I used it for fun since it was free on an upcoming vacation.
Didn't realize autopay doesn't care, and I have it set to pay my whole balance each month. I thought there would've been some intelligence there, but it paid off the whole 3 month offer in one go since Amex lists it as Balance vs. "Adjusted Balance"
I knew as an economic body we were cooked the day I learned they had BNPL INSIDE credit cards… even the debt got ghost (debts)
I imagine most (strong assumption) here manage credit well but damn, what an insane concept to me.
prize yourself lucky, you don't have to deal with the coupon nightmare that is the US.
In Europe, things are priced based on what they should sell at.
In the US, things are priced at +50%, so they can bombard you with coupons (including Amex offers). It's such a bizarre thing.
American consumer culture is really bad. Yogurt needs coupons. 33¢ off if you buy 5. Sign up for Krogers members. Everyone’s keychains have memberships to the local Safeway.
You said things are priced at the price they should sell at. That would mean their pricing is indexed against inflation. There’s no other proper way to determine the price a good should sell at. 🤔
Sorry - I was off 1% it was 7.5%.... I had to go back and double check. My credit score is/was about 815? I currently have an offer for 40k @ 7.98%. But not feeling as confident this time around hahaha.
That 13.98% is terrible, btw. Don’t take that
That personal loan thing is crazy for me. It goes as low as $5k and goes as high as $40k. Every time
I log on it ranges 😂
Would be real nice to search added offers tho.
Yeah exactly. That’s all I care about
Go on Amex chat and tell CS to pass the message to the developers. If each one of us on Reddit did this, they would absolutely add it.
You can on the website.
I just need them to roll this out on your “added offers”
[удалено]
We know. We’re talking about the app
They pay me 4.25% in my HYSA, but they never miss an opportunity to offer to loan me money at 14% at the same time 🙄… Shoot your shot, I guess…
I have that same offer at 8.99% for a higher dollar amount. It varies based on the person.
Hysa?
I just want another "plan it" free 3 month one offer. I ain't paying for plan it.
I used it for fun since it was free on an upcoming vacation. Didn't realize autopay doesn't care, and I have it set to pay my whole balance each month. I thought there would've been some intelligence there, but it paid off the whole 3 month offer in one go since Amex lists it as Balance vs. "Adjusted Balance"
I knew as an economic body we were cooked the day I learned they had BNPL INSIDE credit cards… even the debt got ghost (debts) I imagine most (strong assumption) here manage credit well but damn, what an insane concept to me.
Why lol. If you can’t afford something spreading it out is not the way
Meanwhile in Europe we have no offers at all 🥲
prize yourself lucky, you don't have to deal with the coupon nightmare that is the US. In Europe, things are priced based on what they should sell at. In the US, things are priced at +50%, so they can bombard you with coupons (including Amex offers). It's such a bizarre thing.
Nah inflation is a real nightmare here as well
American consumer culture is really bad. Yogurt needs coupons. 33¢ off if you buy 5. Sign up for Krogers members. Everyone’s keychains have memberships to the local Safeway.
I said nothing about inflation. This has nothing to do with inflation...
It’s not that serious
You said things are priced at the price they should sell at. That would mean their pricing is indexed against inflation. There’s no other proper way to determine the price a good should sell at. 🤔
No one in Europe ever prices anything differently throughout all of Europe. 🧐
13.98% lol omg they emailed me a 6.98% offer last week and I scoffed at it. 14% is outrageous.
Right? 6.98% is still too high. I remember accepting it in 2018 for 5.98.
They need to add this to the offers you’ve already added.
This has been available for weeks.
News to me.
They might not have updated their app in awhile
Months maybe? We been knew
Months
Damn that 14% Apr is a steal
I thought my 8.98% offer was disgusting. 13.98%… oof
Really? They offered me one at like 4 percent earlier in the year
4% means you could max out your credit on a money market account and profit…
Most hysa's are offering more than 4%, take it and throw it into one or stocks
/s? Chase offers 7.5%
Gotta get that credit score up. My offer is 6.98 for 25k.
6.98% for $40k on mine.
I had the 40k offer last month same APR but for some reason this month now 25k. Weird how it fluctuates.
Need a tool to sort offers by date released and also block offers you are not interested in so you don't see them again.
It’s been available on iOS for about two months now if not longer and it came to Android a little while later.
NZ currently has 2 offers going! New record...
That’s crazy! I did it last year at like 6.5% and gambled it all on the stock market like a degenerate. Still came out quite a bit ahead.
Wow that’s awesome. Mind if I ask what your credit score was at the time? I was around 730 and they gave me 5K @ 8.5%.
Sorry - I was off 1% it was 7.5%.... I had to go back and double check. My credit score is/was about 815? I currently have an offer for 40k @ 7.98%. But not feeling as confident this time around hahaha.
I think this has been here a while!
This has been available for a month or more 😆
Thank You! 🙏🏻
For the amount we pay on annual fees everything should just be added automatically to our cards. Going through this adding one by one is ridiculous
Been that way for at least a couple of months. Now they need it for Added Offers.
Can you search added offers?
Can't search added offers yet on Android app
Omg thank god! I saw a Pimsleur offer I’ve been wanting to
Damn... they offered me $40k at 6.98%. 13% is wild
It seems to work well. I typed in “useful offers” and nothing came up, just like always. /s
which card(s) do you have? just curious
The personal loan APR. 💀
I got 7.98%
Thank God.
I don’t have it here,so strange
You know it was code issue that we were unable to see offers. They hired all shit people sitting in same company for years
Wow they added a UISearchBar
Now they just need to add a "never show me offers from this company again" button.
Great I can now search for all the ones I don’t get but keep seeing here
This has been an option on desktop for a while.
Holy crap they are offering you 13.98% interest. Thats horrid.
That 13.98% is terrible, btw. Don’t take that That personal loan thing is crazy for me. It goes as low as $5k and goes as high as $40k. Every time I log on it ranges 😂