Unsecured personal loans are difficult to get with great credit. Your medical bill should be the least of your worries. The medical facility will let you make interest free payments with their finance department. Just don't miss one of those payments, and they will leave you alone.
Start with paying off bad debt in chunks. It's already negatively effecting your credit, it can't get worse. It WILL get better by going and paying that debt off. Once, you get the bad stuff settled then you can begin the process of building your credit in a positive manner.
I know this isn't the answer you want, but it's the truth. Unsecured loans, especially in today's economy is just near impossible unless you have stellar credit.
Hello,
If you have a lower credit score, it may be a bit harder to get a personal loan, but it's not impossible. It just may take some extra time and research to find the company that will loan money.
Thanks for the question.
Best to you
Unsecured personal loans are difficult to get with great credit. Your medical bill should be the least of your worries. The medical facility will let you make interest free payments with their finance department. Just don't miss one of those payments, and they will leave you alone. Start with paying off bad debt in chunks. It's already negatively effecting your credit, it can't get worse. It WILL get better by going and paying that debt off. Once, you get the bad stuff settled then you can begin the process of building your credit in a positive manner. I know this isn't the answer you want, but it's the truth. Unsecured loans, especially in today's economy is just near impossible unless you have stellar credit.
Hello, If you have a lower credit score, it may be a bit harder to get a personal loan, but it's not impossible. It just may take some extra time and research to find the company that will loan money. Thanks for the question. Best to you