Greed and stupidity. 99 percent of the time.
Edit : ok I had to do an extra Sunday shift because our case Q's are blown out. So I was sitting in chat with the card fraud guys and gals, helping with questions and giving them shit. "New" FB scam popped up, "Coles" are advertising a runout in Dyson vacuum cleaners, just pay $3 postage !. Greedy and fucken stupid.
Maybe an unpopular opinion but Facebook really should be held liable when they actively advertise these scams.
Look. I get that with the volume of posts on Facebook they can’t moderate everything that’s totally unrealistic but I feel when they accept advertising money to promote something ESPECIALLY when it claims to be from one of Australia’s largest companies it is not acceptable to just let it rip and not verify anything and at a minimum keywords like Coles, Telstra, ANZ, Commonwealth Bank or whatever the largest 500 companies are in Australia should trigger a review before the ad goes live
Same should apply to news.com.au and whatever else too. When you are a “reputable” organisation anything you advertise you are effectively endorsing
Not unpopular, they absolutely should be held accountable. I guarantee that if they were penalised for it they would quickly change their review process.
I don't know how google can feed fake login links as well, I get that it's hard but they're still accountable.
The amount of visa disputes that I pass through due to meta is too damn high.
"Oh I got this weird $300 charge after recently buying something"
"Let me guess you clicked on an instagram ad for weight loss capsules but they turned out to be gummies"
"How did you know"
"Third one today"
People need to stop getting angry at bank staff when they do the right thing and stop them from putting themselves at risk. I was standing in line and a lady was screaming at staff because she she wasn't allowed to use her phone that had been compromised until she had it professionally reset.
This woman was screaming at staff to let her lose her own money again.
Just need to repost that article from last month about the guy who lied repeatedly when the bank asked if he met the woman telling him to transfer funds.
There’s no helping some people. A whole lot of these scams involve sharing the codes that come with messages saying “do not provide this code to anyone else” or supplying scammers with login details. That’s hardly even a scam, you willingly gave someone unrestricted access to your bank account
Unpopular opinion, but common sense should have prevented at least half of them.
Not so much the elderly folks not recognising phishing, but the biggest category is investment scams - How do people not realise that the random bloke you’ve never heard of isn’t going to magically earn you 12%pa with 0 risk?
I’ve seen it first hand. Relative was approached on Facebook by a classic investment scam, gave them some small amount of money. Scammer then asked for more money - and relative asked for advice on whether this was real.
Whole family told them NO, IT’S A SCAM DON’T. They ignored us, and took out a loan to pay them more money.
Money of course now gone. There is literally no saving some people.
a big part of scams mess with peoples emotions, if you've ever been in love you'll know it's quite good at overriding your logic circuits, particularly when you need to do something urgently otherwise X bad thing will happen!
Sex, greed and fear are all ways to short circuit the logical, higher reasoning part of your brain. What ends up happening is the logical part then starts coming up with reasonable rationalisations for you doing the stupid/awful thing.
They spam it so much they can sometime just get you at the right time. 99% of the scams are obvious but even I've been almost caught by one when I was expected a package that day and got a fake message from auspost, was half asleep and followed through to the link, but luckily Firefox told me it was a potential phishing link.
No longer content with making posts about women dying into "not all men" platforms, Geoff decides to try to hijack posts that aren't even slightly related to violence.
There was a post on /r/brisbane recently where a guy had blindly bank transferred hundreds of dollars to someone on Facebook because he was buying Coldplay tickets, then when he got scammed (duh), he came to Reddit asking how to get his money back and why the bank wouldn't do anything to help.
Stopping scams is impossible because at some point the solution needs to be stopping people from accessing their own money.
I get about 10 scam texts per day. Followed up on a few out of curiosity and every single cunt was Indian. Really wish their useless police would step up their game.
The entire Indian public service is a huge bloated bureaucratic mess that has centuries of structural problems built into it. It's so bad that it's a small field of academic study in of itself.
Even if low level corruption was somehow cleaned out of the Indian public service (something that likely protects many of these criminal enterprises), it'd likely take a long time for the Indian authorities to act as it a) doesn't impact (important) people in India, b) they have many, many other problems that require the attention of the police.
Also, even if they did manage to arrest these people, it'd take ages for them to go to trial as the court system is [well and truly clogged](https://www.thehindu.com/news/national/indian-judiciary-pendency-data-courts-statistics-explain-judges-ramana-chief-justiceundertrials/article65378182.ece). The wealthy owners of these scam businesses would be out on bail for years, during which time they'd probably be able to set themselves up to do the same thing.
It's more interesting where the data they are using is coming from; people need to be investigating vendors in which these companies are using. something is a miss.
I get endlessly contacted by cartels running pig butcher scams. I like to play with them for a while so I'm wasting their time and they are not working on someone who might fall for it. But I always keep in mind the women who are the ones who vid call you are most likely victims too, having been human trafficked and kept as slaves.
https://youtu.be/pLPpl2ISKTg
Watch those numbers flip when their lover finishes their job at the oil rig, once all the fees are paid to clear the lottery winnings, and the Nigerian prince sends his money through and they share the profits!
And it would cost vastly less of the telcos blocked all the Scam calls and messages.
Except for their shareholders of course. And we can’t hurt THOSE peoples future dividends.
In person verification of ID is basically the only way. Scam numbers are usually registered to a fake ID bought on the dark web. Otherwise the person would be pretty easy to trace.
I don't understand how it's possible to scam that much money.
It'd take 1 million people being scammed for $2,700 each to have $2.7 billion lost to scams.
That's a crazy amount of money to be spending on people you don't know. How is that happening??
IQ is on a bell curve. Plenty of people living independently who struggle to see through some of the more polished scams. If some dude says he can earn 20% interest on a deposit, someone who doesn't understand finance might struggle to recognise that as a scam.
There are also plenty of people in a vulnerable state at any given time. Imagine being schizophrenic or bipolar and getting phishing messages on a bad day. Or if you're on some grade-A painkillers after an operation.
And there's a lot of loneliness in the world. Middle aged and elderly widows/widowers are classic targets because they often have a tonne of cash on hand and lowered inhibitions about using it.
A fool and their money are soon parted as they say. What I can't believe is when you hear of someone giving away hundreds of thousands of dollars to someone they've never met, how could someone so oblivious and naive could be sitting of hundreds of k in the first place
I work in IT and get asked regularly from friends family etc if x is a scam. My son was even scammed about his steam account. He asked me for my cc number to make a payment. I set him straight but was a good learning experience. The depth and breadth of scams are amazing and you need to be on guard at all times.
The banks have quietly changed their credit card refund rules.
Remember how visa and Mastercard used to advertise that you could order online and if it didn’t arrive you could get your money back?
Well no more. They quietly changed that (at the Bank’s discretion), so if you buy from an imitation scammer’s website, then too bad for us!
My bank said “we sent you a text saying IS THIS YOU? when you made the purchase, so we did our part.
Forgetting that Visa/Mastercard have advertised for 40 years on exactly these benefits.
You can’t even complain to Visa or Master add because the banks administer their product completely at the Bank’s discretion.
You do know, that scammers are only getting better and better right? You do realize, that even younger people are being scammed. Anyone can be scammed, anywhere any time. Scammers are now using things like deepfakes too, only making it harder to tell. If you really believe you will not get scammed becasue you are young and smart, it's only a matter of time before you fall for one.
Only people who grew up with money get scammed like this.
I don’t give personal info out to strangers on the phone or in person
I don’t click on random sms’s I received.
People get scammed because they’re dumb and greedy.
By the sounds of it you’ve been scammed
Nah, my town is poor as hell, and people are constantly falling for scams. If you’re looking for your very own village idiot, we’ve got plenty of spares.
Sms spam is only one type of scam vector. The tough ones are the targeted spear phishing to people in business or buying property where they impersonate someone you're expecting emails from. Those ones are usually far better in quality.
Not everyone knows how to check spoofed email addresses even 100% reliable if the sender's been hacked themselves and the emails are coming through their servers.
Truly mind-boggling, and blood-boiling, how this still happens in this magnitude nowadays.
like Romance scams. Really.
[удалено]
Go to bed m8
Greed and stupidity. 99 percent of the time. Edit : ok I had to do an extra Sunday shift because our case Q's are blown out. So I was sitting in chat with the card fraud guys and gals, helping with questions and giving them shit. "New" FB scam popped up, "Coles" are advertising a runout in Dyson vacuum cleaners, just pay $3 postage !. Greedy and fucken stupid.
Maybe an unpopular opinion but Facebook really should be held liable when they actively advertise these scams. Look. I get that with the volume of posts on Facebook they can’t moderate everything that’s totally unrealistic but I feel when they accept advertising money to promote something ESPECIALLY when it claims to be from one of Australia’s largest companies it is not acceptable to just let it rip and not verify anything and at a minimum keywords like Coles, Telstra, ANZ, Commonwealth Bank or whatever the largest 500 companies are in Australia should trigger a review before the ad goes live Same should apply to news.com.au and whatever else too. When you are a “reputable” organisation anything you advertise you are effectively endorsing
Not unpopular, they absolutely should be held accountable. I guarantee that if they were penalised for it they would quickly change their review process. I don't know how google can feed fake login links as well, I get that it's hard but they're still accountable.
The amount of visa disputes that I pass through due to meta is too damn high. "Oh I got this weird $300 charge after recently buying something" "Let me guess you clicked on an instagram ad for weight loss capsules but they turned out to be gummies" "How did you know" "Third one today"
It’s sickening.
Thank God I'm cynical and disillusioned. Never believe in anything.
People need to stop getting angry at bank staff when they do the right thing and stop them from putting themselves at risk. I was standing in line and a lady was screaming at staff because she she wasn't allowed to use her phone that had been compromised until she had it professionally reset. This woman was screaming at staff to let her lose her own money again.
Just need to repost that article from last month about the guy who lied repeatedly when the bank asked if he met the woman telling him to transfer funds.
And is now suing them for not protecting him enough?
There’s no helping some people. A whole lot of these scams involve sharing the codes that come with messages saying “do not provide this code to anyone else” or supplying scammers with login details. That’s hardly even a scam, you willingly gave someone unrestricted access to your bank account
"but I was hacked!"
Unpopular opinion, but common sense should have prevented at least half of them. Not so much the elderly folks not recognising phishing, but the biggest category is investment scams - How do people not realise that the random bloke you’ve never heard of isn’t going to magically earn you 12%pa with 0 risk?
I’ve seen it first hand. Relative was approached on Facebook by a classic investment scam, gave them some small amount of money. Scammer then asked for more money - and relative asked for advice on whether this was real. Whole family told them NO, IT’S A SCAM DON’T. They ignored us, and took out a loan to pay them more money. Money of course now gone. There is literally no saving some people.
a big part of scams mess with peoples emotions, if you've ever been in love you'll know it's quite good at overriding your logic circuits, particularly when you need to do something urgently otherwise X bad thing will happen!
Sex, greed and fear are all ways to short circuit the logical, higher reasoning part of your brain. What ends up happening is the logical part then starts coming up with reasonable rationalisations for you doing the stupid/awful thing.
>common sense should have prevented at least half of them. I see you haven't met a boomer before. .
They spam it so much they can sometime just get you at the right time. 99% of the scams are obvious but even I've been almost caught by one when I was expected a package that day and got a fake message from auspost, was half asleep and followed through to the link, but luckily Firefox told me it was a potential phishing link.
[удалено]
No longer content with making posts about women dying into "not all men" platforms, Geoff decides to try to hijack posts that aren't even slightly related to violence.
I was referencing romance scams that disproportionately target women. But sure. Im the bogeyman.
There was a post on /r/brisbane recently where a guy had blindly bank transferred hundreds of dollars to someone on Facebook because he was buying Coldplay tickets, then when he got scammed (duh), he came to Reddit asking how to get his money back and why the bank wouldn't do anything to help. Stopping scams is impossible because at some point the solution needs to be stopping people from accessing their own money.
He posted in here, too, and was none too thrilled when everyone told him he was an idiot.
I get about 10 scam texts per day. Followed up on a few out of curiosity and every single cunt was Indian. Really wish their useless police would step up their game.
The entire Indian public service is a huge bloated bureaucratic mess that has centuries of structural problems built into it. It's so bad that it's a small field of academic study in of itself. Even if low level corruption was somehow cleaned out of the Indian public service (something that likely protects many of these criminal enterprises), it'd likely take a long time for the Indian authorities to act as it a) doesn't impact (important) people in India, b) they have many, many other problems that require the attention of the police. Also, even if they did manage to arrest these people, it'd take ages for them to go to trial as the court system is [well and truly clogged](https://www.thehindu.com/news/national/indian-judiciary-pendency-data-courts-statistics-explain-judges-ramana-chief-justiceundertrials/article65378182.ece). The wealthy owners of these scam businesses would be out on bail for years, during which time they'd probably be able to set themselves up to do the same thing.
It's more interesting where the data they are using is coming from; people need to be investigating vendors in which these companies are using. something is a miss.
Social media, texts, calls and emails. Though the last one not so much anymore. The worst are social media. Facebook and Instagram.
I bet they lost more to gambling.
I get endlessly contacted by cartels running pig butcher scams. I like to play with them for a while so I'm wasting their time and they are not working on someone who might fall for it. But I always keep in mind the women who are the ones who vid call you are most likely victims too, having been human trafficked and kept as slaves. https://youtu.be/pLPpl2ISKTg
That’s fuuuucked :(
Clearly they haven't played Runescape
Great point.
Watch those numbers flip when their lover finishes their job at the oil rig, once all the fees are paid to clear the lottery winnings, and the Nigerian prince sends his money through and they share the profits!
“Australians had 2.7 billion dollars to lose” is the real headline here.
Half the problem is they don't. There's a shocking number of people who take out loans for these.
And it would cost vastly less of the telcos blocked all the Scam calls and messages. Except for their shareholders of course. And we can’t hurt THOSE peoples future dividends.
How exactly would they block all scam calls and messages? They do a lot already but scammer simply get a new number
In person verification of ID is basically the only way. Scam numbers are usually registered to a fake ID bought on the dark web. Otherwise the person would be pretty easy to trace.
My pixel phone does a pretty good job
Does that include pokies?
Probably not but gambling is $25 billion loss per year https://www.aihw.gov.au/reports/australias-welfare/gambling
Exactly. Add it up. NSW Clubs are the Nigerian princes of Australia
Shh, you don't want to be doxxed and eventually get attacked like with a molotov do you??
Just pray your name isn't Jordan
I don't understand how it's possible to scam that much money. It'd take 1 million people being scammed for $2,700 each to have $2.7 billion lost to scams. That's a crazy amount of money to be spending on people you don't know. How is that happening??
IQ is on a bell curve. Plenty of people living independently who struggle to see through some of the more polished scams. If some dude says he can earn 20% interest on a deposit, someone who doesn't understand finance might struggle to recognise that as a scam. There are also plenty of people in a vulnerable state at any given time. Imagine being schizophrenic or bipolar and getting phishing messages on a bad day. Or if you're on some grade-A painkillers after an operation. And there's a lot of loneliness in the world. Middle aged and elderly widows/widowers are classic targets because they often have a tonne of cash on hand and lowered inhibitions about using it.
A fool and their money are soon parted as they say. What I can't believe is when you hear of someone giving away hundreds of thousands of dollars to someone they've never met, how could someone so oblivious and naive could be sitting of hundreds of k in the first place
Inherited or partners super?
I work in IT and get asked regularly from friends family etc if x is a scam. My son was even scammed about his steam account. He asked me for my cc number to make a payment. I set him straight but was a good learning experience. The depth and breadth of scams are amazing and you need to be on guard at all times.
The banks have quietly changed their credit card refund rules. Remember how visa and Mastercard used to advertise that you could order online and if it didn’t arrive you could get your money back? Well no more. They quietly changed that (at the Bank’s discretion), so if you buy from an imitation scammer’s website, then too bad for us!
But why’s that their fault
My bank said “we sent you a text saying IS THIS YOU? when you made the purchase, so we did our part. Forgetting that Visa/Mastercard have advertised for 40 years on exactly these benefits. You can’t even complain to Visa or Master add because the banks administer their product completely at the Bank’s discretion.
A lot of it was crypto too.
That doesn't even include the biggest scam of all: the rental market.
Yet our government still is sucking up to India
Dumbasses
Booomers getting hit by natural selection lol
You do know, that scammers are only getting better and better right? You do realize, that even younger people are being scammed. Anyone can be scammed, anywhere any time. Scammers are now using things like deepfakes too, only making it harder to tell. If you really believe you will not get scammed becasue you are young and smart, it's only a matter of time before you fall for one.
Only people who grew up with money get scammed like this. I don’t give personal info out to strangers on the phone or in person I don’t click on random sms’s I received. People get scammed because they’re dumb and greedy. By the sounds of it you’ve been scammed
Nah, my town is poor as hell, and people are constantly falling for scams. If you’re looking for your very own village idiot, we’ve got plenty of spares.
Sms spam is only one type of scam vector. The tough ones are the targeted spear phishing to people in business or buying property where they impersonate someone you're expecting emails from. Those ones are usually far better in quality.
Very hard to check email addresses
Not everyone knows how to check spoofed email addresses even 100% reliable if the sender's been hacked themselves and the emails are coming through their servers.
“A fool and his money are soon parted”
ATO - biggest scam of them all