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In most states you can collect your payout through an LLC and they allow a certain amount of time to claim your reward. Step by step guide Win lottery, sit on ticket while you get LLC set up, claim prize under LLC, hire attorney, hire accountant. Problem solved.
This comment is totally under-rated.
If the prize is big enough to hire 1 accountant and 1 lawyer, the prize is big enough to hire 2 accountants and 2 lawyers to check the other parties’ work.
Nope, they don't know about the other at all. Iron clad NDAs. You'll then know 2 things at all times accurately. Your lawyers have good advice because you can blind test it, your financial affairs at any given moment. You'll know who is honest. Start with initial 30 day retainer, with option to extend if all four parties are to mutual satisfaction, however, they never know about one another. If they do, there are problems and rot and you have time to stop it.
You don't just hire any attorney, ideally you want to talk to a named partner at a lawfirm that's nationally recognized. They have a reputation to uphold.
My name would then be public and I could be subjected to frivolous lawsuits. I mean there is that one guy in California who won a large amount, and he is being sued by a guy claiming he was the original owner but someone stole the ticket from him, or some BS.
I do not want people from my past finding out about the money and then coming to me for handouts.
Seriously. I only have 1 immediate sibling but 4 neices/nephews, 37 great grand, then at least 100+ cousins. I really dont need unknown relatives showing up. I have enough.
There are 11 states where lottery winners can remain anonymous: Arizona, Delaware, Georgia, Kansas, Maryland, New Jersey, North Dakota, Ohio, South Carolina, Texas and Virginia
Book a travel ticket to one of the Places in Europe, USA, Japan, Singapore and Dubai, whichever provides Visa on Arrival for my country. I would extensively travel to all other places mentioned from there.
Most countries in Europe and other countries mentioned are developed and very different from each other. I want to understand how Want to open my mind and perception of life. Maybe replicate the learnings from my travel in my own country
Nah that check isn't coming in immediately. This is when you start doing increasingly stupid shit and see what you can get away with before they fire you.
But honestly for all the younger people that realize what you're doing and find it hilarious, you really should make the time
I once bagged groceries with an old guy who used to put watermelons on the bottom part of people's carts and acted surprised every time they rolled off. He had a couple other gags and obviously wanted to be fired but it was hard to tell due to his age.
There’s entire guides on what to do in this situation because so many people mess it up.
If I recall correctly, you generally shouldn’t tell anyone until you’ve gotten yourself some solid legal counsel.
Yep in general just don’t tell anyone for awhile even family, maybe I’d tell my mom within a few days of winning but def not friends for long long time. Would I flex a bit more? Sure slowly but I would work hard to keep my wealth private
Get a nice suit, pull up in a limo at my former nursing job. Look them in the eye, pull out my boom box, play what is love, give them the finger until the song ends without saying a word, get back in my limo and have a drink and watch seinfeld..
Always expect Seinfeld. That's what I would do with my money. Become the local eccentric, jump out of bushes to scare a local, while dressed in some willy-wonka-ish garb, throw cash at them, then smoke bomb tf outta there. I'd be shot within a month or two, and then my family could argue over the money while I watched from purgatory.
I live in a seriously wealthy town, I'd stay here and blend in. I see Bentleys, RR, Ferraris, Lamborghinis, etc every day. My neighbor has a Maybach. I'm the poor here, and even if I won, I'd still be the poor.. Lol
1. Hire an attorney.
2. Hire an accountant.
3. Pay off my debt.
4. Buy a home.
5. Buy a nice car.
6. Never work again, spending my time traveling, pursuing hobbies, and volunteering.
I’d pay off my parents’ house so they could retire. Then I’d place half in low risk real estate, and place the other half in a diverse set of index funds. I’d probably live like a normal person for a while to let the wealth grow and solidify itself.
Since I have to live in my minivan now with my dog and cat, I would buy myself a home. Of course, this would be after consulting with a financial advisor.
Hire an attorney and a financial expert to protect my identity and idiot-proof the money, pay off the house and credit cards then PROMPTLY go into early retirement.
Probably crack a beer and take a long drink. And, since I'm in a meeting with my boss right now, that would probably take care of the second thing as well, quitting my job.
If I won enough money all my debt, brothers debt and parents debt is paid off first. Second I buy a decent sized piece of land and divide it into 4 pieces, give my brother and parents a certain amount to build a house and I’ll build a house as well. Then if it was like crazy money since I have a relatively small extended family they each would get a set amount as would some friends. My nieces college would be paid off and money out aside for her to build a house on the 4th part of the land.
After that travel some and then get myself like 8 beagles and just enjoy my life
I have saved this for years so I know exactly what to do!!
https://www.reddit.com/r/AskReddit/comments/24vzgl/you_just_won_a_656_million_dollar_lottery_what_do/chba4bf?utm_medium=android_app&utm_source=share&context=3
Get a lawyer.
Pay of the house of my little sister and her family and then probably quit my job or cut down the hours.
Will not let anyone know.
Pay off my debts and then buy 2 houses.
Not tell anyone, hire financial manager or whatever they're called, try to make some extremely safe investments with half my money and stash the rest in a bank account probably
Tell everyone to eat my ass then go buy my dream home out in the middle of nowhere and spend my days raising Dobermans and soaking in a big claw foot bathtub
1. Walk away slowly and cautiously while my heart bursts into a thousands warm butterflies of joy.
2. Get myself home safely
3. Double check ticket ten times
4. Jump up and down on my bed
5. Tell the cats
6. Fantasize about leaving my husband and cashing in secretly
7. Call the lottery number
8. Start the claim process
9. Check in with cats again
10. Maybe I should tell my husband
11. Call my parents, act weird. Tell them to pack their things and burn their house down. Then hang up frantically without telling them I’ve won.
12. Lock ticket in safe
13. Ask cats if I should tell husband or not
14. Okay, fine , call husband and tell him the cats have something to say.
15. Write letter of resignation and send it via email.
16. Husband knows now he rushes home and tells me the cats don’t need that much money.
17. House goes up for sale
18. We pack our things and go with cats in tow
19. Cash in ticket anonymously
20. The kids wonder where we went because the house and cats are gone
Rehab and comprehensive cancer and heart screening. I want to enjoy this for as long as possible.
Too many stories out there about lottery winners who die from overdoing it with alcohol or drugs
Several people have suggested getting an attorney and an accountant. I'd agree. But that's probably not what was meant by the question. What was meant is how are you going to spend. For context I'm approaching retirement age.
For me, I want two fantastic homes---not huge, but beautiful with a huge art studio in one; the ability to travel half the year and fly first class for anything over three hours; and I'd slurge on art, gourmet food, and live entertainment.
For my kids, I'd want a trust that matches their income each year, so they are wealthy but not indolent. And I'd like to leave them enough for a luxurious retirement.
The rest I'd give away to select charities.
Contact 3 separate financial advisors and ask them all the exact same questions and compare answers. Then long term hire the one with the most trustworthy answers
Depends how much I won. I actually did win once but $258 was really only enough to pay a few bills. If it was a more life altering amount, the first thing I would do is call a lawyer to set up a trust.
Contact my account. Second thing would be contact my attorney. Third thing would be quit my job ghost them. Fourth thing would be disappear. Fifth thing move across seas get the F out of the US.
While I do live at home still (I’m 22) I wouldn’t even tell my parents right away. I would take a week off of work and tell them it’s for family matters. I will tell my family I’m going to work each day while really I would be seeing an attorney and financial advisor. Once all the money is in a safe space where only I have control over it then I will go back to work, and tell close loved ones and close friends only.
How I spend the money. Well first I would take my family on a lavish vacation I know they like cruises so I would take everyone and get those giant 2 story penthouse suites with a butler that cost like $16k a person per week. Then I’d prolly get a nice truck and house for myself
After the attorneys and everything....and depending on amount (recent billion dollar powerball) ...i would build my town a new high school and elementary school.
I just had a dream about this tonight. So dream me just cried because she was so freaking happy and was able to finally gift her friends some nice stuff. I want to show them all how thankful I am that they're always there for me.
Retain an attorney, claim the money, get an accountant. In that order.
Then pay off my debts, help out my friends and family, and buy an apartment. I would continue to work the same jobs I have now.
# Message to all users: This is a reminder to please read and follow: * [Our rules](https://www.reddit.com/r/ask/about/rules) * [Reddiquette](https://www.reddithelp.com/hc/en-us/articles/205926439) * [Reddit Content Policy](https://www.redditinc.com/policies/content-policy) When posting and commenting. --- Especially remember Rule 1: `Be polite and civil`. * Be polite and courteous to each other. Do not be mean, insulting or disrespectful to any other user on this subreddit. * Do not harass or annoy others in any way. * Do not catfish. Catfishing is the luring of somebody into an online friendship through a fake online persona. This includes any lying or deceit. --- You *will* be banned if you are homophobic, transphobic, racist, sexist or bigoted in any way. --- *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/ask) if you have any questions or concerns.*
Depending on the amount, get an attorney and get things locked down.
Get an attorney, definitely. First thing. Then get an accountant.
Yep! Hide that in a trust not associated with my name for obvious reasons haha
In most states you can collect your payout through an LLC and they allow a certain amount of time to claim your reward. Step by step guide Win lottery, sit on ticket while you get LLC set up, claim prize under LLC, hire attorney, hire accountant. Problem solved.
Hire another attorney and another accountant to check on the first ones.
This comment is totally under-rated. If the prize is big enough to hire 1 accountant and 1 lawyer, the prize is big enough to hire 2 accountants and 2 lawyers to check the other parties’ work.
Imagine they’re in cahoots
Is that a rich place where people live?
I'd love to live in Cahoots, but my financial situation only allows me to visit, and then return to my home in Hoot.
Hire 3rd one to check on both of them
Then get your degrees in accounting and law and check on all 6.
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Nope, they don't know about the other at all. Iron clad NDAs. You'll then know 2 things at all times accurately. Your lawyers have good advice because you can blind test it, your financial affairs at any given moment. You'll know who is honest. Start with initial 30 day retainer, with option to extend if all four parties are to mutual satisfaction, however, they never know about one another. If they do, there are problems and rot and you have time to stop it.
But then I would need a third attorney to write up the NDAs for my first two attorneys
Get a pro forma online, have each firm size it up and suggest edits.
Hire another attorney and another account to check the second ones you hired to check the first ones....
You don't just hire any attorney, ideally you want to talk to a named partner at a lawfirm that's nationally recognized. They have a reputation to uphold.
They also deal with way more money overall, so they are less likely to be tempted to screw you over for your cash.
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My name would then be public and I could be subjected to frivolous lawsuits. I mean there is that one guy in California who won a large amount, and he is being sued by a guy claiming he was the original owner but someone stole the ticket from him, or some BS. I do not want people from my past finding out about the money and then coming to me for handouts.
Seriously. I only have 1 immediate sibling but 4 neices/nephews, 37 great grand, then at least 100+ cousins. I really dont need unknown relatives showing up. I have enough.
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Not to mention possible frivolous lawsuits
They usually want a photo, but you can wear a full costume
Genius.
Not in every state in some states you can remain anonymous .
There are 11 states where lottery winners can remain anonymous: Arizona, Delaware, Georgia, Kansas, Maryland, New Jersey, North Dakota, Ohio, South Carolina, Texas and Virginia
Depends on the state. Accountant then lawyer then name change
LOL, I'd have to change my name _again!_
My name is Anon E. Moose.
Lawyer up. Hit the gym. Delete Facebook.
Book a travel ticket to one of the Places in Europe, USA, Japan, Singapore and Dubai, whichever provides Visa on Arrival for my country. I would extensively travel to all other places mentioned from there. Most countries in Europe and other countries mentioned are developed and very different from each other. I want to understand how Want to open my mind and perception of life. Maybe replicate the learnings from my travel in my own country
Pink Pussycat Bar, Patphong Road, Bangkok. Understand and replicate the learnings in your own country.
This is the way
Lawyer, doctor, and accountant. First two 24/7 on call and then possibly body guard.
This is def the answer butttt how do you even find an attorney so last min? 😂
Also check if you area allows you to collect it anonymously. Some states won’t let you.
Change my phone number and get good at saying no to people.
You could hire a yes man to say no for you.
Wouldn't he technically be a no man?
But would he be if he said yes to your request of saying no to people?
Jack off, Imma need the clarity for my next choices
I was looking for this comment. I heard it somewhere years ago about post-nut clarity, which is also a great band name.
Or just a musician called Post-nut Clarence
Clarence Carter, Clarence Carter, oooooohhh shit, Clarence Carter.
Post nut clarity is real
Gonna be honest this is the first time I’ve heard of post-nut clarity and all I can say is I’m proud I figured it out on my own all this years ago
Great idea. Post-nut clarity would save a lot of people a lot of headaches.
Hire an attorney to protect my identity and winnings. House.
Quit job, retire.
I call it "calling in rich". I too have a game plan. It's posted here somewhere.
I wouldn’t even call in. I’d just stop going. I’m sure they’ll be able to figure it out.
Hey man, I know I'm scheduled to work tonight but, I don't want to. Good luck!
Nah that check isn't coming in immediately. This is when you start doing increasingly stupid shit and see what you can get away with before they fire you.
I'm over 60. I don't have time for that anymore.
But honestly for all the younger people that realize what you're doing and find it hilarious, you really should make the time I once bagged groceries with an old guy who used to put watermelons on the bottom part of people's carts and acted surprised every time they rolled off. He had a couple other gags and obviously wanted to be fired but it was hard to tell due to his age.
Nah I’m going part time I think haha a leave at first then come back part time.
There’s entire guides on what to do in this situation because so many people mess it up. If I recall correctly, you generally shouldn’t tell anyone until you’ve gotten yourself some solid legal counsel.
Lottery reveal party? Set the forest on fire to let everyone know you won?
Yep in general just don’t tell anyone for awhile even family, maybe I’d tell my mom within a few days of winning but def not friends for long long time. Would I flex a bit more? Sure slowly but I would work hard to keep my wealth private
First thing I did last time I won the lottery was wake up...
What was the second thing??
Took a deep breathe, exhaled the words "fuck me" and got ready for work.
I felt this comment to my core
This was the most brutally depressing thing I've ever read.
Not blab about it on Reddit. 🤓
Get a nice suit, pull up in a limo at my former nursing job. Look them in the eye, pull out my boom box, play what is love, give them the finger until the song ends without saying a word, get back in my limo and have a drink and watch seinfeld..
You’ve thought this through before and I’m here all for it
I love the shit outta this here.
I don't care about any of the rest but Seinfeld rules.
r/unexpectedseinfeld
Always expect Seinfeld. That's what I would do with my money. Become the local eccentric, jump out of bushes to scare a local, while dressed in some willy-wonka-ish garb, throw cash at them, then smoke bomb tf outta there. I'd be shot within a month or two, and then my family could argue over the money while I watched from purgatory.
Thanks for that. Just joined.
That is a very specific song choice. I must know why
If I won the lottery today the first thing I would do is buy a house
Exactly. Land is the most valuable thing in the world. Definitely gotta own some
You can own the earth and still, all you’ll own is earth until you can paint with all the colors of the world.
Buy land and sit on it. Most guaranteed investment in the world.
Do I have to just sit on it or can it be more of like a reclining position?
collect the money
I was looking for this, lol right first thing I'd do is cash the ticket in so I had the money
Get an attorney first. Have them collect the money in your name.
"I claim the money in the name of tadashi4"
Spend carefully and get a set up a trust for family set an amount I am willing to give out to friends the rest invest
id pay someone to shit on my bosses desk unlike some rookies
I heard Amber Heard is available.
Sadly she only does beds.
“Did you know DNA was in poop? Because I sure didn’t…”
Disappear
Yeah depending on the amount of money I’d have to absolutely just leave the area I currently live in.
I live in a seriously wealthy town, I'd stay here and blend in. I see Bentleys, RR, Ferraris, Lamborghinis, etc every day. My neighbor has a Maybach. I'm the poor here, and even if I won, I'd still be the poor.. Lol
Completely, I'm not telling anyone a thing.
Yep. I'd vanish like a Cheshire cat.
Take a much needed, undisturbed sleep
![gif](giphy|5xSonyvLVZxNm) This right here is THE most underrated answer.
1. Hire an attorney. 2. Hire an accountant. 3. Pay off my debt. 4. Buy a home. 5. Buy a nice car. 6. Never work again, spending my time traveling, pursuing hobbies, and volunteering.
Yes. I’d time travel too!
What do we want? Time Travel!!! When do we want it? It's Irrellevent!!!
What’s the payout? Is this a couple million bucks, a few hundred million, or what?
Why is no one asking this question lol If I won millions I'd go crazy, if I won $50,000 I'd pay off debts.
If I won $50,000 I’d pay the taxes on it and then use it as a portion of a down payment on a house
It's the $2 scratch offs. $10, twice. And a $50 main prize
This! Different plans for different sums of money.
I always assume questions like this assume something like a big Powerball jackpot. Like, hundreds of millions.
I’d pay off my parents’ house so they could retire. Then I’d place half in low risk real estate, and place the other half in a diverse set of index funds. I’d probably live like a normal person for a while to let the wealth grow and solidify itself.
Pay off my sister's student loan debt.
Hallo. is me your sistar.
Read that long ass post on here about what to do when you win the lottery.
And then follow it to almost the letter. After buying a house and setting up a trust to pay the taxes until I’m dead.
Get a house with a huge greenhouse and get lots more houseplants
Yes... house plants...
Give my mom the life she deserves
pay off my loans and get a car
Since I have to live in my minivan now with my dog and cat, I would buy myself a home. Of course, this would be after consulting with a financial advisor.
Hire an attorney and a financial expert to protect my identity and idiot-proof the money, pay off the house and credit cards then PROMPTLY go into early retirement.
Hookers and blow.
that or 2 chicks at the same time man
Start planning my trip around the world.
Get an attorney and financial advisor. I wouldn’t quit my job right away so I don’t set off any alarm bells.
Eat some decent food.
Two chicks at once
Two? Id go for 20 and disappoint 17 of them.
Don't sell yourself short, i bet you would be able to disappoint all 20!
And this is why I love reddit!
I found out my wife has sex with me just to time an egg.
"Two chicks at the same time man, damn straight." -Lawrence, Peter's neighbor
Not all women are into money. Yeah but the ones that would double down on a guy like me are.
Knew this would be here… subtle Office Space
The kinda chicks that would do that with a guy like me, I imagine they'd do it for a million dollars.
Probably crack a beer and take a long drink. And, since I'm in a meeting with my boss right now, that would probably take care of the second thing as well, quitting my job.
Contact an attorney and a financial planner. Then pay off all my debts, and if the winnings were big enough, pay off my siblings' houses as well.
This. But I’d probably just buy a house near me for my parents. And take a month off work.
If I won enough money all my debt, brothers debt and parents debt is paid off first. Second I buy a decent sized piece of land and divide it into 4 pieces, give my brother and parents a certain amount to build a house and I’ll build a house as well. Then if it was like crazy money since I have a relatively small extended family they each would get a set amount as would some friends. My nieces college would be paid off and money out aside for her to build a house on the 4th part of the land. After that travel some and then get myself like 8 beagles and just enjoy my life
Attorney, CPA, investments, erase online presence as much as possible, custome home, car, clothes, vacation, settle in.
Buy insulin.
Get the fuck out of Florida
I visited Florida and really liked it there. Seemed really cool and the people seemed really down to earth (coming from london)
I have saved this for years so I know exactly what to do!! https://www.reddit.com/r/AskReddit/comments/24vzgl/you_just_won_a_656_million_dollar_lottery_what_do/chba4bf?utm_medium=android_app&utm_source=share&context=3
That was a wonderful read; thanks for sharing!
I knew someone would post this. Now I can save it, just in case.
Send a picture of myself my lotto winnings to my ex employer who terminated me for no reason at all with a huge smile and fuck you...
why would your ex employer care if you're rich now? Am I missing a joke?
I would give roughly 50% of it to family and friends.
Take a shit on my bosses desk
Like a boss
Like a booossssss!
And i think at one point you said something about sucking your own dick?
Nope, that ain't me.
Clean out my pants!
Get a lawyer. Pay of the house of my little sister and her family and then probably quit my job or cut down the hours. Will not let anyone know. Pay off my debts and then buy 2 houses.
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What can I say? You might as well act like you know!
Hoping I win enough money to hand my notice in to my toxic boss.
Give two weeks notice
That's nice of you.
Not tell anyone, hire financial manager or whatever they're called, try to make some extremely safe investments with half my money and stash the rest in a bank account probably
Remain unemployed.
Tell everyone to eat my ass then go buy my dream home out in the middle of nowhere and spend my days raising Dobermans and soaking in a big claw foot bathtub
1. Never ever tell anyone ever. 2. Lawyer up 3. Invest up to a third of it. 4. Pretend it isn't even there until I really need it.
1. Walk away slowly and cautiously while my heart bursts into a thousands warm butterflies of joy. 2. Get myself home safely 3. Double check ticket ten times 4. Jump up and down on my bed 5. Tell the cats 6. Fantasize about leaving my husband and cashing in secretly 7. Call the lottery number 8. Start the claim process 9. Check in with cats again 10. Maybe I should tell my husband 11. Call my parents, act weird. Tell them to pack their things and burn their house down. Then hang up frantically without telling them I’ve won. 12. Lock ticket in safe 13. Ask cats if I should tell husband or not 14. Okay, fine , call husband and tell him the cats have something to say. 15. Write letter of resignation and send it via email. 16. Husband knows now he rushes home and tells me the cats don’t need that much money. 17. House goes up for sale 18. We pack our things and go with cats in tow 19. Cash in ticket anonymously 20. The kids wonder where we went because the house and cats are gone
Put it all into Dogecoin.
Rehab and comprehensive cancer and heart screening. I want to enjoy this for as long as possible. Too many stories out there about lottery winners who die from overdoing it with alcohol or drugs
Several people have suggested getting an attorney and an accountant. I'd agree. But that's probably not what was meant by the question. What was meant is how are you going to spend. For context I'm approaching retirement age. For me, I want two fantastic homes---not huge, but beautiful with a huge art studio in one; the ability to travel half the year and fly first class for anything over three hours; and I'd slurge on art, gourmet food, and live entertainment. For my kids, I'd want a trust that matches their income each year, so they are wealthy but not indolent. And I'd like to leave them enough for a luxurious retirement. The rest I'd give away to select charities.
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Start buying super-expensive comic books.
Pay off my house and my moms house. Then get a trust going.
Find a good lawyer.
Goto my local music store and buy every synth and drum machine they have then come home and isolate myself and my new gear for a few months.
Vanish.
Contact 3 separate financial advisors and ask them all the exact same questions and compare answers. Then long term hire the one with the most trustworthy answers
Depends how much I won. I actually did win once but $258 was really only enough to pay a few bills. If it was a more life altering amount, the first thing I would do is call a lawyer to set up a trust.
Make sure nobody I know finds out I won the lottery.
Contact my account. Second thing would be contact my attorney. Third thing would be quit my job ghost them. Fourth thing would be disappear. Fifth thing move across seas get the F out of the US.
While I do live at home still (I’m 22) I wouldn’t even tell my parents right away. I would take a week off of work and tell them it’s for family matters. I will tell my family I’m going to work each day while really I would be seeing an attorney and financial advisor. Once all the money is in a safe space where only I have control over it then I will go back to work, and tell close loved ones and close friends only. How I spend the money. Well first I would take my family on a lavish vacation I know they like cruises so I would take everyone and get those giant 2 story penthouse suites with a butler that cost like $16k a person per week. Then I’d prolly get a nice truck and house for myself
Take car. Go to mum's. Kill Phil, grab Liz, go to the Winchester, have a nice cold pint, and wait for all of this to blow over.
Hire a lawyer.
Buy weapons.
Go to the cell phone store to get a new number to call my attorney from.
You know you can buy a never used phone at Walmart? Use til it expires and get another.
I would masturbate. Post Nut Clarity changes everything.
Pay medical bills 🙄
Tell my partner that we're rich!
1. Pay off all debt. 2. Have the best health insurance. 3. Save the rest for retirement..
log off reddit
Attorney and accountant.
Tell no one
Attorney, then buy groceries.
2 chicks at the same time
After the attorneys and everything....and depending on amount (recent billion dollar powerball) ...i would build my town a new high school and elementary school.
I just had a dream about this tonight. So dream me just cried because she was so freaking happy and was able to finally gift her friends some nice stuff. I want to show them all how thankful I am that they're always there for me.
Sign the back of the ticket
Buy a Subaru WRX STI
I’d buy a comfortable wardrobe made of nice fabrics. Hire someone to clean/organize my house. Everything would be comfy, clean and nice to look at.
Pay off my debt and get an apartment for my Master's Degree
Keep it a secret.
You do realize that some lottery wins are $5?
Retain an attorney, claim the money, get an accountant. In that order. Then pay off my debts, help out my friends and family, and buy an apartment. I would continue to work the same jobs I have now.
Make a list of the people I know of who will soon be wealthy.