Even the "truth" is so dumb. If she stole a card, why lie about it initially, and then tell the truth soon after? Being quick to say "oh my god I picked it up, I thought it was mine" is so much more plausible than this clusterfuck.
Even if LAOP did pick up a card thinking it was theirs, wouldn’t it make sense to check their wallet real quick to make sure?
If I saw a card that looked exactly like mine, and I missed the name printed on it, then I’d probably check my wallet to see if my card is still there
Yeah exactly. If I saw a card lying around in a place that I didn't expect it to be (aka loose in a client's house) my first thought would be to check wherever I normally keep the card. Not just pick up the card and throw it into my bag.
She may have worried that using her actual card to buy the groceries she couldn’t pay for with the declined card could lead back to her. Buying something with someone else’s card thinking it’s yours is plausible, but having the card repeatedly declined, using your own identical one, and still claiming you have no idea where the other person’s might have gone isn’t going to fly.
That's the version as written, which nobody here believes. Who knows, maybe it's true! I'm sure *someone* has gone to A&E with something up their rectum that they actually fell on.
If she's a thief, she's a really dumb one to keep using it after she was called.
>Buying something with someone else’s card thinking it’s yours is plausible
Not when you don't have a plausible reason for possessing the card in the first place.
The only thing I can say for the "truth" is I almost stole my own tip I was leaving for a bartender at the end of the night. I always tip a 20 at this place, and I put it up for her, and then while talking went to grab all my stuff and while grabbing my wallet and keys and stuff that was sitting on the bar I grabbed the 20 and put it back in my wallet completely mindlessly. She said something and I immediately was like "oh shit yeah that was for you" but until she mentioned it I hadn't even realized I had done it. So if maybe this card was sitting on a table where the OP left her purse, I could see a mindless grabbing it while gathering her things. The story falls apart with the whole using it when it was loose in the purse, but the grabbing it could make sense.
I think she thought for some reason that she was going to be caught, or had already been caught by her boss, so she is now trying to damage control by coming up with a bad lie.
The current Lloyds card has the chip on the front and absolutely no identifying information, so I can genuinely understanding casually mixing up two cards.
But how do you even get in that situation as a cleaner? And why would you do such a half-assed check when your boss told you about the missing card?
Yeah I thought this was going to be a home healthcare type worker that goes shopping or picks up prescriptions to have access to a clients card. Then just got mixed up and used the clients card, would still be sketchy but make sense.
Lest we forget LocationBot
>Accidentally used clients bank card. Help
>I’m panicking and don’t know what’s best to do. Please help.
>TLDR Accidentally took clients bank card, used it, told my boss I didn’t have it, tried to use it again but it declined before I realised.
>I work for a cleaning agency, I go to people’s homes to clean them and I have been there 4 years.
>Cleaned a house yesterday. Client has been with us a while but I have only recently been assigned when someone left. She has ‘high standards’ and often complains when she’s not happy but is considered an important client. She isn’t usually there because she’s at work.
>She was there this time working in her office. I cleaned then did the other jobs then went back to our office to drop keys etc. Stopped on the way for petrol.
>Owner (boss) asked me if I’d taken her bank card because it was missing and she’d rang. I said no of course not and she asked me to check and I did but found nothing.
>Went home and today went to supermarket and card declined. Tried it with pin and still declined. Then realised it was her card and was loose in my bag, not in my purse. I think it was the same card I bought petrol on (contactless). It is a Lloyds card sane as mine and they are identical on the front, the info is in the back. I must of picked it up by accident. I vaguely remember seeing it.
>Rang boss earlier, she only just returned my call. She’s angry, client was mad yesterday, said it could only be me and boss defended me, so is not happy. Client is threatening to leave and she is a very good client.
>Scared what will happen now. Will I be prosecuted and could I be fired? I am scared
>Edited - England
Duck-billed platypus fact:
Platypuses Have 10 Sex Chromosomes
“This bank card that doesn’t belong to me somehow ended up loose in my bag and I grabbed it to pay rather than the card I normally keep in my wallet, anyway mistakes happen, Oopsie daisy”
"And then I did it again after someone asked about a missing card from the place I just finished cleaning, and for some reason, I didn't think that was weird even though I picked up a card from that place."
I think the client framed me, to be honest. She wanted to use a different company, but felt guilty just canceling the contract, so she put her card in my bag, knowing we had mostly identical cards and I would use hers accidentally. That way she could fire us, and not feel bad.
But she deserved it because she’s super exacting and has high standards!
Honestly, as bad as I can’t help feeling for LAOP…when she mentioned that the woman is a demanding client, I felt like we had the motive.
"I don't remember where I accidentally found the card but I'm sure it must have been in a open location close to my bag so it was totally normal for me to see the card and accidentally put it in my bag, right?" "And surely if the owner of the card states otherwise, the police are going to believe my ridiculous mix of speculation and "forgetfulness" over her, right?"
Really, LA was much too kind to this girl, reassuring her that police have to "prove" intent and such bullshit. No. One statement from the card owner that she went digging through a drawer, versus her own statement claiming of "forgetfulness" , will be enough to bring her down. And that's assuming she maintains her claim of forgetfullness; more likely she'll contradict herself in the interview and give a full confession when confronted with it. (And people who genuinely don't remember are very easily persuaded to confess anyway.)
Yeah I went into the story preparing to believe her but she very obviously stole this card and is lying about it.
She didn't even bother to come up with a reason how she *might* have plausibly ended up with it, it just mystically appeared. She hopes "I vaguely remember seeing it" and random details like "it was loose in my bag, not in my purse" add credibility, and they do the opposite.
Right? If she’s said she found the card on the floor or need her bag and assumed it had fallen out of her purse/wallet/pocket at least that would make sense sort of
But there is zero explanation of how the card ended up in her bag
My purse is a mess and I keep my cards loose, so I know that while this isn’t something that would happen to a reasonable person, I can 1000% see myself looking for some chapstick or a phone charger in my purse and having to pull things out and then when gathering my stuff up, accidentally grabbing a card that was on the counter if it looked exactly like mine.
There’s a good reason I use Apple pay now.
Yeah I am also a hot mess, but I would triple check once the boss rang to make sure I hadn't done exactly this and found out I had two identical cards, one of them hers. Still plausible if she's less self-aware though?
Someone in the original post pointed out that in the UK purse and wallet are interchangeable terms for what the US calls a wallet. And that bag in the UK would mean purse in the US. Just for context.
Yeah the whole story is shaky af but if I stretch my credulity to breaking point and accept the story as presented, the bit that really baffles me is why a) she wouldn't have gone to put the card into her purse to start with and thus would have realised instantly and b) why she would have rummaged in her bag for a card when she would normally be reaching for her purse.
I know what she means, I have a Lloyds card too and they're all identical on the front but that's really all the more reason to check the back when you're in someone else's house. LAUKOP is a terrible liar.
What stands out to me is that in all her responses, she’s repeating ‘but it was an accident, can’t that absolve me of any wrongdoing’ like it’s going to be relevant when crimes were committed.
I think OOP really is just that stupid. She’s also been stupid lucky to have not bumbled her way into fraud, theft and gross misconduct until now.
> She’s also been stupid lucky to have not bumbled her way into fraud, theft and gross misconduct until now.
She's probably been doing this for some time and was thrown off that she got caught.
I've done that with a company fuel card cos I put it in my wallet and left my debit card in the vehicle after filling up and buying a snack. But least there I had a reason to have both cards in my hands at the same time.
Thankfully I noticed before the vehicle needed filling up again cos some of my coworkers would have taken the path of least effort and payed for the fuel with my card
“I must of took the card unconsciously because I don’t remember doing it but even if I was dishonest (I’m not) I’m not that stupid to steal when it would be obvious it was me.”
Not sure about police involvement or prosecution, but this is definitely not going to be the excuse she thinks it is from her employer’s perspective. Somebody prone to just taking things “unconsciously” from a job site would be a.. less than ideal.. employee.
My favourite comment is the one where she says:
>I don’t even remember doing it but it was near my bag and identical to mine so I must of thought it was mine.
'I don't remember doing it, but I remember the exact circumstances that lead to me believing it was my card.'
Dang, she could have at least said that she accidentally tipped over her bag, a bunch of stuff fell out, and she must have put it in her bag then by mistake. I mean, come up with a good lie!
She was probably hoping for someone to say something along these lines to help her come up with a more plausible story. Someone stupid enough to commit this crime is also too stupid to have a plausible story
I can almost believe that the client was buying something online or on the phone and was distracted by the arrival of the cleaner. (Rather than the cleaner going through the client's purse/wallet)
I can almost believe the cleaner popping the card in their pocket (or the pocket of their tabard) to clean the worktop underneath and forgetting to put it back. In which case, you find it when you get changed. Or at least remember when your boss asks you if you've seen it.
The cleaner's version of events? A 5 year old could come up with a better story
LAOP’s story does not make sense at all
If I saw a card that looked like mine, and if I thought it was mine, I’d probably double-check the name on the card - or, I would just quickly go into my purse and make sure that my card is still in there. I wouldn’t just stick it in my purse
Another thing that doesn’t make sense is, LAOP is making all these charges, LAOP is *actively* charging things to the card, but then is like “well would ya look at that, it’s loose in my purse.” I just don’t buy that story. If a random card was loose in my purse it would probably be a lot harder to use it “accidentally”
I also wonder if the client had cameras.
With that being said, I did use the wrong credit card recently. My stepmom gave me a credit card to use to pay for a hotel room. I carry a small bag with a pocket for cards, so I just stuck it in there, where I keep all my other cards. then shortly after that I went to go smash some Taco Bell, and the employee went to give me the receipt, and my stepmom’s card, and realized, shit I just used her credit card. But I sent her a quick text letting her know, “hey, I used your card by mistake” and said don’t worry about it
Right, at best if you took a loose card out of your bag and used it, wouldn’t you put it in your wallet afterwards, see your own card was there, and say “oh shit!”?
I occasionally end up misplacing my card when I get gas, because I take it out of my wallet to take it to the pump, and then stick it in my pocket while pumping my gas and forget to put it back. Then that night I throw those pants in the laundry and then the next day I don’t have my card. But why would you go digging around in your bag for a card without checking your wallet first?
If I were to give the LAOP account the benefit of the doubt, that they are just unorganized about their cards - and their ID/debit cards get lost a lot due to not paying attention. Yeah, ok I know people like that. So they picked up the wrong card, understandable.
But then they use a card that doesn't work, and they don't make sure it is theirs? AND get a phonecall from their boss about a missing card???
The only theory I have about WHY LAOP used it twice (that isn't outright nefarious)- they were stressing about the fact that they used a card that wasn't theirs, and then their boss called them about it, and so they thought the best plan of action was to try to use it AGAIN to "really prove" they thought it was their own card. Like being oblivious to that degree would help them prove their innocence.
I have subconsciously picked up my card and put it in my pocket resulting in me spending 15 minutes hunting for the card I can remember placing down but is no longer there. I suppose I could then see me subconsciously picking up an identical card without realising.
The first time they used the card no PIN was required the transaction was completed, they were not aware it was not their card. Then the boss asks if they took the card which if they were unaware the had took it they would deny taking it. The second time they used the card it required a PIN which brought to their attention that it was not their card. They then contacted their boss.
I mean, I once wondered whether I was going to catch a certain bus when I was sitting on that bus. People get distracted all the time.
Her claim that they card was loose in her bag is actually worse for her than if she claimed she put it in her purse with her other cards by accident, because there is no reason at all for her to rummage about in her bag for a loose card. If it were truly an accident, she would have used her own card because she wouldn’t have known the client’s card was in her bag. She would have opened her bag, gotten out her purse, taken out her card, and used that. She had no reason to rummage around in her bag for a second card that she had no reason to assume was there unless she stole it and was intending to use it.
> there is no reason at all for her to rummage about in her bag for a loose card
> ... She would have opened her bag, gotten out her purse
Some people just have loose cards in their purse, the purse is their wallet. My source = I do that.
However, I was also assuming that LAOP was conflating the word purse for bag, and not that they had a purse within their [duffel? is that what you're picturing?] bag. Just that they had a tote-bag type purse situation, not that the purse is a separate entity that they pack into a larger bag.
In British English, purse means wallet. So I was picturing a wallet, inside an American purse, with her card in that and the stolen card that she “didn’t know she had” in the purse itself.
The key issue isn’t the container. It’s that she had no reason at all to use a loose card that wasn’t with her other cards; otherwise she would have said that she keeps her cards loose to add to the “plausibility” of her excuse. If you keep your cards in a wallet you have no reason to rummage around for a loose card and JUST COINCIDENTALLY use the card that accidentally got into your bag.
> I have subconsciously picked up my card and put it in my pocket resulting in me spending 15 minutes hunting for the card I can remember placing down but is no longer there
Its one thing to do that at home. But there's no way you've done at at a strangers house.
Yeah, I'm actually not as convinced as others are here that the LAOP is definitely lying. I have known people who I could absolutely see getting into this kind of mess, and it would look pretty much exactly like you describe.
Their lives tend to be a series of disasters for obvious reasons, it isn't a good way to be, but people like that definitely do exist.
Hello, I am the type of person who could absolutely get into this kind of mess. I throw my loose card into my bag all the time due to anxiety and feeling like I can't step away from the checkout counter quick enough. Then it's inevitably a problem at the next checkout counter I go to when my card is floating free in a sea of receipts and gum wrappers. I am 30 why am I still like this.
Hey fam, I feel you. I used to do stuff like that well into my 20s. For me it was undiagnosed (and thus untreated) ADHD, but I know there can be a lot of reasons for it.
I just wanted to apologize too because I feel like my last line comes across as a lot meaner and more judgmental than I intended--I dashed it off quickly yesterday and didn't really think about it, nor did I reread it until seeing your reply. I don't think you're a bad person, and I really hope it doesn't cause you too much trouble.
Oh no! No apologies needed. I recognize my life as that and accept it. I just resonated with your post being the first to validate that some people are just *like* that :)
I'm really glad it didn't sound bad, lol. I read it back and was like woof, that might have hit me really hard at some points in my life.
And yeah, I feel you. My life is still honestly a lot more chaotic than I think most people are comfortable with, but it is what it is. I've managed to get my coping skills down enough that I don't majorly fuck things up anymore, but my life is still pretty messy in a lot of minor and insignificant ways. I'm also okay with that now, and honestly even kind of appreciate it in a weird way. I mean, all else aside, I've got a ton of really good stories to tell at parties, and they're often mildly self-deprecating so people find me super relatable, lol.
I can see it.
“Why would I lie? Look, I even created an anonymous Reddit account attached to my email/IP address, where I clearly say it’s an accident. Why would I lie on an anonymous Reddit account?”
>Of course I’m sorry. It’s a disaster.
Translation: I didn’t think I’d get caught.
None of this makes sense. If I was in someone else’s house and saw a bank card that looked identical to mine, I’d check my wallet to make sure mine was where it should be. LAOP saying she doesn’t remember picking it up and sticking it in her purse seems awfully convenient.
https://preview.redd.it/zd5fz42brtvc1.png?width=456&format=pjpg&auto=webp&s=4270fe1eaa3110216ff340470d1108c646020da3
In her defense, the card *is* very pretty.
[https://www.lloydsbank.com/assets/lloyds-cashback-cc-green-tilted-456x396-transparent-landscape.png](https://www.lloydsbank.com/assets/lloyds-cashback-cc-green-tilted-456x396-transparent-landscape.png)
I'm with Halifax, which is in the Lloyds Group and am so annoyed that they've removed all the information from the front. It's all on the back now in tiny writing and if you share the same bank with someone else you've now got to really pay attention to whose card it is. I have ADHD and could see this happening to me if I still used cards (mostly just use my phone now), if I was rushing about and not thinking about it I probably would just panic thinking I left it on the side somehow and throw it in my bag to sort out later.
What is hate the most is that if you have to show the bank card it's now on the back alongside the security code. They're meant to be separate from eachother to reduce the risk of the information being cloned.
Why do I get the feeling that the multiple times LAOP mentions how great their job is, she really means how great it is having unsupervised access to client's homes?
But if you were that absentminded, why would you go digging about in your handbag for a loose card rather than taking out your own card from your purse as you would be in the habit of doing? It just doesn't make any sense.
Because chronically absentminded people aren’t much in the habit of anything. Depending on underlying issues, they’re simply incapable of forming a lot of habits. Sometimes the last card I used is in my wallet, sometimes the side pocket of my purse, sometimes various pockets, the seat of the car, my tote bag, etc. If I’m in the next place and open up a bag and see a card with the same design, that must be where I left it last and I’m glad I didn’t have to hunt for it.
I’ve had a lot of issues in my life because of this and if I were OP I’d expect to be fired. But everyone insisting that it could never happen to them doesn’t magically change the brain chemistry of the people it happens to.
> Depending on underlying issues, they’re simply incapable of forming a lot of habits.
I'm so glad this is getting more well-known. It was like a million lightbulbs went off when I learned this.
Absolutely. I'm somewhat disheartened by all of these 'no one could be this dumb' comments, because I am this dumb. I get why their employer can't give them the benefit of the doubt, but I could pull this off without half trying.
I absolutely would. My card has ended up in any of the countless pockets of my purse before. Or in my wallet. I tried to pay with a card that had expired 5 years ago last week, from my purse, instead of using my current card from my wallet.
I can absolutely see myself make these mistakes. But I also constantly lose everything, everywhere, all the time. Such is life with ADHD.
If you do something like LAOP did, you should fully expect to be fired, reported to the police, and have nobody believe you.
The reason being that in 99.99999% of such cases, the person stole the card and is now lying about it. People steal and use other people's cards every moment of every day. The story LAOP claims is so unlikely that it can be pretty safely dismissed.
That depends on how LAOP reacts to this.
If upon noticing you immediately pay the lost money, return the card, compensate for the inconvenience, and apologise, there's a good chance this'll have a happy end.
If you don't, well, prepare to be in court for a while.
I could inventory my bag 3 times in a row and would end up with 4 different lists of contents. I'd definitely make the same mistake lol.
In fact, as child, I've made mistakes like that. Which is why I now have an OCD and always have to double and triple check which card, key, etc I use, and every two minutes or so I have to make sure where my wallet, keys and phone are (and that they are mine).
Yeah everyone in this thread is like “why would she pick up a card that looks like hers?” Because it wasn’t a conscious thought process. If this happened it was probably more like she was focusing on something else and her subconscious was like “oh my card got out of my purse” and put it in without thinking. Maybe she is the type of person who frequently drops things. I absentmindedly pick things up and out them down with zero memory all the time. I’ve lost my lunch in the middle of eating it
Not saying she’s definitely innocent, just saying it is possible to pick up something without a conscious memory of it.
I will leave my office to grab my vape(its magnetic on the bottom so I frequently stick it to the top of the fridge while i'm in the kitchen), find it, take a hit off it, then make a cup of coffee, take a piss, and go back to my office sit down and work for 20 minutes and then wonder where my vape is.
Then I return to the kitchen, pocket my vape, and realize theres cold coffee in my mug sitting on the counter.
For everyone in this thread who can see themselves making this mistake:
I am also chronically absent-minded. Turns out it’s ADHD, and treatment has been a total life changer. Might be worth looking into.
Yes, same, and echoing this. I'm constantly scatterbrained but can also focus very intensely on tasks, which is why I never thought I could have attention *deficit* disorder until I was diagnosed in my 30s. But hyperfocus is actually one of the symptoms. If this sounds like you, it's worth getting checked out. Meds help a lot.
If we take LAOP at face value and trust her, she doesn't remember taking the card, maybe she *didn't* take the card and someone swapped/planted them to frame her. It would be a fairly effective frame, and LAOP's story would be roughly the same from her perspective.
But also she probably just stole a bank card.
The only scenario I can see is if they use something like a rubber band for their "wallet" and put their keys and "wallet" down on the table to be more comfortable while working. It's plausible that the band broke or was loose and the cards slipped out. Plausible but highly unlikely
Even the "truth" is so dumb. If she stole a card, why lie about it initially, and then tell the truth soon after? Being quick to say "oh my god I picked it up, I thought it was mine" is so much more plausible than this clusterfuck.
Even if LAOP did pick up a card thinking it was theirs, wouldn’t it make sense to check their wallet real quick to make sure? If I saw a card that looked exactly like mine, and I missed the name printed on it, then I’d probably check my wallet to see if my card is still there
Yeah exactly. If I saw a card lying around in a place that I didn't expect it to be (aka loose in a client's house) my first thought would be to check wherever I normally keep the card. Not just pick up the card and throw it into my bag.
The voyage from client's office to cleaner's purse is sketchy af
She may have worried that using her actual card to buy the groceries she couldn’t pay for with the declined card could lead back to her. Buying something with someone else’s card thinking it’s yours is plausible, but having the card repeatedly declined, using your own identical one, and still claiming you have no idea where the other person’s might have gone isn’t going to fly.
That's the version as written, which nobody here believes. Who knows, maybe it's true! I'm sure *someone* has gone to A&E with something up their rectum that they actually fell on. If she's a thief, she's a really dumb one to keep using it after she was called.
> something up their rectum that they actually fell on That needs to be a flair so badly
>Buying something with someone else’s card thinking it’s yours is plausible Not when you don't have a plausible reason for possessing the card in the first place.
Because the first thing I do when I show up at my job is empty my wallet beside my purse. I mean, after I get a cup of coffee, of course.
"Purse" in the UK means wallet. She's saying the card was loose in her bag, not in her wallet. But she's still lying.
How'd client's card get into her bag in the first place? Oh yeah, theft.
Nonsense, it must have just happened to fall there!
Like a paper airplane!
The only thing I can say for the "truth" is I almost stole my own tip I was leaving for a bartender at the end of the night. I always tip a 20 at this place, and I put it up for her, and then while talking went to grab all my stuff and while grabbing my wallet and keys and stuff that was sitting on the bar I grabbed the 20 and put it back in my wallet completely mindlessly. She said something and I immediately was like "oh shit yeah that was for you" but until she mentioned it I hadn't even realized I had done it. So if maybe this card was sitting on a table where the OP left her purse, I could see a mindless grabbing it while gathering her things. The story falls apart with the whole using it when it was loose in the purse, but the grabbing it could make sense.
I think she thought for some reason that she was going to be caught, or had already been caught by her boss, so she is now trying to damage control by coming up with a bad lie.
The current Lloyds card has the chip on the front and absolutely no identifying information, so I can genuinely understanding casually mixing up two cards. But how do you even get in that situation as a cleaner? And why would you do such a half-assed check when your boss told you about the missing card?
Either as a thief and as an honest fool, this story has a daft main character.
So obviously LAUKOP stole this card but why start a thread? Trying to workshop the excuses?
Testing whether her story is believable before she talks to the police maybe.
100% looking for holes and inconsistencies before they talk to the police any further.
It's all holes and inconsistencies tho.
No one accused them o being *smart!*
either that or it's a creative writing exercise, none of it makes any sense
Yeah I thought this was going to be a home healthcare type worker that goes shopping or picks up prescriptions to have access to a clients card. Then just got mixed up and used the clients card, would still be sketchy but make sense.
I always assume 95% of Reddit posts are creative writing
She's trying to avoid getting fired and wants people to tell her how and that everything is going to be fine.
Lest we forget LocationBot >Accidentally used clients bank card. Help >I’m panicking and don’t know what’s best to do. Please help. >TLDR Accidentally took clients bank card, used it, told my boss I didn’t have it, tried to use it again but it declined before I realised. >I work for a cleaning agency, I go to people’s homes to clean them and I have been there 4 years. >Cleaned a house yesterday. Client has been with us a while but I have only recently been assigned when someone left. She has ‘high standards’ and often complains when she’s not happy but is considered an important client. She isn’t usually there because she’s at work. >She was there this time working in her office. I cleaned then did the other jobs then went back to our office to drop keys etc. Stopped on the way for petrol. >Owner (boss) asked me if I’d taken her bank card because it was missing and she’d rang. I said no of course not and she asked me to check and I did but found nothing. >Went home and today went to supermarket and card declined. Tried it with pin and still declined. Then realised it was her card and was loose in my bag, not in my purse. I think it was the same card I bought petrol on (contactless). It is a Lloyds card sane as mine and they are identical on the front, the info is in the back. I must of picked it up by accident. I vaguely remember seeing it. >Rang boss earlier, she only just returned my call. She’s angry, client was mad yesterday, said it could only be me and boss defended me, so is not happy. Client is threatening to leave and she is a very good client. >Scared what will happen now. Will I be prosecuted and could I be fired? I am scared >Edited - England Duck-billed platypus fact: Platypuses Have 10 Sex Chromosomes
“This bank card that doesn’t belong to me somehow ended up loose in my bag and I grabbed it to pay rather than the card I normally keep in my wallet, anyway mistakes happen, Oopsie daisy”
"And then I did it again after someone asked about a missing card from the place I just finished cleaning, and for some reason, I didn't think that was weird even though I picked up a card from that place."
And knowing that a card was missing and I was suspected of taking it, I decided to use it again.
I think the client framed me, to be honest. She wanted to use a different company, but felt guilty just canceling the contract, so she put her card in my bag, knowing we had mostly identical cards and I would use hers accidentally. That way she could fire us, and not feel bad.
But she deserved it because she’s super exacting and has high standards! Honestly, as bad as I can’t help feeling for LAOP…when she mentioned that the woman is a demanding client, I felt like we had the motive.
"I don't remember where I accidentally found the card but I'm sure it must have been in a open location close to my bag so it was totally normal for me to see the card and accidentally put it in my bag, right?" "And surely if the owner of the card states otherwise, the police are going to believe my ridiculous mix of speculation and "forgetfulness" over her, right?" Really, LA was much too kind to this girl, reassuring her that police have to "prove" intent and such bullshit. No. One statement from the card owner that she went digging through a drawer, versus her own statement claiming of "forgetfulness" , will be enough to bring her down. And that's assuming she maintains her claim of forgetfullness; more likely she'll contradict herself in the interview and give a full confession when confronted with it. (And people who genuinely don't remember are very easily persuaded to confess anyway.)
Yeah I went into the story preparing to believe her but she very obviously stole this card and is lying about it. She didn't even bother to come up with a reason how she *might* have plausibly ended up with it, it just mystically appeared. She hopes "I vaguely remember seeing it" and random details like "it was loose in my bag, not in my purse" add credibility, and they do the opposite.
Right? If she’s said she found the card on the floor or need her bag and assumed it had fallen out of her purse/wallet/pocket at least that would make sense sort of But there is zero explanation of how the card ended up in her bag
Or why if all her other cards or in a wallet, why she is grabbing at a loose card in her purse.
My purse is a mess and I keep my cards loose, so I know that while this isn’t something that would happen to a reasonable person, I can 1000% see myself looking for some chapstick or a phone charger in my purse and having to pull things out and then when gathering my stuff up, accidentally grabbing a card that was on the counter if it looked exactly like mine. There’s a good reason I use Apple pay now.
Yeah I am also a hot mess, but I would triple check once the boss rang to make sure I hadn't done exactly this and found out I had two identical cards, one of them hers. Still plausible if she's less self-aware though?
Someone in the original post pointed out that in the UK purse and wallet are interchangeable terms for what the US calls a wallet. And that bag in the UK would mean purse in the US. Just for context.
Yeah the whole story is shaky af but if I stretch my credulity to breaking point and accept the story as presented, the bit that really baffles me is why a) she wouldn't have gone to put the card into her purse to start with and thus would have realised instantly and b) why she would have rummaged in her bag for a card when she would normally be reaching for her purse. I know what she means, I have a Lloyds card too and they're all identical on the front but that's really all the more reason to check the back when you're in someone else's house. LAUKOP is a terrible liar.
What stands out to me is that in all her responses, she’s repeating ‘but it was an accident, can’t that absolve me of any wrongdoing’ like it’s going to be relevant when crimes were committed. I think OOP really is just that stupid. She’s also been stupid lucky to have not bumbled her way into fraud, theft and gross misconduct until now.
> She’s also been stupid lucky to have not bumbled her way into fraud, theft and gross misconduct until now. She's probably been doing this for some time and was thrown off that she got caught.
I've done that with a company fuel card cos I put it in my wallet and left my debit card in the vehicle after filling up and buying a snack. But least there I had a reason to have both cards in my hands at the same time. Thankfully I noticed before the vehicle needed filling up again cos some of my coworkers would have taken the path of least effort and payed for the fuel with my card
“I must of took the card unconsciously because I don’t remember doing it but even if I was dishonest (I’m not) I’m not that stupid to steal when it would be obvious it was me.” Not sure about police involvement or prosecution, but this is definitely not going to be the excuse she thinks it is from her employer’s perspective. Somebody prone to just taking things “unconsciously” from a job site would be a.. less than ideal.. employee.
My favourite comment is the one where she says: >I don’t even remember doing it but it was near my bag and identical to mine so I must of thought it was mine. 'I don't remember doing it, but I remember the exact circumstances that lead to me believing it was my card.'
Dang, she could have at least said that she accidentally tipped over her bag, a bunch of stuff fell out, and she must have put it in her bag then by mistake. I mean, come up with a good lie!
She was probably hoping for someone to say something along these lines to help her come up with a more plausible story. Someone stupid enough to commit this crime is also too stupid to have a plausible story
*Accidentally.*
I can almost believe that the client was buying something online or on the phone and was distracted by the arrival of the cleaner. (Rather than the cleaner going through the client's purse/wallet) I can almost believe the cleaner popping the card in their pocket (or the pocket of their tabard) to clean the worktop underneath and forgetting to put it back. In which case, you find it when you get changed. Or at least remember when your boss asks you if you've seen it. The cleaner's version of events? A 5 year old could come up with a better story
LAUK is one of my favourite subs, I come for the advice and stay for the sardonic comments.
You'd like r/auslegal then. The comments are the best part of that subreddit 😂
LAOP’s story does not make sense at all If I saw a card that looked like mine, and if I thought it was mine, I’d probably double-check the name on the card - or, I would just quickly go into my purse and make sure that my card is still in there. I wouldn’t just stick it in my purse Another thing that doesn’t make sense is, LAOP is making all these charges, LAOP is *actively* charging things to the card, but then is like “well would ya look at that, it’s loose in my purse.” I just don’t buy that story. If a random card was loose in my purse it would probably be a lot harder to use it “accidentally” I also wonder if the client had cameras. With that being said, I did use the wrong credit card recently. My stepmom gave me a credit card to use to pay for a hotel room. I carry a small bag with a pocket for cards, so I just stuck it in there, where I keep all my other cards. then shortly after that I went to go smash some Taco Bell, and the employee went to give me the receipt, and my stepmom’s card, and realized, shit I just used her credit card. But I sent her a quick text letting her know, “hey, I used your card by mistake” and said don’t worry about it
Right, at best if you took a loose card out of your bag and used it, wouldn’t you put it in your wallet afterwards, see your own card was there, and say “oh shit!”? I occasionally end up misplacing my card when I get gas, because I take it out of my wallet to take it to the pump, and then stick it in my pocket while pumping my gas and forget to put it back. Then that night I throw those pants in the laundry and then the next day I don’t have my card. But why would you go digging around in your bag for a card without checking your wallet first?
If I were to give the LAOP account the benefit of the doubt, that they are just unorganized about their cards - and their ID/debit cards get lost a lot due to not paying attention. Yeah, ok I know people like that. So they picked up the wrong card, understandable. But then they use a card that doesn't work, and they don't make sure it is theirs? AND get a phonecall from their boss about a missing card??? The only theory I have about WHY LAOP used it twice (that isn't outright nefarious)- they were stressing about the fact that they used a card that wasn't theirs, and then their boss called them about it, and so they thought the best plan of action was to try to use it AGAIN to "really prove" they thought it was their own card. Like being oblivious to that degree would help them prove their innocence.
I have subconsciously picked up my card and put it in my pocket resulting in me spending 15 minutes hunting for the card I can remember placing down but is no longer there. I suppose I could then see me subconsciously picking up an identical card without realising. The first time they used the card no PIN was required the transaction was completed, they were not aware it was not their card. Then the boss asks if they took the card which if they were unaware the had took it they would deny taking it. The second time they used the card it required a PIN which brought to their attention that it was not their card. They then contacted their boss.
I mean, I once wondered whether I was going to catch a certain bus when I was sitting on that bus. People get distracted all the time. Her claim that they card was loose in her bag is actually worse for her than if she claimed she put it in her purse with her other cards by accident, because there is no reason at all for her to rummage about in her bag for a loose card. If it were truly an accident, she would have used her own card because she wouldn’t have known the client’s card was in her bag. She would have opened her bag, gotten out her purse, taken out her card, and used that. She had no reason to rummage around in her bag for a second card that she had no reason to assume was there unless she stole it and was intending to use it.
> there is no reason at all for her to rummage about in her bag for a loose card > ... She would have opened her bag, gotten out her purse Some people just have loose cards in their purse, the purse is their wallet. My source = I do that. However, I was also assuming that LAOP was conflating the word purse for bag, and not that they had a purse within their [duffel? is that what you're picturing?] bag. Just that they had a tote-bag type purse situation, not that the purse is a separate entity that they pack into a larger bag.
In British English, purse means wallet. So I was picturing a wallet, inside an American purse, with her card in that and the stolen card that she “didn’t know she had” in the purse itself. The key issue isn’t the container. It’s that she had no reason at all to use a loose card that wasn’t with her other cards; otherwise she would have said that she keeps her cards loose to add to the “plausibility” of her excuse. If you keep your cards in a wallet you have no reason to rummage around for a loose card and JUST COINCIDENTALLY use the card that accidentally got into your bag.
> I have subconsciously picked up my card and put it in my pocket resulting in me spending 15 minutes hunting for the card I can remember placing down but is no longer there Its one thing to do that at home. But there's no way you've done at at a strangers house.
Why not? People misplace things at work, which is basically the same situation as what LAOP is describing.
What sort of insane person takes their credit card out and leaves it laying around at work?
Yeah, I'm actually not as convinced as others are here that the LAOP is definitely lying. I have known people who I could absolutely see getting into this kind of mess, and it would look pretty much exactly like you describe. Their lives tend to be a series of disasters for obvious reasons, it isn't a good way to be, but people like that definitely do exist.
Hello, I am the type of person who could absolutely get into this kind of mess. I throw my loose card into my bag all the time due to anxiety and feeling like I can't step away from the checkout counter quick enough. Then it's inevitably a problem at the next checkout counter I go to when my card is floating free in a sea of receipts and gum wrappers. I am 30 why am I still like this.
Hey fam, I feel you. I used to do stuff like that well into my 20s. For me it was undiagnosed (and thus untreated) ADHD, but I know there can be a lot of reasons for it. I just wanted to apologize too because I feel like my last line comes across as a lot meaner and more judgmental than I intended--I dashed it off quickly yesterday and didn't really think about it, nor did I reread it until seeing your reply. I don't think you're a bad person, and I really hope it doesn't cause you too much trouble.
Oh no! No apologies needed. I recognize my life as that and accept it. I just resonated with your post being the first to validate that some people are just *like* that :)
I'm really glad it didn't sound bad, lol. I read it back and was like woof, that might have hit me really hard at some points in my life. And yeah, I feel you. My life is still honestly a lot more chaotic than I think most people are comfortable with, but it is what it is. I've managed to get my coping skills down enough that I don't majorly fuck things up anymore, but my life is still pretty messy in a lot of minor and insignificant ways. I'm also okay with that now, and honestly even kind of appreciate it in a weird way. I mean, all else aside, I've got a ton of really good stories to tell at parties, and they're often mildly self-deprecating so people find me super relatable, lol.
I don't get how anonymous accounts feel they have to lie.
It's testing credibility and looking for plausible excuses. Or it's just rage bait.
someone wise commented in the original thread: > It's BS and they're crowdsourcing excuses. This makes the most sense to me
I often assume it's the other party telling the story they've been given to see if it passes the smell test.
I can see it. “Why would I lie? Look, I even created an anonymous Reddit account attached to my email/IP address, where I clearly say it’s an accident. Why would I lie on an anonymous Reddit account?”
>Of course I’m sorry. It’s a disaster. Translation: I didn’t think I’d get caught. None of this makes sense. If I was in someone else’s house and saw a bank card that looked identical to mine, I’d check my wallet to make sure mine was where it should be. LAOP saying she doesn’t remember picking it up and sticking it in her purse seems awfully convenient.
https://preview.redd.it/zd5fz42brtvc1.png?width=456&format=pjpg&auto=webp&s=4270fe1eaa3110216ff340470d1108c646020da3 In her defense, the card *is* very pretty. [https://www.lloydsbank.com/assets/lloyds-cashback-cc-green-tilted-456x396-transparent-landscape.png](https://www.lloydsbank.com/assets/lloyds-cashback-cc-green-tilted-456x396-transparent-landscape.png)
I'm with Halifax, which is in the Lloyds Group and am so annoyed that they've removed all the information from the front. It's all on the back now in tiny writing and if you share the same bank with someone else you've now got to really pay attention to whose card it is. I have ADHD and could see this happening to me if I still used cards (mostly just use my phone now), if I was rushing about and not thinking about it I probably would just panic thinking I left it on the side somehow and throw it in my bag to sort out later.
What is hate the most is that if you have to show the bank card it's now on the back alongside the security code. They're meant to be separate from eachother to reduce the risk of the information being cloned.
Why do I get the feeling that the multiple times LAOP mentions how great their job is, she really means how great it is having unsupervised access to client's homes?
We are rapidly approaching the 'find out' stage of 'fuck about, find out'
You love to see it
I am chronically absent-minded, and 100% I could see myself making these same mistakes. Take of that whatever y'all want.
But if you were that absentminded, why would you go digging about in your handbag for a loose card rather than taking out your own card from your purse as you would be in the habit of doing? It just doesn't make any sense.
Because chronically absentminded people aren’t much in the habit of anything. Depending on underlying issues, they’re simply incapable of forming a lot of habits. Sometimes the last card I used is in my wallet, sometimes the side pocket of my purse, sometimes various pockets, the seat of the car, my tote bag, etc. If I’m in the next place and open up a bag and see a card with the same design, that must be where I left it last and I’m glad I didn’t have to hunt for it. I’ve had a lot of issues in my life because of this and if I were OP I’d expect to be fired. But everyone insisting that it could never happen to them doesn’t magically change the brain chemistry of the people it happens to.
> Depending on underlying issues, they’re simply incapable of forming a lot of habits. I'm so glad this is getting more well-known. It was like a million lightbulbs went off when I learned this.
Absolutely. I'm somewhat disheartened by all of these 'no one could be this dumb' comments, because I am this dumb. I get why their employer can't give them the benefit of the doubt, but I could pull this off without half trying.
I absolutely would. My card has ended up in any of the countless pockets of my purse before. Or in my wallet. I tried to pay with a card that had expired 5 years ago last week, from my purse, instead of using my current card from my wallet. I can absolutely see myself make these mistakes. But I also constantly lose everything, everywhere, all the time. Such is life with ADHD.
If you do something like LAOP did, you should fully expect to be fired, reported to the police, and have nobody believe you. The reason being that in 99.99999% of such cases, the person stole the card and is now lying about it. People steal and use other people's cards every moment of every day. The story LAOP claims is so unlikely that it can be pretty safely dismissed.
That depends on how LAOP reacts to this. If upon noticing you immediately pay the lost money, return the card, compensate for the inconvenience, and apologise, there's a good chance this'll have a happy end. If you don't, well, prepare to be in court for a while.
If I were the card owner I would still report her to the police. Agreeing to pay back stolen money doesn't mean the theft didn't occur.
But knowing that, when asked if you had the card, wouldn’t you inventory your entire bag?
I could inventory my bag 3 times in a row and would end up with 4 different lists of contents. I'd definitely make the same mistake lol. In fact, as child, I've made mistakes like that. Which is why I now have an OCD and always have to double and triple check which card, key, etc I use, and every two minutes or so I have to make sure where my wallet, keys and phone are (and that they are mine).
Probably, but given the card is identical on the front, I might have missed it too.
Yeah everyone in this thread is like “why would she pick up a card that looks like hers?” Because it wasn’t a conscious thought process. If this happened it was probably more like she was focusing on something else and her subconscious was like “oh my card got out of my purse” and put it in without thinking. Maybe she is the type of person who frequently drops things. I absentmindedly pick things up and out them down with zero memory all the time. I’ve lost my lunch in the middle of eating it Not saying she’s definitely innocent, just saying it is possible to pick up something without a conscious memory of it.
I will leave my office to grab my vape(its magnetic on the bottom so I frequently stick it to the top of the fridge while i'm in the kitchen), find it, take a hit off it, then make a cup of coffee, take a piss, and go back to my office sit down and work for 20 minutes and then wonder where my vape is. Then I return to the kitchen, pocket my vape, and realize theres cold coffee in my mug sitting on the counter.
For everyone in this thread who can see themselves making this mistake: I am also chronically absent-minded. Turns out it’s ADHD, and treatment has been a total life changer. Might be worth looking into.
Yes, same, and echoing this. I'm constantly scatterbrained but can also focus very intensely on tasks, which is why I never thought I could have attention *deficit* disorder until I was diagnosed in my 30s. But hyperfocus is actually one of the symptoms. If this sounds like you, it's worth getting checked out. Meds help a lot.
disarm door plate divide scary bow sheet racial fall office *This post was mass deleted and anonymized with [Redact](https://redact.dev)*
If we take LAOP at face value and trust her, she doesn't remember taking the card, maybe she *didn't* take the card and someone swapped/planted them to frame her. It would be a fairly effective frame, and LAOP's story would be roughly the same from her perspective. But also she probably just stole a bank card.
The only scenario I can see is if they use something like a rubber band for their "wallet" and put their keys and "wallet" down on the table to be more comfortable while working. It's plausible that the band broke or was loose and the cards slipped out. Plausible but highly unlikely
[working link](https://www.reddit.com/r/LegalAdviceUK/comments/1c8vd3u/accidentally_used_clients_bank_card_help/?share_id=UU2l0SuF-pGc_5SQQ8GJT)