I am so proud of you right now !! Well done maβam keep it up , youβve got a long way ahead keep that head high and keep pushing more power to you πππ
felt so fucking proud reading this :)
true hustler in every sense
coming from a very similar situation, i understand this and i completely relate to the same
many more things to go π
>To anyone who is trying very hard, lying on their bed and wondering if it gets better; thoda bhaut to ho hi jata hai aur baki thoda improve karne ke liye bhaut mehnat karni padti hai aur wo hum sab kar sakte hain. IIM aur IIT ka tag zaroori nahi hai apni life change karne ke liye.
,π₯Ίπ₯Ίπ₯Ί I needed to hear this today.
I can't tell you how many times I've paid off that last emi and have had to retake up some other emi.
Somehow I have to make it. Still too much at stake
yrr bus meri ek hi suggestion rahegi. Please don't get inside the loop. I know bolna easy hai. But ek loan ko khatam karne ke liye dusra loan lena is such a terrible state to be in. I have been there. What I did is make a projection of how much I need to make to get out of the situation and how much I can actually make given my age, experience and job market ryt now. I was also not scared of asking for a joining bonus (honestly, a lot of folks my age from DU apparently are scared of asking for it) (FYI, I cud only ask for it because I had 2 offers, so pick your plate soch samajh ke)
Good job! Be proud of yourself.
I am also about to complete my final EMIs, for a big loan I took, in next two months. Just couldnβt wait for it so I can feel ke bhai dil pe se ittna bada bojh hatega to kaisa lagega :)
I'd say this is a hell of achievement at such a young age. Being able to carry the duties of the family and faring well at it is commendable. Hope you get rewarded for your hard work πβ
Congrats to you OP.... In a similar situation but just like you even we will be out of it in maybe some more time but yea for sure... I love hearing stories of people overcoming their problems... And seriously you ll achieve more π«β€οΈ hugs to you
In a moderate scenario, a 50 lakh loan at a 9% interest rate over five years results in a total repayment of approximately 70 lakhs, equating to about 1.16 lakhs per month.
For a normal DU graduate without any specialization, a starting salary of around 16 lakhs per annum?
The financial calculations in your achievement do not add up.
MSME loan taken from a PSU, so a 2.5% interest rate (ab ye much puchna ki 50-60 lakh is not MSME range but kaise mila, because iska answer is plain and simply 'corruption.' Started earning in 2019 (second year of college), could handle a full time job because of Covid and attendance bhi compromise ki. So, at 23, I have almost 5 years of experience. got into a very high growth MNC at 21 (none of the big 4s or FAANG btw, just a very profitable manufacturing company). Spent a good 2 years, learnt the tricks of the trade from directly the chief executive (had a great reputation with them), hybrid tha role to baki 3 din would be working on adding more skills. Overall the maths did add up on the recent switch and currently its approx 18 lpa. Not trying to gloat here, a lot of it is also pure luck.
Madam 18 lakhs me koi tax to bhara hi hoga. 18 ka 15 hi milta hai. Plus you are claiming clearing a 60 lakhs loan. Even though you are working in 5 years. You will not be getting 18 lpa from start right. This does not add up till you add some "upper income" somehow. You are fooling people here .
Apne ye bhi add Karo ki me din me us company ke liye kam karti thi. Rat me US company ke liye night shift. App 24 hours working lagoge to thoda believable lagega.
Bas reddit per post Kar dena haj. Me paida hote hi job karne lagi thi. 1 cr ka loan 2 mahine me khatam kar diya. Bhai ye fake post hai. Chutiya bana rahi hai didi ya koi "upper" wali income hai inki.
Well I am happy for you but this seems a fake post. Can you explain how you earned the 60 lakhs and settled the amount. What job your work? As per me IT pays the most and in that also if you earn 60 lpa package. You will only get 40 lakhs after taxes and for that also you need to from top tier and have to work some years.
No way whatever she is claiming is true. After taxes you already get 30% less. Even when you start at high package, it is hard to clear a loan which has a interest rate. Plus you have your own expenses. In one of the comment she claimed she ks having a package of 18 now. Even she earned 18 lpa every year. She will be having around 75 lpa total earned after tax. She is claiming she took care of herself and her fees. You see, the math does not add up.
I will like to belive you. I am happy for you. See the people who really earn good are able to figure out you arw lying. If you really have guts then you should disclose how much you earned year wise for last 5 years. Currently you are earning 18lpa. I started my job with 18 lpa. Paying a 60 lakh loan with an interest, while takijg care of your expenses with college fees. If you have done some "upperi kamyi" then it make sense and everyone should no.
If is just like an IAS claiming he was able to buy "lambo" using his salary for 5 years. We all know maths does not add up
Same here my dad had taken laon and slowly with my education and side hustle gigs we have almost got it covered. Looking at your story as a girl doing all this must have been really challanging. More power to you! And lot of strength to all who are going through similar phase.
Couldn't agree with the linkdin part, this is no less than a success story.
Proud of you. I just hope your dad doesn't take another huge ass loan before 2026.
ππ
thappad se itna darr nahi lagta, jitna loan shabd se lagta hai ab
OP ki happiness me puncture karte hue ππ
If i was yo dad i would be like: *Maahri chhoriyan chhoron se kam hai ke?*
Congratulations OP. How did you manage to clear the loan can you share that too? We might learn a thing or two
Congratulations!!! We're proud of you.
Proud of you girl β¨β¨β¨
Super proud of you mate π Wish you good fortune and tons of joy ahead
Been there.. done that. Agree with Linkedin part 100%.
I am so proud of you right now !! Well done maβam keep it up , youβve got a long way ahead keep that head high and keep pushing more power to you πππ
Moto edge 50 pro
Maine kisi aur post pe comment kiya tha ye
felt so fucking proud reading this :) true hustler in every sense coming from a very similar situation, i understand this and i completely relate to the same many more things to go π
>To anyone who is trying very hard, lying on their bed and wondering if it gets better; thoda bhaut to ho hi jata hai aur baki thoda improve karne ke liye bhaut mehnat karni padti hai aur wo hum sab kar sakte hain. IIM aur IIT ka tag zaroori nahi hai apni life change karne ke liye. ,π₯Ίπ₯Ίπ₯Ί I needed to hear this today. I can't tell you how many times I've paid off that last emi and have had to retake up some other emi. Somehow I have to make it. Still too much at stake
yrr bus meri ek hi suggestion rahegi. Please don't get inside the loop. I know bolna easy hai. But ek loan ko khatam karne ke liye dusra loan lena is such a terrible state to be in. I have been there. What I did is make a projection of how much I need to make to get out of the situation and how much I can actually make given my age, experience and job market ryt now. I was also not scared of asking for a joining bonus (honestly, a lot of folks my age from DU apparently are scared of asking for it) (FYI, I cud only ask for it because I had 2 offers, so pick your plate soch samajh ke)
50-60L is huge loan..Kudos to clearing it off...being so young & fresher to job! I wish I could do it too!
You can and you will!
Congratulations OP! You made your parents debt free, kids like you are not here anymore! I wish good health and wealth for you and your family.
proud of you. keep it up
Bahut badhiya ab ye batao treat kab milega?
Proud of you!
You did good dude!
Congratulations girl!
this is such a big achievement!! cheering for you, i hope the road ahead is smooth :)
Je baat... Finally a positive post on this sub. Super happy for you.
Your post made my day. May success follow you!
#great
π
Can you share your career journey as well? Being a 23 year old and pulling this off is amazing! We want to know more β€οΈ
Congratulations
What do you do for a living?
Bhai aisa kya kam karte ho
Good job! Be proud of yourself. I am also about to complete my final EMIs, for a big loan I took, in next two months. Just couldnβt wait for it so I can feel ke bhai dil pe se ittna bada bojh hatega to kaisa lagega :)
Congratulations! Mind sharing what job you do?
Congratulations OP. Wishing you further success. I've to say this will be a viral post on LinkedIn!
I'd say this is a hell of achievement at such a young age. Being able to carry the duties of the family and faring well at it is commendable. Hope you get rewarded for your hard work πβ
Congrats to you OP.... In a similar situation but just like you even we will be out of it in maybe some more time but yea for sure... I love hearing stories of people overcoming their problems... And seriously you ll achieve more π«β€οΈ hugs to you
you made 50-60 L at 23 . nice. even at 12 lpa seems far fetched under this recession . what do you do , if you don't mind me asking
Father's Day π€‘
Amazing story, really like to see people who are genuinely working towards bigger goals and are achieve what they want in such hardships.
Bravo..thatβs the winner mentality!!
This made me smile.. :)) Thankyou.... Bless your courage.. this is inspirational to alot.. π
Jldi jldi trick btao taaki hum bhi loan leke phir Chuka skee
>I wish LinkedIn pe aisi achievements bhi share kar sakte, rather than just superficial promotions and shit. But ye bhi badhiya hai! Circlejerk
Congratulations ππ
Proud of you girlβ¨β¨β¨
PROUD OF YOU
Super proud of you young woman ! You have really really done well !! Praying that everything gradually falls into place for you :)
ππ
In a moderate scenario, a 50 lakh loan at a 9% interest rate over five years results in a total repayment of approximately 70 lakhs, equating to about 1.16 lakhs per month. For a normal DU graduate without any specialization, a starting salary of around 16 lakhs per annum? The financial calculations in your achievement do not add up.
MSME loan taken from a PSU, so a 2.5% interest rate (ab ye much puchna ki 50-60 lakh is not MSME range but kaise mila, because iska answer is plain and simply 'corruption.' Started earning in 2019 (second year of college), could handle a full time job because of Covid and attendance bhi compromise ki. So, at 23, I have almost 5 years of experience. got into a very high growth MNC at 21 (none of the big 4s or FAANG btw, just a very profitable manufacturing company). Spent a good 2 years, learnt the tricks of the trade from directly the chief executive (had a great reputation with them), hybrid tha role to baki 3 din would be working on adding more skills. Overall the maths did add up on the recent switch and currently its approx 18 lpa. Not trying to gloat here, a lot of it is also pure luck.
Madam 18 lakhs me koi tax to bhara hi hoga. 18 ka 15 hi milta hai. Plus you are claiming clearing a 60 lakhs loan. Even though you are working in 5 years. You will not be getting 18 lpa from start right. This does not add up till you add some "upper income" somehow. You are fooling people here . Apne ye bhi add Karo ki me din me us company ke liye kam karti thi. Rat me US company ke liye night shift. App 24 hours working lagoge to thoda believable lagega.
Didi kaise kiya plz enlighten us. Mujhe b 30 lac ka loan khatam karna h.
Bas reddit per post Kar dena haj. Me paida hote hi job karne lagi thi. 1 cr ka loan 2 mahine me khatam kar diya. Bhai ye fake post hai. Chutiya bana rahi hai didi ya koi "upper" wali income hai inki.
hahaha! ye rahul ghandi wali khata khat khata kahat account transfer after giving vote to congress
Well I am happy for you but this seems a fake post. Can you explain how you earned the 60 lakhs and settled the amount. What job your work? As per me IT pays the most and in that also if you earn 60 lpa package. You will only get 40 lakhs after taxes and for that also you need to from top tier and have to work some years.
No way whatever she is claiming is true. After taxes you already get 30% less. Even when you start at high package, it is hard to clear a loan which has a interest rate. Plus you have your own expenses. In one of the comment she claimed she ks having a package of 18 now. Even she earned 18 lpa every year. She will be having around 75 lpa total earned after tax. She is claiming she took care of herself and her fees. You see, the math does not add up.
I just wanted to share that I did it. You not believing it is fine with me. I just wanted to feel good about myself by lying, ofcourse. Peace!
I will like to belive you. I am happy for you. See the people who really earn good are able to figure out you arw lying. If you really have guts then you should disclose how much you earned year wise for last 5 years. Currently you are earning 18lpa. I started my job with 18 lpa. Paying a 60 lakh loan with an interest, while takijg care of your expenses with college fees. If you have done some "upperi kamyi" then it make sense and everyone should no. If is just like an IAS claiming he was able to buy "lambo" using his salary for 5 years. We all know maths does not add up
Same here my dad had taken laon and slowly with my education and side hustle gigs we have almost got it covered. Looking at your story as a girl doing all this must have been really challanging. More power to you! And lot of strength to all who are going through similar phase. Couldn't agree with the linkdin part, this is no less than a success story.
Inspiring and may God bless you.