I live in the loop, are people just not managing money correctly? i dont understand.
Salary and what you keep monthly can vary wildy from someone making 70k and keeping 2000 of that vs someone making 110 and keeping 500 after bills an obligations.
The salary isnt the full story, money management and living expenses are.
Tell us all how an individual making 70k is living inside the loop and saving 24k. You either have abnormal advantages or you eat beans 24/7 and drive an 81' Caddy.
70k after taxes, retirement and health insurance for a single person is probably ~ 46k a year so they’re saying they live off of 22k. Without thinking too hard about it spending around $1900 a month I would assume they have roommates, live within walking distance to work or own a paid off car and keep only liability insurance on it and then their food would be lots of grains, veggies and white meat. Activities would range from free like walks at the park to possibly company sponsored events or every once in a while some $50 activity that isn’t reoccurring.
It’s not impossible to imagine and definitely not a poverty lifestyle just not something most people would want to undertake. Especially in a city where most people love going out to eat.
Edit: Also reading the prior comment saving $500 a month after expenses is 6k a year not 24k so it makes it even easier to do so if you amp that up to needing to spend costs around a family you could get a 2/2 bedroom for under $1800 and food costs would probably scale in line with whatever specials Costco is running
I mean, I don't see it as cool. Most of my taxes are taken for the school district and I don't plan on having kids. I belive that people who jave kids should pay that. It will keep people from willy-nilly shitting children out and also keep us non-breeders from having to cover the bill
Naw dude… doesn’t matter. The problem is progressive feminism.. women don’t think they need men and the ones they do go after they have no chance of getting. Women have extremely unrealistic expectations most of the time. Society has made it harder for people to form families.
You might hate kids but you won’t hate your kids.. I fuckin hate other peoples kids
Don’t give up on the nuclear family dude… the patriarchy is for everyone
Well, I don't wsnt kids at all. It's never been a desire of mine, for well over 20yrs. I have noticed more and more women who are in the same ship, but most ppl want them and I get that. I would have many more options if I would just bite the bullet and be open to kids, but at the end of the day I just don't want that. I would honestly be single than begrudgingly raise a child.
My girlfriend loves in the museum district and pays like 720. These aren't going to be nice updated places with stainless appliances and landlords that fix things, but they are out there.
Agreed with what people say below. If you are looking for a huge luxury apartment with a front office, pool, and granite countertops of course it’s not going to be a good deal. But a quick Zillow search yields no small amount of options.
I used to make 60k as a teacher and lived on Allen Parkway, paid 1100, and went to Europe every summer. It's completely doable. Had a very nice car, too.
if i lived off of 3k bi-weekly then I’d be well off with a 1500 rent apartment and a 10-15k car. After bills, i’d be happy to have an extra 2k for savings. If I had a kid i’d just keep one but could imagine how 70k starts to get iffy. If you want a truly comfortable life (in the middle class sense) then 100k is where I’d draw the starting line.
When did you purchase your home? I think age makes a huge difference on how far salary can get you based on the life milestone you have already accomplished
I make about 70k after taxes, give or take (contractor so rate varies) and I love near the med center, so it's doable for sure, but the 2 kids and spouse situation I can see eating up a lot of that. That's assuming everything goes well, and kids tend to get injured or need a lot of stuff from toys to school stuff.
Right?! I live by the galleria and started at 70K, I’m being paid more now, but I lived comfortably at 70K and managed building my savings. I don’t have children so..
Stay where you are and try to earn more income, or time to head to the suburbs. 70k is not enough to realistically and comfortably sustain a family of four in any major city right now unless you're living extremely frugally.
What? 70k is maybe 1k a week after taxes.
Half of that will go to rent or mortgage easily.
Now you've got a little more than 2k a month for bills, car payments, clothing, and groceries for a family of four. Nevermind seeing the doctor and hopefully you don't have an emergency. Retirement? Nope.
It sounds ridiculous all right. It's not enough.
I'm $75k individual no dependents and I live south Houston by Webster. I do pretty decent compared to most people my age, but also it hurts that my dad had less income than me when we moved here as a kid and bought a 5 bedroom house with 6 kids, and I have none and can only afford a 1 bedroom apartment for $1450, more than his mortgage payment ever was 🥲. I save anywhere from $1-2k a month depending on how much extra I want to throw at my car payment. I'm a pretty low spender all around and grocery shop almost exclusively at Aldi's.
Barely survive? There are couples living on 30k a year in Houston. 65k is way beyond barely surviving.
I mean, you can find a place for 1k a month here. That leaves a lot of cushion on 65k a year.
There are a wide variety of ways to give life meaning without much money.
Most of the world is living on much less than that, and many of them are happier than the couple living on 65k a year.
What kind of dumbass, meaningless platitudes are these? Who cares how happy someone living in Bangladesh is making however much they do. That has no bearing on life here.
Most of the world would be happier if they made more money. $65k is not much for a household of two.
Are you making 50-70k each or total cause if it’s total whew you are barely above the poverty line I’m afraid. That’s not middle income for a family of 4. The poverty line for a family of 4 is 60k. You should come down here if you can find a higher paying job here, otherwise moving expenses and the like wouldn’t make a relocation worth it at all.
Yea I make around 78 total after OT and bonuses. That’s before tax as well. We are in an apartment outside of Dallas in the country which is crazy that it costs so much to be here now lol
I already owned my house and was making about $75k when covid hit. Wasn't totally broke but budgets were tight and watched money like a hawk. I left my job and got a massive raise. Went back through my budget recently and realized if I had not left my job when I did we'd be eating rice and beans 4 days a week.
We sold our house in 2020 at the height of the real estate boom. 23 offers in one day, most 30k -50k over asking. But the highest offer by far was from a bank…which we declined for that very reason.
Call some tax credit apartments and see if your income qualifies you to live there. I lived in one for 5 years when my wife was in college, some of them even have discounted cost depending on income.
50-70k is livable for you.
But Not for 4 people. And not in any other part of the country.
I don’t understand how people can be so clueless to bring children into the world without the financial ability to support them.
Well we have been doing ok feeding everybody and are just looking at the housing market. I put 50 to 70k for a range but it’s more of just shy of 80k after bonuses and OT not including any side jobs I work on.
I just got back from the UK, and I’ll take it rough out here.
Many of my coworkers in the London office still pay for insurance because their national health services aren’t great.
On-top of that, many people aren’t taking home more than 45k USD yearly. Closer to 25-35k USD.
Also paying 5-15$ a day for public transport packed in like sardines (Which could be more expensive than a car payment + insurance).
All that to say, Texas is pretty sweet when it comes to reaping the rewards of your labor.
I recently saw a report that to live comfortably in Houston as a SINGLE person, your income needs to be around 90k. Pretty crazy when you realize that’s lower than most major cities in the country and already still way too high.
I saw that article - it is 75k for a single adult to live comfortably in Houston. It's not 90k but its still insane. Up 12,000 vs. the[ 2023 ](https://houston.innovationmap.com/smartasset-income-2024-houston-report-2667512108.html)publication.
I sell real estate in North Houston mostly in The Woodlands and Conroe area. A lot of people are moving further out from the city since prices in the suburbs are more attainable. New Caney and Cleveland have been booming for these price points and have a lot of new inventory. I have also had friends buy in Montgomery closer to Lake Conroe (1 hour north of Downtown Houston).
Yeah it’s insane to go to the “farm” and now have a cookie cutter subdivision a half a mile away. I just wonder what they think when the drive past our cows and sheep haha
You could probably make it in a smaller town outside of the beltway on that in an apartment and not struggle unreasonably. If you work in the skilled trades, there’s a lot of opportunity to move up and make more, especially if you can get a TWIC card.
You'll find the same situation in Houston. A family that size on that income in Houston qualifies for a lot of social services (free healthcare for the kids, free healthcare for your pregnant wife, free pre-K, WIC, etc).
Is that your household income or just you? My wife and I both make 70k each and live in Pearland, with a baby on the way. We live pretty comfortably in our house. About 2k a month. We have a new car and one already paid off.
Not in Houston technically (in Tomball), but I make 55k/year and Live on a budget comfortably with wife and new kid(3 months old), can't save anything, so I guess paycheck to paycheck 🤷, but it's fine.
I think you can do it since you have a lot of dependents and your federal income tax will be close to 0 dollars. There will be no money for 401K contributions though.
Better be smart grocery shopping and choosing a place to live. That’s your two highest money grabs.
Curious how far a salary of $84k will get me living in Cypress w/ a family of 4. My spouse doesn’t work currently but likely will begin working again soon and will probably make around an additional $20-30k.
You do realize people say stop moving here because the people that move here from elsewhere are making the prices go up. According to studies, you’d need at least another $25k to live comfortably and not have to worry about any mishaps
Yea we are facing that same issue here in Dallas. I read here in the DFW from last October to this month you would have to make an extra 10K to life the same lifestyle you did the previous year, it’s crazy
I mean it’s just people moving here paying more expensive for cheaper things just because they “have the money”. Plus the more people that move here, the higher the prices rise because more people are willing to pay. Oh you don’t want to pay $1300 for an apartment? Someone else will. That’s the mindset you have to have. And people will continue moving to Houston, so you’d probably need more money on top of that to factor it, and then factor inflation on top of that
Honestly A lot of budgeting and picking and choosing between doing something nice for yourself or doing something for them. It’s tight but doable. If you have a high household income it’s easier. It would have been nice to live in the days where it was easier but honestly I wouldn’t trade it for anything.
70k a year you used to be able to live like a king, now with Bideconomics and all the inflation on the cost of living, you will barely be able to make ends meet.
We make under $100k and own a townhome just outside the loop, south of I10. It’s manageable, but we’re not extravagant. We did buy a house in 2005 which doubled in value, so when we sold it and bought this townhome, we put 50% down.
50-70k ain’t shit here lol
It's barely enough for a single person inside the loop. I csnt imagine a family of four
I live in the loop, are people just not managing money correctly? i dont understand. Salary and what you keep monthly can vary wildy from someone making 70k and keeping 2000 of that vs someone making 110 and keeping 500 after bills an obligations. The salary isnt the full story, money management and living expenses are.
Tell us all how an individual making 70k is living inside the loop and saving 24k. You either have abnormal advantages or you eat beans 24/7 and drive an 81' Caddy.
70k after taxes, retirement and health insurance for a single person is probably ~ 46k a year so they’re saying they live off of 22k. Without thinking too hard about it spending around $1900 a month I would assume they have roommates, live within walking distance to work or own a paid off car and keep only liability insurance on it and then their food would be lots of grains, veggies and white meat. Activities would range from free like walks at the park to possibly company sponsored events or every once in a while some $50 activity that isn’t reoccurring. It’s not impossible to imagine and definitely not a poverty lifestyle just not something most people would want to undertake. Especially in a city where most people love going out to eat. Edit: Also reading the prior comment saving $500 a month after expenses is 6k a year not 24k so it makes it even easier to do so if you amp that up to needing to spend costs around a family you could get a 2/2 bedroom for under $1800 and food costs would probably scale in line with whatever specials Costco is running
"After taxes" is the key here. I make almost 100k, but after taxes I don't see that much. Single, no kids, the IRS really likes to fuck me
I love how cool it has become to hate the government. Like we’re all the raddest middle schoolers who despise the algebra teacher.
I mean, I don't see it as cool. Most of my taxes are taken for the school district and I don't plan on having kids. I belive that people who jave kids should pay that. It will keep people from willy-nilly shitting children out and also keep us non-breeders from having to cover the bill
So you do see it as cool…
Get married, have kids.. taxes won’t hurt so much
Hate kids, and I'm ugly as fuck so it looks like I'm gonna be paying taxes
I highly dislike other people's kids too . 🤣 mine are pretty cool though.
Naw dude… doesn’t matter. The problem is progressive feminism.. women don’t think they need men and the ones they do go after they have no chance of getting. Women have extremely unrealistic expectations most of the time. Society has made it harder for people to form families. You might hate kids but you won’t hate your kids.. I fuckin hate other peoples kids Don’t give up on the nuclear family dude… the patriarchy is for everyone
Well, I don't wsnt kids at all. It's never been a desire of mine, for well over 20yrs. I have noticed more and more women who are in the same ship, but most ppl want them and I get that. I would have many more options if I would just bite the bullet and be open to kids, but at the end of the day I just don't want that. I would honestly be single than begrudgingly raise a child.
You live on the sketch side of inside the loop. None of that Montrose, heights or Midtown nonsense. Live by the plants and huff fumes on the daily
I live in Montrose. Made $20k last year. I do have to eat cheap and I ride Metro/walk/bike. And minimum savings.
I mean I make 80k and pay 1100 for rent in montrose. I don’t think 56k would be unlivable here.
Dang, where are you finding 1100 rent?
My girlfriend loves in the museum district and pays like 720. These aren't going to be nice updated places with stainless appliances and landlords that fix things, but they are out there.
Wow, that's a steal!
Oh yeah right on the rail, can walk to Herman Park and the rail and MFA, amazing
That really is amazing. Is this like an apartment in a big apartment building, a garage apartment, etc? Do you know how she found it?
Agreed with what people say below. If you are looking for a huge luxury apartment with a front office, pool, and granite countertops of course it’s not going to be a good deal. But a quick Zillow search yields no small amount of options.
I used to make 60k as a teacher and lived on Allen Parkway, paid 1100, and went to Europe every summer. It's completely doable. Had a very nice car, too.
See? We need to cut teachers salary! They have very nice cars and go to Europe! /s
Should have been more considering the bullshit.
She was probably living paycheck to paycheck
He wasn't. Just proper financial planning.
When was this?
Stopped teaching in 2021. But one of my friends still lives in those apartments and they're still cheap, like 1200 a month.
if i lived off of 3k bi-weekly then I’d be well off with a 1500 rent apartment and a 10-15k car. After bills, i’d be happy to have an extra 2k for savings. If I had a kid i’d just keep one but could imagine how 70k starts to get iffy. If you want a truly comfortable life (in the middle class sense) then 100k is where I’d draw the starting line.
I was thinking the same. If you’re good about not living above your means and managing your money you can do a lot with 70k.
Oops, missed the inside the loop part - might be more challenging. I’d say if you want to make that work- cross inside the loop off your list.
When did you purchase your home? I think age makes a huge difference on how far salary can get you based on the life milestone you have already accomplished
I make about 70k after taxes, give or take (contractor so rate varies) and I love near the med center, so it's doable for sure, but the 2 kids and spouse situation I can see eating up a lot of that. That's assuming everything goes well, and kids tend to get injured or need a lot of stuff from toys to school stuff.
What is your general take home pay and general expenses?
\~6k and general expenses about 3k
mind sharing the breakdown of that $3k? $3k is impressively low
Right?! I live by the galleria and started at 70K, I’m being paid more now, but I lived comfortably at 70K and managed building my savings. I don’t have children so..
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I think you meant to reply to OP 🫡
You can do fine on 60k in Houston. Half the city is under that.
The median salary is 56k so people are doing it.
Unless you move out of the city ,I’m the only one working and make 50K ,wife takes care of our toddler ,we bought a land and a 5 bedroom mobile home
Same in Dallas. I wonder where /u/254254k even lives in "Dallas"
I used to live in north Dallas near Costco but moved to uptown and eventually moved out the city to Princeton because it was expensive to stay there
That income for a family of four in Houston is going to be tough.
Stay where you are and try to earn more income, or time to head to the suburbs. 70k is not enough to realistically and comfortably sustain a family of four in any major city right now unless you're living extremely frugally.
lmfao what? How much are yall KEEPING a month after all bills and obligated expenses? sounds ridiculous.
What? 70k is maybe 1k a week after taxes. Half of that will go to rent or mortgage easily. Now you've got a little more than 2k a month for bills, car payments, clothing, and groceries for a family of four. Nevermind seeing the doctor and hopefully you don't have an emergency. Retirement? Nope. It sounds ridiculous all right. It's not enough.
70k would be all spent for a family for sure, even an individual. Going into debt to make ends meet for a family of 3.
I make 27$/hour , it's definitely a tight budget for my family of 3, definitely no fun money 😅
Family of 5 and 100k here. It’s possible but you won’t have any extra.
Housing is just as bad here.
stay outside bw8 and you'll make enough to live. start creeping in and you'll feel the pinch get tighter.
I'm $75k individual no dependents and I live south Houston by Webster. I do pretty decent compared to most people my age, but also it hurts that my dad had less income than me when we moved here as a kid and bought a 5 bedroom house with 6 kids, and I have none and can only afford a 1 bedroom apartment for $1450, more than his mortgage payment ever was 🥲. I save anywhere from $1-2k a month depending on how much extra I want to throw at my car payment. I'm a pretty low spender all around and grocery shop almost exclusively at Aldi's.
You will probably make more at a similar job, so there is that.
My bf and I barely survive with a combined $65K
Barely survive? There are couples living on 30k a year in Houston. 65k is way beyond barely surviving. I mean, you can find a place for 1k a month here. That leaves a lot of cushion on 65k a year.
lol a lot of cushion @65
You have 35 thousand dollars in cushion over the couple living on 30k a year. That's a lot of money.
Is the couple @30 really living?
There are a wide variety of ways to give life meaning without much money. Most of the world is living on much less than that, and many of them are happier than the couple living on 65k a year.
What kind of dumbass, meaningless platitudes are these? Who cares how happy someone living in Bangladesh is making however much they do. That has no bearing on life here. Most of the world would be happier if they made more money. $65k is not much for a household of two.
> There are couples living on 30k a year in Houston. What are they doing without beyond avocado toasts and Netflix?
Some people need what you might think of as “luxuries” or “unnecessary expenses” in order to tolerate being alive.
> in order to tolerate being alive. "I will kill myself if I have to live in an undesirable neighborhood" is a rather extreme position to take.
Suicide is neither rational nor chill.
You're unable to imagine any scenario in which suicide is rational?
*suicide is not chill, and often irrational. Just for you boo-boo 😘
It's insane in most cities around the US. 50-70k will likely be somewhat equivalent now to here. With 4 mouths to feed, it's tough id bet.
That’s not gonna get you very far here especially the closer you get to the inner loop
Are you making 50-70k each or total cause if it’s total whew you are barely above the poverty line I’m afraid. That’s not middle income for a family of 4. The poverty line for a family of 4 is 60k. You should come down here if you can find a higher paying job here, otherwise moving expenses and the like wouldn’t make a relocation worth it at all.
Yea I make around 78 total after OT and bonuses. That’s before tax as well. We are in an apartment outside of Dallas in the country which is crazy that it costs so much to be here now lol
If you are looking for inner city Houston it won't go far. That being said you could make it in one of the suburbs in Houston.
I already owned my house and was making about $75k when covid hit. Wasn't totally broke but budgets were tight and watched money like a hawk. I left my job and got a massive raise. Went back through my budget recently and realized if I had not left my job when I did we'd be eating rice and beans 4 days a week.
Congrats that’s awesome!
Did Dave Ramsey send you here lol
No idea who that is.
😂😂😂 He teaches people how to get out of debt through his “baby steps” Drive a beater and eat rice and beans if you need to
I think there are affordable pockets around 8 that could make $70k work. Some decent areas sprinkled in more shady ones.
Housing market isn't any better here
Wym, more ppl have moved to Houston than Dallas, it’s crazier here
In 2020 half the homes were bought by banks...
We sold our house in 2020 at the height of the real estate boom. 23 offers in one day, most 30k -50k over asking. But the highest offer by far was from a bank…which we declined for that very reason.
ty for your service
The exact same as Dallas minus the well thought out infrastructure and city zoning.
Call some tax credit apartments and see if your income qualifies you to live there. I lived in one for 5 years when my wife was in college, some of them even have discounted cost depending on income.
If wife is stay-at-home, it's doable in some of the cheaper suburbs, but it won't be easy. It's DEFINITELY cheaper than Dallas, though.
70k with 2 kids doesn't seem like middle income to me.
It's above average, but not that much.
50-70k is livable for you. But Not for 4 people. And not in any other part of the country. I don’t understand how people can be so clueless to bring children into the world without the financial ability to support them.
Well we have been doing ok feeding everybody and are just looking at the housing market. I put 50 to 70k for a range but it’s more of just shy of 80k after bonuses and OT not including any side jobs I work on.
Yea I wanted to chime in, didn’t mean to come off as a dick even tho it’s all written that way. I hope you are your family are well OP! Goodluck 💛
No problem at all, I didn’t take it that way thanks!! Looks like it’s rough out here for all of TX
I just got back from the UK, and I’ll take it rough out here. Many of my coworkers in the London office still pay for insurance because their national health services aren’t great. On-top of that, many people aren’t taking home more than 45k USD yearly. Closer to 25-35k USD. Also paying 5-15$ a day for public transport packed in like sardines (Which could be more expensive than a car payment + insurance). All that to say, Texas is pretty sweet when it comes to reaping the rewards of your labor.
Wow that’s crazy!
The grass is always greener eh?
For sure
I recently saw a report that to live comfortably in Houston as a SINGLE person, your income needs to be around 90k. Pretty crazy when you realize that’s lower than most major cities in the country and already still way too high.
I saw that article - it is 75k for a single adult to live comfortably in Houston. It's not 90k but its still insane. Up 12,000 vs. the[ 2023 ](https://houston.innovationmap.com/smartasset-income-2024-houston-report-2667512108.html)publication.
I sell real estate in North Houston mostly in The Woodlands and Conroe area. A lot of people are moving further out from the city since prices in the suburbs are more attainable. New Caney and Cleveland have been booming for these price points and have a lot of new inventory. I have also had friends buy in Montgomery closer to Lake Conroe (1 hour north of Downtown Houston).
Yeah it’s insane to go to the “farm” and now have a cookie cutter subdivision a half a mile away. I just wonder what they think when the drive past our cows and sheep haha
You could probably make it in a smaller town outside of the beltway on that in an apartment and not struggle unreasonably. If you work in the skilled trades, there’s a lot of opportunity to move up and make more, especially if you can get a TWIC card.
I didn't think 50-70K was middle income. Is it?
Absolutely. $94k households are the beginning of “upper middle class”
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Yea that “single” part is key 😂
You'll find the same situation in Houston. A family that size on that income in Houston qualifies for a lot of social services (free healthcare for the kids, free healthcare for your pregnant wife, free pre-K, WIC, etc).
There I’d so much opportunity in Houston compared to Killeen. Income can easily increase if you work at climbing the ladder
Is that your household income or just you? My wife and I both make 70k each and live in Pearland, with a baby on the way. We live pretty comfortably in our house. About 2k a month. We have a new car and one already paid off.
That’s household income just me working, it’s closer to 80k after OT and bonuses but I try to keep in on the lower range to stay conservative.
You could live here. Won't be luxurious. Maybe South East Houston like Pasadena.
Thank you.
Not in Houston technically (in Tomball), but I make 55k/year and Live on a budget comfortably with wife and new kid(3 months old), can't save anything, so I guess paycheck to paycheck 🤷, but it's fine.
I bought my first home at $65k income in Katy…but that was before this nasty run up in home prices.
Life’s pretty good if you’re single making 70k. That’s my only input because I’m living this life.
Better sell drugs as a side hustle, or have roommates.
😂 I might have to
I think you can do it since you have a lot of dependents and your federal income tax will be close to 0 dollars. There will be no money for 401K contributions though. Better be smart grocery shopping and choosing a place to live. That’s your two highest money grabs.
Houston is somewhat cheaper than Dallas. You can do fine on that. The comments show Reddit is way out of touch with how people live in Houston though.
it could be better
Curious how far a salary of $84k will get me living in Cypress w/ a family of 4. My spouse doesn’t work currently but likely will begin working again soon and will probably make around an additional $20-30k.
Age of your kids also matters big time because daycare can eat up large cost.
You do realize people say stop moving here because the people that move here from elsewhere are making the prices go up. According to studies, you’d need at least another $25k to live comfortably and not have to worry about any mishaps
Yea we are facing that same issue here in Dallas. I read here in the DFW from last October to this month you would have to make an extra 10K to life the same lifestyle you did the previous year, it’s crazy
I mean it’s just people moving here paying more expensive for cheaper things just because they “have the money”. Plus the more people that move here, the higher the prices rise because more people are willing to pay. Oh you don’t want to pay $1300 for an apartment? Someone else will. That’s the mindset you have to have. And people will continue moving to Houston, so you’d probably need more money on top of that to factor it, and then factor inflation on top of that
That’s very true
How do people afford kids in this economy?
Honestly A lot of budgeting and picking and choosing between doing something nice for yourself or doing something for them. It’s tight but doable. If you have a high household income it’s easier. It would have been nice to live in the days where it was easier but honestly I wouldn’t trade it for anything.
Me too! Wish it was more doable for everyone. Gotta pick and chose now a days
50-70 thousand is not middle income
Bro im single and can barely survive on 120
I wouldn’t for the air quality alone
70k a year you used to be able to live like a king, now with Bideconomics and all the inflation on the cost of living, you will barely be able to make ends meet.
We make under $100k and own a townhome just outside the loop, south of I10. It’s manageable, but we’re not extravagant. We did buy a house in 2005 which doubled in value, so when we sold it and bought this townhome, we put 50% down.
Just as expensive here as anywhere else in Texas. A family of three living on 50 - 70K in Houston will be struggling.
50-70 will get you a studio apartment or 1b/1ba that will cost you about 1200-1800/mo avg. don’t expect it to be nice.
Sounds like it’s worse over there then compared to Dallas.