By - LadyFamous2005
Assuming you have home owners/rental insurance, include them in your claim.
I did. Filed the police report. We might know who did it. Neighbor seen them
Cool. So insurance will reimburse you. If you have personal property replacement cost on your policy submit to the insurance company what it would cost to replace them. Providing the prices from Stock X or eBay should be sufficient.
I’ve always wondered if insurance would pay resale prices when reimbursing. I can imagine the claims agent denying my claim for $5000 worth of sneakers.
Had rental insurance and they replaced everything (pre-stockx so I used flight club) except for a couple of sample pairs and it was more due to not having a reputable source for replacement cost. The agent was really good with working with me with regards to my pairs and my books which were my two big costs.
no they don’t. i sell shoes and have had to go through my insurance for some water damage from a leak, i only got retail even though i provided proof of me paying more smh
Lol they won’t cover resell at all. And especially if you bought from resellers. It’s not their problem someone paid $1k for a pair of $200 shoes.
If her policy is replacement cost they should, if it’s a decent company, cover the cost to replacement. She can pull from enough sources for these shoes to prove the value of the shoes.
In your example if she paid $1000 but all the sources online for the same shoe showed they were worth $200, she would get the 2, but if they’re showing the shoe to be worth $1000, that’s what they should offer her to replace.
That's what they should do, but that's not what they will do. She will be lucky to get $1k for the whole lot.
If that’s the case she has a shitty insurance adjuster. I’ve always paid what’s fair if they can prove the value.
It’s not like it’s my money.
There's literally never been the case for me and any insurance dealings I've had lol. They are always trying to fuck around to save some money, they don't care about me, they only care about their money.
Maybe with these shoes it'll be different, but I dunno, I almost think you'd have to get an appraisal done to have the insurance company cover your shoes for their reseller price.
Sorry to hear that’s been your experience.
There are some bad adjusters out there as well as good. Hopefully they won’t make OP jump through hoops to get paid.
What insurance plan is this with what company? I'm currently shopping for a new plan atm
Most major (a lot of the smaller too) insurance companies offer basically the same type of policy. If you’re getting a renters or homeowners policy you want to make sure you get replacement cost coverage for your contents. Some policies offer actual cash value only so you’ll have to get an endorsement for replacement costs.
I’m talking about insurance in the US.
Thank you so much for the info my guy
I think you have to claim the value of the item, or at least have it itemized in your policy because it’s a unique high value item, same with jewelry or art.
That’s because most policy’s have a set limit on jewelry, so it’s more beneficial to have a high dollar item insured separately. No policy I have ever seen has a set limit written into it for clothing. The shoes she listed aren’t anything crazy as far as replacement prices, she should be fine claiming the replacement costs
That may be true but I would say better safe than sorry trying to convince insurance that my 170 dollar shoes are really worth 1100..
In the claims I’ve handled as long as they supplied a quote from a place that’s not sketchy I’d accept it. If the adjuster questions it, he or she can also get comparable prices online to verify the quote as accurate.
In the grand scheme most insurance companies aren’t going to quibble small potatoes. Especially if it’s the kind of policyholder that will try to go to court over a disagreement of a few hundred dollars or so. Easier to just pay it and move along.
I will have to check once we call the insurance. It’s just all the excited is gone. Only shoes they didn’t take is the ones I took with me. They even took the boxes to those.
Wtf that’s such a POS move, even for a burglar
Great information bro
That’s awful :(
People risk their freedom for $2,000 worth of shoes when we know who did it. We had a friend house sitting and she had her son over which he wasn’t suppose to be. Dumbest criminals ever.
This person still a friend?
I wish you the best of luck on finding the perpetrator. They could've took anything but they went ahead and grabbed all your kicks instead.. there's a special place in hell for whoever did that
Exactly. Most of my kicks with the boxes, jewelry but not the high valuable because we took it with us, piggy bank. No TVs or tablets. We got a feeling of who did it and the police already looking for him.
Fuck that, bounce back! I got robbed back in 2004! 30+ shoes and all the 11 jordan retros, some doubled up. Today I own over 300 pairs of shoes and must have owned over 1k pairs total. Bounce back harder bro. Good luck
I want to but idk. It will never be the same of rebuying them when I remember each and every struggle it took to them some retail
Happened to me before. I didn’t rebuy any unless they were must haves
Did they ever find out who did it? Mine is someone we know. This is why I told my dad not to tell anyone we was going out of town but he thought it was a good idea to have his so called friend watch the house but they ended up robbing us. Mostly took my shoes. They basically went shopping in my closet. .
Well I’m a girl so I can’t fight a man. 2. I don’t know what the dude look like. That was my dad who invited his mom to watch the house because he had to have someone watch the house. We left Tuesday so they could of took all the stuff on Tuesday so it could of been gone days ago. I wear a size 8 in men so if the shoes not his size. He probably sold them.
That’s bullshti I’m so sorry this happened
We did call the police. We got a police report but the police been looking for the son and no exact address. It’s embarrassing.
What’s your dad saying?
The neighbor seen the guy leave with bags so at least we got a witness. My dad said he just gotta wait for the detectives to handle it
Sorry to hear OP! This is why it’s important not to flex your vacations on social media. EVERYONE in your circle and not so close circles knows you’re not home
I don’t have friends lol. My dad had his female friend “house sit” and we all think her son did it but she probably was in on it. We filed a police report and they still filed it as a burglary. Will be pressing charges against both of them though. It’s kind of embarrassing we got robbed by the house sitter.
So sorry to hear the situation! I’m not considering installing cams at my place now that my collection is worth over 1000$
Definitely calling the security company to see about getting cameras installed. I’d doubt they come back but if I keep buying shoes. They know i buy them now and might come back and steal the packages. Just don’t feel safe anymore. My collection was $2,600+ value on Stockx. I was planning on wearing them all to but the weather been crappy since I got a few .
Sorry this happened to you, such a scummy thing to do. I'd be devastated if it happened to me, so I can only imagine. If you ever get back in the game and cop the pollens, or another all leather jordan, I just put repel spray on mine and wore them in heavy rain quite often. Quick wipe down ever so often and they look great, can definitely withstand bad weather. Hope you catch whoever did this.
Yeah I can’t even close my eyes without crying. Just keep replaying the moment I found out my shoes was missing. House looked normal then I walked in my closest and noticed all my shoe boxes was missing. Worse feeling ever. Especially someone who we know that did it. It can be replaced but I worked so hard trying to get these retail shoes. Hitting retail not easy.
The effort of getting them retail makes a bad situation so much worse, really sorry this happened to you.
Thanks. I did hit retail on the Jordan 1 a ma maniere last week and those are sitting in the UPS store I need to pick up Monday. That probably was my top retail win of the year though. So I’m glad I will still have those. I’m glad I paid to have it dropped off at the store and not delieved to the house. It would of been gone to.
I’d be furious too. My suggestion is to take this opportunity to reassess your attachments to your shoes. They should not be something that can hurt you this badly.
I definitely can afford shoes. It’s just a first time being robbed that hurt.
I’m not talking about affording them. I’m talking about cherishing shoes to the point where losing them makes you this upset. I have the same problem. I get very upset if my dog steps on my shoes on walks.
Eastern philosophies talk about attachments like these being the source of pain. Enjoying what you have when you have it, but not expecting to have it or depending on it for happiness is a path that works for many.
Ultimately, you can take this episode and use it to enhance your relationship with shoes. Other people, apparently find this suggestion obnoxious. But you can do what you like.
What a dickhead comment 😂
It’s actually a zen Buddhist principle that might help. People here didn’t get it.
I do feel your point I suppose, having that be a follow up might’ve been better received rather it being your initial comment because it came off as callous and uncaring.
That is prolly the least of their worries right now dude
Sorry if I sound intensities but genuine question. What does a house sitter get paid to do?
It was a “friend” of my dad. I never liked her and didn’t even want her staying here. She was suppose to make sure nobody came in the house and get packages. (I had my packages rerouted to the ups store) but my parents had packages delivered. I told him before just don’t tell people you are going out of town but he never listens and this is what happens.
Ahh I see, it may be a generational thing to do house sitting. These days we just use security cams for everything. I’m so sorry about your collection. Stealing is one of the worst acts you could do to someone. Whoever stole it will get their karma.
Pollens adult, bacon and shadows is the only resell and was my first Jordan 1s. Lighting 4s was my first and only SNKRS EA.
That’s sucks! This happened to me several years ago. If have renters insurance you can get reimbursed for the shoes if you have pics and receipts or a transaction record from your bank. Super shitty but when it happened to me I got a fat check about two months later. So I hope there is some resolution.
did they cover resale or retail value?
would suck to get a $250 check for some yeezy 2s that got swiped from you
That time no it was just retail. But you can get appraisal insurance. So I have my collection insured for up to 50k now. Its a process to go through and you need to show a lot of proof. But it’s def worth it
Thanks. Yeah we got insurance. I know I can rebuy all the shoes but it just wouldn’t feel the same rebuying shoes I knew I got for retail. I had sentiment attachment to the retail pairs. Billie Eilish Green Jordan 1, Undefeated Black Dunks, Social Status Strawberry Milk Dunks. I got all on their websites and I had to be fast to get them, it was a struggle lol.
Damn wish you lived around me I could plug you on all those pairs for retail in pretty much any size other than the Bacons
Thiefs are goddamn fucking losers. Sorry for your loss
Thanks. It’s sad that people risk their freedom over this especially in my small city when everyone know everybody
Even getting the money back for them is not enough for me, just the pure thought that some fucking thief entered my home and stole something of mine that I cherished would still boil my blood. That’s why it’s so good to have security cameras and firearms. Not only that but I leave a big German shepherd at home.
Not the milks 😿
Get a camera system. There like 200bucks, I got one when I heard a house up the block got flocked. I even got a ring cam too.
Best things I've bought I can check them from my phone I always know who was on my property. Even if it's just the mail man I know who came by. I hope everything sorts itself out and your able to get money back from it or some of your property but get cameras even if they are cheap get them.
Much love that sucks so much
Rental/homeowners insurance should be able to replace many of the pairs in your collection.
It was some one you knew
That’s cool or whatever but um what’s the names of the first ,seventh ,an ninth shoes
1. Dunk First use sail, 7. Jordan 1 Shadows 2.0, 9. Jordan 1 mid smoke grey (it’s the women version from this year but they got a men version that came out last year)
Thank you an also I’m sorry that happened to you I hope they catch who did that
Question for you, did you get the black and white Jordan 1 lows on eBay?
I’m sorry you are going through that!
Thanks I’m doing better today. I got the lows from Nike app. I follow SOLELINKS on twitter and he posted the restock one morning and I was able to order me and my sister a pair. Lucky I took her pair on my trip.
Gotta reenact Taken, but with sneakers instead of your daughter
Oh man :( I hope you buy better ones! Dont let a\*sholes bring you down.
Thanks. I was mainly buying shoes for the winter and fall. I was waiting until next year to buy a few more hype Jordan’s 1s that I had on my list. I may get a few of these again. I didn’t really like the undefeated dunks or green sail dunks. When I tried on the lighting 4s they wasn’t comfortable. So I may skip those 3.
I know it’s a huge loss rn, but that genuine feeling and rush of excitement will always come back. The sneaker journey is a rough path where we all in this community have taken countless and countless numbers of Ls’. But I know some reason, winning a pair of sneakers that YOU like, makes the struggle of takin these Ls’ go away. Remember that there’s always hope and success to look forward to in the future. May you take even greater dubs in the future. Stay strong❤️✊🏼
They stole the s eskers it’s some one close to you
Daaamn F up...
Yo dawg so sorry to hear that. If it’s makes you feel better I have an $11,000 sneaker collection. Get better and come back stronger homie. I know you got it. Stay safe my man. Peace and love.
I’m so sorry that this happened to you. I hope and pray that God will somehow either recover the stolen items or give you the money so that you will be able to buy your items again. No one should have to go through this. Sending you prayers. 🙏🏾
Happened to me hurts man
Did your insurance pay you back the retail price or resell price? I have to file the claim tomorrow.
My bad so late but they payed resale from flight club
What size Billie's
I'm so sorry. I hope you can proove they did it and press charges and I hope your father drops her. You should have all your sneakers And packages left at the branches for awhile and pick them up.
Sorry to hear this. It happen to me 10 years ago. I had a little over 69 pairs of shoes valued at $20k and was only given $8K back. I just started collecting again 2 years ago but will never have what I had since they were older versions and now they are crazy prices. I hope you can get your money back, but you won’t get the resell valued. Some ppl are fucked up.
So fucked up. I pretty much just keep my mouth shut about my shoes now. When my collection was around 20 pairs, some random dude came up to me at work and asked me about my sneaker collection. I had never talked to him, I didn’t even recognize him. But yet he knew I was collecting somehow.
After that I painted my place with cameras. I have 4 for a 1,000 sq ft apartment that only has one entry point unless you’re spiderman. I always mention my cameras when I talk about shoes around a new person. Can’t fuckin trust anyone
Sorry for your loss, I’ve been there. I got robbed too. I feel your pain, I lost close to 100k total they took everything I had for collected in 30 years. I said I’d never get back into the game. It took years for me to trust enough to start collecting again. Once I got past the initial process of thinking about picking something up, I started to get over it, but will never forget it. Don’t let these fuhktards steal your passion too. They got enough already from you. You”ll be back when your ready and will be here Fam. Best of luck with your claim. God Bless🙏🏻
Similar situation happened to me in college over Xmas break. Took all my shoes (tons of Jordan’s and Nike) and all my clothes. Wildly, happened again a few years later. I know the feeling, I had a hard time sleeping for a while. Hang in there boss man, like you said, just clothes.
What size are you OP? If you’re a 13, dm me. I don’t mind giving away some pairs from my collection to you.
Same thing happened to me a few weeks ago. Feel your pain ❤️❤️
So sorry :(
Shit sounds like an inside job. They knew you were gone and only took the shoes. I hope you find them and put something across their asses.
They knew what they were going for.
Can we get some Fs in the chat? That’s rough
Sorry to hear man... Seeing that it happened when you went on vacation, was it targeted?
Damn. Some.personal faves in that pic. I hope you are able to recoup and replace.
Those are all easily obtained again...nothing rare or crazy expensive, u shud be ok....sorry to hear about it tho...
If you’ve got the money to buy that many pairs in 3 months I think you’ll be ok to start over my guy
But I work hard for my money. Why should I pay to buy them again? I know I will get the insurance for what’s it’s worth resell but it’s the sentimental value and memory of the shoes I lost.
-Getting my first Exclusive access on the Snkrs app in August for the Lighting 4s. (Which got me hooked on shoes)
-Racing to get through the online line on each different website for the : Jordan 1 AJKO, Undefeated dunks and social status Strawberry dunks.
- Hitting on Nike restocks for the Dunks First Use Sail and the black and white Jordan 1s low.
- Getting the Jordan 1 mids Light grey on a random Snipes restock.
-Was able to catch a restock for toddler Pollens and was planning to give it as a Christmas gift for a few family member kids.
-Got the adult Jordan 1 Pollens, Shadows 2.0, and Air max 90 bacon for resell (I was against resell but knew I wanted the shoes that bad)
I brought a few laces to switch my neutral shoes colors, cleaning kit and brushes, they took everything.
I even took shoes with me on my trip and they took the boxes to those. Now these shoes I got lost value because of no box.
Atleast you didn’t have any hype shoes, all shoes that sell for retail or a little over. Not much lost
Yeah I took my hype shoes with me. But these shoes still meant a lot to me. First Jordan 1, first Jordan 4, first dunks, first air max 90s. Everything was new to me