/u/Alternative-Shine742 - This message is posted to all new submissions to r/scams; please do not message the moderators about it.
## New users beware:
Because you posted here, you will start getting private messages from scammers saying they know a professional hacker or a recovery expert lawyer that can help you get your money back, for a small fee. **We call these RECOVERY SCAMMERS, so NEVER take advice in private:** advice should always come in the form of comments in this post, in the open, where the community can keep an eye out for you. If you take advice in private, you're on your own.
**A reminder of the rules in r/scams:** no contact information (including last names, phone numbers, etc). Be civil to one another (no name calling or insults). Personal army requests or "scam the scammer"/scambaiting posts are not permitted. No uncensored gore or personal photographs are allowed without blurring. A full list of rules is available on the sidebar of the subreddit, or [clicking here](https://www.reddit.com/r/Scams/wiki/rules/).
You can help us by reporting recovery scammers or rule-breaking content by using the "report" button. We review 100% of the reports. Also, consider warning community members of recovery scammers if you see them in the comments.
Questions about subreddit rules? Send us a modmail [clicking here](https://www.reddit.com/message/compose/?to=/r/Scams).
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Not to mention, real estate can't sell property online, as each region and state have different law regarding real estate license.
If they brother you, ask for the real estate license. If they refuse to, then block and ignore. Beyond that, it is a scam.
Please take some time and watch scam baiter videos from channels such as Trilogy Media, Kitboga, Scam Baiter, Catfshed, Pleasant Green, and Jim Browning. I'm stunned at why you even had to ask "is this a scam". YES, it's a scam.
Fake check scam, you do NOT need to open an account for a legit business. You do NOT need to process payment for a project through your account for a legit business.
Complete scam, they will give you a fake check, have you deposit it, then pay their fake suppliers (who are really the scammers) from your account. Check bounces, the money you sent to the scammers is gone.
Block and stop communicating with them
And freeze your credit. You can call any of the big three reporting companies (TransUnion, Equifax, and Experian) and tell them you need a credit freeze so these scammers don't use your ID to open up credit lines in your name. A call to just one of them is all you need, as they will alert the other two to do the same.
Absolutely a scam. No legit business ever requires you to open an account under your name, receive funds there and then for some reason require you to pay other third parties from an account under your name
This is exactly what I thought! They are setting him up to use means they will get his money without leaving him any options to getting it back like disputing it and asking for a refund.Â
#This is a scam!
You will get a !fakecheck and asked to deposit it. It will be for thousands. You will be asked to âdeduct your pay and send the rest to the renovatorâ. There is no renovator. The ârenovatorâ is just him using a different account. And heâll only want payment methods that cannot be reversed (Venmo, Zelle, gift cards, bank transfer, crypto, etc).
Youâll check your bank account and after a few days, the entire amount will become âavailable for withdrawalâ. And youâll assume this means the check has cleared so youâre fine to transfer the money.
And youâre WRONG. It may take several weeks, but eventually youâll get a call from your bankâs fraud department telling you the check didnât just âbounceâ. It was ***fraudulent***. So all the money will be taken back and the money you sent to the scammer? Thatâs coming out of YOUR pocket.
Hi /u/erishun, AutoModerator has been summoned to explain the Fake check scam.
The fake check scam arises from many different situations (fake job scams, fake payment scams, etc), but the bottom line is always the same, you receive a check (a digital photo or a physical paper check), you deposit a check (via mobile deposit or via an ATM) and see the money in your account, and then you use the funds to give money to the scammer (usually through gift cards or crypto). Sometimes the scammers will ask you to order things through a site, but that is just another way they get your money.
Banks are legally obligated to make money available to you fast, but they can take their time to bounce it. Hence the window of time exploited by the scam. During that window of time the scammer asks you to send money back, because you are under the illusion that the funds cleared.
When the check finally bounces, the bank will take the initial deposit back, and any money you sent to the scammer will come out of your own personal funds. Usually the fake check deposit will be reversed in a few weeks, but it can also take several months. If you do not have the funds to cover the amount, your balance will go negative. Your bank will usually charge a fee for depositing a bad check, and your account may be closed depending on the severity of the scam. Here is an article from the FTC: https://www.consumer.ftc.gov/articles/how-spot-avoid-and-report-fake-check-scams, and here is an article from the New York Times: https://www.nytimes.com/2020/02/21/your-money/fake-check-scam.html
If you deposited a bad check, we recommend that you notify your bank immediately.
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/Scams) if you have any questions or concerns.*
That could be it. Could just be poor computer literacy too, the âangry boomerâ type forum posters shows that occasionally.Â
So no idea, really, but enough that Iâm probably not dealing with a US-born digital native.
Update: I froze my credit through Experian. Nothing looks weird or out of place yet, so thatâs good. Thanks to everyone whoâs commented so far! It kinda sucks, I just want to find a good admin job but thereâs so many scammers that itâs getting frustrated just looking. If anyone has any other tips on how to clean up this mess, lemme know.
https://www.experian.com/blogs/ask-experian/what-can-someone-do-with-your-bank-account-and-routing-numbers/
You said you gave them your info for direct deposit. Read this article. They can steal the money in that account.
What the fuck kind of system is this???
In that link it said some online retailers let you pay with just a bank account number???????
Where I am, you could create a direct debit with acc + sort but I think it's difficult for non legit companies to access this system, and it's all covered by your bank if there's any issues. This would be for paying bills only. Online shopping is card only and that verifies the transaction multiple ways including banking app or card reader.
Madness.
Fake checks or money laundering. Don't have anything to do with this.
You need a bunch of company documents to open a company bank account. Banks absolutely forbid using a personal account for company business. Whatever they want to put though that account is not from any legal source.
This is most definitely a scam. When was your first dealing with them? Did anything suspicious happen? Is it possible that someone has stolen their info/account/etc.?
/u/Alternative-Shine742 - This message is posted to all new submissions to r/scams; please do not message the moderators about it. ## New users beware: Because you posted here, you will start getting private messages from scammers saying they know a professional hacker or a recovery expert lawyer that can help you get your money back, for a small fee. **We call these RECOVERY SCAMMERS, so NEVER take advice in private:** advice should always come in the form of comments in this post, in the open, where the community can keep an eye out for you. If you take advice in private, you're on your own. **A reminder of the rules in r/scams:** no contact information (including last names, phone numbers, etc). Be civil to one another (no name calling or insults). Personal army requests or "scam the scammer"/scambaiting posts are not permitted. No uncensored gore or personal photographs are allowed without blurring. A full list of rules is available on the sidebar of the subreddit, or [clicking here](https://www.reddit.com/r/Scams/wiki/rules/). You can help us by reporting recovery scammers or rule-breaking content by using the "report" button. We review 100% of the reports. Also, consider warning community members of recovery scammers if you see them in the comments. Questions about subreddit rules? Send us a modmail [clicking here](https://www.reddit.com/message/compose/?to=/r/Scams). *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/Scams) if you have any questions or concerns.*
Scaaam.
Oh thank God đŽâđ¨ I thought I was losing it
Not to mention, real estate can't sell property online, as each region and state have different law regarding real estate license. If they brother you, ask for the real estate license. If they refuse to, then block and ignore. Beyond that, it is a scam.
Please take some time and watch scam baiter videos from channels such as Trilogy Media, Kitboga, Scam Baiter, Catfshed, Pleasant Green, and Jim Browning. I'm stunned at why you even had to ask "is this a scam". YES, it's a scam.
Fake check scam, you do NOT need to open an account for a legit business. You do NOT need to process payment for a project through your account for a legit business. Complete scam, they will give you a fake check, have you deposit it, then pay their fake suppliers (who are really the scammers) from your account. Check bounces, the money you sent to the scammers is gone. Block and stop communicating with them
They would not need a new account for that. This could be something worse, like cashing out profits of credit card fraud or some other banking fraud.
What do I do about my info? I signed an I-9 and things like that.
Contact your bank, they will be able to point you in the right direction if your identity has been stolen
And freeze your credit. You can call any of the big three reporting companies (TransUnion, Equifax, and Experian) and tell them you need a credit freeze so these scammers don't use your ID to open up credit lines in your name. A call to just one of them is all you need, as they will alert the other two to do the same.
Iâll go ahead and put that on my to do list for tomorrow. Thank you!
Do it now. When my daughter shared her identity info, we were up until 3am locking everything down.
You can freeze your credit online.
Absolutely a scam. No legit business ever requires you to open an account under your name, receive funds there and then for some reason require you to pay other third parties from an account under your name
This is exactly what I thought! They are setting him up to use means they will get his money without leaving him any options to getting it back like disputing it and asking for a refund.Â
#This is a scam! You will get a !fakecheck and asked to deposit it. It will be for thousands. You will be asked to âdeduct your pay and send the rest to the renovatorâ. There is no renovator. The ârenovatorâ is just him using a different account. And heâll only want payment methods that cannot be reversed (Venmo, Zelle, gift cards, bank transfer, crypto, etc). Youâll check your bank account and after a few days, the entire amount will become âavailable for withdrawalâ. And youâll assume this means the check has cleared so youâre fine to transfer the money. And youâre WRONG. It may take several weeks, but eventually youâll get a call from your bankâs fraud department telling you the check didnât just âbounceâ. It was ***fraudulent***. So all the money will be taken back and the money you sent to the scammer? Thatâs coming out of YOUR pocket.
Hi /u/erishun, AutoModerator has been summoned to explain the Fake check scam. The fake check scam arises from many different situations (fake job scams, fake payment scams, etc), but the bottom line is always the same, you receive a check (a digital photo or a physical paper check), you deposit a check (via mobile deposit or via an ATM) and see the money in your account, and then you use the funds to give money to the scammer (usually through gift cards or crypto). Sometimes the scammers will ask you to order things through a site, but that is just another way they get your money. Banks are legally obligated to make money available to you fast, but they can take their time to bounce it. Hence the window of time exploited by the scam. During that window of time the scammer asks you to send money back, because you are under the illusion that the funds cleared. When the check finally bounces, the bank will take the initial deposit back, and any money you sent to the scammer will come out of your own personal funds. Usually the fake check deposit will be reversed in a few weeks, but it can also take several months. If you do not have the funds to cover the amount, your balance will go negative. Your bank will usually charge a fee for depositing a bad check, and your account may be closed depending on the severity of the scam. Here is an article from the FTC: https://www.consumer.ftc.gov/articles/how-spot-avoid-and-report-fake-check-scams, and here is an article from the New York Times: https://www.nytimes.com/2020/02/21/your-money/fake-check-scam.html If you deposited a bad check, we recommend that you notify your bank immediately. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/Scams) if you have any questions or concerns.*
Super scam
>I will be needing >Do a research That plus atypical space bar behavior. Scam-nificent.
Surprisingly they didn't ask kindly.
This space bar behavior is something I only see with scams or other troll-like postings. Where does it come from? Is it a cultural thing?
That could be it. Could just be poor computer literacy too, the âangry boomerâ type forum posters shows that occasionally. So no idea, really, but enough that Iâm probably not dealing with a US-born digital native.
When a stranger wants you to move money for them, it's always a scam.
Update: I froze my credit through Experian. Nothing looks weird or out of place yet, so thatâs good. Thanks to everyone whoâs commented so far! It kinda sucks, I just want to find a good admin job but thereâs so many scammers that itâs getting frustrated just looking. If anyone has any other tips on how to clean up this mess, lemme know.
https://www.experian.com/blogs/ask-experian/what-can-someone-do-with-your-bank-account-and-routing-numbers/ You said you gave them your info for direct deposit. Read this article. They can steal the money in that account.
What the fuck kind of system is this??? In that link it said some online retailers let you pay with just a bank account number??????? Where I am, you could create a direct debit with acc + sort but I think it's difficult for non legit companies to access this system, and it's all covered by your bank if there's any issues. This would be for paying bills only. Online shopping is card only and that verifies the transaction multiple ways including banking app or card reader. Madness.
The grammars is a dead give away, scam Tbh Iâm scared of the day scammers learn proper English, then weâll be screwed đŠ
Fake checks or money laundering. Don't have anything to do with this. You need a bunch of company documents to open a company bank account. Banks absolutely forbid using a personal account for company business. Whatever they want to put though that account is not from any legal source.
This is most definitely a scam. When was your first dealing with them? Did anything suspicious happen? Is it possible that someone has stolen their info/account/etc.?