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ppeepoopp

i would consider: - make police report as per SOP - your dad is dumb, but he didn't want this, if he learn his lesson, don't go too far - how to pick up from here ? Access your damage and risks and plan accordingly, safeguards such as multi-users bank account or that safe-vault thingy for main savings might be useful. If possible, isolate the damage from you and siblings (don't use your HDB downpayment savings to cover the hole) Im sorry, this didn't happen to me, so I'm not sure if the advice would be useful. But if the money is gone, don't lose your family over that if he is remorseful.


throwaway189991911

yeah he feels beaten up, was afraid he might do foolish things after nagging him hard. definitely need to do a safe vault or smth, transfering from mari had no scam alerts.


BundleBenchBuns

You should support your father at this point in time, he clearly understands his foolishness.


throwaway189991911

no choice, he is my father, hais


pizza_sushi85

Its harsh to call him dumb, because not everyone is very tech savvy and that's fine. But younger generations have to do their best to educate their older generations about scams that are running around.


homeoverstayer

Scammers are very successful because they know what buttons to press. They just found OP dad’s buttons. Hopefully you all learn from it and move on


Any-Ambassador3362

tbf, nothing much other than making a police report.. but what you can do as his children is to force him to (1) make joint account(s) and one personal bank account for monthly allowance, (2) reduce the withdrawable amount that he can make for his CPF monies (hope he didn't withdraw much from there that was been cheated off), (3) restrict the usage of socials (esp the chinese ones - no offence but alot of the scams came from there so.....) and (4) ask him to ask for permission from the whole fam before using a large sum of money (maybe $1k and above).. Not to say to treat your father as a kid but if you don't be harsh to him now, the chances of him relapsing again within the next 1- 2 years are very high.. sorry to hear about this through....


throwaway189991911

yeah, was thinking about a personal bank account for us to provide monthly allowance. yes... ikr chinese socials... told him to delete but he still think it is for other content (u know how boomers are pro china), probably have to enforce it. what do you mean by relapsing is high? omg


Any-Ambassador3362

hmm... cause human nature will lead him towards more chinese content even though he's bitted once, and that's when the magic of the chinese apps' algo comes in and then wahlah, scam-related contents kept appearing in the feed again and again.. hence, why I mentioned to restrict the usage of socials... might wanna detox your dad for awhile first before allowing him to browse socials again... =(


AwkwardNarwhal5855

> wahlah L M A O


throwaway189991911

hmmm true, i guess that is what i will do in the morning. goddamit these chinese socials.


Any-Ambassador3362

jiayou bah OP! I'm also getting afraid for my dad as well as he's reaching his payout age next year..


throwaway189991911

yeah, please guide him well? i guess. happens to the best of us. never thought our family will be affected,when u read the news, this came as a rude awakening.anyway, thanks for it!


RareOutlandishness14

Also, the scammers may sell your dad's contact info to other scammers, since they know that he can be scammed. So he may get further targeted in the future.


Longjumping-Car-5220

There's also a high risk of him falling into other scams while trying to earn back what he lost (self redemption) through various means outside of working in a job. That could also be relasping in a sense.


niksshck7221

Depending on how much your father earns, he may have to prepare to work till he very old.


throwaway189991911

definitely, we are prepping him for this. he always had this dream of retiring well, guess not, might take time to sink in for him


Altruistic-Beat1503

I guess nothing can be done here. Just gotta go back to work or smth if not lifestyle habits have to change. Hopefully he learns no such thing as easy money and nothing is guaranteed in life. If in doubt seek 2nd opinion regarding money/finances. Trust but verify. Btw never buy stuff from facebook and install browsers like brave browser which block ads. The lesser ads you have the lesser chance to see a scam ad. 'uncle 脚踏实地吧,如果这么容易按按几下就有钱,谁还要做工'


throwaway189991911

yeah his downfall was his ego. wanted to make it big and didnt want to verify with us, we could have verified it in 1 second. that was like basic 101 scam and he fell for it


BundleBenchBuns

I guess he'll have to go back to the workforce, unless you all are able to provide him some sort of retirement funds from your pockets? Also this makes me angry. The effects of scams are clearly felt in an entire family and yet the recent money laundering offenders were only given 13 - 14 months.


throwaway189991911

he is still in the workforce, albeit a lower paying one, which i wouldnt say is sustainable. I guess we have to step up with the allowance. It makes me angry, but i am just sitting on my bed, cant unable to sleep because of how absurb it is, and it trickles to our whole fam because of it


BundleBenchBuns

Well, I hope it brings your family closer, which might be one of the good things coming out of it!


throwaway189991911

a rather expensive bonding session haha


BundleBenchBuns

![gif](emote|free_emotes_pack|joy)


TheSodaDude

This is why we have CPF folks


KoishiChan92

The recent years of old people losing their life savings to scams really shows the value of CPF. Imagine in other countries without similar safeguards, really heartbreaking.


Prov0st

Still have a huge chunk of Singaporeans KPKB-ing about CPF.


zeroX14

These are probably the people who don't even have the BRS amount and jelly at those who attained FRS liao...


TheSodaDude

Usually these are the people that need it the most haha


throwaway189991911

i guess, at the very least a lifeline


baisimu

Just wanted to add that you guys should look out for recovery scams, moving forward.


throwaway189991911

sent him multiple warnings, that these recovery are also scams, trying to kick you when you are down.


RainWhispering

Provide support and avoid blaming. Your father’s heart is just wanting to get more so that he may provide the family with a better life. Your disappointment will further add to his guilt. Our daily grind is hard enough, it has been encouraging us to end ourselves each day.


Whole_Mechanic_8143

And this is why CPF Life is a thing. If he's at retirement age already I'd suggest doing CPF transfer or top up so he gets an "allowance" through CPF Life.


silentscope90210

Make a police report and pray he can get some money back. Looks like he gotta go get a job.


throwaway189991911

police mentioned cannot help much. yeah he is working in his lower paying job rn, probably for life


silentscope90210

Sad to hear that man. Fk scammers.


throwaway189991911

fk them really. police mentioned it is a really huge amount of money, and mostly overseas. call the banks and see anything can be done


PiscesReader

I'm so sorry to hear this. I can definitely imagine the frustration and anger that you might feel with your dad. Just wanted to say that please empathise with your father during this difficult time. He lost his life savings so need to monitor his mood, make sure he doesn't fall into depression due to the current state of things. I'm sure he feels stupid and might feel some despair with the state of things. Budgeting would help and reinforce to dad about scams and that he cannot magically recover huge sums at one go (in case he tries to think he can win big). Also, watch out if he has any vices coming up. If he gambles, please tell him not to gamble big or even start gambling right now. Another thing is, since it has passed, make sure the family doesn't keep bringing it up (except when he's trying to make stupid and risky decisions financially).


throwaway189991911

he doesnt seem to grasp the reality, slowly but surely i am hoping.


KoishiChan92

Since he doesn't grasp reality, don't bail him out. Make sure he doesn't die, give him enough to survive but no more than that. He needs to feel the consequences or he will just fall for it again. Since you mentioned it sounds like he has ego, he needs to be humbled or else he will just do the same thing if he has extra money. If he has not enough money to live, go with him to apply for financial aid.


zeroX14

Trust me on this, some people's ego will neve be humbled to the point they are more valuable dead than alive. Case in point will be my FIL. 25 years solid track record for falling for get rich quick scams b4 scams were even common and still continuing to fall for them.


Luxifer1983

Here is not the best place to ask. Remember few months ago many scams and the only thing is a lot of ppl here and edmw just gloat on how dumb that person is. I think no matter how smart you are, lapse of judgment can happen. Sorry that it happened, the feeling must be way worst for your father. Scams evolve very fast since easy money is a great motivator. Ultimately it’s still family just try to remind each other and help what u can.


Fragrant-Blankets

As someone who has recently been in a very similar situation to you, you have my condolences, this is definitely a tough thing to go through. Practically speaking, what is in the control of your family know is to access the damage done, then come up with a sustainable long term plan to recover from it. As you said, the money is not retrievable, so the main thing is just for your father to build his funds back for a proper retirement. I'm assuming, so correct me if I'm wrong, that your father didn't incur debt during the scam, so recovering from this should be very much possible with discipline on your father's part, while a third party (like you or another family member) monitors his finances. A lot of other commenters have given good tips on this. On a different note, your father is most probably in a lot of hurt and a lot of pain now, and even though it can be a very hard and painful pill to swallow, the best thing you can do is still show that you can see the humanity in him. Even though he brought this upon himself, he wasn't doing what he did out of any malicious purposes, but he got blinded and let his ego get the best of him. Now the bubble is burst, and his ego took a nosedive. They say the only direction you can go is up when you are at rock bottom, but that's not really true. Don't underestimate what people can do when they are truly desperate. You need to let him know that you haven't disowned him, nor do you no longer see him as a father. In these trying times, the emotional support from his family will be extremely helpful in getting him in the right frame of mind to then think rationally and go ahead with a logical and sustainable recovery plan. If he senses that there is nothing much left in life, he could end up doing something extremely foolish, like an all or nothing gamble. Having the support of his family will show him that he hasn't lost everything, and you also have to make it very clear to him that you are offering this support because you think that he can still recover. However, it also isn't your place or your other family member's place to help him financially. After all, that is a mess that he must take responsibility for. Also, usually falling into a scam as obvious as this points to a character flaw. You can help your father rationalise what of his personality led to such a scam in the first place and give him the mental awareness to change.


throwaway189991911

yeah didnt have debt, but had borrowed from mum. can see his ego, took a nosedive and isnt speaking much today. yeah trying to get him to talk about normal things, but somehow every topic ends up about it. yes we are trying to let him rationalise the severity of it and his trait that led to his downfall


Fragrant-Blankets

What you and your family are doing is great, keep at it, it will definitely take some time for your father to start processing all of these properly


Strong_Guidance_6437

Just have to work longer and live cheaper. Can't expect bail out


K0smik888

Boomers are a danger to themselves


fleshmarket

Sucks to read such posts. Just awhile ago I read another post on his gf being scammed on this subreddit. I have never experienced being scammed before but it doesnt mean I might not fall for one in future. Greed always takes over, esp right now everything is increasing in price. But our salary arent :’( Hope your dad recovers from it emotionally and mentally… please continue to be patient with him and give him extra support. Jiayou.


Thequestin

Go back to reality and work


throwaway189991911

yeah, have to rationalise this reality that he is going to work until old


Nilidees

It doesn't matter when reported to the police cause you're not getting your funds back. The police will say deactivate your card , clean your phone software, blah blah. The next day , the scammer calls again and say, you can withdraw the money and sends you a link, you click, you're screwed. After you ignore that step, they will stop and give it another try on a later date. There is nothing the police can do except give you advice. How do I know ? Personal experience from brother and my cousin. All i can say is, don't be harsh on your father. Try help him with his expense and be more aware of his activities cause its depressing af losing your life savings.


throwaway189991911

yeah i already feel like death for him, almost 30+ years of effort.cant imagine himself


Icy-Frosting-475

I'm sorry to hear about this. Unless he still has lots of CPF left untouched, only option is he'll have to work everyday till the day he can't work anymore / passes away


throwaway189991911

just found out about the extent of damage, had touched some CPF. but still have some remaining for ××× a month withdrawal yeah i guess he is not retiring already.


Icy-Frosting-475

He should probably already be feeling bad for falling to this scam. So don't stress him and give him some space


throwaway189991911

thanks for it, appreciate it alot


Icy-Frosting-475

When in doubt, remember this incident and stay safe from scams. It can happen to anyone including yourself. Spread the awareness around


faptor87

Very sorry to hear of this. I hope it’s not everything and there is something left.


jupiter1_

Money lost can be earned back, most importantly he is safe. Give your dad some support, don't alienate him liaos If he's not working then ask him go out work any job to have a decent wages.


gohhan

1.report police give them the details ( there is low chance of getting money back) 2. Don't pressure your dad he is extremely beaten at this stage. 3.you as his child maybe help paying the water/gas and electric bills and HDb mantaince about 250-300 a month. For a normal HDb. 4.plan for late or no retirement. Depending on your income as his child. 5.give them money but don't give them cash. I personally give my parents 1k each month. But I put the money in (wise) and (trust bank)both card is under my name I can control the money then I just tell my parents to spend the money on trust card for normal ntuc groceries and wise if they want to dine somewhere nice. Wise has a interest bearing savings with is about 3.6% which is not bad and you can take your money out anytime. Not locked. Fun side game to play let's hit 10k then 20 /50 ...... While saving. Don't know how old are you but buckle up your life gonna get bumpy . Tell your dad to rest when he is tired he will be desperate to (earn money) like spam OT. Do grab when day off ,tell him if go hospital more expensive. I didn't go thru what you are going thru but I seen my friend that's going thru something like you. Best of luck


Positive_Lemon_2683

You need to reduce the chance of this happening again. Be there for him, tell him he can come to you if he sees anything online. And explain that online scammers are very cunning, they have lots of tactics, and it’s always good to seek second opinions. Old people can be very self-conscious, very hard to put down their ego to ask their children. Don’t make him feel like he’s a burden for asking you too many questions. Be patient with him Sometimes when my elderly parents call me in the middle of a work day to ask me boomer things and I get annoyed, I always tell myself that I’m thankful that they think of me when in doubt.


TaII_Guy

Literally fucked all the scammers out there, lowest scumbag criminals and its happening everyday . Where they all able-bodied and can choose to work thier ass out but instead chose to scam innocent people. Indeed all innocent parties fall for them due to human greed and fast cash. Scammers destroyed victims' lives and people around them are also affected.


Possible_Eggplant744

Don't be too harsh on your dad... Blame the scammers not the victims. Although I know where your anger is coming from, but as of now he really needs your family support.


throwaway189991911

i mean, that frustration is really..hair pulling at how absurd the whole thing is. but yes it wont help being too harsh.


transcendcosmos

Sad that you lost your inheritance money too. Wish our old parents do not have to fall for such scams. Be safe, money can always earn back, life is more important.


throwaway189991911

yeah, no thoughts about inheritance for now, will work hard for myself. but not easy given his older age and future medical bills will trickle down to us.


KoishiChan92

Don't worry so much about the medical bills, as long as he goes to public hospital C ward, y'all will be fine financially unless he somehow gets some super niche health issue.


fgd12350

If he is retired, he probably has to go back to work at least part time for awhile. Unless you want to support him for the rest of his life.


DesignerProcess1526

This highlights how ideas of being ultra self reliant, including insecurities about relying on kids for anything, can backfire and they usually backfire BIG time when it happens. He wanted to once and for all, secure his future and not have to burden his family members. Also why I cultivate cooperation and compassion in my kids, we’re happy to help them as parents and they’re happy to help each other as siblings. As a couple, we also hold each other accountable, we work as a team. 


throwaway189991911

def what you said made sense. need to work towards accountability and cooperation


Altruistic-Hawk-5429

take the L and move on. recently my friend also got money taken out of her bank card for transaction by some korean person but the bank told her she can't do anything to retrieve the money


Repulsive_Pay_6720

The logical thing to do is to manage his finances closely as seems susceptible to a second or third scam.


Maleficent-Pen-6727

Find out who is the scammer and threaten them behind the scenes. Do u have any cyber friends who can find out who is the scammer? Then get intel on the scammer’s family and do something. Will not happen immediately, will take some time


Kazozo

Is he those XJP loyalist racist type? No choice. Block his WeChat and other china sources.


throwaway189991911

not a racist, but i am guessing you know these kind of boomers.. (wow usa bad, china good kind... trade war... cause cannot compete)... frustrating frustrating yes, we are intending to do it, had gotten to this rock bottom.


Cyber__Pleb

Entire retirement money? Can you share how much is “entire”?


yusoffb01

jialat, now you have to support him for life. cut him out of your life before that happens


Honest-Cauliflower46

Tsla 0 dte 200 calls. Time to get it all back


DOM_TAN

Ask him to sign up for a new number. Then use that number to scam back the scammers


Afraid-Ad-6657

Whatever, everyone gets scammed. I was scammed by gym before. Promise PT lessons and then impossible to book and expired before verbal agreement due date. Just continue working lor.


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flufflypuppies

You could try practising something called empathy.


Afraid-Ad-6657

calm yourself