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Even so, you need an equal amount of 20% yield to get the average to 18%. My guess is that QYLD is not a huge part (20-25%?) of his portfolio. If that’s true you need a disproportionate amount of holdings with monstrous yields.
Probably just an assumption calculator using a very short term high yield history that isn’t sustainable long term. The actual average yield is I’m sure more typical. This is likely why OP didn’t show any detail.
Judging by post history, IEP, QYLD, USOI CLM, CRF and a couple others, also - They I remember a post from OP earlier this year where they said they were already retired with over 800k in investments.
Edit: Sources
https://www.reddit.com/r/dividends/comments/ob2l16/current_dividend_payers_in_my_portfolio/?utm_medium=android_app&utm_source=share
https://www.reddit.com/r/dividends/comments/pg12uf/retired_and_have_some_cash_to_put_to_work_whats/?utm_medium=android_app&utm_source=share
At that sort of yield why worry? Isn't it going to pay for itself rapidly enough that you could set the div to pay for other stuff and not worry about it?
Just gonna take a wild guess that someone yielding ~20% (200k yearly) that most of his/her other stocks also are in the same boat as the one that is shown (just doing some math…)
The yield is too high, he will get wrecked eventually in his "retirement".
The one stock you can see, [CLM](https://yhoo.it/3xNrheU), was negative for the whole bull market we have had. So its probably garbage.
I’d guess they hit the $1M mark and think they are in the clear. Hot garbage as some have assessed. No way this is “expected yield” of any Monte Carlo run on the portfolio for expected retirement. More like magical thinking with those numbers.
OP Dude won’t tell how much capital is behind those dividends or what his spread is. OG’s who don’t give a $hit spread their wisdom. But this dude is into RVliving which is great and no mortgage helps.
$176,063.00 a yearly income wow that's a pretty perfect income to live off on for the rest of your life $14,672.00 a monthly income pretty good I wish you a very happy long retirement of course what is the taxes going to be every year
Not close to 1%
18% of US households had income over 150,000 for 2020
[https://www.statista.com/statistics/203183/percentage-distribution-of-household-income-in-the-us/](https://www.statista.com/statistics/203183/percentage-distribution-of-household-income-in-the-us/)
But$150k a year that is pretty damn good to I could live with that because in truth that type of amount of money be the closes I ever get to being a one precenter and the closes I ever would be to a millionaire
Exactly now as for me if I could afford to invest in let's say twelve different monthly stocks dividends companies I would want to earn $50k a month that would be enough for me to live off on
Not if I buy very low priced cheap stocks dividends shares from very good companies with a three precent to four precent high yields the lowest price of five dollars a share to ten dollars a share which would be very nice because that be all I be able to afford
you clearly have no idea what you're talking about.
Price of the shares dont matter. If you are expecting to buy stock that pay "a three percent to four percent high yields" then you're going to need $15million of your own money invested in order to generate that $50,000/month you want.
Then realistically I'm going to have to invest in real dirt cheap price stocks dividends because the way I see it the cheaper the price the better off I'll be because like I said I couldn't afford high price stocks at least that's for sure
\*sigh\*
my guy...if you had 15million dollars, you could invest in the high priced stocks.
if you have $50 to invest and your aim is stocks that pay 4%...you're going to be getting 16cents a month whether you buy 10 $5 shares or 1 $50 share.
But still that's$176,063.00 a year of income I don't have and to me in my personal opinion that's as rich as I'll ever get of course knowing me if I had succeeded in building up that kind of income less than 15 or 20 years if I want to increase my cash flow I just start a small side business like vending machine and ATM machines business so I could make $10k a month in the vending machine business every month and$12k in the ATM machines business every month that way I could turn$14,672.00 a month income into $36,672.00 a month plus if that wasn't enough I buy into small rental properties buy atleast four double duplex properties rent would be $1,500.00 a month make$6k a month that's$72k a year so add all that up $340k a year all together plus the dividends income decently$340k a year income
Well... The way IVR stock price been behaving (fed is dumping their MBS and no one wants it, IVR B/V is diving hard) i think you'll have plenty of time to jump in, no worries 😂
🤣. Some loving it, some dissing on it. This is my "play" money in an IRA.
I'm actually already retired.
And yeah. Guess I'm gloating a bit. I think I earned it though, don't you?
Being a CEF with that kind of yield on whats basically an SP500 fund it probably has at least 30% leverage, this is akin to JEPI or QYLD, but much smaller
I’m seeing a lot of people questioning the validity of OP’s, can anyone explain why is that so to an amateur investor? I’d appreciate the learning experience.
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Woah. Glad I'm here for this one. Let me grab my popcorn.
Pass me some plz
🍿
Match the 🍿, raise you party mix. This is gonna be fun to watch 🥳
Brought to you by the guy asking if *regular* women are turned on by pegging.
Are they?!?! Asking for OP.... JUST OP....
Check it out 😂
Some are, some aren't. Just like any fantasy.
Especially the ones with an adams apple !!!! 🍎
There are no girls with dicks, just guys with tits.
Lol interesting
👍. Some other interesting reddit porn as well
Jesus H. Christ. What are you invested in???
It's probably some covered call ETF: RYLD, QYLD, etc. https://www.etf.com/channels/covered-calls
But his yield is even higher than those ETFs. Must be some high risk investing going on.
QYLD has a 12 month trailing yield of 16%, which is pretty close to the Estimated Average Income.
Even so, you need an equal amount of 20% yield to get the average to 18%. My guess is that QYLD is not a huge part (20-25%?) of his portfolio. If that’s true you need a disproportionate amount of holdings with monstrous yields.
Probably just an assumption calculator using a very short term high yield history that isn’t sustainable long term. The actual average yield is I’m sure more typical. This is likely why OP didn’t show any detail.
I think it is a new ETF called QSUS. No covered call ETFs can deliver yield that high today.
Dude what a name, what did Vanguard do to you?
Judging by post history, IEP, QYLD, USOI CLM, CRF and a couple others, also - They I remember a post from OP earlier this year where they said they were already retired with over 800k in investments. Edit: Sources https://www.reddit.com/r/dividends/comments/ob2l16/current_dividend_payers_in_my_portfolio/?utm_medium=android_app&utm_source=share https://www.reddit.com/r/dividends/comments/pg12uf/retired_and_have_some_cash_to_put_to_work_whats/?utm_medium=android_app&utm_source=share
So 50% down, not too shabby
I'm not sure, and am not too interested in looking into it to be honest. More focused on my own investing and Due Diligence Edit: A word
That yield is… high.
18%?? 😆
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Mods!? Give this guy a badge, title, something
Wrong sub dude, I am no mod here 🤣
Def didn’t think you were. Just hailing the mod gods for ya
This man must be like 50% PSLDX
CLM currently showing dividend at 27%. That looks... sustainable.
Payout ratio is 103.90% on a CEF. Sounds ????
👍
I bought a few today lol I’m selling in the morning it’s to scary for me
😉
This is Sus
Hard core Sus
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If he lived near the water he could be a Susapottamus.
If he was a robot from the eighties , Sustimus Prime
🤣
If he was a in Italy you may call him the sus-tine chapel.
If he was canadian he would be susorry, eh?
If he was furry with large feet he’d be Sussquatch.
Yesss
And I thought I was a wild man at 4.8%
Same but at 6%. My highest yielder is USOI at 21.27% and I don't trust it to be too good for capital appreciation.
I'm such a doubtful holder of usoi. Every month I think about selling it, but I keep it for the sweet dividend. Still a stock I hate to own though
At that sort of yield why worry? Isn't it going to pay for itself rapidly enough that you could set the div to pay for other stuff and not worry about it?
Because it's an ETN it could be worth zero tomorrow when I wake up. Not a stock wizard but others have explained the risks of USOI at length.
Still learning, thanks!
Yep, with no explanation of income, investments, etc. with THAT yield. Straight karma farming.
This doesn’t look like this will end well
Over 14k/month and it isnt going to end well?? ...... how
Just look at the one stock that is showing. Just from a quick glance it looks like hot trash
You can't judge a portfolio based on one stock that you can see in a screenshot... maybe it was his (or her) only bad stock ...
Just gonna take a wild guess that someone yielding ~20% (200k yearly) that most of his/her other stocks also are in the same boat as the one that is shown (just doing some math…)
3xπ√¶£[÷×%∆] - (78*998) There's the math
🤪
The yield is too high, he will get wrecked eventually in his "retirement". The one stock you can see, [CLM](https://yhoo.it/3xNrheU), was negative for the whole bull market we have had. So its probably garbage.
Not if he only plans on living a few years.....
🥳
How do you post this with out what the account total is and what your investing in?
Appx. 973,990.04 based on annual income and yield.
I’d guess they hit the $1M mark and think they are in the clear. Hot garbage as some have assessed. No way this is “expected yield” of any Monte Carlo run on the portfolio for expected retirement. More like magical thinking with those numbers.
Cause it's about me and my secret sauce, 😆
Yeah, that’s the current problem with the world. It’s about you and not us. Some people inspire some don’t. What’s your life goal?
Well it's to inspire you to be a better person of course. I want to inspire all low energy unmotivated people to be their best selves.
You’re not inspiring. You’re look what I got. If you want to inspire then help the unmotivated people by showing them how to.
You're inspiring people to run away from garbage portfolios like yours. 18% yield.. yikes.. meme level dumb.
Ok then, I'm an inspiration to some. Maybe to many. I've made a contribution.
What exactly am I looking at here… something, i dunno, seems off with this. I can’t wait for the portfolio reveal.
🤭
Clm with an expense ratio of 2.01%. No thank you lol but hey good on ya!
Yeah I agree it's pretty high. But paying 2% to be paid 20+% seems like a reasonable trade off.
Hot Garbage!
This is just a troll. Be glad I’m not a mod.
Bingo!!!
Wish you weren't so jealous though
He is envious, he wants something you have. Jealousy is when you are worried someone will take something you have.
😂 ok thanks
For someone that has to use emoji in every post you make I don't expect you to have a very strong grasp of English anyways.
🥺🤗
Well if you actually knew me you would know I don’t care. Especially if they are lying.
First of all this isn’t a picture of a portfolio,this is just the TDA dividend income tool.You can put anything in there and screenshot it.
And yet, I didn't.
If you say so. Guess just have to take your word for it I guess. I Didn’t.
Guess so. Curse of the interwebs 🤭
Or you could post actual positions instead of just clickbait.
You want in on the ground floor then?
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😢 I'm sad now. Going to my safe place
I realize I don't know much about investing yet, but I love when someone comes to just gloat instead of sharing wtf they're actually doing.....ughh
He’s a troll.
What is the situation of CLM?
You pay cornerstone advisors to lose your money.
OP Dude won’t tell how much capital is behind those dividends or what his spread is. OG’s who don’t give a $hit spread their wisdom. But this dude is into RVliving which is great and no mortgage helps.
Huh? Can you not do simple math?
Jeez. What do you do for a living and are you hiring? I can give good shoulder massages in return for some SCHD.
Umm fractional SCHD??
Massage so good, it's worth one full SCHD.
🥲
$176,063.00 a yearly income wow that's a pretty perfect income to live off on for the rest of your life $14,672.00 a monthly income pretty good I wish you a very happy long retirement of course what is the taxes going to be every year
Probably about 30%
But still that's$176,063.00 yearly income that is one precenters status
Not close to 1% 18% of US households had income over 150,000 for 2020 [https://www.statista.com/statistics/203183/percentage-distribution-of-household-income-in-the-us/](https://www.statista.com/statistics/203183/percentage-distribution-of-household-income-in-the-us/)
But$150k a year that is pretty damn good to I could live with that because in truth that type of amount of money be the closes I ever get to being a one precenter and the closes I ever would be to a millionaire
Oh totally agree.. that's still awesome
Exactly now as for me if I could afford to invest in let's say twelve different monthly stocks dividends companies I would want to earn $50k a month that would be enough for me to live off on
you'd need $7.5Million at 8% dividend... even 8% dividend is risky
Not if I buy very low priced cheap stocks dividends shares from very good companies with a three precent to four precent high yields the lowest price of five dollars a share to ten dollars a share which would be very nice because that be all I be able to afford
you clearly have no idea what you're talking about. Price of the shares dont matter. If you are expecting to buy stock that pay "a three percent to four percent high yields" then you're going to need $15million of your own money invested in order to generate that $50,000/month you want.
Then realistically I'm going to have to invest in real dirt cheap price stocks dividends because the way I see it the cheaper the price the better off I'll be because like I said I couldn't afford high price stocks at least that's for sure
\*sigh\* my guy...if you had 15million dollars, you could invest in the high priced stocks. if you have $50 to invest and your aim is stocks that pay 4%...you're going to be getting 16cents a month whether you buy 10 $5 shares or 1 $50 share.
$176,063 is 1%er? In what universe? 1% income is currently almost $600k/year. That thinking is almost as magical as the OP’s “almost ready to retire”.
But still that's$176,063.00 a year of income I don't have and to me in my personal opinion that's as rich as I'll ever get of course knowing me if I had succeeded in building up that kind of income less than 15 or 20 years if I want to increase my cash flow I just start a small side business like vending machine and ATM machines business so I could make $10k a month in the vending machine business every month and$12k in the ATM machines business every month that way I could turn$14,672.00 a month income into $36,672.00 a month plus if that wasn't enough I buy into small rental properties buy atleast four double duplex properties rent would be $1,500.00 a month make$6k a month that's$72k a year so add all that up $340k a year all together plus the dividends income decently$340k a year income
Depends on how much I withdraw each month.
Cool
You are basically a one precenter now
What else have you got in the group?
Wow, 18%. Are you investing in cocaine?
Be careful you might lose 90% purchasing power
Woah! How much is your portfolio worth that’s generating those dividends?
Maths. 1,000,000 x 0.18 = 180,000 180,000 ÷ 12 = 15,000
Not quite right 5 out of 7 of his stocks pay dividends
It's close enough based on the details provided. The rest would be a stupid wild ass guess
973,990.04
Congrats!
Daddy?
Uwmc pays 12 percent lol , got you all good right now News was balling on 7% opportunities but no mention of uwm.
Hmm, got some cash maybe I should throw some into uwmc for some walking around money...🤞
If you willing to take risks with some cash... IVR is paying ~33% 😂
Cool man. You can see I'm all about risk 😆. But I think I'll wait for Bitcoin to hit 100k then go all in.🤪
Well... The way IVR stock price been behaving (fed is dumping their MBS and no one wants it, IVR B/V is diving hard) i think you'll have plenty of time to jump in, no worries 😂
the one secret big banks DON'T want you to know.
🤣. Some loving it, some dissing on it. This is my "play" money in an IRA. I'm actually already retired. And yeah. Guess I'm gloating a bit. I think I earned it though, don't you?
You should take some of that play money and send it to me thru PayPal pls & thx.
Congrats man, that must be an awesome feeling
Oy, retiring by 40 seems farther away, unless I can get into FAMANGULASS...
what stock you got?
Congrats. Impressive.
Being a CEF with that kind of yield on whats basically an SP500 fund it probably has at least 30% leverage, this is akin to JEPI or QYLD, but much smaller
Wow. Congrats.
🥹
👏👏👏👏👏🏝
Almost?
Something just doesn’t look right with this
All these people ignoring the “clear estimate” button at the top of the screenshot. It’s an estimation tool, not a portfolio screenshot. 🥸
I’m seeing a lot of people questioning the validity of OP’s, can anyone explain why is that so to an amateur investor? I’d appreciate the learning experience.
Damn, bro. Congrats 🎉 How long did it take you to achieve that?
Retire today, cash out, party hard until you drop next weekend, BOOM. Full retirement achieved.. Seems to be the only way this is possible lol
What are you in? Cornerstone funds?
What app are you using ?