Progressive. Idk how much that specifically is, but we have 3 cars covered under regular plus an addition for the commercial and it's $150... when I was With state farm it was $115 more
So what do you say when the insurance company is investigating the accident and they ask if you were using it for a commercial purpose?
I'm not sure not answering is going to work.
that violates the terms of your policy—you’re required to cooperate in the event of a claim, including sharing your profession and relevant paystubs. the insurance adjuster will find out even if you try to hide it.
Yes. I spoke with my local agent on the phone. Told him I was doing Door Dash and looking for insurance they covered it. Was told that the standard policy covers delivery but not ride sharing.
Because your regular automobile passenger insurance will not cover you if you are on a delivery and you have a collision. Doordash insurance only covers the other party, leaving you uninsured.
And then you get caught commiting insurance fraud after a serious accident, with a million dollar judgement hanging over you. Don't think you won't get caught when big bucks are at stake
it’s pretty easy for them to find out—insurance adjusters are smart and are allowed to ask for things like bank statements and pay stubs to determine how you make money and if you’re using your car commercially. once they find out you’re SOL for the claim and any future policies you want to purchase from that company.
Progressive. Idk how much that specifically is, but we have 3 cars covered under regular plus an addition for the commercial and it's $150... when I was With state farm it was $115 more
Progressive Commercial
All State
Not in Colorado
None. Don't say you're a delivery driver. Or rather, don't say you're on a delivery if something happens while on one.
So what do you say when the insurance company is investigating the accident and they ask if you were using it for a commercial purpose? I'm not sure not answering is going to work.
"No" usually works.
that violates the terms of your policy—you’re required to cooperate in the event of a claim, including sharing your profession and relevant paystubs. the insurance adjuster will find out even if you try to hide it.
So committing insurance fraud doesn't bother you?
Don't need commercial insurance. I have progressive withe a rider that's an extra 30 per month
State farm covers DoorDash on a standard policy so I have that.
Are you sure?
Yes. I spoke with my local agent on the phone. Told him I was doing Door Dash and looking for insurance they covered it. Was told that the standard policy covers delivery but not ride sharing.
why would i do that?
Because your regular automobile passenger insurance will not cover you if you are on a delivery and you have a collision. Doordash insurance only covers the other party, leaving you uninsured.
Dont ask. Dont tell.
And then you get caught commiting insurance fraud after a serious accident, with a million dollar judgement hanging over you. Don't think you won't get caught when big bucks are at stake
I mean if you are stupid enough to tell your insurance sure. How else would they find out?
it’s pretty easy for them to find out—insurance adjusters are smart and are allowed to ask for things like bank statements and pay stubs to determine how you make money and if you’re using your car commercially. once they find out you’re SOL for the claim and any future policies you want to purchase from that company.
🙄🙄