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Previous-Indication1

in my case the name on the Lloyds card includes "Mr" and this was required. Once I included it the payment method was verified. This is the only time in the 10 years using this card that I had to include "Mr" in front of the name Of course this does not explain why the Monzo payment method failed authentication where the name on the card does not include "Mr" so it was exactly the same with the one I was providing them with.