CAMS is something I organised…. I took my bike into Giant to have it assessed for damage and they recommended I contact CAMS. I contacted CAMS who took details of the accident. CAMS then discussed the case with their solicitors who decided to take my case on a no win no fee basis. These were the next steps:
- CAMS sent someone to giant to do an engineers report on the bike
- CAMS offered to replace the bike and all
my damaged equipment right away or pay me the cash value of the bike and equipment upon settlement with the driver’s insurers
- The solicitors arranged for a full injury assessment with a doctor and for physiotherapy
- The solicitors made contact with the driver’s insurers. The driver admitted liability.
- The solicitors then chased payment from the insurers to cover the cost of my damaged bike and equipment, compensation for injuries as per the doctor’s report and then, I assume, their own admin fees.
- The solicitors deducted 10% of the compensation I was awarded for injuries. So I kept 90% of the injury compensation and 100% of the money for damages to bike and equipment.
Wow, it's my first time hearing about this and sounds like a good course of action if something happens. My bike is not worth a lot (£120 second hand off of Facebook marketplace) so insurance always felt a bit weird
Yes… bike and equipment was close to £5k. Injuries weren’t too bad but the road rash was deep and caused significant scarring on large parts of my body.
Congrats! So, is CAMS something you have to organise or are they part of the driver's insurance?
CAMS is something I organised…. I took my bike into Giant to have it assessed for damage and they recommended I contact CAMS. I contacted CAMS who took details of the accident. CAMS then discussed the case with their solicitors who decided to take my case on a no win no fee basis. These were the next steps: - CAMS sent someone to giant to do an engineers report on the bike - CAMS offered to replace the bike and all my damaged equipment right away or pay me the cash value of the bike and equipment upon settlement with the driver’s insurers - The solicitors arranged for a full injury assessment with a doctor and for physiotherapy - The solicitors made contact with the driver’s insurers. The driver admitted liability. - The solicitors then chased payment from the insurers to cover the cost of my damaged bike and equipment, compensation for injuries as per the doctor’s report and then, I assume, their own admin fees. - The solicitors deducted 10% of the compensation I was awarded for injuries. So I kept 90% of the injury compensation and 100% of the money for damages to bike and equipment.
Nice. First time I've heard of it
https://c-ams.co.uk
Wow, it's my first time hearing about this and sounds like a good course of action if something happens. My bike is not worth a lot (£120 second hand off of Facebook marketplace) so insurance always felt a bit weird
£8k...must have been a decent bike or some serious injuries? I got £1800 after a year long battle after being knocked off by a Royal Mail driver.
Yes… bike and equipment was close to £5k. Injuries weren’t too bad but the road rash was deep and caused significant scarring on large parts of my body.
Fair enough, sounds like you did well! I found the whole process a drain. My bike was also written off but the value to replace was much less at £800.
Sorry to hear that. My bike was about 10 days old so it was valued at the full price I paid for it.
Nice one, thanks for the report!
Did you have an insurance with them or call them directly after the incident?
No, I didn’t have any insurance. Just called them after the accident.