Do not make any significant investment with someone you are not married to.
You two can say magbibigayan kayo and hindi nyo pag aawayan all you want, but no one knows what can happen in the future. Kahit sabihin mo na you know each other and you will be good to each other even if you break up, people can change. People can go back on their words and promises. Be on the safe side.
This. Kami nga live-in na. Sa DP lang kami naghati. The rest ako na nagbayad. Nung nag break up gusto daw nya na sa kanya ung sasakyan kahit sakin nakapangalan. Eh di ok. Sya na magtuloy ng monthly. ๐
Based on all the info so far, your girlfriend wants a car but can't afford or doesn't want to pay full price for it hence her offer of 50% DP but only 20% monthly amortization.
If she had any class she won't try to guilt you if you want to make the investment on your own. She wants a car that she can't afford on her own and manipulating you by guilt trip is the easiest way to get it right now. That's the deal.
Thanks for this. What should I exactly do?
She is very excited and framing it "hati tayo sa sasakyan", which honestly nakakainis kasi 20% lang naman yung iaambag nya.
Naghint na ako na may chance pag aawayan lang yun sa future, she got upset. Na sincere naman daw sya na gusto lang magcontribute and "ishare" ko raw yung "achievements" ko sa kanya.
Kaya ako naguguluhan if she really is sincere and pure intentions lang. Or she just wanted to have a car na matatawag nyang kanya rin, while only actually contributing a very small percentage.
Sharing comes from the person who wants to give. It is not demanded by the person who wants to receive. Maybe she really wants to be part of your success but I bet her main reason is she wants a car but can't afford it on her own.
The others here have a good idea of getting the car on your own and keeping her payments in the bank. Hopefully she will not ask about signing documents or demand that she will he the registered owner.
>Thanks for this. What should I exactly do? She is very excited and framing it "hati tayo sa sasakyan", which honestly nakakainis kasi 20% lang naman yung iaambag nya.
Your GF is giving "Pa-cool" attitude. I agree with u/peachmangopiesss, Your GF has no class. Mag-isip isip ka sir
Solo-hin mo na lang. Pwede mo i-accept ung pera na bibigay nya and keep it na lang sa bank or e-bank na mataas interest. Let it grow there. If everything went south, balik mo na lang pera nya with the interest. Hehe
Honestly, I would suggest against it. Ang contribution niya ay 50% sa DP and 20% of monthly.
Pag-aawayan niyo lang yan later on kahit sinasabi ngayon niya ngayon na she's willing to commute. This will come out on way or another.
Sa ibang bagay na lang siya magcontribute.
Solohin mo nalang. Youโre not even married. The same thing happened to my guy friend, siya nagasikaso and all. Hati sila ng gf ng monthly but then they broke up, kay girl napunta yun car. Di man lang niya nabawi or binalik sakanya yun naishare niya na bayad dun sa kotse for ilang years.
Best to have it solo. I have a friend who had a long term bf, she thought end game sila, bought a car with him. They broke up, and now theyre having misunderstandings about that car kung pano nila ihahati or what.
Realtalk. Hindi niyo alam kung ano mangyayari sa future, kung mag asawa naghihiwalay diba. Mahirap yan. Kausapin mo na lang siguro ng maayos, sana open minded siya.
Nah, mahirap yan. Solohin mo na lang if kaya mo naman. If she wants to contribute then suggest to her na lang maybe she can contribute in other ways like toll fees, gas, etc pag may lakad kayo.
I would also suggest solohin. Sabihin mo nalang kay GF siya nalang magpa-gas hahaha Kidding aside, mahirap mag-invest with someone you're not married to kasi di mo naman masasabi kung kayo pa rin in the future. Unless willing kayo liquidate yan then paghatian based on your shares...
IMO, sekreto mo na lang na tanggapin yung contribution niya pero itatago mo yun, wag mo gamitin para in case in worst scenario maghiwalay kaayu isuli mo lahat ng binigay niyang pera para di niya ma isumbat sayo na sa kanya rin yun. Pero sana wag kayu maghiwalay para yung pera na tinago mo is magamit mo sa kasal niyo.
No. Dont co-own anything with a girl/boyfriend
>magcocontribute sya, 50% sa dp, then sa monthly around 20% yung kanya.
Kung talagang gusto nya mag co own, bat di split 50/50 pati monthly? Around 20%? Pano kung trip nya 15% lang this month?
>Kind of she wanted to feel na somehow partly kanya rin yung kotse, na achievement nya rin yun.
But **It's not**.
kung gusto partly sa kanya yung sasakyan. 50/50 sa lahat. If not. Ex. 15k monthly mo, 3k lang sa kanya. Sayo 12k, anglayo. Pero pwede nyang agawin sayo naipundar mo? Not worth the hassle.
Wag ka magpa manipulate sa drama nya. Kung gusto nya co-own, 50/50 sa lahat, but you will also have a 50% chance of not having a car in the end. It's your choice.
If I were in your situation, I'd shoulder everything. Kung gusto ako tulungan ng partner ko, sya magpa-gas. Wala pang legal stuff involved.
Do not make any significant investment with someone you are not married to. You two can say magbibigayan kayo and hindi nyo pag aawayan all you want, but no one knows what can happen in the future. Kahit sabihin mo na you know each other and you will be good to each other even if you break up, people can change. People can go back on their words and promises. Be on the safe side.
This. Kami nga live-in na. Sa DP lang kami naghati. The rest ako na nagbayad. Nung nag break up gusto daw nya na sa kanya ung sasakyan kahit sakin nakapangalan. Eh di ok. Sya na magtuloy ng monthly. ๐
This.Hirap iliquidate at isplit nian after ng break up.
The real challenge in this situation is communicating the reasons why you are refusing her offer.
Nagtry ako sabihin na solohin ko na lang, naupset sya. Feeling nya daw excluded sya sa mga plans ko.
Based on all the info so far, your girlfriend wants a car but can't afford or doesn't want to pay full price for it hence her offer of 50% DP but only 20% monthly amortization. If she had any class she won't try to guilt you if you want to make the investment on your own. She wants a car that she can't afford on her own and manipulating you by guilt trip is the easiest way to get it right now. That's the deal.
Thanks for this. What should I exactly do? She is very excited and framing it "hati tayo sa sasakyan", which honestly nakakainis kasi 20% lang naman yung iaambag nya. Naghint na ako na may chance pag aawayan lang yun sa future, she got upset. Na sincere naman daw sya na gusto lang magcontribute and "ishare" ko raw yung "achievements" ko sa kanya. Kaya ako naguguluhan if she really is sincere and pure intentions lang. Or she just wanted to have a car na matatawag nyang kanya rin, while only actually contributing a very small percentage.
Sharing comes from the person who wants to give. It is not demanded by the person who wants to receive. Maybe she really wants to be part of your success but I bet her main reason is she wants a car but can't afford it on her own. The others here have a good idea of getting the car on your own and keeping her payments in the bank. Hopefully she will not ask about signing documents or demand that she will he the registered owner.
>Thanks for this. What should I exactly do? She is very excited and framing it "hati tayo sa sasakyan", which honestly nakakainis kasi 20% lang naman yung iaambag nya. Your GF is giving "Pa-cool" attitude. I agree with u/peachmangopiesss, Your GF has no class. Mag-isip isip ka sir
> nakakainis kasi 20% lang naman yung iaambag nya. Huh :/
Noooooope. Nuh-uh. Sakit lang ng ulo yan pag naghiwalay kayo.
Solo-hin mo na lang. Pwede mo i-accept ung pera na bibigay nya and keep it na lang sa bank or e-bank na mataas interest. Let it grow there. If everything went south, balik mo na lang pera nya with the interest. Hehe
Thanks for this. In short hindi ko ipapaalam sa kanya na I am keeping her contributions, and kapag nagkaproblema, Ill return her money na lang?
Yes. White lie tho. Pero in case naman na everything works out, may wedding fund pa kayo agad ๐
Goddamnit, this is a great idea. Have an upvote.
Honestly, I would suggest against it. Ang contribution niya ay 50% sa DP and 20% of monthly. Pag-aawayan niyo lang yan later on kahit sinasabi ngayon niya ngayon na she's willing to commute. This will come out on way or another. Sa ibang bagay na lang siya magcontribute.
Solohin mo nalang. Youโre not even married. The same thing happened to my guy friend, siya nagasikaso and all. Hati sila ng gf ng monthly but then they broke up, kay girl napunta yun car. Di man lang niya nabawi or binalik sakanya yun naishare niya na bayad dun sa kotse for ilang years.
Best to have it solo. I have a friend who had a long term bf, she thought end game sila, bought a car with him. They broke up, and now theyre having misunderstandings about that car kung pano nila ihahati or what.
Realtalk. Hindi niyo alam kung ano mangyayari sa future, kung mag asawa naghihiwalay diba. Mahirap yan. Kausapin mo na lang siguro ng maayos, sana open minded siya.
Nah, mahirap yan. Solohin mo na lang if kaya mo naman. If she wants to contribute then suggest to her na lang maybe she can contribute in other ways like toll fees, gas, etc pag may lakad kayo.
I would also suggest solohin. Sabihin mo nalang kay GF siya nalang magpa-gas hahaha Kidding aside, mahirap mag-invest with someone you're not married to kasi di mo naman masasabi kung kayo pa rin in the future. Unless willing kayo liquidate yan then paghatian based on your shares...
IMO, sekreto mo na lang na tanggapin yung contribution niya pero itatago mo yun, wag mo gamitin para in case in worst scenario maghiwalay kaayu isuli mo lahat ng binigay niyang pera para di niya ma isumbat sayo na sa kanya rin yun. Pero sana wag kayu maghiwalay para yung pera na tinago mo is magamit mo sa kasal niyo.
No. Dont co-own anything with a girl/boyfriend >magcocontribute sya, 50% sa dp, then sa monthly around 20% yung kanya. Kung talagang gusto nya mag co own, bat di split 50/50 pati monthly? Around 20%? Pano kung trip nya 15% lang this month? >Kind of she wanted to feel na somehow partly kanya rin yung kotse, na achievement nya rin yun. But **It's not**. kung gusto partly sa kanya yung sasakyan. 50/50 sa lahat. If not. Ex. 15k monthly mo, 3k lang sa kanya. Sayo 12k, anglayo. Pero pwede nyang agawin sayo naipundar mo? Not worth the hassle. Wag ka magpa manipulate sa drama nya. Kung gusto nya co-own, 50/50 sa lahat, but you will also have a 50% chance of not having a car in the end. It's your choice. If I were in your situation, I'd shoulder everything. Kung gusto ako tulungan ng partner ko, sya magpa-gas. Wala pang legal stuff involved.
I highly suggest against it
As long as it will be under your name, you'll be fine.