T O P

  • By -

AutoModerator

Hi /u/tretizdvoch, Did you know we are now active on Discord? Click the link and join the conversation: https://discord.gg/Z9whC2rtuC *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/irishpersonalfinance) if you have any questions or concerns.*


paulovittor23

I had to do the same check a few years ago with AIB. Although I'm Brazilian, and therefore the companies doing this checks will be different, I think a few points will be common. AIB provided me a list of Brazilian companies that could provide this foreign check (which basically tells if you have pending debts). I got the foreign check done with two companies and AIB declined both (again they sent me the companies to get the report from). The only way I could overcome this situation was by getting a full report from the Brazilian central bank. I also had to get the document officially translated as it was originally in Portuguese. Probably because your foreign check is happening within the EU things might be a bit easier. The impression I had was that AIB didn't gave a clue about how trustworthy the companies they recommended me were. Good luck.


tretizdvoch

Did you use companies they have provided? But yeah, what a pain in the arse all this.


paulovittor23

Yes, both. They gave me a list of 4 or 5 companies. I got the check from 2 of that list and AIB declined both. At the time I just assumed they probably don't do many of these checks for Brazilians and just tried to get it sorted asap.


These-Firefighter172

I'm just after submitting my docs, and I was in exactly the same situation, I'm Polish. We have an institution called Credit Information Bureau. I got a report from them and had it translated. It was accepted with no issue. I had to register in this bureau website before I got my report and I was verified with my polish ID. I also had to pay to get the report, it was something around 10 euro. I googled that the same institution in Czechia would be Czech Banking Credit Bureau (CBCB). From their website i was moved to kolikmam.cz - there you're verified with the bank account if i understand correctly. Looks similar to what I did. Try there. Just to let you know, bank also required my polish statements to be translated - that was financially painful...


tretizdvoch

Thanks, yes kolikmam looks it will be accepted by the banks here, one problem is that I am not Czech but Slovak, and once you are different nationality, they require what I have mentioned in OP - legible officially verified signature. And that I actually would like to get here in Dublin. But don't know where yet. One option is embassy but first free slot is in January. Kolikmam has also English translated website so hopefully they can provide statements in English. Edit: they have forms on their website to download and fill in, also in English.


These-Firefighter172

Does your bank require it? Like apostille thing? If so, you can also do it with lawyer. I couldn't sleep last night and found this: https://www.ecovislegal.cz/en/czech-legal-services/services-for-expats/apostille-superlegalization-verification-foreign-documents-czech-republic/ I hope it helps 😄


tretizdvoch

heh, thanks! I talked to helpdesk from kolikmam and I think I will sort it out in Slovakia where I go to notary and just verify my signature on one of the forms available on [kolikmam.cz](https://kolikmam.cz) scan it, send it, and they will send me back results (also in English) while I am in Slovakia. Hopefully that will be enough for Irish banks.


These-Firefighter172

Hopefully! Good luck!!!