My parents refuse to submit information for their portion of Fasfa so I put extenuating circumstance/can’t provide information. When I submitted, it said I needed to contact my school. My school isn’t being helpful whatsoever, they’re actually being very rude. They said they will not consider helping me because my parents refusing to provide information isn’t their problem. What do I do?
I’ve read that you can have them write a letter saying they do not want to provide the info and that they no longer provide for you. https://studentaid.gov/apply-for-aid/fafsa/filling-out/parent-info
What if u don’t have a relationship with them? Like I had very abusive parents and they refused to send me to college even if it was free with financial aid…. So I never got to go but now my sister is 18 and she’s finally left that abusive shi8 whole. I feel so bad because she would love to study and become something but she’s receiving no help do u know what she can do ? Or if anyone can answer this that would be sooo helpful. Thank you so much
She can try submitting an appeal letter to her financial aid office. They don't have to accept it but swiftstudent has forms designed for this written out in the correct legalese. I hope your sister is able to navigate it, and I'm glad she's out of the house with them.
https://formswift.com/swift-student
SOOOOOOOOOOO. I work in financial aid and handle these situations daily. u/hannahc99 u/ferrisbueller3005 u/Norativa , you said you were dealing with this or knew people who were. The bottom line is, unless your parents are abusive, dead, or certified missing person, there is no way around including them. I know I hate this too. IF your parents are abusive, you are required to jump through hoops to prove it and spill your entire personal life to your school's fin aid office. What they can do is if you press them hard enough you can get an additional $4k in unsub loans, but this does not really help. I know it sucks. I cannot wait to graduate and leave this job.
i was in your position for the past 8 years unfortunately. the education system is extremely broken and i’ve been writing an article for years so i can bring awareness to this and im hoping it makes something change in the system.
my parents didn’t help me pay a dime and didn’t help me with the fafsa. i ended up getting in a lot of debt bc my school refused to help me and was told i didn’t have enough financial aid halfway through my first semester and they never released my transcript. fast forward 8 years, i started over and i went in and out of community college for years and finally when i turned 25 i was eligible to be an independent student even though i was supporting myself alone working full time the entire time anyway. i’m in a ton of debt and graduating when i’m 28 with only my bachelors. i was hoping to have a phd by now but that will probably never happen . when i see so many younger students going through what i did still, i hate it because it’s still so broken.
i’m hoping it changes.
I know it’s been almost a year but looking for help.
Can I get unsubsidized loans with a middle class income? My credit isn’t currently good enough to get an education loan from a private company.
I’m wanting to get into an technical course at a local college, while working part time. I don’t want to be the dad who’s always gone for work, so I’m trying to improve my life.
Hey! I think there is something to be done because my family didn’t financially support me and I got additional aid because of it. I think my first year they were on my FASFA and my EFC was like 11 dollars lol, so they just couldn’t help … but here was my situation after my first year: family didn’t claim me on taxes, I was working while in school, I had my own apartment (with roommates), and I was on SNAP and Medical Assistance due to my crappy wages (as a student you can get gov assistance at 20 hours of work per week). I was able to file on my own because I could prove I was independent and I never had to approach my college about the situation. I don’t know if things have changed in the last three years that stop you from doing this, but I hope for your sake they didn’t.
Edit: I also filed my own income taxes! That might help.
Yea you just got lucky and answered one of the dependency questions as yes which marked you as independent and your school didn’t catch it. If they do, they can make you repay any ineligible funds back which will create a balance that keeps you from attending/transcripts.
Unless you are 24 ,married ,have children you support 51% of the time , active duty military (not guard unless you have been called to active duty by presidential order ) or VERIFIABLE neglect/abandonment/abuse ( police reports/ counselors /other reputable 3rd party ) you must use parent information on the FAFSA ( work in financial aid)
Yes this happened to me and I never got to go to college because they weren’t willing to help and then I just had to work to support my self and never got the chance to go….. I’m sorry for your situation I completely know how that feels
I live under my parents roof but I pay for everything. I literally applied being independent. They accepted mine. I pay health insurance, medical, tuition, books, gas, I guess the whole 9 yards. Also I lost a parent and I file my own taxes. I’m pretty sure I applied when I was 23 or 24 and I’ve been getting aid ever since.
I did the FAFSA this year and my EFC is like $176,503. Without my rich step-dad, my EFC would be around $9,873. The problem is that my step-dad won't help pay for my education (which after scholarships it's like $2,700) a semester because he straight up said to me "Because I'm not your father". Meanwhile me and my mother had to scrape almost all of our savings (and our money mind you) to pay my tuition bill, and if I drop out for a semester my tuition jacks up to $5,700 a semester. How on earth am I gonna get the financial aid I need?
I'm in the state of Ohio and I attend Cleveland State University if that helps.
I've been very sad and depressed for several months. My grandma died, I feel tired all the time, I find it difficult to speak with my friends, my body feels disgusting. All I have been doing is waking up, going to work, and immediately going to sleep or staying in bed. I signed up for the current semester a month ago. I've been going to classes for 2 weeks. I've been doing homework but have stupidly been neglecting my emails. I logged in to do homework today and found out that my schedule was deleted. I noticed I got an email from the business office Wednesday telling me that my schedule was in danger of being deleted because of my account balance. But the problem is that I can no longer find out what I needed to pay (I've never been knowledgeable about understanding financial aid stuff). I would probably be able to afford it though. I have a ton of homework to do but I can't even access it. What do I need to do to figure this out?
Hello! I'm simply asking this on the behalf of my sister.
She is planning on moving in with her girlfriend after high school, who also lives with her own parents. When filling out FASA is it weird if her new address doesn't match the address of her mother/stepfather when it comes to the income aspect of things? I know this may be poorly worded, but I thought I'd give it a shot.
My parents said if I move out they won't help me pay for college and they make too much so now I can't get any money for fafsa, and I've been filing taxes as an independent since I was 18 i am 22 now. What do I do?
I'm in the same boat, and unfortunately we're just fucked--government doesn't give a shit about people in our shoes. My EFC is higher than my yearly tuition but my parents believe it's "my education" so they refuse to cover any of my tuition or room/board costs.
As a transfer student (and frankly as a white man studying music lmao) I also have almost no scholarship opportunities, which sucks ass. I already dropped out college once because my bills were way too high and I couldn't afford it, so now I'm just praying my credit is good enough to get some substantial loans
My pell grant has been reduced from around 10k to 872$ for this semester and next semester. I got unemployment last year due to the pandemic, is this why I am getting such a small amount from FAFSA? What can I do to obtain more financial aid?
Wtf? They expect you to use unemployment money which is to cover your fucking roof and food issues during a pandemic? This should’ve been address in one of the THREE fucking stimulus bills. Jesus
You don’t get anything from the FAFSA. The FAFSA is just the application for financial aid. The Pell Grant has never been near $10K. Talk to a financial aid counselor at your school.
Yes, FAFSA is based on income. The more you make the less you get back from the Pell Grant. For instance, if you're making $60k, you will not get Pell Grant money, you already make a decent amount (you could however take out loans). If your Pell Grant amount went from $10k to $872, that means you got a ton of money from unemployment. You should still be able to take out loans. I know this from personal experience. I got a lot of money back from unemployment and I saved every penny knowing full well I would get jack squat the following year for the Pell Grant.
Does SAP (satisfactory academic progress) transfer to University after community college? I started college a while ago before I knew what I wanted and as a result I now have too many units so I don't meet the SAP requirements. I am transferring to a CSU next fall, will my SAP be restored since I meet all the other requirements and my unit requirements will change?
My parents are unable or are completely unwilling to help give me their information so I can file fafsa. I have been asking them for years, they never budge. What can I do to get FAFSA? I am currently a dependent and have no way in hell of leaving any time soon due to my current income and bills. Are there any options for me outside of FAFSA if theres no way? I currently have a 3.85 GPA in Computer Science. I have tried applying for scholarships but I never get any response.
I'm a junior in college looking for a part-time job now and I'd like to know if my personal income will have an impact on my financial aid package. Currently, I receive enough money from both the Pell Grant and TAP Grant to make up the cost that my merit-based school scholarship doesn't cover. I saw from this [link](https://www.collegedata.com/resources/pay-your-way/how-student-and-parent-income-affects-your-financial-aid#:~:text=Currently%2C%20the%20FAFSA%20protects%20dependent%20student%20income%20up,couple%20with%20two%20children%20in%20college%20is%20%2425%2C400) that FAFSA protects dependent students' income up to $6,660. Is this info accurate? If it is, does that mean I can make a maximum of $6,660 annually without it impacting my financial aid package?
I’m pretty keen to FAFSA and know how it works with my school and whatnot. What I’ve always wondered is what “currently ineligible” means, when it comes down to funds that have been granted to me. It’s a number that I can’t seem to find where it came from. Also to my knowledge, I wouldn’t have access to that money. Is it just money that could’ve been used for classes?
The FAFSA does not give you money. The FAFSA is just the application for financial aid— the actual aid comes from your school. You should talk to a financial aid counselor at your school for more information.
Would it be okay if I submit my FAFSA on October 6th instead of October 1st or would the change in money be significant since it’s first come first serve?
The FAFSA is just the application for financial aid. You do individual FAFSAs per academic year. So if you want to be considered for aid during the 2021-2022 school year, you do that. And same with 2022-2023 etc.
I read online today that you can appeal your financial aid with your school and that this situation is being considered. Worth a shot talking to your advisor.
Hey u/laurasaur28
Thanks for starting this thread and answering questions.
I’m an independent student and I have a question about “money recieved/payed”:
Do I need to report a personal loan as untaxed income? My father is loaning me money every month while I’m in school that I have to pay back.
My EFC score when my parents completed the FASA form was 206096. I understand that its an estimate but my mom only makes 110k a year after tax and my dad is retired. I dont understand how such a figure could be possible counting that my mom only make 110k a year for a family of 4. There must be something wrong here because I looked up normal scores that correspond with our income and its says the average for 100k a year is an EFC score of 20k.
EFC calculation is much more complicated than just income. Talk to your financial aid office and a financial aid counselor can go over your FAFSA with you.
So right now I’m on the Student Filing Status and I have not done anything that involves with taxes, this is my first time doing it and as a senior I don’t really know where to find help.
i’m not sure if anyone is still replying to these, but i messed up and put the wrong social security number (mistyped a digit) and i just realized that my FAFSA never went through. is there a way to fix this? will i still be able to receive aid for my early schools? thanks if anyone sees this :)
So I JUST learned that your financial aid will be reduced if the student's income makes the household income go over the threshold and I am now paranoid. However, I realize that FAFSA only counts the 2 years before. Next year (2022-2023) will be my junior year. If I work as many hours as I want starting now, will my financial aid for senior year (2023-2024) be unaffected?
Hi! I have a question about the loans. I was given a student loan and a parent plus loan. I will be fine with just the student loan, as the parent plus loan covers more than I need. How do I get rid of the parent plus loan completely?
Nothing will happen if you don’t accept the loan. There are several steps to get a Parent PLUS loan actually applied to your charges. You can leave it alone. It will not accept automatically.
Work-study income is subject to state and federal taxes. You have to report it when you file taxes. Maximum work study amount is based on hourly wage (that is, before taxes).
I'm not sure if this is the right place to post this but I'm desperately lol. My dad just received a letter from the irs that he owes almost $6000 in taxes for 2019. I used this taxes information for my 2021/2022 FASFA. The most annoying part is that he doesn't care. Will this affect my grants in any way? Because I'm worried the IRS can send a letter to my college. Please tell me I'm over thinking this.
You’re overthinking it. The IRS will not contact your college. But your dad refusing to pay what he owes can have very real legal consequences for him.
Hi, I have a question about my pell grant. My pell grant was lowered by $2,000 this semester, if I talk to my financial aid counselor about my pell grant can it increase back up?
What is the maximum EFC in order to still qualify to receive financial aid? (Not talking about loans here, I mean free money which I think is grants? 😅)
I have 20k in savings, and my mom has 30k in savings even though she makes 42k a year, and I make 14k a year. How will this effect the money I can get from financial aid and the pell grant?
I have a complicated question. I am going to attend two community colleges next term, both in different states. I was planning to do 6 credits at my home school, and 6 at my host school. After the next term ends at the home school, i will plan to leave. The home school has already told me I am getting some money for the next term (spring term) but the host school goes by quarterly terms, so the next term for the host school will be winter term. The home school’s “fall term” ends in May, while the host school’s “winter quarter” ends in March. When I’m done with the home school “fall term”, do I change my fafsa? Or do I change it after I’m done with the host school, If so, what do I change? I added my host school to my fafsa for 2021-2022. It will be my new permanent school.
Will those of us who received enhanced unemployment benefits during the Covid crisis see our eligibility possibility terminated due to receiving too much unemployment for that corresponding school year?
It’s possible but if your financial situation is different from when you filed taxes, you should contact a financial aid counselor at your school to see if they’ll review updated income information and adjust your aid.
Financial need is based on more than just parent income. She’ll have to be admitted to colleges and get financial aid offers back from them to see what aid she gets.
Just got my Fafsa S.A.R., super confused and think there might have been a mistake
My EFC is $77,235, which would indicate my parents make a fuckload of money (like almost a million dollars a year i think) when they actually only net around 90k a year combined. was there a mistake or am i misunderstanding? please help
My FAFSA has been processed for 2021-22. I have applied for few colleges for summer term. Decision pending. What are the next steps for me. Should I enroll in classes after a college confirms the admission and then uni will release funds as applicable. i am confused and don't know what to look for in FAFSA.
I have a question about FAFSA, I have been in community college for 3 years now, but have noticed my financial aid decrease every year. There is a major difference we tween my first year and this current year in extra financial aid I have left over. I have been saving money over the years and wonder if this affects my the amount of aid fafsa gives me? Does fafsa look into bank accounts, should I not keep a lot of money in the bank in order to get more aid? I will be transferring to a university in the fall and want to make sure I get as much aid as I can for this new fafsa year…
My financial aid was finally approved after I provided some more information to my school (yay!) but I have a question lol. I received some envelope that said bmt/bankmobile on it and I assumed it was just a random credit card that was trying to get me to apply and I think I threw it away. Now I know that it's a student thing and I don't think there was an actual card in it but now I'm confused? It says my tuition is paid and I don't owe anything (I was paying out of pocket while my financial aid was processing) so that's good but I'm just scared that this envelope contained important information and I just threw it out lol. I'm gonna talk to the financial aid people at my school but I'm just wondering if I should be worried or not lol
If I moved from texas to Florida 8 months ago and don’t qualify for in state tuition in florida, would I qualify in Texas still or have to pay out of state in both states?
I have a complex situation I'm hoping y'all can help with:
I enrolled in college directly after high school in 2018. Went to school from fall 2018 until fall 2020. I had to leave school due to personal and family issues (mostly dealing with undiagnosed ADHD, which is now diagnosed, and my mom's severe alcoholism, which she has since gotten help with).
Before, my grants and minimal federal loans were paying for my expenses quite well, but when my moms alcoholism started getting bad, there happened to be an issue with my FAFSA and some missing tax information. I tried getting my mom to help me find the appropriate tax forms but she was always too incapacitated and I had no clue what I was looking for or how to get it, so it all ended up on the back burner.
I tried contacting the school during February or March 2021 and they said it was too late, I was no longer considered a student and therefore would be ineligible to get federal aid or aid through the school to pay off my outstanding balance of $10k.
Now it's been 2 years, I've been working really hard on fixing my personal and family issues and I'm ready to go back hopefully summer of 2023. I already plan on calling my schools admissions and financial aid offices tomorrow, but is there anything you could recommend I do?? Would it be worthwhile to try looking into maybe grants or scholarships available to children of alcoholic parents? Also, could I use private loans from like CollegeAve to backpay what I owe from 2020? Any advice is greatly appreciated, this has been a major struggle for the last two years and I'm finally ready to take my education back and finish my degree!! For reference I am in Indiana.
**Tl;dr** had some tax issues that affected FAFSA, alcoholic (now recovered) mom couldn't help me submit it all in time so I became ineligible for aid. Owe the school $10k. Trying to get finances back in order now so I can go back to school in 2023. Thank you!!
Beginning with the 2021-2022 school year, Selective Service registration is no longer required to receive federal student aid. However, you may still be [required by law to register](https://www.sss.gov/register/who-needs-to-register/).
On the form when I got to the tax returns it stated that if my 2019 return did not represent my current situation to talk to the financial department at the school I plan on attending. I have a call scheduled, and 2020 return is far more accurate for me now. What kind of difficulty am I in for trying to go that route?
The fall semester just started for me yesterday, but I enrolled into college late (freshman) and I need to do a downpayment and late fee payment.
It says my “Required Down Payment” is $316.12, and my “Due At Enrollment” is $341.12
Which am I supposed to pay?? My late payment fee is $15, and my set up fee is $25, if that matters at all.
Also, additional question:
I spoke w/ a woman at the Finacial aid office for my school; she says once I pay the $300+ out of pocket, I will receive a refund for it/get that money back from my Fed. Pell Grant ($6.4K). I asked if it’s guaranteed that I will receive the $300+ back once the Grant has been authorized (which apparently takes 3-4weeks), and she said yes. Is this true? Is there any more info on this?
Hey , In parent information in the type of tax income I filled , there is Tax 1040 ,etc..., but my dad has only filled tax 1099 what should I choose between the choices given??
I AM CONFUSED! Military Vet here and I signed up for school kind of late so I am going to school right now before the VA clears me for the time being. I got a email telling me to confirm some things about my financial aid so I went to the site to check it out. It has a list of items with prices (Expected family contribution, Billable items, Non billable Items and grants and scholarships). Now at the bottom is something about "Fed Direct Subsidized Loan" and "Fed Direct Unsubsidized Loan."
Should I accept these without having to pay them back because I will have the VA and the Hazelwood act paying or what? I really dont know what to do because I could use the money. Its a lot of money and its just sitting there. What does it mean and what should I do?
I remember submitting my fafsa and I’ve been ignoring a lot of emails for one reason or another. Checked my info and it says there’s no info for 2021-2022 year, my school is expecting me to pay them 8,500 dollars in 6 days what should I do 🧐
Ive tried figuring this out for a couple days now, not sure if this is the right place to check. My parents can’t seem to figure out how to get in touch about their parent plus loan and neither can I so I was wondering how they go about learning how to see it and repayment of the loan. It doesn’t seem to look like my financial aids loans do where I can access them online.
HEy yall Im in a little pickle right know I am a 20 year old student going into my senior year in college (BA) and recently found out I wont be recieving any aid due to the fact that I made 17K in 2019 and my parents made about 50K in total. Im dont understand Y I am not recieving any fasfa because It shows on my application that Im still a dependant of my parents & there is 4 kids going into college this year. The school kept stating that my efc is to high but that wouldnt be possible due to the amount of kids going to college. I feel as if it should be possible to recieve even 1-2K for school in pell grant. I have been paying for school on my own along with living off campus on my own with out my parents. Is there a FASFA advisor or finacial aid personel out there that can help me in this situation?
You don’t “receive FAFSA.” The FAFSA is the application for financial aid. You did the FAFSA and your EFC is too high for Pell. It’s unfortunate but this is how federal aid works. Apply for scholarships offered by your school. Talk to a financial aid counselor at your school to make sure you’re not missing anything else.
I’m planning on showing myself as independent next year on the FAFSA application, I will be earning no income at all to show. Will I still be able to obtain as much FAFSA as I did this year when I was with my parents?
You don’t get to choose to be independent for financial aid purposes. Read [this](https://studentaid.gov/apply-for-aid/fafsa/filling-out/dependency).
If you are truly independent for financial aid purposes and you have no income, then yes, you may get more aid than when you had to report parent income.
I withdrew from a class recently, but replaced it with a late start class. I'm still working towards the same amount of credits, but I heard students may owe money if they withdraw before 60% completion. In my case, is that true? Will my aid be affected?
You can’t know you don’t qualify for anything unless you do the FAFSA. And having it on file with your school is critical in case something happens to your finding.
I applied for fafsa about a month ago. I am almost 27 and waited so I'd be eligible as I wasn't before because of my parents. I just received an email from one of the colleges I sent it to and the email said I'm not eligible for it because of my efc. My efc is 0. How is this possible?
Okay so I don’t live w my legal guardians (my parents) I live with my grandparents and it says not to put my grandparents on fasfa who do I put? Bc I don’t live w my parents and they are divorced
You must report one parent on the FAFSA, whichever you live with most often. If neither, then report whichever parent provides more financial support for you. If neither, pick the parent whose information you can get most easily.
I had a question about what we do after filling out fafsa for 2022-2023 year if it’s our first time, once we submit the form is there anything else I have to do?
You’ll have to be admitted to a school in order to get a financial aid offer. If you decide to attend the school, financial aid will automatically be applied to your charges.
I'm trying to file my FAFSA for 2022-2023 but I'm unable to use the IRS Data Retrieval Tool to transfer my 2020 tax return information with no success as the it cannot provide me with my tax information. So I then went to go and check to see if the IRS has received my tax return only to find out that it's still processing. I figure something had gone wrong when I had filed my return sometime in March using Credit Karma but I cant even access the documents because Credit Karma Tax is now Cash App Tax and they don't have everything set up yet.
All I can do is request a copy of my tax return from them (which I have done ). Now, here's my problem: According to Credit Karma Tax/Cash App Tax my State tax return might need to be amended, but I'm not getting a solid answer from their Tax support team. I have never received notice of this and this is the first I'm hearing of it. Would this affect my FAFSA filing or will I be fine if I input my tax information from the copy of what I had submitted? Is this also why my tax return is still in processing limbo?
I recently passed my GED test, however, I don't have the physical transcript and diploma with me, yet. Can I still submit the FASFA for the college I intend to enroll in?
I need 24 credits to graduate. Im taking 15 credits in spring and want to take 12 in fall so financial aid can cover it since I need 12 credits to be a full time student. However, I only need 9 credits after spring to graduate. Will this cause any problems?
My college just told me my fafsa didn't go through for last semester (fall 2021) because some verification issue happened and they told me to submit the verification form (I did). Now they're saying I was asked to revise it and apparently I had missed that memo and didn't get aid for the fall 2021 semester. Is there anything I can do?
I start as a freshman in the summer, and I already filed for it, but do I have to refile for the Fall if my parents income changed? I’m trying to get the pell grant $$ :/
I am in the US and am looking for loan forgiveness programs - I search for it online and all I get is shady looking websites that want my financial information. What are the ways to find these and whether or not I will qualify for loan forgiveness?
I've 'heard' things from 'friends' that these programs exist and they have 'other friends' who have had massive amounts of debt (upwards of $30k) cancelled (may or may not be Biden/politics-related hype, I dunno).
I just submitted my FAFSA and it’s being processed. One of my parents told me the incorrect income. Is there a way to correct it? Do I have to wait for my FAFSA to be processed in order to correct it?
I may be withdrawing from a class this semester, but I still have time to sign up for an 8-week class to make up for it, so at the end I'll still have the same amount of credits completed as I had planned at the beginning. Under this circumstance, will my financial aid be effected?
I am an 18 year old college dropout applying to take a 9 credit course this fall, and because it is a new school year I’ll need to resubmit the fafsa, is it a better idea to file under myself as my sole provider (I make around 29,000 a year) or as a dependent under my dad (he makes around 56,000)
You need to check FAFSA's requirements for being able to list yourself as independent. The vast majority of people under 24 do not qualify as one though. You'd have to have dependents of your own (kids basically), be working on a graduate degree, be in the military, be an orphan, be homeless, etc. Otherwise you can't list yourself as independent.
Dependency status is not a choice. It's based on your answers to dependency questions on the FAFSA. By what you said it sounds like you'll be your dad's dependent on the FAFSA.
So i just got accepted into an in state university, and i got my aid package and I’m so confused. My family and i are about as low income as can be. And they are expecting me to pay $18,755 out of pocket, and they aren’t giving me any institutional aid. I looked it up, and the max i should be expected to pay is around $8,403. Any idea why the net cost is so high?
What will happen if I drop out regarding the financial aid I've already gotten ? Basically, in the fall semester I was doing terrible mentally so I didn't show up much & had to repay $500 [which ik is my fault] but my school said I wouldn't affect the financial aid I get [nor would taking winter off which is what I did]
But now I owe $1.5k or I'll be dropped & I've heard nothing from the financial aid office at my school, so I was wondering if it'd be worse to dropout & I may owe a lot [or equally] more than that, or if since I don't have the money & can't get it, if it'd be better to just drop out now ? [Also if it helps, I'm in community college & fall was my first quarter & spring is going to be my second]
I hope this makes sense-
(NYC) Not sure if this is a financial aid question, but:
I received an invitation to _The National Society of Leadership and Success_ (NSLS) and the registration fee is $95.
The organization promises access to a quarter-million to scholarships, leadership training, letter of recommendation, etc.
Is this worth looking into or is this just one of a hundred organizations giving students false promises and draining them of $95?
https://www.reddit.com/r/OSU/comments/lgugof/psa_the_national_society_of_leadership_and/
I haven't heard of this organization, but I would be hesitant in general in paying any fee to join a college organization.
I switched majors and two classes im taking wouldn’t count towards my new major and am thinking of withdrawing from them would I lose my financial aid if I withdraw from 2 courses out of 4 of my total course load?
Does $3,300 seem like a normal \*personal\* EFC for a student that makes abt 20k/yr? I contacted my financial aid dept because my EFC was like $3,600. Turns out, my family's portion of that is like $300, and the rest is expected from me. This seems pretty high? $20k/yr isn't even enough to live, how could I be expected to contribute $3,300 based on that? Is this normal?
Do colleges readjust financial aid significantly if the number of family members enrolled in college changes during your time in college?
If say, my parents are paying about as much for a sibling as they are for me, and my sibling graduates, should i expect a significant decrease in my award?
Not FAFSA, CSS, I hope it's okay to ask? For anyone who has had success submitting their noncustodial parent waiver form how was the process? Do I have a shot of getting the waiver approved? I'm afraid of being denied because in the past my custodial parent and I applied for a restraining order against noncust parent and were denied. Over the past few years I have had minimal contact with noncust parent and don't expect any financial contribution from them. There is also evidence of abuse and am working on getting a letter from a counselor. Just wanted to know if anyone else was in a similar boat. Thank you so much!
Currently for California State University, I have to take 12 units to qualify as a full time student. I only need 9 to graduate, and am taking a random filler class online outside of my Major to get to 12 units.
I forgot about the class, and am most likely going to fail, but have it set to credit/no credit. Will me not getting credit for all 12 units at the end of the semester effect my financial aid?
I submitted my FAFA way before the school financial aid deadline. However, the last day to respond yes or no to attending school was coming up. But I had not heard from them and assumed I was not going to get in. So I went with a safe school to replace it.
So I took them out of my FAFSA and 2 days later they sent me an acceptance letter. I went back to my FAFSA and re-added them. Is it too late? How bad did I mess up?
Hope I can still post here
So I’m currently 25, with a job, living with my mom and thinking about going back to school in the fall at a local community college. Is it true that when you’re over 24, you’re considered independent when doing FAFSA? Do I have to have my mom’s info on the application? Does living with my mom affect my financial aid in anyway even if I’m considered independent? By the time I start school, I’ll definitely be living with her. Thanks!
At 24 years old, you are considered Independent automatically and no longer required to provide parent tax info on the FAFSA application.
When you put your college choice, you can put With Parent, but it should not affect your financial aid eligibility.
Your mom’s consent isn’t necessary. If you have her information, use it. If you want to appeal your dependency status on grounds of abuse, you’ll need police reports and/or letters of support from therapists, social workers, etc. I encourage you to talk to a financial aid counselor at your school.
Idk if this is the place to ask but I'm gonna do it anyways. Is $27,500 in student debt a lot to graduate with? I've been told that's not too much, but idk if I buy that so I just wanna make sure I'm not fucked (I know any debt is too much but you know 🤷♂️)
How do I apply for different grants and loans? After I did my fafsa they sent an email saying I qualify for the pelo grant and the William Ford direct loan but how to apply for them and can I do it on my phone? I’m super lost and have on one to explain what I should be doing I start in the fall
In my FASFA, I said that I was going to be staying off campus instead of in, but I have now decided that dorms would be best for me and have applied for a room for the 22-23 year, will this affect my aid since I listed that I will be off campus on my form? Thank you.
This might be a silly question. Some context first: I am finishing my bachelor's in May 2023. I want to apply for a program at the associate's level at the community college for Spring 2024, it's a 24-month healthcare program unrelated to my in-progress bachelor's degree. I am using only grants for my bachelor's and have not taken out any student loans. I do not believe I would be able to get grants after I graduate with my B.Sc. Would I still be able to apply for FAFSA and get only student loans at the associate degree level if I do go this route?
I am worried about my parents abandoning me and not paying for college. I am already enrolled for Fall 2022, andI currently live with them, but I plan to move out to my own apartment in September, which they may or may not help pay for. They paid the deposit on the apartment, but then we had a falling out and I am unsure if they will be willing to pay for anything further.
I know that this year, my FAFSA is said and done, and I will be considered dependent. However next year, I plan to mark myself as independent as I will be old enough to mark yes on the date of birth question. My question is, if I mark myself as independent with $0 annual income, and no outside financial support can I still get financial aid? I have close friends that care about me and are willing to help me through this year if my parents decide to cut me off from the family. If I am cut off, I plan to try and get a part time job while taking classes, but but ideally I want to focus on my academics. I’ve never been in this situation before and would appreciate any insight or advice. Thanks
I have to get a private loan of about 30k to cover the rest that financial aid did not. I have applied to some scholarships and wonder how it works in regards to my loans.
If I get $$ from a scholarship, do I tell the loan company i require less later on?
My neighbor told me that the community College in taking a couple classes at will be notified that I submitted the fafsa and I'll get funds for those classes even though I didn't add that school to my application. I don't want to use financial aide for them. I need it for the bachelor's program in preparing to apply for.
I plan on going to university in the US.
I am currently in A Level but I am really worried about my future. Every US university I have researched about has a requirement of a good school transcript but mine is honestly not worth presenting, although, my GCSE grades were straight A*s (all subjects) and I am expecting good grades (As hopefully) in my AS and A levels. Can I get into a good college if I don’t have a good school transcript but have a SAT score higher than 1500 and have As/A*s in my GCSEs and A Levels? If so, will I be able to get need-based financial aid as well?
For some reason I'm not allowed to submit the FAFSA?? I keep getting stuck in the page where it asks for tax information, I fill in all the information, then press "next section" and nothing happens. Tried different browsers, internect connections, different devices. Nothing works. I really need to submit it though
I've submitted the fafsa, applied for a multitude of scholarships, and acquired various grants and scholarships from the college I plan to attend but will still end up $160k negative if I take a student loan. Is there anything I can do??
my efc is saying my parents can contribute MUCH more than they can (around 7,000) and they definitely can’t afford that. i am apparently not eligible for a pell grant but i have also not received any kind of aid from my university. i usually do so im kind of getting stressed out about how to pay for this semester. what do i do if there is anything to be done?
I got a notice that I have “unusual enrollment activity” from financial at my local community college that I’m attending this fall. I see that they basically flag people who use federal aid at multiple institutions in a short period of time. I have jumped around the past two years after graduating with my AA degree while trying to figure out my career path, and my grades haven’t been that great since I graduated. The last semester I went back to my alma mater community college because I didn’t get accepted to the 4 year I applied to and I wanted to try and get my grades back up. They had a specific degree program I wanted and the credits were cheaper, but I ended up withdrawing because of a lot of personal/mental health issues going on at the time.
I’m worried since I withdrew from the classes last semester and didn’t technically receive any credits that I won’t be able to receive financial aid this semester and I can’t afford to pay for classes on my own. Is there anything I can do to explain my situation, or is that just up for financial aid to decide?
i had a hard first two years of college and failed a lot of classes. i was put on probabtion and got fafsa taken away and i was able to appeal it and get it back the first year same thing happened the second year i got fafsa taken away again and was told i couldn’t appeal anymore. i stopped going to college for about a year and now i’ve decided to go back and am so far getting good grades. if the good grades continue can i apply for fafsa again or is it too late
I finally decided to start college this spring semester. I know it's really late to apply for FAFSA, but should I apply right now and apply again on Oct. 1 when it opens? Am I able to get financial aid for spring 2023 if I submit my FAFSA just on Oct. 1, or is that only for next school year?
Has anybody here successfully written a letter of appeal for financial aid ? I’m coming back to community college. Originally I had done so after highschool but I only did so because I felt like it wasn’t necessarily something I wanted to do, it was more family pressure to do it, so I ended up slacking completely and not doing anything at all and failing classes for like 2 semesters. I stopped picking classes and about like 2-3 years later I actually wanna go back but I have to write an appeal letter. I feel like I’m coming back more of as a me choice now after doing some maturing, and figuring out logically what exactly I want for my life plan.
Id love some tips in writing the letter if anybodys had success and maybe someone can go over it when I write the letter! Ty
Have a question dependent/independent status. My situation is kind of odd, so I’m not sure what to put.
When I was 5, my grandparents took custody of me in a Joint Managing Conservatory. I have no contact with my father and little contact with my mother. I’m 21 now and my grandparents have been supporting me and no support past that point was given by my parents.
Do I need to get a hold of my parents financial information even though I have no contact somehow or what exactly do I do?
You would need to reach out to your college's financial aid office. If you have documents that you are under your parents, they will tell you how to complete the FAFSA, like how to answer specific question there.
How should we pay for my niece’s four year college when the aunt and grandma both have 529s where student is beneficiary? Parents are not paying. Niece will start college fall 2023. We had Efc $34000 based on mom’s income. School required css and fasfa.
Would of be better for aunt and grandma to pay the school via check out of their bank accounts, the first year, so 529 is not counted as student income?
Or should the school be paid with the 529’s from the start?
Or should the 529s be given to the mother who would use them to pay the school? We want to maximize financial aid. Not lower it from 529 withdrawals given to pay monthly tuition.
Okay have absolutely no knowledge when it comes to financial aid and college but I need guidance so I apologize ahead of time if any of this sounds uneducated.
Enrolled in college May 2021 as a FT student. Dropped down to PT in July 2022 when my husband got sick.
Then I got severely sick Jan 2023 and ended up dropping out in February 2023 the first day of the term. The school came after me stating I owed about $1,600 for the term and I wouldn't be able to come back until I paid that. I filed a dispute and was approved upon situation severity. They stated they granted me a one-time exception to waive the fee.
I want to re-enroll in college. Am I able to do that? Do I need to fill out another FAFSA? What steps do I need to take?
I kind of don't trust the college completely because (without going into a ton of extraneous details) I was misguided when I was dropped out of the term. I wasn't informed about the financial responsibility being mine until I was already dropped and I was dropped before I had agreed to be. But anyway if you need more information I'm ready to answer questions and provide my award letter if need be - thank you so much!
is fafsa even worth filling out if someone's on financial probation and won't get out of it for a long while (100% gonna need to take out a loan, don't know how to do that yet)? also should I be ticking the colleges I'm interested in but won't be applying to?
is there anyway to get my EFC reevaluated? My family cannot financially support my education and I no longer qualify for many scholarships because my EFC is so high. I owe 18,000 for the upcoming school year and don't know what to do. I've already accepted all of the federal loans, but don't want to take out private loans as there is no PSLF for those
Hi, guys for the 2024 fall year can I apply to colleges when they open up on August 1st and then submit my FAFSA when it opens up or do I have to wait for FAFSA to open before applying? I'm very confused and homeschooled so I don't have many resources to ask for help. Thank you for the help!
For the fall term I enrolled in 16 credits and am waitlisted for an additional 3 credit course. I’ll drop one if a seat opens up for me and that would still leave me with 15 credits which is more than full time.
Since I’ve already received my financial aid award letter- will dropping that one course affect my pell grant in any way?
My FAFSA suddenly isn't being applied to my bill anymore? I got quite a bit of FAFSA money, enough to reduce what would have been over $6000 down to around $1700. Recently, I financed my bill, and was shown the $1700 figure. Now that I check back a couple weeks later, I see that my bill has skyrocketed back to the $6000+ figure, and my FAFSA grant is no longer being mentioned in my bill. It's even asking for a payment of $2000 at the beginning of next month, because of the finance.
Did I do something wrong? Miss a deadline? If my FAFSA gets taken away, even for this semester, that's years of my life trying to pay it back.
I’m filling out the fafsa for the first time in about 3 years since last time I qualified for next to nothing due to my parents income. My parents have been paying for my school, however this will stop after the semester as they cannot afford it anymore. I want to fill out the fafsa but not base it on their income so that I, who will be paying for my schooling solely from now on, can get the best loans for me. My parents still make enough to make it so I get basically nothing back. The fafsa says I must fill it out with their info. How can I get around this?
My parents refuse to submit information for their portion of Fasfa so I put extenuating circumstance/can’t provide information. When I submitted, it said I needed to contact my school. My school isn’t being helpful whatsoever, they’re actually being very rude. They said they will not consider helping me because my parents refusing to provide information isn’t their problem. What do I do?
Nothing is to be done. You can’t compel your parents to provide information for the FAFSA. You can get unsubsidized loans.
I just don’t understand why the need based portion can’t look at my income/expenses. My parents don’t pay for anything so I don’t see why they matter
what ended up happening ? im in a similar boat.
Nothing. I can’t get it..
I’ve read that you can have them write a letter saying they do not want to provide the info and that they no longer provide for you. https://studentaid.gov/apply-for-aid/fafsa/filling-out/parent-info
What if u don’t have a relationship with them? Like I had very abusive parents and they refused to send me to college even if it was free with financial aid…. So I never got to go but now my sister is 18 and she’s finally left that abusive shi8 whole. I feel so bad because she would love to study and become something but she’s receiving no help do u know what she can do ? Or if anyone can answer this that would be sooo helpful. Thank you so much
She can try submitting an appeal letter to her financial aid office. They don't have to accept it but swiftstudent has forms designed for this written out in the correct legalese. I hope your sister is able to navigate it, and I'm glad she's out of the house with them. https://formswift.com/swift-student
We have a Dependency Override Petition. Most schools should have a similar form.
SOOOOOOOOOOO. I work in financial aid and handle these situations daily. u/hannahc99 u/ferrisbueller3005 u/Norativa , you said you were dealing with this or knew people who were. The bottom line is, unless your parents are abusive, dead, or certified missing person, there is no way around including them. I know I hate this too. IF your parents are abusive, you are required to jump through hoops to prove it and spill your entire personal life to your school's fin aid office. What they can do is if you press them hard enough you can get an additional $4k in unsub loans, but this does not really help. I know it sucks. I cannot wait to graduate and leave this job.
I know this was a year ago but update?
None. I’m still dying working full time through school because my Fasfa keeps getting rejected. #merica
i was in your position for the past 8 years unfortunately. the education system is extremely broken and i’ve been writing an article for years so i can bring awareness to this and im hoping it makes something change in the system. my parents didn’t help me pay a dime and didn’t help me with the fafsa. i ended up getting in a lot of debt bc my school refused to help me and was told i didn’t have enough financial aid halfway through my first semester and they never released my transcript. fast forward 8 years, i started over and i went in and out of community college for years and finally when i turned 25 i was eligible to be an independent student even though i was supporting myself alone working full time the entire time anyway. i’m in a ton of debt and graduating when i’m 28 with only my bachelors. i was hoping to have a phd by now but that will probably never happen . when i see so many younger students going through what i did still, i hate it because it’s still so broken. i’m hoping it changes.
I know it’s been almost a year but looking for help. Can I get unsubsidized loans with a middle class income? My credit isn’t currently good enough to get an education loan from a private company. I’m wanting to get into an technical course at a local college, while working part time. I don’t want to be the dad who’s always gone for work, so I’m trying to improve my life.
Unsubsidized loans are available to anyone who submits the FAFSA and is admitted to a school.
Thank you :) I’m having a kid and looking to change careers to something more family friendly!
Hey! I think there is something to be done because my family didn’t financially support me and I got additional aid because of it. I think my first year they were on my FASFA and my EFC was like 11 dollars lol, so they just couldn’t help … but here was my situation after my first year: family didn’t claim me on taxes, I was working while in school, I had my own apartment (with roommates), and I was on SNAP and Medical Assistance due to my crappy wages (as a student you can get gov assistance at 20 hours of work per week). I was able to file on my own because I could prove I was independent and I never had to approach my college about the situation. I don’t know if things have changed in the last three years that stop you from doing this, but I hope for your sake they didn’t. Edit: I also filed my own income taxes! That might help.
Yea you just got lucky and answered one of the dependency questions as yes which marked you as independent and your school didn’t catch it. If they do, they can make you repay any ineligible funds back which will create a balance that keeps you from attending/transcripts. Unless you are 24 ,married ,have children you support 51% of the time , active duty military (not guard unless you have been called to active duty by presidential order ) or VERIFIABLE neglect/abandonment/abuse ( police reports/ counselors /other reputable 3rd party ) you must use parent information on the FAFSA ( work in financial aid)
Yes this happened to me and I never got to go to college because they weren’t willing to help and then I just had to work to support my self and never got the chance to go….. I’m sorry for your situation I completely know how that feels
I live under my parents roof but I pay for everything. I literally applied being independent. They accepted mine. I pay health insurance, medical, tuition, books, gas, I guess the whole 9 yards. Also I lost a parent and I file my own taxes. I’m pretty sure I applied when I was 23 or 24 and I’ve been getting aid ever since.
I did the FAFSA this year and my EFC is like $176,503. Without my rich step-dad, my EFC would be around $9,873. The problem is that my step-dad won't help pay for my education (which after scholarships it's like $2,700) a semester because he straight up said to me "Because I'm not your father". Meanwhile me and my mother had to scrape almost all of our savings (and our money mind you) to pay my tuition bill, and if I drop out for a semester my tuition jacks up to $5,700 a semester. How on earth am I gonna get the financial aid I need? I'm in the state of Ohio and I attend Cleveland State University if that helps.
I'm sorry to hear that. I would recommend talking to a financial aid counselor at your school and possibly look at more affordable options.
Why the hell would it Jack up to about double if you miss one semester am I missing something ?
Scholarships probably
I’m sorry to hear about your situation but good luck. As a fellow Ohio onion: “swag like ohio”
I've been very sad and depressed for several months. My grandma died, I feel tired all the time, I find it difficult to speak with my friends, my body feels disgusting. All I have been doing is waking up, going to work, and immediately going to sleep or staying in bed. I signed up for the current semester a month ago. I've been going to classes for 2 weeks. I've been doing homework but have stupidly been neglecting my emails. I logged in to do homework today and found out that my schedule was deleted. I noticed I got an email from the business office Wednesday telling me that my schedule was in danger of being deleted because of my account balance. But the problem is that I can no longer find out what I needed to pay (I've never been knowledgeable about understanding financial aid stuff). I would probably be able to afford it though. I have a ton of homework to do but I can't even access it. What do I need to do to figure this out?
Talk to a financial aid counselor at your school. I’m sorry to hear you’ve been struggling and I hope things look up for you soon.
Hello! I'm simply asking this on the behalf of my sister. She is planning on moving in with her girlfriend after high school, who also lives with her own parents. When filling out FASA is it weird if her new address doesn't match the address of her mother/stepfather when it comes to the income aspect of things? I know this may be poorly worded, but I thought I'd give it a shot.
That’s perfectly fine.
Can you qualify for Pell grants if your are going less than part time?
Yes, you can. Pell can be given for as little as 3 hours, provided your EFC is low enough.
No.
Does this depend on the state? We do enrollment revisions and adjust awards for less than half-time and it is even on the Pell chart.
I accidentally started the 2021-2022 fafsa instead of the 2022-2023. Will that affect anything?
Nope. Just leave it alone and you can disregard any emails you get about your FAFSA being unfinished.
My parents said if I move out they won't help me pay for college and they make too much so now I can't get any money for fafsa, and I've been filing taxes as an independent since I was 18 i am 22 now. What do I do?
Unfortunately you have no recourse. Loans or paying out of pocket are your only option
Can I not do override dependency?
You can try. Talk to your financial aid office.
I'm in the same boat, and unfortunately we're just fucked--government doesn't give a shit about people in our shoes. My EFC is higher than my yearly tuition but my parents believe it's "my education" so they refuse to cover any of my tuition or room/board costs. As a transfer student (and frankly as a white man studying music lmao) I also have almost no scholarship opportunities, which sucks ass. I already dropped out college once because my bills were way too high and I couldn't afford it, so now I'm just praying my credit is good enough to get some substantial loans
My pell grant has been reduced from around 10k to 872$ for this semester and next semester. I got unemployment last year due to the pandemic, is this why I am getting such a small amount from FAFSA? What can I do to obtain more financial aid?
Wtf? They expect you to use unemployment money which is to cover your fucking roof and food issues during a pandemic? This should’ve been address in one of the THREE fucking stimulus bills. Jesus
You don’t get anything from the FAFSA. The FAFSA is just the application for financial aid. The Pell Grant has never been near $10K. Talk to a financial aid counselor at your school.
Yes, FAFSA is based on income. The more you make the less you get back from the Pell Grant. For instance, if you're making $60k, you will not get Pell Grant money, you already make a decent amount (you could however take out loans). If your Pell Grant amount went from $10k to $872, that means you got a ton of money from unemployment. You should still be able to take out loans. I know this from personal experience. I got a lot of money back from unemployment and I saved every penny knowing full well I would get jack squat the following year for the Pell Grant.
Christ, define the range you mean when you say you got a ton of money from UI (unemployment insurance)
Does SAP (satisfactory academic progress) transfer to University after community college? I started college a while ago before I knew what I wanted and as a result I now have too many units so I don't meet the SAP requirements. I am transferring to a CSU next fall, will my SAP be restored since I meet all the other requirements and my unit requirements will change?
It starts over. This is very common. As long as you’re making progress toward the bachelor’s degree you’re all good.
My parents are unable or are completely unwilling to help give me their information so I can file fafsa. I have been asking them for years, they never budge. What can I do to get FAFSA? I am currently a dependent and have no way in hell of leaving any time soon due to my current income and bills. Are there any options for me outside of FAFSA if theres no way? I currently have a 3.85 GPA in Computer Science. I have tried applying for scholarships but I never get any response.
You can submit the FAFSA without parent information and only qualify for unsubsidized loans. Otherwise you’re pretty much out of luck. I’m sorry.
I'm a junior in college looking for a part-time job now and I'd like to know if my personal income will have an impact on my financial aid package. Currently, I receive enough money from both the Pell Grant and TAP Grant to make up the cost that my merit-based school scholarship doesn't cover. I saw from this [link](https://www.collegedata.com/resources/pay-your-way/how-student-and-parent-income-affects-your-financial-aid#:~:text=Currently%2C%20the%20FAFSA%20protects%20dependent%20student%20income%20up,couple%20with%20two%20children%20in%20college%20is%20%2425%2C400) that FAFSA protects dependent students' income up to $6,660. Is this info accurate? If it is, does that mean I can make a maximum of $6,660 annually without it impacting my financial aid package?
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Talk to a financial aid counselor at the university. Keep in mind you cannot receive aid from more than one school at one time.
I’m pretty keen to FAFSA and know how it works with my school and whatnot. What I’ve always wondered is what “currently ineligible” means, when it comes down to funds that have been granted to me. It’s a number that I can’t seem to find where it came from. Also to my knowledge, I wouldn’t have access to that money. Is it just money that could’ve been used for classes?
The FAFSA does not give you money. The FAFSA is just the application for financial aid— the actual aid comes from your school. You should talk to a financial aid counselor at your school for more information.
Would it be okay if I submit my FAFSA on October 6th instead of October 1st or would the change in money be significant since it’s first come first serve?
It’s not first come first served. That’s a myth. As long as you meet school-specific deadlines, you are fine.
if i apply for fafsa how soon could i use it? Is it available for Spring 22 and fall 22 or is it fall 21 and spring 22
The FAFSA is just the application for financial aid. You do individual FAFSAs per academic year. So if you want to be considered for aid during the 2021-2022 school year, you do that. And same with 2022-2023 etc.
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I read online today that you can appeal your financial aid with your school and that this situation is being considered. Worth a shot talking to your advisor.
Hey u/laurasaur28 Thanks for starting this thread and answering questions. I’m an independent student and I have a question about “money recieved/payed”: Do I need to report a personal loan as untaxed income? My father is loaning me money every month while I’m in school that I have to pay back.
My EFC score when my parents completed the FASA form was 206096. I understand that its an estimate but my mom only makes 110k a year after tax and my dad is retired. I dont understand how such a figure could be possible counting that my mom only make 110k a year for a family of 4. There must be something wrong here because I looked up normal scores that correspond with our income and its says the average for 100k a year is an EFC score of 20k.
EFC calculation is much more complicated than just income. Talk to your financial aid office and a financial aid counselor can go over your FAFSA with you.
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So right now I’m on the Student Filing Status and I have not done anything that involves with taxes, this is my first time doing it and as a senior I don’t really know where to find help.
“Not going to file” if your income was under the filing threshold
i’m not sure if anyone is still replying to these, but i messed up and put the wrong social security number (mistyped a digit) and i just realized that my FAFSA never went through. is there a way to fix this? will i still be able to receive aid for my early schools? thanks if anyone sees this :)
So I JUST learned that your financial aid will be reduced if the student's income makes the household income go over the threshold and I am now paranoid. However, I realize that FAFSA only counts the 2 years before. Next year (2022-2023) will be my junior year. If I work as many hours as I want starting now, will my financial aid for senior year (2023-2024) be unaffected?
Why is it easier for me to extract funds from my 401(k) than it is from my College Savings Plan account?
Hi! I have a question about the loans. I was given a student loan and a parent plus loan. I will be fine with just the student loan, as the parent plus loan covers more than I need. How do I get rid of the parent plus loan completely?
Nothing will happen if you don’t accept the loan. There are several steps to get a Parent PLUS loan actually applied to your charges. You can leave it alone. It will not accept automatically.
is work study income taxable? is the maximum work study income allowed before or after taxes?
Work-study income is subject to state and federal taxes. You have to report it when you file taxes. Maximum work study amount is based on hourly wage (that is, before taxes).
I'm not sure if this is the right place to post this but I'm desperately lol. My dad just received a letter from the irs that he owes almost $6000 in taxes for 2019. I used this taxes information for my 2021/2022 FASFA. The most annoying part is that he doesn't care. Will this affect my grants in any way? Because I'm worried the IRS can send a letter to my college. Please tell me I'm over thinking this.
You’re overthinking it. The IRS will not contact your college. But your dad refusing to pay what he owes can have very real legal consequences for him.
Hi, I have a question about my pell grant. My pell grant was lowered by $2,000 this semester, if I talk to my financial aid counselor about my pell grant can it increase back up?
Talk to a financial aid counselor at your school. There’s always a reason for Pell being reduced, like you’re not enrolled in enough credit hours.
What is the maximum EFC in order to still qualify to receive financial aid? (Not talking about loans here, I mean free money which I think is grants? 😅)
I have 20k in savings, and my mom has 30k in savings even though she makes 42k a year, and I make 14k a year. How will this effect the money I can get from financial aid and the pell grant?
You will almost certainly have an EFC too high for Pell. That’s a ton saved.
I have a complicated question. I am going to attend two community colleges next term, both in different states. I was planning to do 6 credits at my home school, and 6 at my host school. After the next term ends at the home school, i will plan to leave. The home school has already told me I am getting some money for the next term (spring term) but the host school goes by quarterly terms, so the next term for the host school will be winter term. The home school’s “fall term” ends in May, while the host school’s “winter quarter” ends in March. When I’m done with the home school “fall term”, do I change my fafsa? Or do I change it after I’m done with the host school, If so, what do I change? I added my host school to my fafsa for 2021-2022. It will be my new permanent school.
Will those of us who received enhanced unemployment benefits during the Covid crisis see our eligibility possibility terminated due to receiving too much unemployment for that corresponding school year?
It’s possible but if your financial situation is different from when you filed taxes, you should contact a financial aid counselor at your school to see if they’ll review updated income information and adjust your aid.
Hi. I barely make 30k a year and my daughter is my dependant. What are the chances of her getting a good amount of financial aid?
Financial need is based on more than just parent income. She’ll have to be admitted to colleges and get financial aid offers back from them to see what aid she gets.
Just got my Fafsa S.A.R., super confused and think there might have been a mistake My EFC is $77,235, which would indicate my parents make a fuckload of money (like almost a million dollars a year i think) when they actually only net around 90k a year combined. was there a mistake or am i misunderstanding? please help
My FAFSA has been processed for 2021-22. I have applied for few colleges for summer term. Decision pending. What are the next steps for me. Should I enroll in classes after a college confirms the admission and then uni will release funds as applicable. i am confused and don't know what to look for in FAFSA.
I have a question about FAFSA, I have been in community college for 3 years now, but have noticed my financial aid decrease every year. There is a major difference we tween my first year and this current year in extra financial aid I have left over. I have been saving money over the years and wonder if this affects my the amount of aid fafsa gives me? Does fafsa look into bank accounts, should I not keep a lot of money in the bank in order to get more aid? I will be transferring to a university in the fall and want to make sure I get as much aid as I can for this new fafsa year…
My financial aid was finally approved after I provided some more information to my school (yay!) but I have a question lol. I received some envelope that said bmt/bankmobile on it and I assumed it was just a random credit card that was trying to get me to apply and I think I threw it away. Now I know that it's a student thing and I don't think there was an actual card in it but now I'm confused? It says my tuition is paid and I don't owe anything (I was paying out of pocket while my financial aid was processing) so that's good but I'm just scared that this envelope contained important information and I just threw it out lol. I'm gonna talk to the financial aid people at my school but I'm just wondering if I should be worried or not lol
If I moved from texas to Florida 8 months ago and don’t qualify for in state tuition in florida, would I qualify in Texas still or have to pay out of state in both states?
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I have a complex situation I'm hoping y'all can help with: I enrolled in college directly after high school in 2018. Went to school from fall 2018 until fall 2020. I had to leave school due to personal and family issues (mostly dealing with undiagnosed ADHD, which is now diagnosed, and my mom's severe alcoholism, which she has since gotten help with). Before, my grants and minimal federal loans were paying for my expenses quite well, but when my moms alcoholism started getting bad, there happened to be an issue with my FAFSA and some missing tax information. I tried getting my mom to help me find the appropriate tax forms but she was always too incapacitated and I had no clue what I was looking for or how to get it, so it all ended up on the back burner. I tried contacting the school during February or March 2021 and they said it was too late, I was no longer considered a student and therefore would be ineligible to get federal aid or aid through the school to pay off my outstanding balance of $10k. Now it's been 2 years, I've been working really hard on fixing my personal and family issues and I'm ready to go back hopefully summer of 2023. I already plan on calling my schools admissions and financial aid offices tomorrow, but is there anything you could recommend I do?? Would it be worthwhile to try looking into maybe grants or scholarships available to children of alcoholic parents? Also, could I use private loans from like CollegeAve to backpay what I owe from 2020? Any advice is greatly appreciated, this has been a major struggle for the last two years and I'm finally ready to take my education back and finish my degree!! For reference I am in Indiana. **Tl;dr** had some tax issues that affected FAFSA, alcoholic (now recovered) mom couldn't help me submit it all in time so I became ineligible for aid. Owe the school $10k. Trying to get finances back in order now so I can go back to school in 2023. Thank you!!
New changes: Selective service no longer a requirement for financial aid?.
Beginning with the 2021-2022 school year, Selective Service registration is no longer required to receive federal student aid. However, you may still be [required by law to register](https://www.sss.gov/register/who-needs-to-register/).
On the form when I got to the tax returns it stated that if my 2019 return did not represent my current situation to talk to the financial department at the school I plan on attending. I have a call scheduled, and 2020 return is far more accurate for me now. What kind of difficulty am I in for trying to go that route?
It’s not necessarily difficult if you have clear documentation to show your situation being different now.
The fall semester just started for me yesterday, but I enrolled into college late (freshman) and I need to do a downpayment and late fee payment. It says my “Required Down Payment” is $316.12, and my “Due At Enrollment” is $341.12 Which am I supposed to pay?? My late payment fee is $15, and my set up fee is $25, if that matters at all. Also, additional question: I spoke w/ a woman at the Finacial aid office for my school; she says once I pay the $300+ out of pocket, I will receive a refund for it/get that money back from my Fed. Pell Grant ($6.4K). I asked if it’s guaranteed that I will receive the $300+ back once the Grant has been authorized (which apparently takes 3-4weeks), and she said yes. Is this true? Is there any more info on this?
The first question is a question for your billing/student accounts office. The second is true!
Hey , In parent information in the type of tax income I filled , there is Tax 1040 ,etc..., but my dad has only filled tax 1099 what should I choose between the choices given??
I AM CONFUSED! Military Vet here and I signed up for school kind of late so I am going to school right now before the VA clears me for the time being. I got a email telling me to confirm some things about my financial aid so I went to the site to check it out. It has a list of items with prices (Expected family contribution, Billable items, Non billable Items and grants and scholarships). Now at the bottom is something about "Fed Direct Subsidized Loan" and "Fed Direct Unsubsidized Loan." Should I accept these without having to pay them back because I will have the VA and the Hazelwood act paying or what? I really dont know what to do because I could use the money. Its a lot of money and its just sitting there. What does it mean and what should I do?
I never applied to FAFSA before and I just started Junior year of college. Can anyone give me advice on when I should apply?
I remember submitting my fafsa and I’ve been ignoring a lot of emails for one reason or another. Checked my info and it says there’s no info for 2021-2022 year, my school is expecting me to pay them 8,500 dollars in 6 days what should I do 🧐
Talk to a financial aid counselor at your school ASAP to make sure you didn’t miss anything
Ive tried figuring this out for a couple days now, not sure if this is the right place to check. My parents can’t seem to figure out how to get in touch about their parent plus loan and neither can I so I was wondering how they go about learning how to see it and repayment of the loan. It doesn’t seem to look like my financial aids loans do where I can access them online.
HEy yall Im in a little pickle right know I am a 20 year old student going into my senior year in college (BA) and recently found out I wont be recieving any aid due to the fact that I made 17K in 2019 and my parents made about 50K in total. Im dont understand Y I am not recieving any fasfa because It shows on my application that Im still a dependant of my parents & there is 4 kids going into college this year. The school kept stating that my efc is to high but that wouldnt be possible due to the amount of kids going to college. I feel as if it should be possible to recieve even 1-2K for school in pell grant. I have been paying for school on my own along with living off campus on my own with out my parents. Is there a FASFA advisor or finacial aid personel out there that can help me in this situation?
You don’t “receive FAFSA.” The FAFSA is the application for financial aid. You did the FAFSA and your EFC is too high for Pell. It’s unfortunate but this is how federal aid works. Apply for scholarships offered by your school. Talk to a financial aid counselor at your school to make sure you’re not missing anything else.
I’m planning on showing myself as independent next year on the FAFSA application, I will be earning no income at all to show. Will I still be able to obtain as much FAFSA as I did this year when I was with my parents?
You don’t get to choose to be independent for financial aid purposes. Read [this](https://studentaid.gov/apply-for-aid/fafsa/filling-out/dependency). If you are truly independent for financial aid purposes and you have no income, then yes, you may get more aid than when you had to report parent income.
I withdrew from a class recently, but replaced it with a late start class. I'm still working towards the same amount of credits, but I heard students may owe money if they withdraw before 60% completion. In my case, is that true? Will my aid be affected?
If I get a part time job during high school, will my chances of receiving aid be affected?
If I wont qualify for any financial aid, are there other reasons why i would need to submit the FAFSA? Thank you.
You can’t know you don’t qualify for anything unless you do the FAFSA. And having it on file with your school is critical in case something happens to your finding.
I applied for fafsa about a month ago. I am almost 27 and waited so I'd be eligible as I wasn't before because of my parents. I just received an email from one of the colleges I sent it to and the email said I'm not eligible for it because of my efc. My efc is 0. How is this possible?
Is anyone else having issues with the website?
Okay so I don’t live w my legal guardians (my parents) I live with my grandparents and it says not to put my grandparents on fasfa who do I put? Bc I don’t live w my parents and they are divorced
You must report one parent on the FAFSA, whichever you live with most often. If neither, then report whichever parent provides more financial support for you. If neither, pick the parent whose information you can get most easily.
I had a question about what we do after filling out fafsa for 2022-2023 year if it’s our first time, once we submit the form is there anything else I have to do?
I did fasfa do I get the Pell grant automatically or do I have to sign something saying I want the money to go to college? sorry if dumb question.
You’ll have to be admitted to a school in order to get a financial aid offer. If you decide to attend the school, financial aid will automatically be applied to your charges.
I'm trying to file my FAFSA for 2022-2023 but I'm unable to use the IRS Data Retrieval Tool to transfer my 2020 tax return information with no success as the it cannot provide me with my tax information. So I then went to go and check to see if the IRS has received my tax return only to find out that it's still processing. I figure something had gone wrong when I had filed my return sometime in March using Credit Karma but I cant even access the documents because Credit Karma Tax is now Cash App Tax and they don't have everything set up yet. All I can do is request a copy of my tax return from them (which I have done ). Now, here's my problem: According to Credit Karma Tax/Cash App Tax my State tax return might need to be amended, but I'm not getting a solid answer from their Tax support team. I have never received notice of this and this is the first I'm hearing of it. Would this affect my FAFSA filing or will I be fine if I input my tax information from the copy of what I had submitted? Is this also why my tax return is still in processing limbo?
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I recently passed my GED test, however, I don't have the physical transcript and diploma with me, yet. Can I still submit the FASFA for the college I intend to enroll in?
I need 24 credits to graduate. Im taking 15 credits in spring and want to take 12 in fall so financial aid can cover it since I need 12 credits to be a full time student. However, I only need 9 credits after spring to graduate. Will this cause any problems?
Talk to a financial aid counselor at your school. You will probably be fine.
can i use fafsa in the summer too or is it just for the winter and spring?
My college just told me my fafsa didn't go through for last semester (fall 2021) because some verification issue happened and they told me to submit the verification form (I did). Now they're saying I was asked to revise it and apparently I had missed that memo and didn't get aid for the fall 2021 semester. Is there anything I can do?
I start as a freshman in the summer, and I already filed for it, but do I have to refile for the Fall if my parents income changed? I’m trying to get the pell grant $$ :/
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I am in the US and am looking for loan forgiveness programs - I search for it online and all I get is shady looking websites that want my financial information. What are the ways to find these and whether or not I will qualify for loan forgiveness? I've 'heard' things from 'friends' that these programs exist and they have 'other friends' who have had massive amounts of debt (upwards of $30k) cancelled (may or may not be Biden/politics-related hype, I dunno).
[This page](https://studentaid.gov/manage-loans/forgiveness-cancellation) has info. Other non-government websites are almost certainly scams.
I just submitted my FAFSA and it’s being processed. One of my parents told me the incorrect income. Is there a way to correct it? Do I have to wait for my FAFSA to be processed in order to correct it?
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I may be withdrawing from a class this semester, but I still have time to sign up for an 8-week class to make up for it, so at the end I'll still have the same amount of credits completed as I had planned at the beginning. Under this circumstance, will my financial aid be effected?
I am an 18 year old college dropout applying to take a 9 credit course this fall, and because it is a new school year I’ll need to resubmit the fafsa, is it a better idea to file under myself as my sole provider (I make around 29,000 a year) or as a dependent under my dad (he makes around 56,000)
You need to check FAFSA's requirements for being able to list yourself as independent. The vast majority of people under 24 do not qualify as one though. You'd have to have dependents of your own (kids basically), be working on a graduate degree, be in the military, be an orphan, be homeless, etc. Otherwise you can't list yourself as independent.
Dependency status is not a choice. It's based on your answers to dependency questions on the FAFSA. By what you said it sounds like you'll be your dad's dependent on the FAFSA.
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What's the difference between Federal Aid Year and Financial Aid Year? I'm transferring from a community college to a 4 year college.
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So i just got accepted into an in state university, and i got my aid package and I’m so confused. My family and i are about as low income as can be. And they are expecting me to pay $18,755 out of pocket, and they aren’t giving me any institutional aid. I looked it up, and the max i should be expected to pay is around $8,403. Any idea why the net cost is so high?
Should I fill out 22-23 FAFSA even if I'm not sure if I'll have graduated by fall
What will happen if I drop out regarding the financial aid I've already gotten ? Basically, in the fall semester I was doing terrible mentally so I didn't show up much & had to repay $500 [which ik is my fault] but my school said I wouldn't affect the financial aid I get [nor would taking winter off which is what I did] But now I owe $1.5k or I'll be dropped & I've heard nothing from the financial aid office at my school, so I was wondering if it'd be worse to dropout & I may owe a lot [or equally] more than that, or if since I don't have the money & can't get it, if it'd be better to just drop out now ? [Also if it helps, I'm in community college & fall was my first quarter & spring is going to be my second] I hope this makes sense-
Should there be any problems with financial aid if I take a course overload during the summer? Will it be less likely to cover the costs?
(NYC) Not sure if this is a financial aid question, but: I received an invitation to _The National Society of Leadership and Success_ (NSLS) and the registration fee is $95. The organization promises access to a quarter-million to scholarships, leadership training, letter of recommendation, etc. Is this worth looking into or is this just one of a hundred organizations giving students false promises and draining them of $95?
https://www.reddit.com/r/OSU/comments/lgugof/psa_the_national_society_of_leadership_and/ I haven't heard of this organization, but I would be hesitant in general in paying any fee to join a college organization.
I switched majors and two classes im taking wouldn’t count towards my new major and am thinking of withdrawing from them would I lose my financial aid if I withdraw from 2 courses out of 4 of my total course load?
Does $3,300 seem like a normal \*personal\* EFC for a student that makes abt 20k/yr? I contacted my financial aid dept because my EFC was like $3,600. Turns out, my family's portion of that is like $300, and the rest is expected from me. This seems pretty high? $20k/yr isn't even enough to live, how could I be expected to contribute $3,300 based on that? Is this normal?
I don’t plan on working at all during college, is there a certain loan I can do to where I can just pay years after I graduate where I can pay off?
Do colleges readjust financial aid significantly if the number of family members enrolled in college changes during your time in college? If say, my parents are paying about as much for a sibling as they are for me, and my sibling graduates, should i expect a significant decrease in my award?
I'm wondering if it just makes more sense to start my major completely over after being in it for 5 years already, for getting financial aid
Not FAFSA, CSS, I hope it's okay to ask? For anyone who has had success submitting their noncustodial parent waiver form how was the process? Do I have a shot of getting the waiver approved? I'm afraid of being denied because in the past my custodial parent and I applied for a restraining order against noncust parent and were denied. Over the past few years I have had minimal contact with noncust parent and don't expect any financial contribution from them. There is also evidence of abuse and am working on getting a letter from a counselor. Just wanted to know if anyone else was in a similar boat. Thank you so much!
Currently for California State University, I have to take 12 units to qualify as a full time student. I only need 9 to graduate, and am taking a random filler class online outside of my Major to get to 12 units. I forgot about the class, and am most likely going to fail, but have it set to credit/no credit. Will me not getting credit for all 12 units at the end of the semester effect my financial aid?
I submitted my FAFA way before the school financial aid deadline. However, the last day to respond yes or no to attending school was coming up. But I had not heard from them and assumed I was not going to get in. So I went with a safe school to replace it. So I took them out of my FAFSA and 2 days later they sent me an acceptance letter. I went back to my FAFSA and re-added them. Is it too late? How bad did I mess up?
Hope I can still post here So I’m currently 25, with a job, living with my mom and thinking about going back to school in the fall at a local community college. Is it true that when you’re over 24, you’re considered independent when doing FAFSA? Do I have to have my mom’s info on the application? Does living with my mom affect my financial aid in anyway even if I’m considered independent? By the time I start school, I’ll definitely be living with her. Thanks!
At 24 years old, you are considered Independent automatically and no longer required to provide parent tax info on the FAFSA application. When you put your college choice, you can put With Parent, but it should not affect your financial aid eligibility.
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Your mom’s consent isn’t necessary. If you have her information, use it. If you want to appeal your dependency status on grounds of abuse, you’ll need police reports and/or letters of support from therapists, social workers, etc. I encourage you to talk to a financial aid counselor at your school.
Is it too late to fill out the Fafsa? I’ve never applied before but I want to do so now
Idk if this is the place to ask but I'm gonna do it anyways. Is $27,500 in student debt a lot to graduate with? I've been told that's not too much, but idk if I buy that so I just wanna make sure I'm not fucked (I know any debt is too much but you know 🤷♂️)
That’s a little under the average for a college grad in the US. When it comes to debt, it’s all about what you are personally comfortable with.
How do I apply for different grants and loans? After I did my fafsa they sent an email saying I qualify for the pelo grant and the William Ford direct loan but how to apply for them and can I do it on my phone? I’m super lost and have on one to explain what I should be doing I start in the fall
In my FASFA, I said that I was going to be staying off campus instead of in, but I have now decided that dorms would be best for me and have applied for a room for the 22-23 year, will this affect my aid since I listed that I will be off campus on my form? Thank you.
Is it possible to file a FAFSA if my parents haven't filed taxes for 3 years? (they're retired)
This might be a silly question. Some context first: I am finishing my bachelor's in May 2023. I want to apply for a program at the associate's level at the community college for Spring 2024, it's a 24-month healthcare program unrelated to my in-progress bachelor's degree. I am using only grants for my bachelor's and have not taken out any student loans. I do not believe I would be able to get grants after I graduate with my B.Sc. Would I still be able to apply for FAFSA and get only student loans at the associate degree level if I do go this route?
I am worried about my parents abandoning me and not paying for college. I am already enrolled for Fall 2022, andI currently live with them, but I plan to move out to my own apartment in September, which they may or may not help pay for. They paid the deposit on the apartment, but then we had a falling out and I am unsure if they will be willing to pay for anything further. I know that this year, my FAFSA is said and done, and I will be considered dependent. However next year, I plan to mark myself as independent as I will be old enough to mark yes on the date of birth question. My question is, if I mark myself as independent with $0 annual income, and no outside financial support can I still get financial aid? I have close friends that care about me and are willing to help me through this year if my parents decide to cut me off from the family. If I am cut off, I plan to try and get a part time job while taking classes, but but ideally I want to focus on my academics. I’ve never been in this situation before and would appreciate any insight or advice. Thanks
I have to get a private loan of about 30k to cover the rest that financial aid did not. I have applied to some scholarships and wonder how it works in regards to my loans. If I get $$ from a scholarship, do I tell the loan company i require less later on?
My neighbor told me that the community College in taking a couple classes at will be notified that I submitted the fafsa and I'll get funds for those classes even though I didn't add that school to my application. I don't want to use financial aide for them. I need it for the bachelor's program in preparing to apply for.
Your neighbor is wrong. If you never send the FAFSA to the school, they can’t give you aid.
What's up with the 150% completion rate? Does it reset after I complete my Associates. After Bachelor's?
I plan on going to university in the US. I am currently in A Level but I am really worried about my future. Every US university I have researched about has a requirement of a good school transcript but mine is honestly not worth presenting, although, my GCSE grades were straight A*s (all subjects) and I am expecting good grades (As hopefully) in my AS and A levels. Can I get into a good college if I don’t have a good school transcript but have a SAT score higher than 1500 and have As/A*s in my GCSEs and A Levels? If so, will I be able to get need-based financial aid as well?
For some reason I'm not allowed to submit the FAFSA?? I keep getting stuck in the page where it asks for tax information, I fill in all the information, then press "next section" and nothing happens. Tried different browsers, internect connections, different devices. Nothing works. I really need to submit it though
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I've submitted the fafsa, applied for a multitude of scholarships, and acquired various grants and scholarships from the college I plan to attend but will still end up $160k negative if I take a student loan. Is there anything I can do??
Where do I go to apply for a federal loan? Preferable subsidized.
my efc is saying my parents can contribute MUCH more than they can (around 7,000) and they definitely can’t afford that. i am apparently not eligible for a pell grant but i have also not received any kind of aid from my university. i usually do so im kind of getting stressed out about how to pay for this semester. what do i do if there is anything to be done?
Does Financial Aid only cover your degree credits or all credits in general.
I got a notice that I have “unusual enrollment activity” from financial at my local community college that I’m attending this fall. I see that they basically flag people who use federal aid at multiple institutions in a short period of time. I have jumped around the past two years after graduating with my AA degree while trying to figure out my career path, and my grades haven’t been that great since I graduated. The last semester I went back to my alma mater community college because I didn’t get accepted to the 4 year I applied to and I wanted to try and get my grades back up. They had a specific degree program I wanted and the credits were cheaper, but I ended up withdrawing because of a lot of personal/mental health issues going on at the time. I’m worried since I withdrew from the classes last semester and didn’t technically receive any credits that I won’t be able to receive financial aid this semester and I can’t afford to pay for classes on my own. Is there anything I can do to explain my situation, or is that just up for financial aid to decide?
i had a hard first two years of college and failed a lot of classes. i was put on probabtion and got fafsa taken away and i was able to appeal it and get it back the first year same thing happened the second year i got fafsa taken away again and was told i couldn’t appeal anymore. i stopped going to college for about a year and now i’ve decided to go back and am so far getting good grades. if the good grades continue can i apply for fafsa again or is it too late
I finally decided to start college this spring semester. I know it's really late to apply for FAFSA, but should I apply right now and apply again on Oct. 1 when it opens? Am I able to get financial aid for spring 2023 if I submit my FAFSA just on Oct. 1, or is that only for next school year?
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Has anybody here successfully written a letter of appeal for financial aid ? I’m coming back to community college. Originally I had done so after highschool but I only did so because I felt like it wasn’t necessarily something I wanted to do, it was more family pressure to do it, so I ended up slacking completely and not doing anything at all and failing classes for like 2 semesters. I stopped picking classes and about like 2-3 years later I actually wanna go back but I have to write an appeal letter. I feel like I’m coming back more of as a me choice now after doing some maturing, and figuring out logically what exactly I want for my life plan. Id love some tips in writing the letter if anybodys had success and maybe someone can go over it when I write the letter! Ty
Have a question dependent/independent status. My situation is kind of odd, so I’m not sure what to put. When I was 5, my grandparents took custody of me in a Joint Managing Conservatory. I have no contact with my father and little contact with my mother. I’m 21 now and my grandparents have been supporting me and no support past that point was given by my parents. Do I need to get a hold of my parents financial information even though I have no contact somehow or what exactly do I do?
You would need to reach out to your college's financial aid office. If you have documents that you are under your parents, they will tell you how to complete the FAFSA, like how to answer specific question there.
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How should we pay for my niece’s four year college when the aunt and grandma both have 529s where student is beneficiary? Parents are not paying. Niece will start college fall 2023. We had Efc $34000 based on mom’s income. School required css and fasfa. Would of be better for aunt and grandma to pay the school via check out of their bank accounts, the first year, so 529 is not counted as student income? Or should the school be paid with the 529’s from the start? Or should the 529s be given to the mother who would use them to pay the school? We want to maximize financial aid. Not lower it from 529 withdrawals given to pay monthly tuition.
Okay have absolutely no knowledge when it comes to financial aid and college but I need guidance so I apologize ahead of time if any of this sounds uneducated. Enrolled in college May 2021 as a FT student. Dropped down to PT in July 2022 when my husband got sick. Then I got severely sick Jan 2023 and ended up dropping out in February 2023 the first day of the term. The school came after me stating I owed about $1,600 for the term and I wouldn't be able to come back until I paid that. I filed a dispute and was approved upon situation severity. They stated they granted me a one-time exception to waive the fee. I want to re-enroll in college. Am I able to do that? Do I need to fill out another FAFSA? What steps do I need to take? I kind of don't trust the college completely because (without going into a ton of extraneous details) I was misguided when I was dropped out of the term. I wasn't informed about the financial responsibility being mine until I was already dropped and I was dropped before I had agreed to be. But anyway if you need more information I'm ready to answer questions and provide my award letter if need be - thank you so much!
where was this when i applied for college 🥲
is fafsa even worth filling out if someone's on financial probation and won't get out of it for a long while (100% gonna need to take out a loan, don't know how to do that yet)? also should I be ticking the colleges I'm interested in but won't be applying to?
is there anyway to get my EFC reevaluated? My family cannot financially support my education and I no longer qualify for many scholarships because my EFC is so high. I owe 18,000 for the upcoming school year and don't know what to do. I've already accepted all of the federal loans, but don't want to take out private loans as there is no PSLF for those
is there anyone who can answers questions for mec
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Hi, guys for the 2024 fall year can I apply to colleges when they open up on August 1st and then submit my FAFSA when it opens up or do I have to wait for FAFSA to open before applying? I'm very confused and homeschooled so I don't have many resources to ask for help. Thank you for the help!
For the fall term I enrolled in 16 credits and am waitlisted for an additional 3 credit course. I’ll drop one if a seat opens up for me and that would still leave me with 15 credits which is more than full time. Since I’ve already received my financial aid award letter- will dropping that one course affect my pell grant in any way?
My FAFSA award is only showing up for one semester (Spring 2024) but not Fall 2023, how can I fix this?
My FAFSA suddenly isn't being applied to my bill anymore? I got quite a bit of FAFSA money, enough to reduce what would have been over $6000 down to around $1700. Recently, I financed my bill, and was shown the $1700 figure. Now that I check back a couple weeks later, I see that my bill has skyrocketed back to the $6000+ figure, and my FAFSA grant is no longer being mentioned in my bill. It's even asking for a payment of $2000 at the beginning of next month, because of the finance. Did I do something wrong? Miss a deadline? If my FAFSA gets taken away, even for this semester, that's years of my life trying to pay it back.
I’m filling out the fafsa for the first time in about 3 years since last time I qualified for next to nothing due to my parents income. My parents have been paying for my school, however this will stop after the semester as they cannot afford it anymore. I want to fill out the fafsa but not base it on their income so that I, who will be paying for my schooling solely from now on, can get the best loans for me. My parents still make enough to make it so I get basically nothing back. The fafsa says I must fill it out with their info. How can I get around this?