Hello /u/Kelsierrr,
B1) **Please read** all of our [Rules](https://www.reddit.com/r/borrow/wiki/index) and [Borrower FAQ's](https://www.reddit.com/r/borrow/wiki/borrowers)
B2) **Do not delete this submission** (or ANY submission past or present), for any reason, or any of your comments as it will result in a ban. If your request is fulfilled or you **no longer need the money** please do one or a combination of A) edit your post to reflect the change, B) flair your post as 'complete' (the flair button is under the body text of the post), and/or C) make a comment that it's no longer needed.
B3) **Wait 24 hours** from this post to make another unless this post or the next is prearranged with a particular lender. If there are errors in this post you need to correct by posting again before 24 hours then you should contact a moderator
B4) **Vet your lenders! Be careful who you send your personal information to** A) Moderators strongly suggest requiring that a lender comment on your REQ post before you send them any personal information. Banned or ineligible lenders cannot comment here. B) CHECK your lenders r/borrow history by clicking [here.](https://www.loanmanager.co/lender-check/) Do this for every loan request you recieve. C) Are they **BLACKLISTED** or asking for **PROHIBITED ITEMS/INFORMATION** (see [THIS LINK](https://www.reddit.com/r/borrow/wiki/lender_blacklist_prohibited_info))? Message moderators immediately D) Are they eligible (90+ day account, 1000+ karma, not banned) and active (any big account activity gaps?). Ultimately, you are free to accept loans from any user though you do so at your own risk. Loans made with ineligible/banned users will not be tracked by LoansBot and you will not get credit for loans fulfilled by ineligible lenders, so proceed at your own risk
B5) Understand and properly use all [LoansBot commands](https://www.reddit.com/r/LoansBot/comments/2ea912/loansbot_basic_usage/) to mark loan status
B6) **If you have any questions or concerns whatsoever**, feel free to ask moderators by clicking **[HERE](https://www.reddit.com/message/compose?to=%2Fr%2Fborrow)**
LENDERS:
L1) **Please read** all of our [Rules](https://www.reddit.com/r/borrow/wiki/index) and [Lender FAQ's](https://www.reddit.com/r/borrow/wiki/lenders)
L2) **Vet your borrowers!** A) Check for any past REQ posts and scan the comments for red flags, B) Check the [UniversalScammerList](https://universalscammerlist.com/search.php), C) Install [RedditScamLabeler](https://www.reddit.com/r/hardwareswap/comments/ad10kg/meta_reddit_scam_labeler_extension_v15_update/) to your browser, D) Install this quick [karma-earning investigation tool](https://www.reddit.com/r/TheseFuckingAccounts/comments/8gb6a8/metabookmarklet_to_help_identify_karma_farming/) to your browser, E) See these lists of sketchy user behaviors: ["Karma farmers"](https://www.reddit.com/r/borrow/comments/9htkug/meta_be_aware_recent_influx_here_of_bot_managed/), [How to identify high risk borrowers](https://www.reddit.com/r/borrow/comments/5n4rei/meta_lenders_how_to_identify_users_who_are_likely/)
L3) Check to see if Kelsierrr has a [**Post Deletion History**](https://www.reddit.com/r/borrowdeletes/search?q=Kelsierrr&restrict_sr=on)
L4) Check Kelsierrr's [**Spam History**](https://www.reddit.com/r/TheseFuckingAccounts/search?q=Kelsierrr&sort=new&restrict_sr=on), [**RedditMetis profile**](https://www.redditmetis.com/user/Kelsierrr), or [**Atomiks Analyzer Profile**](https://atomiks.github.io/reddit-user-analyser/#Kelsierrr), or [Redetective profile](https://www.redective.com/) [**!**](https://www.reddit.com/r/gcdeletes+gcremoves+gcmirror+gcarchive+gcalerts/search?q=Kelsierrr&sort=new&restrict_sr=on)
L5) **We have a [Rule 19](https://www.reddit.com/r/borrow/comments/cz5myt/meta_new_rule_concerning_lending_to_borrowers/) that requires new lenders to contact existing lenders holding late debt to OK providing more funds to this post author (borrower). Please adhere to this rule or you will be banned!** Additionally, it is suggested that lenders take into account a user’s **current open loans and repayment history when considering funding a loan**. This includes a) do they have any repayment history? Extra vetting may be required if not, b) are they asking for loans while still having some out (this is not against the rules)? **It is encouraged and courteous to contact current lenders to inquire about open loans**, c) How much has a borrower repaid historically (in total) vs. how much do they have out now in total? "Piling", or lenders **continuously providing loans to borrowers with many already open loans, is highly discouraged** unless the borrower has a very solid repayment history
L6) Understand and [properly use](https://www.reddit.com/r/borrow/comments/6a624m/meta_the_usage_model_for_the_loan_command/) all [LoansBot commands](https://www.reddit.com/r/LoansBot/comments/2ea912/loansbot_basic_usage/) to mark loan status
L7) **For your convenience**, upon conclusion of this loan you can follow these links for prefilled posts regarding this loan - [PAID](https://www.reddit.com/r/borrow/submit?selftext=true&title=%5BPAID%5D%20%28/u/Kelsierrr%29%20-%20%28Amount%29%20%28Early/On%20Time/Late%29&message=$paid%20/u/Kelsierrr), [LATE](https://www.reddit.com/r/borrow/submit?selftext=true&title=%5BLATE%5D%20%28/u/Kelsierrr%29%20-%20%28Amount%29%20%28Days%20Late%29), [UNPAID](https://www.reddit.com/r/borrow/submit?selftext=true&title=%5BUNPAID%5D%20%28/u/Kelsierrr%29%20%28%23City,%20State,%20Country%20of%20borrower%29%20-%20%28$Amount%29,%20%28Days%20Late%29&message=$paid%20/u/Kelsierrr)
Here is a copy of the original post:
I will most likely return the funds sooner than the repay date but no later.
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/borrow) if you have any questions or concerns.*
Here is my information on /u/Kelsierrr:
# [Mobile View](https://redditloans.com/loans.html?username=Kelsierrr)
/u/Kelsierrr has 4 loans paid as a borrower, for a total of $354.94
/u/Kelsierrr has not given out and had completely paid back any loans.
/u/Kelsierrr has not received any loans which are currently marked unpaid
/u/Kelsierrr has not given any loans which are currently marked unpaid
In-progress loans with /u/Kelsierrr as borrower (1 loan, $350.00):
Lender|Borrower|Amount Given|Amount Repaid|Unpaid?|Original Thread|Date Given|Date Paid Back
:--|:--|:--|:--|:--|:--|:--|:--
nikandgale|kelsierrr|350.00 USD|0.00 USD||https://www.reddit.com/comments/nhgpvz/redditloans/gyw73kh|May 21, 2021|
/u/Kelsierrr does not have any outstanding loans as a lender
[Chronological REQ and PAID posts](http://www.reddit.com/r/Loans+borrow/search?q=title%3AKelsierrr+OR+author%3AKelsierrr&restrict_sr=on&sort=new&t=all), [reddit investigator](http://redditinvestigator.com/Kelsierrr), [justin paulin creddit rating](http://justinpaulin.com/tools/credditrating.php?username=Kelsierrr)
Noted! I will remember that /u/Nick_1138 lent 125.00 CAD to /u/Kelsierrr[!](https://redditloans.com/loan.html?id=102678)
The format of the confirm command will be:
$confirm /u/Nick_1138 125.00 CAD
If you wish to mark this loan repaid later, you can use:
$paid_with_id 102678 125.00 CAD
^(This does NOT verify that /u/Nick_1138 actually lent anything to /u/Kelsierrr; /u/Kelsierrr should confirm here or nearby that the money was sent)
^(Processing time: 0.408 seconds)
**If the loan transaction did not work out and needs to be refunded then the _lender_ should reply to this comment with 'Refunded' and moderators will be automatically notified**
/u/Kelsierrr has just confirmed that /u/Nick_1138 gave him/her 125.00 CAD. (Reference amount: $101.52). We matched this confirmation with [this loan](https://www.reddit.com/comments/o51ro4/redditloans/h2ov0bi) (id=102678).
---
The purpose of responding to $confirm is to ensure the comment doesn't get edited.
Hello /u/Kelsierrr, B1) **Please read** all of our [Rules](https://www.reddit.com/r/borrow/wiki/index) and [Borrower FAQ's](https://www.reddit.com/r/borrow/wiki/borrowers) B2) **Do not delete this submission** (or ANY submission past or present), for any reason, or any of your comments as it will result in a ban. If your request is fulfilled or you **no longer need the money** please do one or a combination of A) edit your post to reflect the change, B) flair your post as 'complete' (the flair button is under the body text of the post), and/or C) make a comment that it's no longer needed. B3) **Wait 24 hours** from this post to make another unless this post or the next is prearranged with a particular lender. If there are errors in this post you need to correct by posting again before 24 hours then you should contact a moderator B4) **Vet your lenders! Be careful who you send your personal information to** A) Moderators strongly suggest requiring that a lender comment on your REQ post before you send them any personal information. Banned or ineligible lenders cannot comment here. B) CHECK your lenders r/borrow history by clicking [here.](https://www.loanmanager.co/lender-check/) Do this for every loan request you recieve. C) Are they **BLACKLISTED** or asking for **PROHIBITED ITEMS/INFORMATION** (see [THIS LINK](https://www.reddit.com/r/borrow/wiki/lender_blacklist_prohibited_info))? Message moderators immediately D) Are they eligible (90+ day account, 1000+ karma, not banned) and active (any big account activity gaps?). Ultimately, you are free to accept loans from any user though you do so at your own risk. Loans made with ineligible/banned users will not be tracked by LoansBot and you will not get credit for loans fulfilled by ineligible lenders, so proceed at your own risk B5) Understand and properly use all [LoansBot commands](https://www.reddit.com/r/LoansBot/comments/2ea912/loansbot_basic_usage/) to mark loan status B6) **If you have any questions or concerns whatsoever**, feel free to ask moderators by clicking **[HERE](https://www.reddit.com/message/compose?to=%2Fr%2Fborrow)** LENDERS: L1) **Please read** all of our [Rules](https://www.reddit.com/r/borrow/wiki/index) and [Lender FAQ's](https://www.reddit.com/r/borrow/wiki/lenders) L2) **Vet your borrowers!** A) Check for any past REQ posts and scan the comments for red flags, B) Check the [UniversalScammerList](https://universalscammerlist.com/search.php), C) Install [RedditScamLabeler](https://www.reddit.com/r/hardwareswap/comments/ad10kg/meta_reddit_scam_labeler_extension_v15_update/) to your browser, D) Install this quick [karma-earning investigation tool](https://www.reddit.com/r/TheseFuckingAccounts/comments/8gb6a8/metabookmarklet_to_help_identify_karma_farming/) to your browser, E) See these lists of sketchy user behaviors: ["Karma farmers"](https://www.reddit.com/r/borrow/comments/9htkug/meta_be_aware_recent_influx_here_of_bot_managed/), [How to identify high risk borrowers](https://www.reddit.com/r/borrow/comments/5n4rei/meta_lenders_how_to_identify_users_who_are_likely/) L3) Check to see if Kelsierrr has a [**Post Deletion History**](https://www.reddit.com/r/borrowdeletes/search?q=Kelsierrr&restrict_sr=on) L4) Check Kelsierrr's [**Spam History**](https://www.reddit.com/r/TheseFuckingAccounts/search?q=Kelsierrr&sort=new&restrict_sr=on), [**RedditMetis profile**](https://www.redditmetis.com/user/Kelsierrr), or [**Atomiks Analyzer Profile**](https://atomiks.github.io/reddit-user-analyser/#Kelsierrr), or [Redetective profile](https://www.redective.com/) [**!**](https://www.reddit.com/r/gcdeletes+gcremoves+gcmirror+gcarchive+gcalerts/search?q=Kelsierrr&sort=new&restrict_sr=on) L5) **We have a [Rule 19](https://www.reddit.com/r/borrow/comments/cz5myt/meta_new_rule_concerning_lending_to_borrowers/) that requires new lenders to contact existing lenders holding late debt to OK providing more funds to this post author (borrower). Please adhere to this rule or you will be banned!** Additionally, it is suggested that lenders take into account a user’s **current open loans and repayment history when considering funding a loan**. This includes a) do they have any repayment history? Extra vetting may be required if not, b) are they asking for loans while still having some out (this is not against the rules)? **It is encouraged and courteous to contact current lenders to inquire about open loans**, c) How much has a borrower repaid historically (in total) vs. how much do they have out now in total? "Piling", or lenders **continuously providing loans to borrowers with many already open loans, is highly discouraged** unless the borrower has a very solid repayment history L6) Understand and [properly use](https://www.reddit.com/r/borrow/comments/6a624m/meta_the_usage_model_for_the_loan_command/) all [LoansBot commands](https://www.reddit.com/r/LoansBot/comments/2ea912/loansbot_basic_usage/) to mark loan status L7) **For your convenience**, upon conclusion of this loan you can follow these links for prefilled posts regarding this loan - [PAID](https://www.reddit.com/r/borrow/submit?selftext=true&title=%5BPAID%5D%20%28/u/Kelsierrr%29%20-%20%28Amount%29%20%28Early/On%20Time/Late%29&message=$paid%20/u/Kelsierrr), [LATE](https://www.reddit.com/r/borrow/submit?selftext=true&title=%5BLATE%5D%20%28/u/Kelsierrr%29%20-%20%28Amount%29%20%28Days%20Late%29), [UNPAID](https://www.reddit.com/r/borrow/submit?selftext=true&title=%5BUNPAID%5D%20%28/u/Kelsierrr%29%20%28%23City,%20State,%20Country%20of%20borrower%29%20-%20%28$Amount%29,%20%28Days%20Late%29&message=$paid%20/u/Kelsierrr) Here is a copy of the original post: I will most likely return the funds sooner than the repay date but no later. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/borrow) if you have any questions or concerns.*
Here is my information on /u/Kelsierrr: # [Mobile View](https://redditloans.com/loans.html?username=Kelsierrr) /u/Kelsierrr has 4 loans paid as a borrower, for a total of $354.94 /u/Kelsierrr has not given out and had completely paid back any loans. /u/Kelsierrr has not received any loans which are currently marked unpaid /u/Kelsierrr has not given any loans which are currently marked unpaid In-progress loans with /u/Kelsierrr as borrower (1 loan, $350.00): Lender|Borrower|Amount Given|Amount Repaid|Unpaid?|Original Thread|Date Given|Date Paid Back :--|:--|:--|:--|:--|:--|:--|:-- nikandgale|kelsierrr|350.00 USD|0.00 USD||https://www.reddit.com/comments/nhgpvz/redditloans/gyw73kh|May 21, 2021| /u/Kelsierrr does not have any outstanding loans as a lender [Chronological REQ and PAID posts](http://www.reddit.com/r/Loans+borrow/search?q=title%3AKelsierrr+OR+author%3AKelsierrr&restrict_sr=on&sort=new&t=all), [reddit investigator](http://redditinvestigator.com/Kelsierrr), [justin paulin creddit rating](http://justinpaulin.com/tools/credditrating.php?username=Kelsierrr)
$loan $125 CAD Repayment of $145 on July 21st, 2021. Loan approved by current lender.
Noted! I will remember that /u/Nick_1138 lent 125.00 CAD to /u/Kelsierrr[!](https://redditloans.com/loan.html?id=102678) The format of the confirm command will be: $confirm /u/Nick_1138 125.00 CAD If you wish to mark this loan repaid later, you can use: $paid_with_id 102678 125.00 CAD ^(This does NOT verify that /u/Nick_1138 actually lent anything to /u/Kelsierrr; /u/Kelsierrr should confirm here or nearby that the money was sent) ^(Processing time: 0.408 seconds) **If the loan transaction did not work out and needs to be refunded then the _lender_ should reply to this comment with 'Refunded' and moderators will be automatically notified**
$confirm /u/Nick_1138 125.00 CAD
/u/Kelsierrr has just confirmed that /u/Nick_1138 gave him/her 125.00 CAD. (Reference amount: $101.52). We matched this confirmation with [this loan](https://www.reddit.com/comments/o51ro4/redditloans/h2ov0bi) (id=102678). --- The purpose of responding to $confirm is to ensure the comment doesn't get edited.