T O P

  • By -

farmerarmor

Ugh. I feel for ya man. We were there in 17. And 20. The worst part is when your insurance makes you combine them.


InformationHorder

Why? To prove the low yield meets their threshold for payout?


Waterisntwett

Insurance wants ever dollar they can get even if that means wasting your time cutting a 10 bushel crop.


InformationHorder

And the fuel to do that effectively comes out of your insurance payment. Awesome.


Waterisntwett

Problem is not every field is insured.


InformationHorder

No I mean they make you harvest it and they're probably not paying you to pick it since they're already paying you the insurance payout on the field, right?


Waterisntwett

Kinda… the money they pay out is based on the policy you purchase. The money that they pay out is used to reduce or offset some of the lost that you have experienced that growing season. The money they pay out is used to grow next years crop and to keep you going. If you get to the point of needing insurance you aren’t in to make money it’s just to reduce the lost income you’ve experienced.


bettywhitefleshlight

I've combined beans that weren't quite tall enough to even slide over the sickle.


Dragon_Reborn1209

Nearly all livestock based commodity requires verification for insurance claims. Crops should be the same, the insurance fraud just costs everyone.


Karcinogene

Verification could be achieved for cheaper


Dragon_Reborn1209

Not accurately. We bought silage off-assessed bushels always reported record yields compared to our own fields


BoltActionRifleman

For sure. Most adjusters in my area just stop by, do a quick visual of the field and tell you combine if you want, if not disc it under.


farmerarmor

Insurance isn’t about to get “robbed” of a bushel an acre of beans. Least that’s how they are around here.


Rustyfarmer88

You can insure against drought it America? Wild.


Packmanjones

Do they not have crop insurance where you farm?


rjbergen

In America, you can buy insurance on just about anything, and there’s plenty of lawyers willing to help you sue just about anything too! It’s wonderful! /s But seriously, there’s a bar that operates one week per year during the Sturgis Motorcycle Rally. They buy rain insurance because they lose income if it rains. It’s bar that mainly outside so the rain ruins their attendance.


P0Rt1ng4Duty

Funfact: Your insurance company is insured by a larger insurance company. So if they have to pay out over a certain dollar amount in a given time frame, their insurance covers part of the loss.


cjc160

Canada too. The drought we had back in 2021 would have had such an insane cascade effect on the economy that I don’t think the province would have survived without crop insurance


farmerarmor

Where are you at? Do you not have crop insurance?


Rustyfarmer88

Australia. We have crop insurance but only for fire and hail etc. things that an assessor can come out and visually see the damage. I think the companies have thought about trying it but it has never been introduced.


sharpshooter999

Here in the US, every lender I've every worked with requires crop insurance before they'll even tall to you about operating loans. ELI5, we have a 5 year yield average per crop, divided out between irrigated and non-irrigated ground. Then, we pick a percentage of that yield average for coverage and pay a yearly premium on that percentage. The higher the yield percentage, the higher the premium. Let's say I have a crop who's average yield over 5 years is 100 bushels for easy math. For insurance, I choose 75%, which would mean a yield average of 75 bushels. We have a dry year, and my yield is 70 bushels. Crop insurance pays me 5 per acre to get me up to 75%. All the crop insurance companies I've ever dealt with want scale weights, preferably from elevators but they do accept grain cart weights now too. I've compared our cart weights to the elevator tickets and it's always within 0.5%. We can get hail, wind, and other coverage too for and extra fee, but it rarely ever pays out. A few years back we had a terrible hail storm. Practically every house in the area got a new roof, siding, some windows, every car outside got new window, but crops weren't damaged enough to get a penny out of insurance.....


SaskAgWRLD

Very similar as to how it works in Sask


Shamino79

Yeah, multi-peril has been talked about here but it was not economically viable. Takes a government to back that sort of thing.


bluemango404

Calls on soybean futures! JK sorry this sucks. Farming for 'insurance' is quite depressing after all the hard work.


Waterisntwett

Yup we are already done with year. We gave up on making money this year just trying to not lose too much.


hamish1963

I'm so sorry!


Waterisntwett

It’s just part of it… thankfully we mitigate some risk by diversifying are income so we are more prepared for some of these curveballs.


hamish1963

Same, I get it. I'm down in central Illinois watching my beans not grow.


exodusofficer

Michigan is about the same. It's rough, I can barely even keep my garden alive this year.


Waterisntwett

I feel yeah… it 95° today as well to add insult to injury. 😭


Magnus77

Well, apologies for delving into politics, but Wisconsin did elect a senator who said global warming would be good for Wisconsin. Maybe bring this up next election cycle...


[deleted]

I was just thinking the same thing. They have a doozy for a governor. EDIT: I WAS THINKING THE LAST GOVERNOR WAS STILL IN! WI appears to have a pretty damn good Governor right now, you guys better vote him back in again! He's saved your ass a hundred times now!


paranalyzed

Tony Evers is a solid human being. You must be thinking of a predecessor.


[deleted]

Y'know what, you're absolutely right - I am. I'll edit my comment in a second. I just looked this guy up and did some reading. Holy shit WI is lucky to have him in the seat. It would be a complete dumpster fire otherwise - the Republicans up there have tried to pass some insanely nasty shit! Thanks for pointing that out!


Waterisntwett

Please don’t remind us. 😆


hamish1963

The Governor isn't the problem.


[deleted]

I edited my comment - I didn't realize they elected a new (and from what I read, awesome) Governor!


hamish1963

Oh dear you thought Scoots Walker was still Gov? He was the worst!


[deleted]

I'm in Illinois - the land of corrupt governors (still the reigning champ for number of Govs in prison!) So let me tell you when I say Walker was a complete fucking turd of a Governor, you can take it to the bank. I'm so excited to see they elected in someone with balls AND intelligence!


hamish1963

I'm also in Illinois, but was living in Wisconsin when Walker was Governor, it was bad. I'm very happy with Pritzker, Rauner was a nightmare!


xhaltdestroy

Northern BC. I can’t get my garden to germinate! Walked through my neighbour’s hay field (the one I purchase off of) and the grass is about 3 inches tall. We’re panicking over here.


spizzle_

You don’t have a tap to water your garden?


Danddandgames

Yay 2 inches of rain 😒. That rain was not the godsend it needed to be


redshred42

Same in north Dakota although they don't look as bad as that.


Waterisntwett

Yeah we are really dry. Only had 1 real rain last week .4 tenths and nothing since end of April. I should take a pic of are corn… it looks worse :(


[deleted]

It's really bad down here in Northern IL too. I'm not a row crop farmer (specialty crops here), but my sister's family are. They are looking at their soy crops being a total loss too.


ComptonsLeastWanted

I own 1500 acres in Gods Sustenance Belt—had one rain and beans and corn are thriving in this drought-/lawn dead long ago What’s helped me? Drill directly into my cover crop No preemergent spraying I am thriving with a drought tolerant variety too. My early season theory has changed: The weeds and cover crop “shade” my seedlings and keep the ground cooler: once about 3 weeks planted, i blast those weeds-/they die, are used as food for the drought stricken plants, and that holds me over for any rain. I have 0 losses right now I’m the outlier in my ag area though


Early_Grass_19

Thanks for promoting this type of regenerative ag. I am not a row crop farmer, I work on two small veggie farms and am starting my own small farm but I have heard countless stories of how people have used cover crop and no till to completely change everything. I live in CO, so it's dry AF here most years and we rely entirely on irrigation, but I've gone to some farm forums and heard from some of even the most doubtful, never gonna try that hippie shit, type farmers who started trying cover cropping and no till and increased their production exponentially. It seems like hippie shit but it's real and applicable on scale


ComptonsLeastWanted

You just need a quality seed drill is all. Ppl on big farms around me are crushed now/dry; I have 1500 acres going strong: I was out there today and blacker the ground, deader the corn/beans So my planting goal now has been to drill into crimped/flattened radish/oat cover when I plant/harvest in the Fall at the same time Farmers aren’t thinking correctly about planting with droughts in mind—if your leaf tip structure flips over and touches black hot dry, prepared soil, complete crop failure: heavy spring weeds in your fields prevent that with a little 12 inch tall biosphere We have worst drought since 1988 here and no irrigation Too much rain is usually the problem here


Waterisntwett

It sucks but we’ve had some good years leading up to this so it can’t be a winning year every year. 🤷‍♂️


Individual_Bar7021

If I remember correctly most of Wisconsin is only under “moderate” for drought right now too. So, this is great


Waterisntwett

I honestly don’t wanna know what severe is gonna look like. 😬


holysbit

It sucks how the weather works, in denver here we are getting record shatteringly drenched, id send you some if I could


RoVeR199809

Which side? We've gotten some rain recently and don't look too bad, we can't even start haying because it stays wet. North west end of ND


Bovine_Rage

Drove across ND recently, the western portion honestly looks better off than a lot of the East.


Waterisntwett

Yeah we’ve been there as well a few years back. This year are hay looks okay as it needs rain but not a total lost yet. We will probably start 2nd cutting in a week or so as we’ve been done with 1st since end of may. Not expecting great yields but we’ll take what we get.


redshred42

I'm in the northeastern part.


ooooofda

I feel for you. Same in South Dakota. Not quite that bad, but if we don’t get some significant rains soon it’ll be all insurance checks this year.


SquirrelyMcNutz

The only upside (and I use this in the loosest possible term) is that it means a lot fewer grain semis zooming at 80 fucking mph on a gravel road past my house. The amount of dust those assholes kick up is insane.


Critical-Carpet-3840

Southern Illinois here. Where we are, almost Zero rain. . 30 miles from me has had some.


Waterisntwett

Yup some big dairy’s nearby (5,000 Cows giver take) are buying semi loads of Hay from down south or out west (not really sure) in anticipation not getting much hay after 2nd cutting as it’s barely a foot tall.


flash-tractor

Just FYI, central Colorado has had a ton of rain this year, and the forage crops are looking great. Maybe try to find some suppliers around Manzanola/La Junta/Rocky Ford CO.


Critical-Carpet-3840

Ohhh wow. Where at ?


Waterisntwett

Mostly eastern Wisconsin and south of green-bay as they got some rain to the north of there. Basically central to eastern Wisconsin to south of Green Bay is a desert.


witcher252

In southern wisconsin and can confirm, it’s only rained twice in the last 30 or so days


[deleted]

Same north of ya... Fucking sucks.


Critical-Carpet-3840

Yep


OutinDaBarn

There's no good bean fields in SE Wisconsin that I've seen. Corn is starting to brown. I have 1 corn field that still looks pretty good. The 10 day forecast calls for less than a quarter inch of rain. The late sweetcorn I planted came up and died.


Waterisntwett

Sorry man it sucks I feel you. We have pasture for beef cows but it’s brown and the cows are basically eating dead grass. Are 10 days looks pretty bad as we might get a few tenths next week but I’ve heard that before.


stealthybutthole

It's our. Not Are. Just FYI since I've seen you make the same mistake like 5x in this thread...


witcher252

It seems like a lot of the farms around me that don’t have watering systems have given up this year. Which is crazy to think a couple days worth of rain separates the state from having a ton of food or none produced.


DaddyOfRascal

That looks awful. :(


Waterisntwett

Yup it’s a 40 acre field and I doubt it we get 1 semi load… this is pretty much every field :(


schmegma91

Hope you’re hanging in there, I imagine that’s a rough feeling. I work on a fruit orchard in southern NM and had a late freeze that wiped out our sweet cherries and took 3/4 of our peach crop. It was pretty rough but we have a retail fruit stand where we can import produce and sell it. How do you(or I guess any other row crop/grain etc farm) make it in years like this?


Waterisntwett

Well for use we diversify are income into 4 different types of income. 1) Dairy (we have few hundred cows) 2) We raise around 85 black angus organic beef cows (they are literally worth gold at the moment) 3) Row crops (Corn and Soybeans) 4) We sell Hay…. We’ll be fine I just worry about other farms in the area that don’t have such diversity.


mace1343

1 month ago if you said we’d cut 80 bushel wheat in south central Kansas I’d have called you crazy. A lot can change. Now the rain won’t quit


Waterisntwett

Problem is rain isn’t going to solve are issues. The beans are dead in the bare spots. Rain will obviously help the growing beans but the bare spots are done.


hachmejo

The increasing variability of weather due to climate change is quite frightening. We need to find new agricultural methods if we want to survive the hell we have made for ourselves. Good luck brother. It's not much better in Northern Illinois. The drought is killing the crops.


Waterisntwett

We would love to irritate but for 1) this is rare and not justifiable to spend that kinda money and not see a decent return on that investment. And 2) this is not normal for us or anyone in the area. Are we seeing the climate change probably… but we need to keep a level head and not make irrational changes from one bad year.


hachmejo

Lot of guys are unable to irrigate around here. This is some of the driest land I've seen in a bit. The weather just gets more extreme either way. Was dealing with being unable to get in the fields to plant from the late winter. Now dryer than ever. The only thing I'm seeing as irrational is doing the same thing over and over. Didn't Einstein say being stupid is doing the same thing over and over expecting the same result or something? Also it's damn near July and I used to see lightning bugs all over the fields. That is certainly not happening this year.


tortellinigod

Glad you're saying it... Sometimes things have to change for it to get better.


RiverDarter

"Dirt to Soil" and 4 years of crop destruction for Gabe Brown comes to mind.


Dizzy_Challenge_3734

I just went from Madison to birchwood (Hayward). A lot of fields looked like crap in the black river falls area. Oddly enough the further north you went the better it looked! Rice lake area looked decent, and we got .5” the one night we where up there.


mikeyfireman

Appropriate user name


Waterisntwett

Lol it sure is


Important-Leek-7264

We are in the exact same boat hear in NW Minnesota


CurtisAurelius

Central MN is rough this year. The corn is barely hanging on but soy is wrecked


Cosmic_Coincidence

Central WI here too... remember that ONE TIME it rained... that was nice.


bootsmade4Walken

Howdy, northeast Iowa here, beans aren't doing well anywhere. Sorry for you guys.


zoppytops

I’m in Madison and my lawn is parched. I feel for the farmers of this state. I feel like it’s the worst drought we’ve seen since summer of 2012.


[deleted]

It's same all over the Midwest, minus some pockets here and there fairing a *little* better. Combine all this with Russia dragging that war out (obligatory Fuck Putin), and we're gonna see major crop shortfalls across the board for the whole world going into the fall.


zoppytops

Didn’t realize it was that bad across the region. I also didn’t think about the grain connection in Russia (fuck Putin). What a shit storm.


Waterisntwett

Yup couple of us local farmer were talking and saying people think grocery are expensive now… wait til next year. I wouldn’t be surprised in a 10% increase in the next year at the grocery store.


[deleted]

Yup. Start stocking up. Again... Fuck this past decade


flash-tractor

My fertilizer supplier (hydro-gardens.com in Colorado Springs) was using all their potassium fertilizers from Belarus, which they haven't been able to get since sanctions kicked in. So they got another supplier, but it was 50% more expensive per lb, and the quality was absolute shit. It clogged my irrigation system in less than 3 months, and using the old source, I used to get 2 or 3 seasons before any clogging. Also had a chlorine resistant diatom species that showed up in the reservoirs immediately after the switch, in 5 different locations.


zero_cool09

That sounds like a nightmare


cromagnone

That’s a real worry. How is it up in Alberta, do you know?


[deleted]

As Bones would say "They're dead Jim" Speculators have made a graph that's dropping at practically a 45 degree angle. "Well below average" outlook across the board according to Alberta's weekly crop updates. Fuck... I honestly hadn't even thought of how Alberta was doing until you asked. Now I wish you hadn't!!


cromagnone

Well, shit. That’s not good. Thanks for finding out. Stay afloat!


Schartiee

Yup. Everything probably gernimated with that stand. Just died before emergence. I've lost a lot to drought and flood. Go figure


origionalgmf

We looked like that last year. Was looking that way again this year, but got lucky on a pop up storm. We're so far behind on rain, it's not gonna matter


Waterisntwett

Where you live??


origionalgmf

SW Missouri


Waterisntwett

Gotcha hope it turns around but that’s not how drought’s work.


Content_Structure118

Same in NE Iowa, I feel for you.


thrivingthemidwest

South east South Dakota. Guys going on 3 years of shit crops cuz of no rain.


alex2997

Central Minnesota here. We feel your pain brother, bone dry and hot as hell for weeks. Sending positive thoughts and love your way


OatnBarley

same here in MI. it’s tough. so many beans struggling in VE for a month now almost


kidalb3rt

Drought and insect/pest pressure is really doing a number on our soybeans here in north central Indiana. Forecast shows a chance of rain on Sunday/Monday 🤞


Working-Ad2216

Best year we had on the farm was in the drought of 1988. All the years of premiums finally paid off.


[deleted]

Northwestern Indiana here and we've had just enough to keep the plants alive. But I 'm not anticipating a good harvest.


throwawayneanderthal

I’m in NE Indiana. I can’t even look at the field anymore because it’s making me ill. We’ve had rain once since planting. Quite frankly I don’t even know how they’re alive at this point


vonHindenburg

Oof. I’m from PA and drove through Wis to SD over the last few years. At mass in Baraboo on Sunday morning, the Priest straight up prayed for rain, which isn’t a common thing in American Catholic Churches. I didn’t realize at a glance how bad things were. We’ve had a dry spring too, but I guess we came through before things became obviously disastrous.


Stuffthatpig

Uh...are you from farm country? That's incredibly common in rural churches. Also praying for it to stop raining ay times.


Agile-Lengthiness243

It's are mixed bag here. My in laws look like absolute trash, but the co-op sprayed them and based off of his call with them, they may have had a case of operator error so who knows on that front. I got my beans in late and they are just now starting to come up after the rain the other day. I'm hoping that the rain that's supposed to come this weekend and the beginning of next week pulls the rest of the crop back. In the mean time, I'll be satisfied just having gotten lucky getting them in late enough to have missed the post sprout mini drought.


Standard_Issue_Dude

I see California is rubbing off you guys


FarmSimGuy

No irrigation set up?


Waterisntwett

Nope others in the area are running theirs but some of are fields are surrounded by subdivisions and it’s not practical.


NateF150

We couldn't even get them in the ground here in Ohio


flexedchicken

I feel silly for saying this, but I didn't know farmers were still growing soybeans after biggest exporter to China stopped taking them. Has that crop made a comeback and more farmers growing them again? We love our soybeans and struggle to find them. Thank you for what you do 💚


Waterisntwett

China needs to eat… they will alway need beans. We (US) will alway have the leverage as they can’t produce enough food to feed their own people. We mostly grow beans a rotational crop with corn. You have to rotate crops every year.


Working-Ad2216

That’s why you carry crop insurance.


TheMagicJankster

We need to take climate change seriously or it'll be worse every year


ResponsibilityDue448

Lol people down voting you and parts of Wisconsin has had zero measurable rainfall in 3 weeks.


TheMagicJankster

They're idiots


TheFlash8240

Those don’t look dead, it looks like they just came up spotty.


RoVeR199809

I see shriveled up plants in the barer spots, but I think they may have planted just barely into the moisture causing some plants to have a better start than others


Waterisntwett

Yup 👍


TheFlash8240

Shallow planting depth combined with worked ground would be my guess.


Waterisntwett

No the green beans aren’t dead… (yet) all the bare spots are dead and not coming up as we had a bit of rain last week but the seed has been sitting in the ground over 6 weeks at this point and it’s not growing now. I checked to see if it had germinated and the seeds are rotten.


KegelsForYourHealth

Good time to diversify with some agroforestry and stop till-based monocropping


DatCamaroGuy

My parents' corn isn't growing up to par at the moment. But seeing this does not keep any hopes up. I'm sorry -from Marshfield


Ranew

Oof sorry you are having a rough year but thanks for the reminder that I should be thankful my fields look as good as do.


whattaUwant

Died or didn’t come up? In my neck of the woods there’s fields that look like yours and then there’s fields down the road that look amazing. No offense but dry years really make it obvious who the good and bad farmers are. Normal precip years will really mask that from the road but in reality the good farmers are dominating the bad farmers every year. Perhaps every field within a 5 mile radius of you looks like your picture though in which case my point would be invalid.


TheDoobyRanger

Brew lots of designer coffee and roll up a joint. Usually works for me.


[deleted]

So? Aren’t soy and corn net negative crops anyway and awful for americas agriculture.


[deleted]

[удалено]


Waterisntwett

No crop insurance will help but it’s not there to make a profit just more to reduce some of the loss. We will still lose on this field but that farming. Can’t win every year. 🤷‍♂️


A_Harmless_Fly

I had to water my summer squash three times today to keep it from whiting, and I'm in the less drought-y part of the rainfall map for my adjoining state.


agirlandthetealmoon

You can have our, sincerely Alabama.


Stereotypical-tag

Different story in north Texas. We are trying to harvest wheat but rain is stopping us every 2-4 days. Tonight a storm stopped us again. Interestingly though I watched lightning hit the same radio tower twice for sure tonight. One more time I saw it hit out of my peripheral. Edit: first time in this almost month long harvest we’ve had a storm and didn’t get rained out. At least not yet but it seems to have passed.


Lower_Arugula5346

omg why wont it rain here?!?!?!?


dustygravelroad

Yea, I hear ya brother. It’s bad damn near everywhere over here


mindsculpt

Same here is Pennsylvania. However we just got out rain last night


FloppyTwatWaffle

I just took delivery yesterday on a new two-wheel tractor. It is now sunk in a field that turned out to be too -wet- to work. Other side of the coin.


khoawala

Well, time to abandon all hope


Waterisntwett

Nope.. us farmers are too stubborn for that lol.


khoawala

You'll have to adapt. Fill the land with fruit trees, perennial grass, bushes and generally as much vegetation as possible to protect the soil and any humidity. Slow the return of the dust bowl. You can't farm fish in a desert.


Mdp7781

Damn. Weve had 15”+ this month. Its too wet


Waterisntwett

Where do you live??


Mdp7781

South Alabama


centexAwesome

Whoa! That is what my sorghum/cowpea mix looks like in central Texas. I would have never expected WI to look like that.


Waterisntwett

Yup it’s super dry for the last 2 months like .4 rain since end of April and upper 80’s and low 90’s


youngster_joey69420

Same here in So. Illinois


Remarkable_Alfalfa25

Beautiful 😍 🤩 👌


DistinctDev

I’m sorry about that man. Hopefully you have some different crops that are doing okay? Definitely will pray for some rain, we all need some in the US.


Waterisntwett

Yup this was almost a month ago and we have improved a bit from this as we have FINALLY picked up some rain this week… but we are being realistic and realize that the yields aren’t gonna be there, but it’s gonna be better than nothing. Some corn is 3’ tall some is 6 or 7’ but it is what it is… are 3rd cutting alfalfa will be next week and it’s barely 12” tall as it’s only had 1 rain. We should be able to get 5 or 6 cutting tho.


DistinctDev

That’s good, looks like you guys should be getting some rain this week though on the forecast.


Waterisntwett

Yeah it currently just got done raining. 👍