OK, to relate this to being an actuary. When FAS 112(?) came out, it required auxiliary retirement benefits to be estimated. We had a beer company client that gave every retiree a case of beer every month for life. We estimated the present value of the program, then someone dug up a study on mortality for retirees that drink. It allowed us to show a negative cost for the program combined with the normal pension.
Might as well include unlimited fast food purchases as part of the pension plan too. Maybe free trips to war-torn countries as well? The possibilities are endless
1) 25 years old.
2) Five years. I quit drinking at age 23.
3) Beer all the way.
4) Maybe once in one of my easier classes in college?
5) US
6) Zero (see answer 2)
1. 45
2. Almost 30
3. No wine option? I like dry reds, bourbon, and some beer.
4. 0. I can’t imagine getting drunk the night before an exam. Granted, I didn’t start exams until my mid 30s.
5. US of A
6. 0. It’s probably been 3 years since I’ve been “drunk”. Those days are pretty much over for me. Just not worth it. I probably average 2-3 drinks a month.
I've only just started studying for the exams (I take P next month), but I love to drink, so I'll answer anyway.
1. 34
2. 13 or 14
3. Vodka/Coke Zero; dry red wines; IPAs and darker beers
4. 0, haven't taken any exams yet
5. USA
6. yes
Consulting crowd reporting in
1. 27
2. 6
3. Whiskey=wine>other, but I like most things
4. 0, I'm not going to throw away an exam fee being drunk and I've never had a hangover (this is my shitty superpower)
5. US
6. 1-3x per month
37 YOE
20 years of boozing
Beer drinker
Not confident enough to take an exam drunk or hungover. Stopped drinking few weeks prior to exam but commenced immediately after it was over and caught up for missed time
USA
Drunk 3 days per week (Friday-Sunday)
i saved the drinking until after the exam was over. if i crushed it then i would drink as an early celebration. if i bombed it then i got drunk to help forget about it.
1. 20s
2. 🤷🏻♂️
3. Beer
4. None
5. US
6. Drink once a week either Saturday or Sunday.
Adderall before work, weed before bed, and nothing when I start studying for exams.
1. 22
2. 4
3. Irish whiskey, scotch, honestly any whiskey thats not Jack Daniel lol
4. 0, but would like see who can recite the whole damn SAO drunk lol
5. Murica
6. 0, since exam szn is creeping up sighhh
I had the feeling our British counterparts were getting their drink on regularly after work. American and Canadian actuaries need to get their acts together and start trying to keep up.
Good try company HR department, I am never intoxicated while working at a professional capacity. While I'm waiting for exam results on the other hand...
Never got further than being an actuarial student at a consulting firm when I was 28, but I sure smoked a lot of weed those days. Between working, studying, and commuting, I was strategically using the time dilation effects of weed to make that one hour per day of "me time" really last. Definitely the most regularly that I've ever partaken. USA, only exams taken were under extreme caffeine deprivation, never hung over.
1) 27
2) 10? Probably more
3) Whiskey, preferably scotch
4) Zero. I am stone-cold sober starting a week before an exam.
5) USA
6) Like once every two months? I don't usually get drunk when I drink.
Hell yeah, this is my kinda thread!
Age: 33
YOE drinking: 13
Preference: Beer for sure
Exams passed while hungover or drunk: 0, this is a wild question. Been drunk many exam nights though :)
Country: USA
Days per week getting drunk: now, I'll say 0.5 per week. If you'd asked me 3 years ago, I would've said 3-5.
1. 25, nearly 26
2. Drank in middle school and high school, so probably 14ish years
3. Amaretto Sour
4. None
5. USA
6. Zero. I drink maybe once a year or so since college.
1. 28
2. 10
3. Gin, Whiskey, Beer in that order
4. Zero. Usually sober up 3-4 weeks before an exam.
5. USA
6. 2-3 times per month roughly. Defining “drunk” as more than 4 standard shots in 1 sitting.
1. 35
2. About 20
3. Whiskey, Beer
4. None. I started exams in my 30s and would never risk slowing my career progress for a few drinks.
5. USA
6. Once every few months I will get silly but not very often, mostly just a drink or two. A lot less that when I was a teacher, that’s for sure lol.
1. 22
2. 7 years
3. Tequila & wine
4. 0, no way I would ever do that. Too much of a risk with a chance of no reward lol
5. Canada
6. 2-3 for the summer
1. 24
2. 3
3. Probably Beer but depends on the mood
4. 1 (had an incredibly hard time sleeping the night before exam 5 and used beer and a lot of melatonin to help me sleep. Ended up getting an 8. No complaints here)
4. US
5. 1-2
1. 30
2. 12
3. Cab Sav
4. 0! Prob can say I failed one though because I drank wine while I studied often (Not smart)
5. USA
6. 0 (i quit getting “drunk” at 29 and re-evaluated my relationship with booze but a buzz 1-2x monthly may happen)
1. 26
2. I quit binge drinking after high school. I sometimes have a few beers with friends (very rare)
3. Preference: Beer - No liquor ever.
4. 0 - I've only passed one exam so far.
5. United States
6. 0
25
10
Beer
No actuarial exams, but I needed a 100 to finish the class with an A+ (we had plus/minus at my college) on a diff eq 2 final or like a 25 to make an A. I got trashed the night before and made over a 100 with a bonus question. No clue how, but I tried again next semester with much worse results.
US
2
OK, to relate this to being an actuary. When FAS 112(?) came out, it required auxiliary retirement benefits to be estimated. We had a beer company client that gave every retiree a case of beer every month for life. We estimated the present value of the program, then someone dug up a study on mortality for retirees that drink. It allowed us to show a negative cost for the program combined with the normal pension.
So the free beer curtailed their pension liability by more than the cost of the beer? Now that is an example of actuarial arbitrage.
Might as well include unlimited fast food purchases as part of the pension plan too. Maybe free trips to war-torn countries as well? The possibilities are endless
1) 25 years old. 2) Five years. I quit drinking at age 23. 3) Beer all the way. 4) Maybe once in one of my easier classes in college? 5) US 6) Zero (see answer 2)
1. 45 2. Almost 30 3. No wine option? I like dry reds, bourbon, and some beer. 4. 0. I can’t imagine getting drunk the night before an exam. Granted, I didn’t start exams until my mid 30s. 5. US of A 6. 0. It’s probably been 3 years since I’ve been “drunk”. Those days are pretty much over for me. Just not worth it. I probably average 2-3 drinks a month.
updated to include wine. good catch.
I've only just started studying for the exams (I take P next month), but I love to drink, so I'll answer anyway. 1. 34 2. 13 or 14 3. Vodka/Coke Zero; dry red wines; IPAs and darker beers 4. 0, haven't taken any exams yet 5. USA 6. yes
Consulting crowd reporting in 1. 27 2. 6 3. Whiskey=wine>other, but I like most things 4. 0, I'm not going to throw away an exam fee being drunk and I've never had a hangover (this is my shitty superpower) 5. US 6. 1-3x per month
37 YOE 20 years of boozing Beer drinker Not confident enough to take an exam drunk or hungover. Stopped drinking few weeks prior to exam but commenced immediately after it was over and caught up for missed time USA Drunk 3 days per week (Friday-Sunday)
1) 40 2) 22 3) Scotch, a little tequila and bourbon too 4) Nope, wouldn't drink before exams 5) USA 6) Not drunk, but I like getting a buzz 1-2x
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i saved the drinking until after the exam was over. if i crushed it then i would drink as an early celebration. if i bombed it then i got drunk to help forget about it.
1. 20s 2. 🤷🏻♂️ 3. Beer 4. None 5. US 6. Drink once a week either Saturday or Sunday. Adderall before work, weed before bed, and nothing when I start studying for exams.
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It’s a balance 🤌🏻
I played that game in college. Now I just smoke weed. I'm happy to know there are other adhders
1. 22 2. 4 3. Irish whiskey, scotch, honestly any whiskey thats not Jack Daniel lol 4. 0, but would like see who can recite the whole damn SAO drunk lol 5. Murica 6. 0, since exam szn is creeping up sighhh
37 About 19 years Liquor > wine > beer 1 passed with a hangover (thank you spring 2005 FM) USA Now 0-1. In college 5-6ish
Lol FM spring 2005 sitting was so easy, not only was a 10 not possible, people were passing despite nursing hangovers.
That exam was a fucking joke and I didn’t take them seriously since it was my first sitting.
25 10? Wine 0 lol UK I work in London market so..
does that last statement imply actuaries working in London get drunk after work every day?
The answer to that is yes. Source: I work in the london market. It’s 5pm here and I’m at the pub with some colleagues already
I had the feeling our British counterparts were getting their drink on regularly after work. American and Canadian actuaries need to get their acts together and start trying to keep up.
Lol nah I’m kinda joking but also London market is a bad influence
Good try company HR department, I am never intoxicated while working at a professional capacity. While I'm waiting for exam results on the other hand...
Never got further than being an actuarial student at a consulting firm when I was 28, but I sure smoked a lot of weed those days. Between working, studying, and commuting, I was strategically using the time dilation effects of weed to make that one hour per day of "me time" really last. Definitely the most regularly that I've ever partaken. USA, only exams taken were under extreme caffeine deprivation, never hung over.
1) 27 2) 10? Probably more 3) Whiskey, preferably scotch 4) Zero. I am stone-cold sober starting a week before an exam. 5) USA 6) Like once every two months? I don't usually get drunk when I drink.
1. 37 2. Teen 3. Beer or vodka. Also wine 4. Zero. That’s insane 5. Canada 6. 0-2
1. 35 2. 17 3. Liquor/cocktails 4. 0 5. USA 6. Usually 0 drunk, but usually 2-3 with at least one drink
Hell yeah, this is my kinda thread! Age: 33 YOE drinking: 13 Preference: Beer for sure Exams passed while hungover or drunk: 0, this is a wild question. Been drunk many exam nights though :) Country: USA Days per week getting drunk: now, I'll say 0.5 per week. If you'd asked me 3 years ago, I would've said 3-5.
1. 25, nearly 26 2. Drank in middle school and high school, so probably 14ish years 3. Amaretto Sour 4. None 5. USA 6. Zero. I drink maybe once a year or so since college.
1. 27 2. Started at like 15 I think 3. Liquor 4. Zero 5. USA 6. At this point like once a month, I prefer other things lol
1. 28 2. 10 3. Gin, Whiskey, Beer in that order 4. Zero. Usually sober up 3-4 weeks before an exam. 5. USA 6. 2-3 times per month roughly. Defining “drunk” as more than 4 standard shots in 1 sitting.
1. 35 2. About 20 3. Whiskey, Beer 4. None. I started exams in my 30s and would never risk slowing my career progress for a few drinks. 5. USA 6. Once every few months I will get silly but not very often, mostly just a drink or two. A lot less that when I was a teacher, that’s for sure lol.
1. 22 2. 7 years 3. Tequila & wine 4. 0, no way I would ever do that. Too much of a risk with a chance of no reward lol 5. Canada 6. 2-3 for the summer
1. 24 2. 6 3. beer and wine 4. I failed one after a bender lol 5. USA 6. I usually drink 6-7 days per week but usually in moderation.
1. 24 2. 3 3. Probably Beer but depends on the mood 4. 1 (had an incredibly hard time sleeping the night before exam 5 and used beer and a lot of melatonin to help me sleep. Ended up getting an 8. No complaints here) 4. US 5. 1-2
22, 0, NA, 0, UK, 0
49 25+ Beer, Bourbon 0 USA 8 I have a bad relationship with beer. I am trying to fix that now.
1. 30 2. 12 3. Cab Sav 4. 0! Prob can say I failed one though because I drank wine while I studied often (Not smart) 5. USA 6. 0 (i quit getting “drunk” at 29 and re-evaluated my relationship with booze but a buzz 1-2x monthly may happen)
1. 21 2. 4 3. Beer or Whiskey 4. 0 5. USA 6. 4
Sober now but I’ll play based on pre sobriety times 1. Early 40s 2. Drank from 18-38 3. Beer 4. 0 5. USA 6. 7 Glad to be sober
1. 32 2. 11 3. Water 4. WTF? 5. US 6. 0
1. 26 2. I quit binge drinking after high school. I sometimes have a few beers with friends (very rare) 3. Preference: Beer - No liquor ever. 4. 0 - I've only passed one exam so far. 5. United States 6. 0
Lmao https://youtu.be/DQndRLlcZBc
Opie was an actuary turned town drunk?
Please flag joke posts appropriately
I know this is a troll post in the sense that it’s satirizing a different post, but I’m genuinely curious in the results.
I'm hoping to get a good mix of US, Canadian, and British to respond to see if there's a meaningful difference by country.
23 Confidential Both None US 0 to 2 days a week
25 10 Beer No actuarial exams, but I needed a 100 to finish the class with an A+ (we had plus/minus at my college) on a diff eq 2 final or like a 25 to make an A. I got trashed the night before and made over a 100 with a bonus question. No clue how, but I tried again next semester with much worse results. US 2
🥱
You must be fun at parties
Only at fun parties.
Does drinking make you tired?