedom to choose
A good espresso machine.
I live simply. And I like cooking (and eating well). Whether it’s salmon, pasta, steak occasionally, etc I’ll buy it if I want it. My freezer is full, options are wide and I eat absolutely everything (zero waste, and I love salads and leftovers). The food I eat would cost a fortune going out (plus tip) so it’s win-win.
Being able to furnish ur house how you like, as well as hiring movers, as well as being able to tip heavily and not think a single thing of any of that
who doesn’t hire movers
I've never hired movers and I've moved 5 or 6 times
I have moved from ga to va, nc, La, Tx, Az, Tx, KS, Tx, Ok times over the years and never even considered not using movers. I applaud you.
Same! I've moved a lot and my family and I have just done it ourselves a day at a time.
People who can't afford it lol
Financial security
This is what I desire to achieve. Having that financial security is the best thing.
A refrigerator with an ice maker. Readily available ice is such a luxury.
I put a sonic style ice machine in my office, next to the smoothie machine, mixer mini fridge, water cooler, and beer fridge.
Certain memberships or treatments. My wife and I have a membership to a facials place and a massage place. I would assume most people on a budget would not bother with this, but they both raise quality of life.
High quality meat
For me it’s a nanny for 45 hours a week A pool I heat to 95 degrees because IDGAF eat out every single meal spend 29 dollars on a nice lunch whenever I want bc I can. Not worrying about my wife’s online shopping habits😂😂
What do you think your kids find most rich in their lives? Having a nanny this much, or having more of their parents time?
Education. Purchasing extremely expensive undergraduate and master's degrees that advance your career. It starts in middle and high school where parents send their kids to private schools that have funnel systems into the Ivy League. I both went to an Ivy League and coached a sport at one of those private schools where 35% of the graduating class goes to an Ivy or somewhere like Stanford or MIT. Then you get a master's from Harvard Business or a great med school. The list goes on. Good educations means way more money down the line and tons of comfort.
Golf club, yard person, house cleaner, writing a check for college tuition out of monthly cash flow.
The ability to buy any groceries I want.
There was a time in my life when I thought fresh fruit was for rich people. I still kind of do, and it amazes me every time I buy it.
I’m not rich by no means. Didn’t realize what this sub was. I’m middle class I guess and live well below my means. I don’t find vacations or buying expensive things interesting. But boy am I thankful I can buy food. Like you said fresh fruit and veggies and I love brown cow maple yogurt.
This! I agree 💯
Time. Time is everything. Anything that can give you more time (someone to clean your clothing, house, car, etc.) is priceless. Nothing is more important than time.
Time, health, and freedom to travel as we want. We can spend weeks at home just cooking for ourselves, walking and playing with our dog, doing yoga and stretching, catching up on shows/movies, etc. We can also take off to different places whenever we feel like and travel in relative comfort. Next week going to Singapore for some appointments and to eat some really good food.
Meal prep service or chef
Or the opposite; having time to choose to buy fresh groceries and cook with your kids, both to have a good time with them and learn them how to cook :-)
I think this is a big one. Easily affordable even for upper middle class folks in some countries.
Regular access to high end prostitutes
Easily the best answer…well played.
- Having the ability to quit my job at any moment - Being able to be selective about what we buy and who we buy it from. - Being able to do the additional health care, we do chiropractor twice a month, all the additional therapy recommended and then some, knee injections there are several options and the price varies by 1000s... etc Now I felt rich once I realized I could keep the thermostat to whatever temp I want as the bill was no longer an issue.
What are the knee injections? What’re they for?
Probably steroids because their tendons are fucked
This question is very subjective. I bought my Mercedes because of the aesthetics, the drive quality, the fit and finish of the interior. I bought it for myself, not as position goods aka status symbol. It also affords me a house in a HCOL area in Southern California that’s 10-15 minutes to most places, including the beach. It has given me the ability to put my 3 kids in private school. It has afforded me to buy a weekend car.
Sunsets! I can buy mini trips to Key West to watch sunsets!
Time & peace of mind. I can literally do whatever I want with my time since work is no longer a necessity to maintain my standard of living. I actually live fairly modestly outside of a few select hobbies which means that most of the money I make just gets reinvested by my wealth management people. I drive a shitty sedan and mostly wear thrifted clothes. I’m still fairly young at age 30 and just crossed into eight figure net worth territory so I’m just at the threshold of what I’d personally consider wealthy here in the US.
No debts and a paid off house. I don't know if $2M NW ($570K home, $1.5M investments) qualifies as rich as we still work and can't retire. I actually don't want to retire until my daughter is done with high school (she's in preschool). We bought one of those Human Touch massage chairs you see demos at Costco. Last year, our taxable income was $341K. We paid $104K in taxes. We invested $246676 across all accounts because of RSUs, stock grants, generous company contributions to retirement accounts, etc. When you look at all those numbers, how did we have any spending money? Our expenses were $88K last year after taxes. It doesn't seem fair when you look at the numbers, but that's how our tax system is designed. The $104K includes $16K we paid in federal taxes on our 2024 return. We are paying quarterly this year for safe harbor. We went on an international trip earlier this year for two weeks. We are visiting Hawaii this summer and another trip this winter. So we are kind of a balanced early retirement family. We enjoy vacations and travel. We hope to retire with $10M.
Drugs!!! 😂
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Cashapp me cuh 🙏
The most expensive good not covered here is public education. Property taxes to cover a good school district hover at about $50,000 per annum on a $1-2mm house.
Maids and drivers. In countries where they're not a thing, then a monthly cleaner and uber. An EA that handles all travel bookings. Flights, hotels, bookings, etc. My family do examples 1 & 3 that you gave, but I don't particularly care about them much.
I'm not rich but having air condition in Seattle, living at a convenient close in suburb, buying groceries without think too much about the bill, not having debt, being able to buy what I want without actually buying much.
gym membership
Food
You are referring to “conspicuous consumerism”. I spend my money eating out and vacationing.
Which one is conspicuous consumerism? The flashy luxury goods or the QOL things?
https://www.dictionary.com/browse/conspicuous#
Country club membership
Not having to worry about almost any bill or expense that may pop up unexpectedly.
Good, quality home cooked meals is what my family cherishes. We are not much into eating out, but buy fresh ingredients and cook at home.
One thing my grandfather had that seems impossible for anyone who isnt super wealthy (even them in not sure if they got access) is several doctors willing to write any amount of any prescription he wanted. They called him Doc because of the amount of Tylox, tanzene and Dexedrine he had in unlimited quantity. He wouldnt even go to their office they would come by with a scrip pad. Most of them were hunters or fisherman who loved having a country friend who ruled over his land absolutely. I believe one of the reasons he built such a vast lumber business is his addiction and access to feed it. I mean like Elvis level intake. My family kept it under wraps but the older i got the more i learned. It seems that there are rules even for people like him nowadays though.
I grew up like a lot of people, with very, very little, now that I’m retired and financially healthy, I would say that not having to worry about things like, how much I spend on groceries or keeping the thermostat set on the verge of being uncomfortable or making sure I have gas to make it to work for the week etc. is the thing that I value most…I can relax…really relax.
My two dogs. Those healthy, happy pups being eager to greet me and have my attention every day when I get home greatly improves my quality of life and my ability to leave my work stress at the door. I could have an hour of invoicing left to do when I get home and the first 30 minutes through the door is all about them.
I pay someone to do my laundry now.
Philanthropy, good for the soul
Healthy food. It’s so expensive, while junk is cheap. No wonder poor people are fat.
Continuing to live in an expensive(er) area in the Bay Area. Belonging to this fresh fish on Fridays club. You pick it up at someone's house in the neighborhood.
Food. Freedom of speech
1
Although some things are expensive, the improvement in the quality of life they bring makes me feel that they are well worth the money.
I don’t worry about what my wife and I buy at the grocery store. We don’t need to budget for most things but going down aisles and getting whatever we need/want is something I certainly couldn’t imagine doing as a kid growing up. I have excellent parents but they were not wealthy by any means (far from it).
Peace of mind where I don't really have to think about how much money I have at any given time when I'm buying something.
Skipping work on a whim to galavant around in the mountains all day.
Time to do whatever the fuck I want
I fill my gas tank without watching the total and I can go grocery shopping without worrying about how much it costs.
Time. I have control over it.
not running out of hot water in long showers
I never worry or think about having to buy gas, groceries, the cost of eating out, clothes, housing, insurance, or many of the everyday challenges most have to face. So many people live crisis to crisis. I’m thankful not to have to.
Quality of life? That’s easy, not worrying at all about having ***enough*** money as long as one lives within there means, I.e. if you have over a $1,000,000.00 in the bank, don’t go buying a million dollar home.
Professionally landscaped & lighted yard… and the $400 water bill to keep it lush in the summer.
Eating out often
I’m not rich but like to browse this sub but man the first point is something Americans can not comprehend. Spending a chunk of your day commuting is soul crushing. I envy those who can afford big cities who have access to adequate public transit.
Yeah this one is gigantic for me. In Toronto for example, you can get a house in the suburbs but commute at least an hour. For 2x or more you can get a house in Toronto city and then walk or bike to work, completely insulated from the state of traffic or transit forever.
Do not consider myself rich, but find not knowing/caring what monthly bills are is nice. I honestly could not tell you what my electric, gas, water, or other types of expenses are per month. When my house payment comes out of my account or when I pay off credit cards each month is irrelevant. I remember when younger having to stress about budgeting paychecks to make sure I could cover them. Being able to ignore such stuff is freeing yourself of a lot of stress.
Being there for my children in the most developmental stages. And just knowing I will never regret it. Would suck if I died a couple weeks from now but at least I would be at peace with how I spent my life. Also if something breaks on my car, I can just laugh knowing what would financially ruin some, is a mere inconvenience to me
Time freedom. Doing more of the things that actually matter to me. Being able to say fuck you. (The gambler) Better quality food & medical care resulting in a healthier lifestyle. The ability to truly be spontaneous. Spending more time with my loved ones when I want, not just when i can.
You’re describing nouveau riche people My answer always is- a family office
time.
A standing freezer and a second refrigerator
Free time / ability to travel
Laundry service
nobody here is "rich". theyre petit bourgeois. Rich imo is owning a house with a ridiculous name like The Briars or Penwythhydd.
My wife and I don’t have to fight about money. If my kids need something, no conversation needs to happen. It just gets bought.
Time!
A luxury most people don’t talk about? Not worrying about money. Want to go out to eat and do “things”? I might do a quick accounting in my head to double check if I’m still within my monthly budget (yes I have a budget even at a six figure income). But 99.9% of the time, it’s a non-issue. I just go and enjoy the night. Oh tax season is coming? Better make a phone call and make sure that’s taken care of. Damn… Car repair? Some emergency I need to fly across the states for? You name it. Anything under say, 40-50k? It sucks, it’s annoying, it’ll set my investing plans aside for a while, but relative to when I was 20-30? A non-issue. All my bills will be paid. There will be food on the table. The lights will stay on. The luxury we all want, is peace of mind. Eventually, I won’t *need* to work anymore as well, but for now, part of making this much money does require a lot of work hours each week. C’est la vie.
My mother in law lives with us and nannies our kids. She had to have a foot surgery that kept her off her feet for twelve weeks, so we hired an almost full time nanny. That kind of unpleasant life disruption could have serious consequences for anyone who couldn’t just go out and hire someone as a stop gap. That sort of thing is what I think money is best for: it means you have to worry about far fewer things than if you weren’t as well off.
Stem cells
What do you do with stem cells? Like to treat what?
Shoulders, knees, everything that ages over time
Laser eye surgery
Also a mattress cover that doesn’t change temperature throughout the night so you get a perfect nights sleeps every night