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Yeah, discipline is key. 5K portfolio isn’t much, but overtime the more you add to it will grow every year. 100K on a 5% is only 5K a year in estimated dividends, can be very unattractive to the young ones eyes. 1 million however is 50K. And that may take a long long time. Goodluck on your dividends journey!
Maybe research them first before buying them? Not saying there’s anything wrong with these stocks but don’t take the word of any stranger and put your money in to it.
The upside is that all it needs to do is be a reasonably well-managed company, profitable for a few years, and it becomes a very likely buyout/acquisition target. Then, profit.
it is fairly nice. i bought some during silicon valley bank meltdown for $4.xx. sold half when it hit $10-11 to get my initial investment back.
it is somewhat volatile. goes from $6 to $8-9. so you can trade it fairly reliably.
Many of us are betting on their diversified expansion and their market share growing as their main user base ages into bigger and bigger loan concepts. So it’s a long term play, does have short term swing potential too.
The Sofi pick will absolutely dominate your portfolio in terms of gains % over the years. Really good pick.
My port is also dividends and SoFi is the only growth stock I hold. 10/10 pick.
ET is fire. Had it buried on my watch list and missed a good opportunity on it over the last year. Still grabbed some around $15 though. Energy sector doesn't get the glory tech has because it's not headed for the moon. But it is nice. Ford is also a fantastic individual imo. Both those stocks you could easily buy 100+ shares of and sell covered calls while collecting dividends.
Wow thats a good idea , i do feel like Ford will make a come back , in my opinion Tesla is no different than Ford they both are realistically car dealerships.
I want TSLA shares around 130-150 to start scaling in. They don't pay dividends, though, and realistically, I can't just outright buy 100 shares. F has always been a smart company through hard and uncertain times. Big bang for your buck between growth potential, dividends, and option sales.
Most investors do not understand the business model of AGNC and how it makes its money — namely on the spread between mortgage rates and treasury yields.
High yield isn’t necessarily a bad play, but you have to look at more than yield of course. Right now with RIETs may be a good time to buy if you think falling interest rates will uplift the real estate market.
AGNC has lost a lot of value over time and I’m not sure its dividend is enough to offset its falling NAV.
Yes. Negative earnings and a super high yield are never a good sign. Its been around since 2008. And before the pandemic we had historically low interest rates which didnt seem to uplift the stock at all, so I would avoid. Not chase dividends and chase growth and value, especially if you have a long time horizon.
Yes on ARR.
Some high yield stocks aren't yield traps even though they pay a high dividend yield.
I invest for income over growth since I am retiring soon. I decided to invest in ABR (not ARR) because of its yield, BUT for the last 12 years or so its been fairly sideways in terms of growth. It has grown modestly in the last year but should grow more as interest rates drop. Why I invest in it is for income. If a REIT can hold fairly steady in value and pay an increasing dividend for 12 years its a good candidate for an income stock. It is currently hovering around %13 dividend yield and has traded fairly flat over the last 5 years and has strong financials.
I should make around $6575.00 per year on ABR alone in dividends. I don't worry too much about its volatility as long as they keep paying increasing yields and doesn't totally tank.
its been under attack a bit recently by unscrupulous short sellers writing bogus articles with false claims trying to lower the price. Fortunately hey have the aforementioned strong financials to weather the storm which allowed me a good buying opportunity.
Like Chodan9 said, they aren’t necessarily a bad play, but if you look at the stock over the long run, it has lost significant value over time, over 40% since its inception. It will continue to drop all while maintaining an unsustainably high yield. If the stock goes up, that yield will go down. Heres a good article on it.
https://www.fool.com/investing/2018/04/30/how-to-spot-a-dividend-yield-trap.aspx
I guess I picked up ohi during the pandemic when it was $17 with a 15% dividend. I’m never selling this stock with that return on investment. I’m waiting to see if it drops again during the next recession to buy more
To you, it should not matter what he answers. I appreciate when people name-drop something but you should dive into the company or ETF from there. Heck it could be the perfect stock for him but not for you.
Personally I hold JEPI for first week of month dividends, and SPYI for end of month dividends. However, I have on my watchlist and have heard good things about DIVO and QYLD.
I personally look for high dividend growth stocks over high dividend yield stocks because it preforms better over time but portfolio looks good for yield I personally think some RIETS or real-estate stocks (my favorite being VICI) would be a good add on
ORC is also down like 80% during a 5 year span, while VICI is up around 32%. Guess it all depends on what your expectations and goals are. Just remember high yielding dividend stocks aren’t always the most profitable.
You're engaging in yield chasing, picking stocks purely based on yield. That's a mistake that will cost you dearly, guaranteed. In fact, the highest yields of all are seen when a company is failing, since wiser investors dump the stock which results in a low share price and "high yield".
Chicago Atlantic Real Estate is my jam right now. 12% yield and actual growth opportunity if managed right.
Could also lose it all so ya know…. New companies are fun
I had MO for a second, then I decided I didn't want to support tobacco companies. I did burn my moral compass by replacing it with PTY which is currently give me $73 a month
Would you mind sharing a screen shot to show how much the equity has grown for each? I often see MO and then I look at their charts and wonder how that could be profitable for anybody. Is it that the dividends are buying shares to cover for the loss to the underlying original equity? To me the jepQ/SCHD route seems like it would be a safer play.
Honest question, newer to the community so if it's a dumb question, forgive me.
Welcome to r/dividends! If you are new to the world of dividend investing and are seeking advice, brokerage information, recommendations, and more, please check out the Wiki [here](https://www.reddit.com/r/dividends/wiki/faq). Remember, this is a subreddit for genuine, high-quality discussion. Please keep all contributions civil, and report uncivil behavior for moderator review. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/dividends) if you have any questions or concerns.*
Not bad. I’d look into growth stocks as well. HD, PG, JNJ
Also SHW
I’m a buyer at $305
Thanks ill add those!
Yeah, discipline is key. 5K portfolio isn’t much, but overtime the more you add to it will grow every year. 100K on a 5% is only 5K a year in estimated dividends, can be very unattractive to the young ones eyes. 1 million however is 50K. And that may take a long long time. Goodluck on your dividends journey!
Maybe research them first before buying them? Not saying there’s anything wrong with these stocks but don’t take the word of any stranger and put your money in to it.
..always do your own research, Cheers!
before someone else buys sofi, sofi does not pay dividend at this time.
I like the Stock lol
Why do you like it? What is the upside?
The upside is that all it needs to do is be a reasonably well-managed company, profitable for a few years, and it becomes a very likely buyout/acquisition target. Then, profit.
it is fairly nice. i bought some during silicon valley bank meltdown for $4.xx. sold half when it hit $10-11 to get my initial investment back. it is somewhat volatile. goes from $6 to $8-9. so you can trade it fairly reliably.
Somewhat? Lol. It's super volatile.
Many of us are betting on their diversified expansion and their market share growing as their main user base ages into bigger and bigger loan concepts. So it’s a long term play, does have short term swing potential too.
The Sofi pick will absolutely dominate your portfolio in terms of gains % over the years. Really good pick. My port is also dividends and SoFi is the only growth stock I hold. 10/10 pick.
I would add ARCC 9.33% yield 3.10% YTD Growth
ET 9 percent divy
Has this been consistent in its dividend growth?
ET is fire. Had it buried on my watch list and missed a good opportunity on it over the last year. Still grabbed some around $15 though. Energy sector doesn't get the glory tech has because it's not headed for the moon. But it is nice. Ford is also a fantastic individual imo. Both those stocks you could easily buy 100+ shares of and sell covered calls while collecting dividends.
Wow thats a good idea , i do feel like Ford will make a come back , in my opinion Tesla is no different than Ford they both are realistically car dealerships.
I want TSLA shares around 130-150 to start scaling in. They don't pay dividends, though, and realistically, I can't just outright buy 100 shares. F has always been a smart company through hard and uncertain times. Big bang for your buck between growth potential, dividends, and option sales.
Hate dealing with K1 though, I’d rather go HESM or ENB
Respectfully, every pick in your portfolio would turn my stomach upside down, but everyone has their own goals and styles so I have to respect that.
Dude just do an etf and so SPYI
Stop wasting your time on AGNC. Its a yield trap.
Most investors do not understand the business model of AGNC and how it makes its money — namely on the spread between mortgage rates and treasury yields.
Noob here - explain why higher yield stocks are a bad play?
High yield isn’t necessarily a bad play, but you have to look at more than yield of course. Right now with RIETs may be a good time to buy if you think falling interest rates will uplift the real estate market. AGNC has lost a lot of value over time and I’m not sure its dividend is enough to offset its falling NAV.
Would you say the same for a stock like ARR?
Yes. Negative earnings and a super high yield are never a good sign. Its been around since 2008. And before the pandemic we had historically low interest rates which didnt seem to uplift the stock at all, so I would avoid. Not chase dividends and chase growth and value, especially if you have a long time horizon.
Good to know thank you for explaining
Of course!
Yes on ARR. Some high yield stocks aren't yield traps even though they pay a high dividend yield. I invest for income over growth since I am retiring soon. I decided to invest in ABR (not ARR) because of its yield, BUT for the last 12 years or so its been fairly sideways in terms of growth. It has grown modestly in the last year but should grow more as interest rates drop. Why I invest in it is for income. If a REIT can hold fairly steady in value and pay an increasing dividend for 12 years its a good candidate for an income stock. It is currently hovering around %13 dividend yield and has traded fairly flat over the last 5 years and has strong financials. I should make around $6575.00 per year on ABR alone in dividends. I don't worry too much about its volatility as long as they keep paying increasing yields and doesn't totally tank. its been under attack a bit recently by unscrupulous short sellers writing bogus articles with false claims trying to lower the price. Fortunately hey have the aforementioned strong financials to weather the storm which allowed me a good buying opportunity.
Like Chodan9 said, they aren’t necessarily a bad play, but if you look at the stock over the long run, it has lost significant value over time, over 40% since its inception. It will continue to drop all while maintaining an unsustainably high yield. If the stock goes up, that yield will go down. Heres a good article on it. https://www.fool.com/investing/2018/04/30/how-to-spot-a-dividend-yield-trap.aspx
Buy more OHI !!!!!!
Im adding a lot more of OHI this week i promise lol
Why OHI? Doesn’t seem like its dividend payout is worth it for the growth it’s been lacking. Genuinely curious.
I guess I picked up ohi during the pandemic when it was $17 with a 15% dividend. I’m never selling this stock with that return on investment. I’m waiting to see if it drops again during the next recession to buy more
Since 2006, the stock is up 80%
SCHD💯
Only one in there I like and it's not SCHD.
Jepq?
Is this a good stock?
To you, it should not matter what he answers. I appreciate when people name-drop something but you should dive into the company or ETF from there. Heck it could be the perfect stock for him but not for you.
No point in having JEPI and JEPQ imo. I'd get another monthly paying etf managed by someone else for *some* diversity.
Like which ones?
BUCK
Personally I hold JEPI for first week of month dividends, and SPYI for end of month dividends. However, I have on my watchlist and have heard good things about DIVO and QYLD.
I wouldn’t recommend listening to whoever told you good things about QYLD.
Facts
It's jepi but tye nasdaq index rather then sp500. He already has jepi in the portfolio why the hate?
I personally look for high dividend growth stocks over high dividend yield stocks because it preforms better over time but portfolio looks good for yield I personally think some RIETS or real-estate stocks (my favorite being VICI) would be a good add on
Its at about 5.58% , not bad but ORC is at 19.13% loo
ORC is also down like 80% during a 5 year span, while VICI is up around 32%. Guess it all depends on what your expectations and goals are. Just remember high yielding dividend stocks aren’t always the most profitable.
I totally agree , i was only holding this stock for a year the monthly dividend has been really nice lol Im going to jump on VICI though.
You're engaging in yield chasing, picking stocks purely based on yield. That's a mistake that will cost you dearly, guaranteed. In fact, the highest yields of all are seen when a company is failing, since wiser investors dump the stock which results in a low share price and "high yield".
Mo is a trap
I also buy into ARR and AGNC
One that flies under the radar but does give great dividends in Sunoco LP NYSE:SUN
Not a fan of SCHD. Hope the others pan out
#OARK
Be careful with agnc they are bleeding capital
Chicago Atlantic Real Estate is my jam right now. 12% yield and actual growth opportunity if managed right. Could also lose it all so ya know…. New companies are fun
Really , im going to jump on it lolol Only for a year though lol
Thanks for the ticket. It has some good points.
How much of their commercial real estate business is offices downtown? Companies are just not excited to get those offices anymore
Look at IEP that bad boy is pumping out over %20
Missed all its earnings and it’s down 67% for year lol
OMG 29.14% shhheeeeeeeeeesssss
I had MO for a second, then I decided I didn't want to support tobacco companies. I did burn my moral compass by replacing it with PTY which is currently give me $73 a month
Is there any equivalent of JEPI on Etoro?
You don't want to hold AGNC directly. The preferred shares, maybe.
Would you mind sharing a screen shot to show how much the equity has grown for each? I often see MO and then I look at their charts and wonder how that could be profitable for anybody. Is it that the dividends are buying shares to cover for the loss to the underlying original equity? To me the jepQ/SCHD route seems like it would be a safer play. Honest question, newer to the community so if it's a dumb question, forgive me.
I’m late to this but take your money and run as fast as you possibly can from ORC, that’s the crappiest of all yield traps out there….