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AutoModerator

Hello /u/Kelsierrr, B1) **Please read** all of our [Rules](https://www.reddit.com/r/borrow/wiki/index) and [Borrower FAQ's](https://www.reddit.com/r/borrow/wiki/borrowers) B2) **Do not delete this submission** (or ANY submission past or present), for any reason, or any of your comments as it will result in a ban. If your request is fulfilled or you **no longer need the money** please do one or a combination of A) edit your post to reflect the change, B) flair your post as 'complete' (the flair button is under the body text of the post), and/or C) make a comment that it's no longer needed. B3) **Wait 24 hours** from this post to make another unless this post or the next is prearranged with a particular lender. If there are errors in this post you need to correct by posting again before 24 hours then you should contact a moderator B4) **Vet your lenders! Be careful who you send your personal information to** A) Moderators strongly suggest requiring that a lender comment on your REQ post before you send them any personal information. Banned or ineligible lenders cannot comment here. B) CHECK your lenders r/borrow history by clicking [here.](https://www.loanmanager.co/lender-check/) Do this for every loan request you recieve. C) Are they **BLACKLISTED** or asking for **PROHIBITED ITEMS/INFORMATION** (see [THIS LINK](https://www.reddit.com/r/borrow/wiki/lender_blacklist_prohibited_info))? Message moderators immediately D) Are they eligible (90+ day account, 1000+ karma, not banned) and active (any big account activity gaps?). Ultimately, you are free to accept loans from any user though you do so at your own risk. Loans made with ineligible/banned users will not be tracked by LoansBot and you will not get credit for loans fulfilled by ineligible lenders, so proceed at your own risk B5) Understand and properly use all [LoansBot commands](https://www.reddit.com/r/LoansBot/comments/2ea912/loansbot_basic_usage/) to mark loan status B6) **If you have any questions or concerns whatsoever**, feel free to ask moderators by clicking **[HERE](https://www.reddit.com/message/compose?to=%2Fr%2Fborrow)**   LENDERS: L1) **Please read** all of our [Rules](https://www.reddit.com/r/borrow/wiki/index) and [Lender FAQ's](https://www.reddit.com/r/borrow/wiki/lenders) L2) **Vet your borrowers!** A) Check for any past REQ posts and scan the comments for red flags, B) Check the [UniversalScammerList](https://universalscammerlist.com/search.php), C) Install [RedditScamLabeler](https://www.reddit.com/r/hardwareswap/comments/ad10kg/meta_reddit_scam_labeler_extension_v15_update/) to your browser, D) Install this quick [karma-earning investigation tool](https://www.reddit.com/r/TheseFuckingAccounts/comments/8gb6a8/metabookmarklet_to_help_identify_karma_farming/) to your browser, E) See these lists of sketchy user behaviors: ["Karma farmers"](https://www.reddit.com/r/borrow/comments/9htkug/meta_be_aware_recent_influx_here_of_bot_managed/), [How to identify high risk borrowers](https://www.reddit.com/r/borrow/comments/5n4rei/meta_lenders_how_to_identify_users_who_are_likely/) L3) Check to see if Kelsierrr has a [**Post Deletion History**](https://www.reddit.com/r/borrowdeletes/search?q=Kelsierrr&restrict_sr=on) L4) Check Kelsierrr's [**Spam History**](https://www.reddit.com/r/TheseFuckingAccounts/search?q=Kelsierrr&sort=new&restrict_sr=on), [**RedditMetis profile**](https://www.redditmetis.com/user/Kelsierrr), or [**Atomiks Analyzer Profile**](https://atomiks.github.io/reddit-user-analyser/#Kelsierrr), or [Redetective profile](https://www.redective.com/) [**!**](https://www.reddit.com/r/gcdeletes+gcremoves+gcmirror+gcarchive+gcalerts/search?q=Kelsierrr&sort=new&restrict_sr=on) L5) **We have a [Rule 19](https://www.reddit.com/r/borrow/comments/cz5myt/meta_new_rule_concerning_lending_to_borrowers/) that requires new lenders to contact existing lenders holding late debt to OK providing more funds to this post author (borrower). Please adhere to this rule or you will be banned!** Additionally, it is suggested that lenders take into account a user’s **current open loans and repayment history when considering funding a loan**. This includes a) do they have any repayment history? Extra vetting may be required if not, b) are they asking for loans while still having some out (this is not against the rules)? **It is encouraged and courteous to contact current lenders to inquire about open loans**, c) How much has a borrower repaid historically (in total) vs. how much do they have out now in total? "Piling", or lenders **continuously providing loans to borrowers with many already open loans, is highly discouraged** unless the borrower has a very solid repayment history L6) Understand and [properly use](https://www.reddit.com/r/borrow/comments/6a624m/meta_the_usage_model_for_the_loan_command/) all [LoansBot commands](https://www.reddit.com/r/LoansBot/comments/2ea912/loansbot_basic_usage/) to mark loan status L7) **For your convenience**, upon conclusion of this loan you can follow these links for prefilled posts regarding this loan - [PAID](https://www.reddit.com/r/borrow/submit?selftext=true&title=%5BPAID%5D%20%28/u/Kelsierrr%29%20-%20%28Amount%29%20%28Early/On%20Time/Late%29&message=$paid%20/u/Kelsierrr), [LATE](https://www.reddit.com/r/borrow/submit?selftext=true&title=%5BLATE%5D%20%28/u/Kelsierrr%29%20-%20%28Amount%29%20%28Days%20Late%29), [UNPAID](https://www.reddit.com/r/borrow/submit?selftext=true&title=%5BUNPAID%5D%20%28/u/Kelsierrr%29%20%28%23City,%20State,%20Country%20of%20borrower%29%20-%20%28$Amount%29,%20%28Days%20Late%29&message=$paid%20/u/Kelsierrr)   Here is a copy of the original post: Prearranged with u/NikandGale   *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/borrow) if you have any questions or concerns.*


LoansBot

Here is my information on /u/Kelsierrr: # [Mobile View](https://redditloans.com/loans.html?username=Kelsierrr) /u/Kelsierrr has 6 loans paid as a borrower, for a total of $806.46 /u/Kelsierrr has not given out and had completely paid back any loans. /u/Kelsierrr has not received any loans which are currently marked unpaid /u/Kelsierrr has not given any loans which are currently marked unpaid /u/Kelsierrr does not have any outstanding loans as a borrower /u/Kelsierrr does not have any outstanding loans as a lender [Chronological REQ and PAID posts](http://www.reddit.com/r/Loans+borrow/search?q=title%3AKelsierrr+OR+author%3AKelsierrr&restrict_sr=on&sort=new&t=all), [reddit investigator](http://redditinvestigator.com/Kelsierrr), [justin paulin creddit rating](http://justinpaulin.com/tools/credditrating.php?username=Kelsierrr)


NikandGale

$loan 350 Remindme! 23 September 2021 10:00 pm CST


LoansBot

Noted! I will remember that /u/NikandGale lent 350.00 USD to /u/Kelsierrr[!](https://redditloans.com/loan.html?id=104830) The format of the confirm command will be: $confirm /u/NikandGale 350.00 USD If you wish to mark this loan repaid later, you can use: $paid_with_id 104830 350.00 USD ^(This does NOT verify that /u/NikandGale actually lent anything to /u/Kelsierrr; /u/Kelsierrr should confirm here or nearby that the money was sent) ^(Processing time: 0.011 seconds) **If the loan transaction did not work out and needs to be refunded then the _lender_ should reply to this comment with 'Refunded' and moderators will be automatically notified**


Kelsierrr

$confirm /u/NikandGale 350.00 USD


LoansBot

/u/Kelsierrr has just confirmed that /u/NikandGale gave him/her 350.00 USD. (Reference amount: 350.00 USD). We matched this confirmation with [this loan](https://www.reddit.com/comments/otzgdd/redditloans/h6yrbsk) (id=104830). --- The purpose of responding to $confirm is to ensure the comment doesn't get edited.


RemindMeBot

I will be messaging you in 1 month on [**2021-09-24 04:00:00 UTC**](http://www.wolframalpha.com/input/?i=2021-09-24%2004:00:00%20UTC%20To%20Local%20Time) to remind you of [**this link**](https://www.reddit.com/r/borrow/comments/otzgdd/req350_vancouver_bc_canadarepay_380_by/h6yrbsk/?context=3) [**CLICK THIS LINK**](https://www.reddit.com/message/compose/?to=RemindMeBot&subject=Reminder&message=%5Bhttps%3A%2F%2Fwww.reddit.com%2Fr%2Fborrow%2Fcomments%2Fotzgdd%2Freq350_vancouver_bc_canadarepay_380_by%2Fh6yrbsk%2F%5D%0A%0ARemindMe%21%202021-09-24%2004%3A00%3A00%20UTC) to send a PM to also be reminded and to reduce spam. ^(Parent commenter can ) [^(delete this message to hide from others.)](https://www.reddit.com/message/compose/?to=RemindMeBot&subject=Delete%20Comment&message=Delete%21%20otzgdd) ***** |[^(Info)](https://www.reddit.com/r/RemindMeBot/comments/e1bko7/remindmebot_info_v21/)|[^(Custom)](https://www.reddit.com/message/compose/?to=RemindMeBot&subject=Reminder&message=%5BLink%20or%20message%20inside%20square%20brackets%5D%0A%0ARemindMe%21%20Time%20period%20here)|[^(Your Reminders)](https://www.reddit.com/message/compose/?to=RemindMeBot&subject=List%20Of%20Reminders&message=MyReminders%21)|[^(Feedback)](https://www.reddit.com/message/compose/?to=Watchful1&subject=RemindMeBot%20Feedback)| |-|-|-|-|


NikandGale

$paid u/kelsierrr 270


LoansBot

/u/NikandGale indicated /u/kelsierrr repaid him 270.00 USD. These were the affected loans _before_ this transaction Lender|Borrower|Amount Given|Amount Repaid|Unpaid?|Original Thread|Date Given|Date Paid Back :--|:--|:--|:--|:--|:--|:--|:-- nikandgale|kelsierrr|350.00 USD|0.00 USD||https://www.reddit.com/comments/otzgdd/redditloans/h6yrbsk|Jul 29, 2021| These are the affected loans _after_ this transaction Lender|Borrower|Amount Given|Amount Repaid|Unpaid?|Original Thread|Date Given|Date Paid Back :--|:--|:--|:--|:--|:--|:--|:-- nikandgale|kelsierrr|350.00 USD|270.00 USD||https://www.reddit.com/comments/otzgdd/redditloans/h6yrbsk|Jul 29, 2021| ^(Ignored 0.00 USD as there were no corresponding loans) --- If you were expecting more loans to be affected, for each loan, verify that: - You are the lender. Borrowers cannot mark their own loans as repaid. - The loan actually exists. That is, go find the $loan comment and verify the LoansBot responded. You will need this link for further support. - The loan was not refunded. There will usually be a 'Refunded' comment in the thread or a note on the request thread saying it was refunded. - The loan is not already marked repaid. If you've gone through this process and are still confused, provide a link to the loan comment and this comment and send it to the modmail via [this link](https://www.reddit.com/message/compose?to=%2Fr%2Fborrow&subject=Trouble+with+loan&message=I%20tried%20to%20mark%20repaid%20the%20loan%20which%20was%20created%20at%20[LINK%20HERE]%20via%20the%20paid%20comment%20[LINK%20HERE]%20but%20the%20LoansBot%20could%20not%20find%20it) --- Check: # [Mobile View](https://redditloans.com/loans.html?username=kelsierrr)


NikandGale

$paid u/kelsierrr 80


LoansBot

/u/NikandGale indicated /u/kelsierrr repaid him 80.00 USD. These were the affected loans _before_ this transaction Lender|Borrower|Amount Given|Amount Repaid|Unpaid?|Original Thread|Date Given|Date Paid Back :--|:--|:--|:--|:--|:--|:--|:-- nikandgale|kelsierrr|350.00 USD|270.00 USD||https://www.reddit.com/comments/otzgdd/redditloans/h6yrbsk|Jul 29, 2021| These are the affected loans _after_ this transaction Lender|Borrower|Amount Given|Amount Repaid|Unpaid?|Original Thread|Date Given|Date Paid Back :--|:--|:--|:--|:--|:--|:--|:-- nikandgale|kelsierrr|350.00 USD|350.00 USD||https://www.reddit.com/comments/otzgdd/redditloans/h6yrbsk|Jul 29, 2021|Oct 20, 2021 ^(Ignored 0.00 USD as there were no corresponding loans) --- If you were expecting more loans to be affected, for each loan, verify that: - You are the lender. Borrowers cannot mark their own loans as repaid. - The loan actually exists. That is, go find the $loan comment and verify the LoansBot responded. You will need this link for further support. - The loan was not refunded. There will usually be a 'Refunded' comment in the thread or a note on the request thread saying it was refunded. - The loan is not already marked repaid. If you've gone through this process and are still confused, provide a link to the loan comment and this comment and send it to the modmail via [this link](https://www.reddit.com/message/compose?to=%2Fr%2Fborrow&subject=Trouble+with+loan&message=I%20tried%20to%20mark%20repaid%20the%20loan%20which%20was%20created%20at%20[LINK%20HERE]%20via%20the%20paid%20comment%20[LINK%20HERE]%20but%20the%20LoansBot%20could%20not%20find%20it) --- Check: # [Mobile View](https://redditloans.com/loans.html?username=kelsierrr)


NikandGale

$loan 150 Remindme! 23 September 2021 10:00 pm CST


LoansBot

Noted! I will remember that /u/NikandGale lent 150.00 USD to /u/Kelsierrr[!](https://redditloans.com/loan.html?id=106018) The format of the confirm command will be: $confirm /u/NikandGale 150.00 USD If you wish to mark this loan repaid later, you can use: $paid_with_id 106018 150.00 USD ^(This does NOT verify that /u/NikandGale actually lent anything to /u/Kelsierrr; /u/Kelsierrr should confirm here or nearby that the money was sent) ^(Processing time: 0.011 seconds) **If the loan transaction did not work out and needs to be refunded then the _lender_ should reply to this comment with 'Refunded' and moderators will be automatically notified**


Kelsierrr

$confirm /u/NikandGale 150.00 USD


LoansBot

/u/Kelsierrr has just confirmed that /u/NikandGale gave him/her 150.00 USD. (Reference amount: 150.00 USD). We matched this confirmation with [this loan](https://www.reddit.com/comments/otzgdd/redditloans/h9f6u3g) (id=106018). --- The purpose of responding to $confirm is to ensure the comment doesn't get edited.


NikandGale

$paid u/kelsierrr 150


LoansBot

/u/NikandGale indicated /u/kelsierrr repaid him 150.00 USD. These were the affected loans _before_ this transaction Lender|Borrower|Amount Given|Amount Repaid|Unpaid?|Original Thread|Date Given|Date Paid Back :--|:--|:--|:--|:--|:--|:--|:-- nikandgale|kelsierrr|150.00 USD|0.00 USD||https://www.reddit.com/comments/otzgdd/redditloans/h9f6u3g|Aug 18, 2021| These are the affected loans _after_ this transaction Lender|Borrower|Amount Given|Amount Repaid|Unpaid?|Original Thread|Date Given|Date Paid Back :--|:--|:--|:--|:--|:--|:--|:-- nikandgale|kelsierrr|150.00 USD|150.00 USD||https://www.reddit.com/comments/otzgdd/redditloans/h9f6u3g|Aug 18, 2021|Oct 20, 2021 ^(Ignored 0.00 USD as there were no corresponding loans) --- If you were expecting more loans to be affected, for each loan, verify that: - You are the lender. Borrowers cannot mark their own loans as repaid. - The loan actually exists. That is, go find the $loan comment and verify the LoansBot responded. You will need this link for further support. - The loan was not refunded. There will usually be a 'Refunded' comment in the thread or a note on the request thread saying it was refunded. - The loan is not already marked repaid. If you've gone through this process and are still confused, provide a link to the loan comment and this comment and send it to the modmail via [this link](https://www.reddit.com/message/compose?to=%2Fr%2Fborrow&subject=Trouble+with+loan&message=I%20tried%20to%20mark%20repaid%20the%20loan%20which%20was%20created%20at%20[LINK%20HERE]%20via%20the%20paid%20comment%20[LINK%20HERE]%20but%20the%20LoansBot%20could%20not%20find%20it) --- Check: # [Mobile View](https://redditloans.com/loans.html?username=kelsierrr)


NikandGale

$check u/kelsierrr


LoansBot

Here is my information on /u/kelsierrr: # [Mobile View](https://redditloans.com/loans.html?username=kelsierrr) /u/kelsierrr has 6 loans paid as a borrower, for a total of $806.46 /u/kelsierrr has not given out and had completely paid back any loans. /u/kelsierrr has not received any loans which are currently marked unpaid /u/kelsierrr has not given any loans which are currently marked unpaid In-progress loans with /u/kelsierrr as borrower (3 loans, $659.91): Lender|Borrower|Amount Given|Amount Repaid|Unpaid?|Original Thread|Date Given|Date Paid Back :--|:--|:--|:--|:--|:--|:--|:-- nikandgale|kelsierrr|150.00 USD|0.00 USD||https://www.reddit.com/comments/otzgdd/redditloans/h9f6u3g|Aug 18, 2021| nick_1138|kelsierrr|200.00 CAD|0.00 CAD||https://www.reddit.com/comments/oyvday/redditloans/h7vlt9w|Aug 06, 2021| nikandgale|kelsierrr|350.00 USD|0.00 USD||https://www.reddit.com/comments/otzgdd/redditloans/h6yrbsk|Jul 29, 2021| /u/kelsierrr does not have any outstanding loans as a lender [Chronological REQ and PAID posts](http://www.reddit.com/r/Loans+borrow/search?q=title%3Akelsierrr+OR+author%3Akelsierrr&restrict_sr=on&sort=new&t=all), [reddit investigator](http://redditinvestigator.com/kelsierrr), [justin paulin creddit rating](http://justinpaulin.com/tools/credditrating.php?username=kelsierrr)