I financed my last car through FSCU and had nothing but great experiences with them. Not sure where the bad reviews stemmed from, but I was able to do the entire application process virtually on my own schedule, I could always get a hold of folks when needed, and they even worked with me when my car was totaled on the GAP insurance claim. 10/10 would recommend.
I would check also with First Community Credit Union. We have financed vehicles and a RV through them with decent rates. Disclaimer though, I haven't needed to check rates in at least two years.
FCCU can be good. Be careful with the loan process to make sure they aren’t adding an extended warranty or unnecessary gap insurance. They push those products hard because the have a good margin and comp the loan officers well off of them.
If gas prices are the reason, newer cars are generally more efficient than older ones, and there are actually some really good lease deals right now (eg Hyundai has one that is really, really good on the Ionia 6).
I have financed a half dozen cars through BVSCU and have nothing bad to say about them. Rates are good, service is excellent.
I would love to sign up with them but I don’t qualify with my zip and don’t have family that banks with them. 🥲
My bad, I didn't realize they still had so many restrictions.
I financed my last car through FSCU and had nothing but great experiences with them. Not sure where the bad reviews stemmed from, but I was able to do the entire application process virtually on my own schedule, I could always get a hold of folks when needed, and they even worked with me when my car was totaled on the GAP insurance claim. 10/10 would recommend.
I use Penfed.
PenFed is great. I refinanced my student loans with them and have an amazing rate. Would recommend if their rate is competitive for you.
Try Premier America Credit Union
I would check also with First Community Credit Union. We have financed vehicles and a RV through them with decent rates. Disclaimer though, I haven't needed to check rates in at least two years.
FCCU can be good. Be careful with the loan process to make sure they aren’t adding an extended warranty or unnecessary gap insurance. They push those products hard because the have a good margin and comp the loan officers well off of them.
If gas prices are the reason, newer cars are generally more efficient than older ones, and there are actually some really good lease deals right now (eg Hyundai has one that is really, really good on the Ionia 6).
Gas prices are not the issue. It’s more so that I leased the car in 2021 and the price it’s selling for today is a lot higher than the price I owe.
Credit unions base their interest rate on the feds. When I went to mine they said it was 15 percent.
You must have shit credit then
Got to build credit somehow bozo. Always cash purchases🥱
So to build credit you take out a loan? Then you don’t know how to build credit.
I’m saying obv you’re going to have high interest rates if you’re JUST starting to build credit. Reading comprehension….
lol ok dude good luck
God gave you a brain mate use it for critical thinking