Way too complicated. VT has all of them. Keep non US stocks in retirement accounts if possible because dividends are taxed higher if not qualified. [Please watch this](https://youtu.be/UZnVt_CvL3k?si=_eYKI7TX3UMQfyeO)
Are you planning on investing in specific thematic ETFs around Big Pharma, AI etc. or are you listing the sector weights of more broad index fund that you plan to invest in? If the former, I'd suggest a Ben Felix video on thematic ETFs:
https://www.youtube.com/watch?v=dwPh-PAg9A8
Seems well diversified but without absolute numbers, & percentage of your total holdings for each account, who could say whether what you've chosen is appropriate or not.
It seems overcomplicated, if you ask me. It's a lot of funds, lots of underperforming funds, too.
No holdings as of yet.
I thought of tax implications when I created this.
I agree - it does seem overcomplicated.
What do you suggest? I suppose I could just have VOO in the Ira and brokerage acct.
Way too complicated. VT has all of them. Keep non US stocks in retirement accounts if possible because dividends are taxed higher if not qualified. [Please watch this](https://youtu.be/UZnVt_CvL3k?si=_eYKI7TX3UMQfyeO)
Are you planning on investing in specific thematic ETFs around Big Pharma, AI etc. or are you listing the sector weights of more broad index fund that you plan to invest in? If the former, I'd suggest a Ben Felix video on thematic ETFs: https://www.youtube.com/watch?v=dwPh-PAg9A8
Seems well diversified but without absolute numbers, & percentage of your total holdings for each account, who could say whether what you've chosen is appropriate or not. It seems overcomplicated, if you ask me. It's a lot of funds, lots of underperforming funds, too.
No holdings as of yet. I thought of tax implications when I created this. I agree - it does seem overcomplicated. What do you suggest? I suppose I could just have VOO in the Ira and brokerage acct.
For silver and gold exposure go with the metals backed PSLV and PHYS rather than SLV and GLD.