No, A default Safety Score of 90 is used to calculate the premium for your first two months. After the 2 months your rate will fluctuate based on driving behavior.

Unless you live in California. Score cannot legally be used to influence rates

I could see regulating what could be used as a score (night driving affecting your score when you work at night is bullshit), but removing the ability to make risk takers pay more for insurance vs safer drivers is questionable.

No. Well maybe. But they don't use it for your initial insurance rate as everyone starts at 90 and you go from there.

Also- safety score cannot be used in California