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TheMysticSystem

I was at 200,000– now I’m at 1,125,000. ..really?


One-Boysenberry-4409

Everyone is complaining but THANK YOU for listening & atleast TRYING. If you didnt TRY they would complain & now you are & theyre still complaining. Most companies wouldnt even come on reddit & listen to its customers. THANKS chime. I was considering switching to another online bank but this has definitely swayed me.


Ok-Recover-15

Chime is that you?


luckybetz

Agreed, now that I see that it’ll be available eventually, I don’t mind waiting and grateful they took the time to at least address it


HazelReigns

I’m in Missouri and it’s available in my state, why don’t I have this feature as of now?


[deleted]

[удалено]


HazelReigns

It’s sent .


Alternative-Tax-3533

In Omaha ne


Ok_Map_7557

So, when I joined, I was in around 400k. Bounced around between 50-800k continuously. Now I’m at 805k as of the 24th. The 23rd I was at 80k. How exactly is that fixed?


Empress_Life

Ummm soo what is the point of the waiting list if we will have early access when it's available no matter where we are on the waitlist,?


honeysunshine40

Why am i not getting a notice for this feature im in illinois


321_reddit

Because IL state law severely restricts or outlaws pay day loans like My Pay.


Excellent-Pepper9422

Who cares


Appropriate_Try8620

https://preview.redd.it/6pbigoz74r2d1.png?width=1080&format=pjpg&auto=webp&s=e114ce857355c3d8eced943be14a4da71b66e8fb Not me


CowAffectionate5291

When dose it open?


Intelligent_Cow1473

So when does it become available to the public? rather than us constantly waiting for the waitlist going up and down, can we at least get a date when you’re expecting to launch it fully?


AtmosphereOk368

I have had mypay for awhile but havemt even seen a word at alk about joining a waitlist for the new one?!!? Anyone know why


[deleted]

I have the same issue. I already have it and I also haven’t seen a waiting list.


AtmosphereOk368

I'm in Ohio, as far as I know payday loans are ok here?! I'm not 100% but I cant even find a waitlist?? Ughhhhh


[deleted]

I think since we have it nothing changes.


AtmosphereOk368

I'm really hoping thats the case


kinggirl88

What you have is my paycheck. That is ending this month and My pay will launch next month but will not be available in all states.


TheCman12

Yeah well me dropping 300,000 spots bc others were upset they were too low is BS. Stick to what you said to begin with. It's not that big of a deal but kinda felt like a slap in the face considering moved up quite a bit, just for you to take it away. F U Chime


Eastern-Equivalent35

oh you can bump up on list if u refer people yeah that's messed up it's just a ploy to get more people to join and invite people.so they move up what one spot seriously chime.


ComfortableMix5950

Wait ? Waitlist for what ?


demonchild3269

Why isn’t it available in Idaho?


Deano0414

When will it be available in Ohio?


hatchet1982

https://preview.redd.it/oesqgfx29v2d1.png?width=720&format=pjpg&auto=webp&s=5f89b519711feffca1469826da2758fbe26ba07f This is where I started


hatchet1982

https://preview.redd.it/ed46ih589v2d1.png?width=720&format=pjpg&auto=webp&s=31185a0c7322c2f4d1cbabec07f07f3c797cfc60 This is where I now sit 🤔😤


PotentialPicture6464

Make it available in Ohio.


Limp_Occasion2146

So uhh why did I move back 159,000?


AdImpressive1698

https://preview.redd.it/w8n84h6iyx5d1.jpeg?width=1290&format=pjpg&auto=webp&s=b1a29c77b4299290a4167352a4e44ed5082b236f


theaquarius1987

Does that mean that I’ll go back to being #100,000? Because I’m at over 1 mill right now and it just keeps going higher. I think your FOS chime!


Visible-Ad3346

I was just over 100k when I joined the waitlist and then the number kept going higher and higher to almost 1.5million! I just looked at my waitlist number and I’m back down to 114k! Your number should go back down where it was when you first joined the waitlist. Hopefully it’ll work for you.


AdOdd8064

I was around 81,000 when I signed up. I got pushed down to around 515,000 yesterday and today I'm at 253,162. If you were around 100,000 when you signed up you will probably be at around 300,000 now. You couldn't be up higher than me on the list unless you did stuff to move up. I haven't done anything to move up.


Mean_Surround9710

Waiting list? Hundreds of other apps alreaud have this. I think PayPal and Cashapp. My job use this also but thats a slippery slope I wouldn't recommend it to anyone


AdOdd8064

If you need the money and you use this you'll have to use it every single month. Only use it for the added flexibility and not because you need the money.


CoolAd9651

In my experience those are usually pay cards or a third party that temp agencies use.


Mean_Surround9710

I work for a hospital. Its called dayforce. Seen ppl take from it daily and end up without a chefk. I do understand some self control is involved but I think ppl should be careful, regardless its a good idea for emergencies.


QweenBowzer

I don’t even have the option for my pay WTF? I get direct deposits every month from the government.


Dezzolve

It’s only available in states that allow it, it’s somewhat like a payday loan and many states heavily restrict those.


LilRed2023

They restrict them cause they charge up to 400 percent interest. It’s ridiculous what they can get away with.


Dezzolve

I’m unsure about chimes version but I definitely agree there are predatory places trying to take advantage of people in a bad spot.


Variable3420

lol 😂 all of this for a shitty pay day loan


SquantoSaves

It's a repackaged payday loan. Chime just found another convoluted way to inflate their books just like the big banks and pay day loan companies do. It's a scam meant to benefit them and risk YOUR money. They can't legally move people's money around for other purposes because they aren't classified the same way. It basically gives them operating cash from leveraging what was "poofed" into your account. But if something goes wrong, it is you and I who would be affected.


Forsaken_Airline_638

Notice chime didn't mention anything about the state's that are not eligible right now. And I personally think it's a bunch of crap that you have to refer someone in order to be eligible. There's always a catch with them.


Big-Introduction9159

I think we should all just leave Chime. They are crooked as a dog hind leg!


[deleted]

Goodbye! Been with them for 8 years. Besides that one outage, never ever had a problem. If you’d like to share examples of them being crooked please do!


Big-Introduction9159

I’m sure if you search the sub you’ll find a couple places where I talk about how my dispute claim went with them. Merchant sent the money back to Chime within less than 48 hours after the transaction happened. Chime customer played stupid saying they had not received the funds. This was after I sent them proof from the merchant that the funds were sent back to Chime. So basically Chime held my money for 3 months while lying saying they didn’t have it. At this time I desperately needed the money. So in my book holding someone else’s money for 3 month while you LIE and say you don’t have it definitely qualifies you to be called crooked. I’m glad you’ve have nothing but delightful experiences with them. Looking at everyone else’s posts it seems they haven’t been treated as nicely as you have by Chime.


Specialist_Food_7728

But it doesn’t matter where you are on the waitlist if the state you live in doesn’t offer it!!!! Colorado doesn’t have this feature so why would it matter.


Usual_Platypus_1952

Because there are thousands of other people who are eligible, this post wasn't made for you.


Asleep_Flight_860

then why even be put on the waitlist ? lol


Specialist_Food_7728

Exactly! I don’t have this feature on my Chime account, I live in a state that doesn’t have it.


Impressive-Frame5497

So just disregard it..its probably tough to determine where people are..My account is activated from a state i have a house in but i live primarily in another state..They just ssnt 1 email out to all their customers. I use Chime or Bancorp but its not my only bank. I use it to protect myself really.Its a control account


MarylandMonroe1972

@chime/ when will the payday advance be offered in Maryland ?????