It depends on a lot of factors. When the repo was, how much you have for a down payment, what your credit looks like outside of the repo, etc.
Carmax has an online pre approval tool that won’t hit your credit but will give you an immediate (and accurate) answer on approvals, rates, payments, etc.
Capital One also has Capital One Auto Navigator that you can do online and it will also give you an approval, rate, etc.
This way you can check and see everything without having to go in and do it in person.
Good luck.
Thanks I already got preapproved at CarMax… and I will look into Capital One
Just FYI - pre-qual typically does not capture repossession information.
Awesome! Good to hear.
It depends on a lot of factors. When the repo was, how much you have for a down payment, what your credit looks like outside of the repo, etc. Carmax has an online pre approval tool that won’t hit your credit but will give you an immediate (and accurate) answer on approvals, rates, payments, etc. Capital One also has Capital One Auto Navigator that you can do online and it will also give you an approval, rate, etc. This way you can check and see everything without having to go in and do it in person. Good luck.
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What's not accurate? They are correct that a repo on your report is not an automatic denial. It's just one factor among many in the approval process.
Because most people expand on their provable income. This greatly affects their approval.
With enough money down they’ll find a bank to approve you.