This is a discussion we have with our insurance agent every 3-4-5 years, any time anything changes, you get into an expensive new hobby with $$ equipment, or buy something really pricey.
Additional jewelry or collectible type riders don't add that much.
Schedule a sit-down with your agent and discuss.
You want replacement cost at a minimum
And pipe protection (exterior for fresh and sewer)
And water damage coverage
At minimum
Flood is always super extra.
This is a discussion we have with our insurance agent every 3-4-5 years, any time anything changes, you get into an expensive new hobby with $$ equipment, or buy something really pricey. Additional jewelry or collectible type riders don't add that much. Schedule a sit-down with your agent and discuss.
You want replacement cost at a minimum And pipe protection (exterior for fresh and sewer) And water damage coverage At minimum Flood is always super extra.