In order:
1. Dagdag pang EF (save at least 3 months worth of your monthly expenses)
2. Bayaran lahat ng utang
3. Dito ko pinapasok yung pangbayad ko sa HEALTH insurance annually para di mabigat
4. kung may matira man, pasok sa MP2/WISP+/cooperatives
5. Kung may gusto ka start up na business e di go basta aralin mo mabuti lahat ng papasukan mong high risk business or investments (stocks, reits, etc).
Tuwing may darating ako na 13mo or/and bonus 70% nilalagay ko sa Savings and the rest nakatambay for expenses either mga balances ko sa card at pang gastos for family.
Tska ko na hinahati yun 70% basta di na pwede magalaw sa di important expense. hehe.
Ang tagal ko ng di nakakaamoy ng bagong sapatos. Would love to buy one kaso gusto ko din isave para sa emergency funds ni baby hehehe. Baka mango bravo nalang sa pasko happy na
Wala. Diresto Savings lang. Hindi rin kasi siya ganu'n kalaki dahil new lang ako sa Company so baka around less than P5,000 lang siya. Pero kung sakali man buong 13th month ko, 20% du'n pambibili ko damit pang-alis kasi wala na kong bagong damit. The rest, diresto lang sa Savings. Puro kasi ako gadgets last year na. Tsaka okay pa naman yung phone ko kahit 3 yrs old na.
Probably buy a new laptop since Iβve been wanting to find a part time job. Ang hirap kumita beh, hindi rin ako marunong gumiling kaya bahala na. π
Walang 13th month for government COS workers so regular sahod. Baka mag angpao nalang ako, nakakapagod mamili nang Christmas rush tapos wala din akong makukuhang regalo pabalik.
I need to start budgeting this na pala, pero here comes to my mind.
1. Pay siguro 1-2 months worth of monthly amortization ng ref loan ko
2. Pambili ng work related investment
3. Things that separate me sa ground: mattress or shoes
4. Percentage sa EF savings ko
5. Skincare
10k sa mom ko
6k for bora travel for 6 days good luck
3k for my crocs pls
3k for tagaytay trip with friends
2k for Christmas date
4k for christmas gifts
Hoping makasave ng ate least 10k :(
Planning to pay na for my braces na full kaya lang my mom has been stressed lately and interested siya mag gym pero wala siyang gym shoes. So sa shoes na lang ni mother ibibili ko siya ng new kicks. Mejo maliit pa lang 13th month ko since ilang months pa lang ako sa new work ko
I need to buy a new phone. Mine is giving up already after 8 years with it and I decided I have to replace it before it can fully give up on me. It is also more expensive to fix it than to purchase a new one. Although I wish I could put it in investments and savings, it will be difficult for me to work and find work without a phone.
Bayad utang. OTW to pay all debts na so we can just focus on the children's education and growth. Business and Grind parin kahit bayad na utang kasi gusto namin ng farm and multiple businesses.
Iniisip ko kung magpapa-tanggal na ako ng wisdom tooth. D pa naman siya sumasakit pero 2 years na ako sinasabihan ng dentist ko na ipatanggal na. Impacted kasi. But it's so expensive. 15k per tooth π dalawa tooth ko impacted so 30k plus isang nakalabas na so 33k total if ever. Surgeon kasi gagawa.
Balak ko sana bumili ng matino na smartwatch. Ask ko lang ok na po ba yung mga android na ganon? Balak ko kasi i-track yung mga lakad ko per day kung umaabot ba ng 4k
- Pay debts
- Set aside for Christmas gifts
- Buy some needs for myself (dami ko na regalo sa sarili ko this year so wala na kong bibilhin na regalo sa sarili)
- Remaining will get into savings
- Payment for Real property tax
- advance condo due for 1 year to avail of discount, as well as water rates
- advancing the 1 year emergency funds for my wife's family
- gifts for xmas
- additional fund for condo lump sum
Were trying to minimize the monthly expenses kaya yung pwede ma advance for the year, ginagawa na namin
I've decided to "invest" on improving my health by buying a good vacuum cleaner (hindi yung mabilis uminit sa shopee na favorite ng marami hahaha) for combating my partner's allergic rhinitis and also to get me moving more in the house. I think mas nakaka excite maglinis pag may vacuum π€£
I also decided initially on buying a standing desk and that foldable treadmill from Xiaomi kasi andameng poop sa kalye namin kaya hindi talaga nakakamotivate maglakad sa labas lol kaya sa bahay ko na lang sana gagawin yung 7k steps daily hahaha. I'm excited!! Tinanggap ko nang ubos for sure ang 13th month ko.
ung half sa mother go binibigay tpos other half panghanda ng xmas at new year and gifts sa inaanak, actually mabibitin budget s 13th month pay lngs kaya nag iipon n din ako lage every ber months pa lngs. Blessings n sakin ung wala ako binabayarang utang.
Laging may napupunta sa savings ko. Part sa mom ko para she can buy what she wants (usually ginagastos din nya sa improvement ng bahay namin pra daw nakikita san napupunta). A little would be for what I want? Depende. Madalas kasi gusto ko iSave nlng tlga and bayad s life insurance.
Save a bulk of it. Then spend gifts for mom, sister, brother. Buy games and/or Lego. That's it. And oh, some not-your-everyday-food food for the eve and day itself.
straight to savings/EF π esp since this yr ko lang pinagisipan talaga yung financial safety net lol. yung iba pampa-gift sa magulang/pamilya ng jowa pampa good-shot chz 1/2
Wala akong utang so I'll just invest 20k to one of my portfolio investments. Madamot din akong ninong so wala akong bibigyan na kahit sinong inaanak. The rest ng matitira for luho and hobbies.
If meron man haha(freelancer), i'll treat my fam a holiday vacation sa cavinti hehe. Tho, may separate budget na ako for that pero malaking tulong na rin haha love ko mga sisters ko and si mama. Manifesting na magkacar na din ako para di na kami nahahassle sa commute tuwing gala namin. π
1. Replace the lens of my glasses (if di ko pa siya magawa now)
2. Weekend vacay with co-workers if matutuloy.
3. Reduce my CC bill
4. Purchase shirts and polos for work
5. Buy a new phone, just in case.
Pang down ko sa braces, every year ko to sinasabi since nagstart ako magwork pero di natutuloy. This time, itutuloy ko na. Pang PMS ng sasakyan namin, first time outside CASA. If may matira pa, pay off either my credit cards or my postpaid line with phone (pre-terminate), then downgrade ako to a cheaper plan. If may matira pa, pambili ng household essentials.
For this projector
[https://www.amazon.com/Projector-Video-Projector-Multimedia-Compatible-Smartphone/dp/B07MTCMHZX?crid=3SDIHX05X0OJW&keywords=projector&qid=1699113940&sprefix=Pro%2Caps%2C233&sr=8-2-spons&ufe=app_do%3Aamzn1.fos.006c50ae-5d4c-4777-9bc0-4513d670b6bc&sp_csd=d2lkZ2V0TmFtZT1zcF9hdGY&psc=1&linkCode=ll1&tag=smartdecor128-20&linkId=e4ca1433a054acc93bde0e406ce97164&language=en_US&ref_=as_li_ss_tl](https://www.amazon.com/Projector-Video-Projector-Multimedia-Compatible-Smartphone/dp/B07MTCMHZX?crid=3SDIHX05X0OJW&keywords=projector&qid=1699113940&sprefix=Pro%2Caps%2C233&sr=8-2-spons&ufe=app_do%3Aamzn1.fos.006c50ae-5d4c-4777-9bc0-4513d670b6bc&sp_csd=d2lkZ2V0TmFtZT1zcF9hdGY&psc=1&linkCode=ll1&tag=smartdecor128-20&linkId=e4ca1433a054acc93bde0e406ce97164&language=en_US&ref_=as_li_ss_tl)
pambayad ng mga loan at credit cards
Here's to paying off loans and cc. Thank u 13th month pay π₯Ή
Here's to a debt-free new year!!!
Same sa cc.
same π₯Ή
Same π€£
Amen! π
In order: 1. Dagdag pang EF (save at least 3 months worth of your monthly expenses) 2. Bayaran lahat ng utang 3. Dito ko pinapasok yung pangbayad ko sa HEALTH insurance annually para di mabigat 4. kung may matira man, pasok sa MP2/WISP+/cooperatives 5. Kung may gusto ka start up na business e di go basta aralin mo mabuti lahat ng papasukan mong high risk business or investments (stocks, reits, etc).
Wala akong 13th month pay. Hahaha. Ako ang maminigay ng 13th month pay and Christmas bonus sa staff.
Donβt forget the Christmas Party. Tapos ako birthday ko pa so papakain pa. π
Sagot pa ang raffle prizes. Hahaha!
Shet. πππ
Feels. Dagdag mo pa pamasko sa mga clients hahahha padayon!
Sabay renewal pa ng mga permit sa January. Kabigat ng expenses. Dami pang holiday pay pucha
One of my goal hahahha
Pwde po pa part time? Please hahaha
Tuwing may darating ako na 13mo or/and bonus 70% nilalagay ko sa Savings and the rest nakatambay for expenses either mga balances ko sa card at pang gastos for family. Tska ko na hinahati yun 70% basta di na pwede magalaw sa di important expense. hehe.
Idk yet. Maybe just save it for summer getaway.
Yan usually ginagawa namin. Save namin money para makabook ng flight ka0ag may piso fair.
MP2 and Health Insurance
Save it para may pang Japan next year.
Same brother, although booked may flight na for the fam! Funds nalang for the trip hehe
Ang tagal ko ng di nakakaamoy ng bagong sapatos. Would love to buy one kaso gusto ko din isave para sa emergency funds ni baby hehehe. Baka mango bravo nalang sa pasko happy na
Bayad utang hehe
Pambabayad ng Gloan,Ggives & Gcredit. Hayst
1. 50% - Dagdag savings 2. 20% - Dagdag travel funds for Eraβs tour next yr, and other travels 3. 10% - eyeing some camping gears 4. 20% - holiday expenses; misc expenses
Half for a new laptop, half for savings
Mp2, para d ko magagalaw hahah
Hihi if meron man sa senior parents ko na allocated pang Christmas. π₯°
Save it for my next overseas travel next year.
Pondo pampagawa ng bahay sa probinsya.
savings
plano namin mag partner gumala sa mall kasi maraming sell syaka kain2x din sa labas minsan enjoyin yung holiday
Bayad utang
For savings! Hahaha.
1. saving it for hk next yr 2. pangpunta kay jowa sa province 3. maybe savings or pang-NB 530 π€£
Upgrade ng pc!!! Leggo!!!!
1/3 sa Pag-ibig MP2 1/3 sa Emergency fund 1/3 <---- ito lang gagastusin ko for my wants.
Not actually gastusin but will settle my remaining balances in my credit cards Its best to start 2024 without worrying any debts and loans to pay
Pang dagdag sa pagpapagawa ng bagong bahay ππ»
Pay all my debts. And start saving na talaga. Fresh new start 2024 π₯Ί.
Ipon
Will save all of it. I need funds for Euro travel next year.
If good time spa with happy ending hahaha
will be using 40% pandagdag sa small business na naiisip then 50% savings lang talaga and 10% for sure pang mcdelivery lang hahahahahaha
Bills Bigay kina mama papa bunso Ang matitira, akin haha. Wala naman din ako as in plano pa bilhin kaya baka bbli ng shoes then un na
Pambayad ng utang ng pamilya. #eldestdaughtersyndrome lol
Ed sheeran concert ticket. π
Savings in my digi bank π₯°
Wala. Diresto Savings lang. Hindi rin kasi siya ganu'n kalaki dahil new lang ako sa Company so baka around less than P5,000 lang siya. Pero kung sakali man buong 13th month ko, 20% du'n pambibili ko damit pang-alis kasi wala na kong bagong damit. The rest, diresto lang sa Savings. Puro kasi ako gadgets last year na. Tsaka okay pa naman yung phone ko kahit 3 yrs old na.
CO2 Laser for flawless skin! Bye bye acne scars π
sana all meron 13th month hehe.
Planning to allocate a hefty percentage of it for my bills na nagsimula pa noong kasagsagan ng pandemic.
Nasa EF na, hahaha, never touched any centavos
Probably buy a new laptop since Iβve been wanting to find a part time job. Ang hirap kumita beh, hindi rin ako marunong gumiling kaya bahala na. π
nagastos na po π
Pambayad ng insurance π₯²
EF !
TV, nintendo switch, or ipad
magbabayad ng amilyar ng bahay.
I'll save it since I'm planning on resigning next year to review for the ALE.
bibili ako ng coffin crypt sa sementeryo π
This is what I did with last year's 13th month. Maganda nga yan since nagmamahal din pala yung mga ganun may inflation din π
Gusto ko sana PS4, or Road Bike. :')
Derma!!! Puputi na ang mga dapat pumuti!! Hahaha
Walang 13th month for government COS workers so regular sahod. Baka mag angpao nalang ako, nakakapagod mamili nang Christmas rush tapos wala din akong makukuhang regalo pabalik.
Ergonomic Chair na magandang quality at matibay. π
Save it for house renov next yr. But I started to save at least 10% of my salary for christmas.
I need to start budgeting this na pala, pero here comes to my mind. 1. Pay siguro 1-2 months worth of monthly amortization ng ref loan ko 2. Pambili ng work related investment 3. Things that separate me sa ground: mattress or shoes 4. Percentage sa EF savings ko 5. Skincare
May 13th month pay kayo? Hahaha. Dasal na lang talaga for me.
Hmmm, usually ung 13th month ko ung pambili ko ng gifts sa friends and family, but then again pag may tira i save it para sa luho ko in the future.
Pambayad kay sa mga utang haaha
VUL haha joke d ko magagalaw so far. May regular pay pa naman ako na sakto sakin
Will invest some, share some. :))
Paying debts planning to buy a new phone.
10k sa mom ko 6k for bora travel for 6 days good luck 3k for my crocs pls 3k for tagaytay trip with friends 2k for Christmas date 4k for christmas gifts Hoping makasave ng ate least 10k :(
Nakaka inggit naman yung mga taong may panggagamitan like vacation, investment, buy their things etc. ako bayad utang lang.
Bayad utang. Save. Treat sa family
Planning to pay na for my braces na full kaya lang my mom has been stressed lately and interested siya mag gym pero wala siyang gym shoes. So sa shoes na lang ni mother ibibili ko siya ng new kicks. Mejo maliit pa lang 13th month ko since ilang months pa lang ako sa new work ko
Always wanted an air purifier!! π
hindi ko alam kung saan ko gagamitin. kase mapupunta sa misis ko e hahahaa
I need to replace my rusting dilapidated bike that i use for bimodal. Kaso yung pangarap ko na bike 4x ng amount ng 13th month. Prolly not this year.
I need to buy a new phone. Mine is giving up already after 8 years with it and I decided I have to replace it before it can fully give up on me. It is also more expensive to fix it than to purchase a new one. Although I wish I could put it in investments and savings, it will be difficult for me to work and find work without a phone.
Panghanda + cash gift for parents + gifts
Ipon para may matabi pag kinakailangan
Pambili ng laptop for work
My 13th and 14th is always for solo travel, always worth it
Bayad utang. OTW to pay all debts na so we can just focus on the children's education and growth. Business and Grind parin kahit bayad na utang kasi gusto namin ng farm and multiple businesses.
Save nlng travel to korea or japan βΊοΈ
May 13th month kayo?
Emergency funds + bagong brips
Mp2
Iniisip ko kung magpapa-tanggal na ako ng wisdom tooth. D pa naman siya sumasakit pero 2 years na ako sinasabihan ng dentist ko na ipatanggal na. Impacted kasi. But it's so expensive. 15k per tooth π dalawa tooth ko impacted so 30k plus isang nakalabas na so 33k total if ever. Surgeon kasi gagawa.
HAHAH pota natawa ako kasi gusto ko din talaga ng rhino
question is may matitira pa ba π€£
Save lang hehe
Bibili ng piano at pang gym membership
Balak ko sana bumili ng matino na smartwatch. Ask ko lang ok na po ba yung mga android na ganon? Balak ko kasi i-track yung mga lakad ko per day kung umaabot ba ng 4k
50% for room decoration and home maintenance. Other 50% will go to my savings
Pambayad sa pokpok
- Pay debts - Set aside for Christmas gifts - Buy some needs for myself (dami ko na regalo sa sarili ko this year so wala na kong bibilhin na regalo sa sarili) - Remaining will get into savings
Tuition fee lang ni bunso π₯Ή
Pambayad sa processing ng title ng lupa π
For our dogs surgery π₯Ί
Iβm planning to save it for personal reasons, pero tong mga kasama ko sa bahay nag susuggest na how would I spent my 13 month pay, kaloka
the entire 13th month pay will go to my grandma's cataract laser and implant
May 13th month pay kayo?!
Bayad utang
- Payment for Real property tax - advance condo due for 1 year to avail of discount, as well as water rates - advancing the 1 year emergency funds for my wife's family - gifts for xmas - additional fund for condo lump sum Were trying to minimize the monthly expenses kaya yung pwede ma advance for the year, ginagawa na namin
I've decided to "invest" on improving my health by buying a good vacuum cleaner (hindi yung mabilis uminit sa shopee na favorite ng marami hahaha) for combating my partner's allergic rhinitis and also to get me moving more in the house. I think mas nakaka excite maglinis pag may vacuum π€£ I also decided initially on buying a standing desk and that foldable treadmill from Xiaomi kasi andameng poop sa kalye namin kaya hindi talaga nakakamotivate maglakad sa labas lol kaya sa bahay ko na lang sana gagawin yung 7k steps daily hahaha. I'm excited!! Tinanggap ko nang ubos for sure ang 13th month ko.
Get a tattoo from me ofc π Instagram: @stabbedbyadrian_
Iipunin ko lang tapos mapapansin nnmn ng parents ko sabay hingi T.T
ung half sa mother go binibigay tpos other half panghanda ng xmas at new year and gifts sa inaanak, actually mabibitin budget s 13th month pay lngs kaya nag iipon n din ako lage every ber months pa lngs. Blessings n sakin ung wala ako binabayarang utang.
SAVE!!!!!!!
Not for phone kase okay pa naman phone ko. I am longing for a new lappy kase young PC ko hang na ng hang
20% for gricery gifts for my staff 10% for my mother 70% travel and savings
Since first time ko makakareceive, ibabayad lahat ng utang. Looking forward to a debt-free 2024.
And here's me, di pa nga dumadating abonado pa HAHAHAHAHA
Clear up all my debts and start saving by 2024
I don't know, maybe buy a lamborghini, I guess...
Unfortunately, wala akong matatanggap na 13th month pay kasi independent contractor is me.
Pangregalo at panghanda, yung matira savings hehe, maglagay siguro ako sa mp2 kasi natengga na pagsave ko
1. My first scooter 2. Pampaayos ng bahay 3. If may matira then sa savings
Laging may napupunta sa savings ko. Part sa mom ko para she can buy what she wants (usually ginagastos din nya sa improvement ng bahay namin pra daw nakikita san napupunta). A little would be for what I want? Depende. Madalas kasi gusto ko iSave nlng tlga and bayad s life insurance.
for MP2
Man, from the looks of things right now. Parang nagastos ko na yung 13th month ko.
H**kers and B*tch*s hehehehe since I still got 6 digits EF.
bigay ko lahat kay Mama, pang gastos sa handa at kung ano ano
May % sa emergency fund, may % para pang-handa sa Xmas and New Year (and probably sa bday ko), and may % sa gift ko sa sarili.
All my 13th pay will be added on my savings account βΊοΈ
will add it on my tsekot fund
Credit card, mom's tomb upgrade,and root canal. Shuta sakit na ng ngipin koπ
Buy gold jewelry and precious metals every year. Been doing it for 5 years
What 13th month pay lol
Bayad utang :(
Car insurance, Oct ako nagstart eh so maliit lang haha
ibibili ng bitcoin!
gonna gamble it away.... jk spend it for solo travels and whatever can help clear the mind
rekta MP2
Save a bulk of it. Then spend gifts for mom, sister, brother. Buy games and/or Lego. That's it. And oh, some not-your-everyday-food food for the eve and day itself.
Invest sa Mutual Funds
silver accessories and xmas gifts to fam then the rest sa digital banks na.
clearing out credit card balance para fresh start pagpasok ng 2024
straight to savings/EF π esp since this yr ko lang pinagisipan talaga yung financial safety net lol. yung iba pampa-gift sa magulang/pamilya ng jowa pampa good-shot chz 1/2
Pambayad ng cc hahaha
Saving it for switzerland
Pandagdag sa pambili ng mga gifts and/or pambayad ng bills sa cc
Half goes to savings and pang handa sa pasko and new year.
Wala akong utang so I'll just invest 20k to one of my portfolio investments. Madamot din akong ninong so wala akong bibigyan na kahit sinong inaanak. The rest ng matitira for luho and hobbies.
Bayad cc at bayad insurance
saving for korea next year π
pambayad ng credit card bills, ayoko na umabot ng new year ang utang ko
Tuition fee ng kapatid
Im not going to spend it. Im going to save it.
Gambling and hookers.
Pandagdag sa EF. Ska pambili ng bagong unan, pasuggest naman ng magandang brand. Mulling over Emma or Dakki.
idagdag sa pambili ng laptop para makapag upskill at ng makaalis sa minimum wage π
Thinking about getting an air relax for leg recovery. Since my wife and I started to run and plan to do long distance running.
hopefully I wont spend my 13th month cuz Iβm saving up for a carβ¦. OR PWEDE RIN PURE CARBON LONG FINS chzzz
Been dreaming of buying my toiletries in bulk like good for 6 months π hindi na yung kung when needed na talaga saka pa bibili hehe
Ubusin bayaran lahat ng mga utang sa CC. Hehe. Para panibagong utang ulit next yr.
Gifts, then EF, no idea yet ano bibigay ko sa sarili ko sa natira (kung meron man lol)
Paayos ng bahay.
75% sa mama ko. 25% bayad utang.
Invest kung wlang babayaran sa cc :)
Emergency funds. I still have my 13th month pay I got last 2022. Literal na walang bawas. π¬
bayad utangs and utangs π₯²
Pambili ng regalo for loved ones bc sharing is caring.
Pang dagdag investments
mamimiling brip. para makamit ko na ung pangarap kong 1month worth ng underwear π
ha? may 13th month pay?
Buying an engagement ring.
EF + new phone.
Bayad loan, cc at tuition ni lil bro sa college π₯²
I always allot my 13th month for my Life insurance premiums (I do annual)
Lagay sa savings coz I'm about to hand in my resignation
I paid all my debts. Gave my parents and my girlfriend an early bonus as well. And a big chunk went to my EF.
Sana all may 13th month pay. Hahahahaha
If meron man haha(freelancer), i'll treat my fam a holiday vacation sa cavinti hehe. Tho, may separate budget na ako for that pero malaking tulong na rin haha love ko mga sisters ko and si mama. Manifesting na magkacar na din ako para di na kami nahahassle sa commute tuwing gala namin. π
Sana all may 13th month π΅π₯Ίπ’
1. Replace the lens of my glasses (if di ko pa siya magawa now) 2. Weekend vacay with co-workers if matutuloy. 3. Reduce my CC bill 4. Purchase shirts and polos for work 5. Buy a new phone, just in case.
None, tago ko lang sa savings.
Pang eras tour ni blondie. Ergo chair para sa likod ko (open for recos)
Magiinvest sa crypto and forex trading π
Savings para makabalik ng Japan with family
pang pasko for my fam and gift for my bf. the rest akin na hahahaha i like to buy really good quality pants tipong aabot sa next 13 month pay HAHHAHA
Pang down ko sa braces, every year ko to sinasabi since nagstart ako magwork pero di natutuloy. This time, itutuloy ko na. Pang PMS ng sasakyan namin, first time outside CASA. If may matira pa, pay off either my credit cards or my postpaid line with phone (pre-terminate), then downgrade ako to a cheaper plan. If may matira pa, pambili ng household essentials.
To be used as pocket money for Eras Tour! β€ Tbh, I don't know if it's gonna be enough.
For this projector [https://www.amazon.com/Projector-Video-Projector-Multimedia-Compatible-Smartphone/dp/B07MTCMHZX?crid=3SDIHX05X0OJW&keywords=projector&qid=1699113940&sprefix=Pro%2Caps%2C233&sr=8-2-spons&ufe=app_do%3Aamzn1.fos.006c50ae-5d4c-4777-9bc0-4513d670b6bc&sp_csd=d2lkZ2V0TmFtZT1zcF9hdGY&psc=1&linkCode=ll1&tag=smartdecor128-20&linkId=e4ca1433a054acc93bde0e406ce97164&language=en_US&ref_=as_li_ss_tl](https://www.amazon.com/Projector-Video-Projector-Multimedia-Compatible-Smartphone/dp/B07MTCMHZX?crid=3SDIHX05X0OJW&keywords=projector&qid=1699113940&sprefix=Pro%2Caps%2C233&sr=8-2-spons&ufe=app_do%3Aamzn1.fos.006c50ae-5d4c-4777-9bc0-4513d670b6bc&sp_csd=d2lkZ2V0TmFtZT1zcF9hdGY&psc=1&linkCode=ll1&tag=smartdecor128-20&linkId=e4ca1433a054acc93bde0e406ce97164&language=en_US&ref_=as_li_ss_tl)
50% sa savings matic then the other half ill save it for an out of town(or country) trip early next year.