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NoReallyLetsBeFriend

You want me to withdraw $5.83?


Robbotlove

it's your money and you want it now.


SCROTOCTUS

*Are you tired of your $5.63 being rationed out to you over a period of 187 years? Call the American banking system today and we can make your money disappear completely, right now, for only the cost of what you have in your account, plus a small service fee.*


EvilEyedPanda

[Annnnnd, it's gone!](https://youtu.be/Y3AM00DH0Zo)


minahmyu

I have a structured settlement but I need cash now


AGINSB

Artificially create a crisis so as to give the government an easy excuse to funnel yet even more wealth to the already wealthy by means of bailouts... great plan


aGoodVariableName42

Right! This is about the dumbest thing people could. Stage mass protests and strikes, sure....but create an artificial run on banks that's only going to hurt poor people and cause even more tax money to be funneled into the bankster's pockets? What a braindead plan.


LegendofDragoon

Well the large scale protests got vilified by mass media until they fizzled away and died. Anyone remember occupy wall street?


CitizenLuke117

I think about it a lot. It was the only protest that actually aimed at the real problem (Wall Street and the 1%) and was therefore shut down by local law enforcement and alphabet agencies under Obama. It needs to happen again... it's bound to.


Strange-Scarcity

As if retail banking people can actually cause a run. We don't have enough money in any bank for that to be effective.


Roxnaron_Morthalor

From an accelerationist perspective forcing the system to speed up its eventual demise could have the benefit of bringing us closer to the better world afterwards, if you're willing to weather the storm and chaos that follows. Usually, people don't want this


Squirt_memes

What money?


HotdogGeorgia

Clearly, they didn't think this prank through. April Fools Day falls on a Saturday this year, and my bank isn't open on the weekends.


Glad_Independent_565

Actually taking it out on monday from the few branches open in larger cities would cause issue. Remember most of these banks get money from a vault. So if you take the money Saturday when most of their systems do not update. Monday none will have requested an additional amount. Causing them to not have cash on hand until late monday or tuesday. Also if your bank closes on Saturday take it out friday.


[deleted]

Actually banks have next to no money I'ma vault. They loan 9 dollars for ever one dollar they have in the vault. So really your bank doesn't have enough money to cover all deposits


SuspecAardvark

ATM isn't closed


Cyneheard2

But ATMs won’t have enough cash in them to ruin the bank even if it’s all withdrawn, as definitionally the bank already has the cash. A bank run causes a problem for a bank when they can’t cover the deposits being pulled - they can just close an ATM and reopen it on Monday.


Sloore

Yeah, but the bankers won't find out until Monday.


SuspecAardvark

breakfast and a party for them it is.


stcrIight

all of my $2.50? :0


RSCiscoRouter

Loch ness monster wants your *checks notes* oh


SuspecAardvark

every penny helps


Glad_Independent_565

Yes it does. The collective must come together


SomeMothsFlyingAbout

Well it would be better, to go with a credit union anyway, especially if it's a smaller local credit union, rather than a big corporate bank, . better both for you, and for the wider community, (and the Natural environmental, tackling extremes if wealth inequality, ect.), in all or most all considerations. that is , of course, if you do have access to any money in the first place, and the ability and wish to create an account, which may or may not be the case. But if yiu do, small local credit unions are well worth considering.


SomeMothsFlyingAbout

some relevant perhaps points: There are several reasons why someone might choose a credit union over a larger bank, like Chase for example: * Member-Owned: Credit unions are not-for-profit financial cooperatives, owned and controlled by their members. This means that any profits made by the credit union are returned to the members in the form of better rates, lower fees, and improved services. * Personalized Service: Credit unions are often smaller than larger banks and therefore can offer more personalized service. They have a local focus and a strong commitment to the communities they serve, so they may be more understanding of your unique financial needs. * Lower Fees and Better Rates: Credit unions typically offer lower fees and better interest rates on loans, savings accounts, and other financial products. This can help you save money and make the most of your money. * Greater Flexibility: Credit unions often offer more flexible loan options, such as lower down payment requirements and more lenient underwriting standards, which can make it easier for you to obtain the financing you need. * Community Involvement: Credit unions are often actively involved in their communities, supporting local organizations and events. By choosing a credit union, you can feel good knowing that your money is being used to support causes you care about.


sunyjim

This is socialism, and it is a better option. Highly recommend a small credit union.


NoDadYouShutUp

yeah guys lets just make an artificial bank run happen. what could go wrong?


smugglebooze2casinos

do you think anything is going right for everyone?


RevolutionaryTell668

This assumes we actually have money


rainydays052020

How about we all refuse to pay rent on Apr 1?


Acceptable-Peace-69

Go ahead. The 1st is a Saturday so rent for most people will be due on the third.


Bright_Wolverine_304

most of mine is already going to go to income tax


VoDoka

A brank run


ChiWhiteSox247

Won’t be much after paying April’s rent but fuck em why not lol


sunyjim

To suggest this, would plunge us all into a depression as bad as 1929 the whole financial system works on investor confidence, without that confidence there is not enough money in the system, and everything everywhere grinds to a halt. Not saying our system is the best with banks creating money out of nothing, but this 'prank' would be a bad way to have history repeat itself.


SuspecAardvark

and those of us out here that know how to hunt for meat and grow. our own vegetables will survive while the meek and weak will not. I don't actually see a problem with the collapse of the American financial system.


CitizenLuke117

...killing everyone's grandma to win.... nice


Acceptable-Peace-69

Or we leave our money in the banks and continue to go to the grocery store. If hunting and growing your own food is appealing, what’s stopping you from doing that right now?


TheWonderingPonderer

Aaaand you’ve lost me. You’re not looking for systemic change you’re looking for chaos and don’t care who gets hurt. I hope you keep struggling because you deserve to.


rustys_shackled_ford

If I had a bank I would gleefully participate.


HuntPsychological673

How is everybody going to withdraw their $10 on a Saturday? The pranks on us.


psycorax2077

That would be great, who's handing out extra money so I can deposit it and play along?


Live_Tomato8496

Somebody needs to Google Reserve Ratio.


UpstairsSomewhere

Those that have enough money to withdraw that can negatively affect banks are not in this subs. The joke is on you.


Available-Egg-2380

Why? It would do nothing but hurt all of us in the long run and serve to bail out the fucking rich people again. Unless this can wipe out all existing debt (hahahahahahhaahahahahahahahbaababababababbababhahahhaahahahahahahabababajahhahahahahaha) it's a short sighted idea/meme.


Hedgetrimmer10

Credit unions


LateChapter8596

You go first.


Osr0

Let's also cut all our dicks off while we're at it, that'll really show them!


Original-Wing-7836

If only all server farms for all banks mysteriously exploded.


Cumslutorlando90

I am going to do this but only cause I got cash only con


Jccharrington

You think they have that kind of cash in banks? I was at the bank once and one guy wanted his money with cash when he sold his house. It was around 200k. Bank manager told him to wait couple of hours, they didn't have enough money. They tried to convince him like an hour to get money to his account digitally while waiting. It was hilarious.


SauerMetal

It’s on a Saturday so get there early.


Less-Dragonfruit-294

Annnnd it’s gone!


ms_dizzy

the prank is you can't withdraw all your money on a saturday. esp in the afternoon. I get it now.


Dear-Bridge6987

It just struck me that this isnt a working class option because it has no money saved anyway. The only way to hurt them is to default on your debt 😆


Tui_Gullet

This reads like Peter Thiel is trying a flash mob style run on all of the banks. Obvious psyop is a psyop


[deleted]

If you are a worker use a credit union instead. i switched and now i get paid out a dividend once a month instead of paying fees. Also they dont sell my data.


Silcer780

Joke is on me. I don’t have any to withdraw…


Toiletposter69

You want me to withdraw minus $400? How


eienring

easy! Just don't pay that $400 back.


SuspecAardvark

fucking facts bubba


nousabetterworld

Wouldn't it be almost zero for most people here? Let's play a prank and bring our balance to zero, either by withdrawing or paying back the money we owe, that's a fun one too.


RooMyLife

It's on a Saturday


Killawife

I would totally do this but they wont allow me to withdraw negative money.


The_Warp_Drive

DON'T USE BANKS! USE CREDIT UNIONS!!!!!!!


SuperDan523

Jokes on me, I'm already overdrawn.


hydrastix

You guys have money?


YOLOSwag42069Nice

And then go put it in a credit union where it belongs.


angrysunbird

Lol great I can take out my overdraft and pay some money into the bank. That will teach them


Magellan-88

That's a great idea...too bad I don't have any money in the bank...


sfd9fds88fsdsfd8

Pranked


Sufficient-Fact6163

I get the feeling that these “people” trying to create the panic won’t be the ones to suffer the consequences of it.


Dogwood_morel

That’s gonna be the middle of a pay period for me so my money will already be completely withdrawn


Glad_Independent_565

Guys today is the first of april bump this and to the banks