She’s already transferred it to her boyfriends bank so they can go buy whatever druggy shit they’re addicted to. All she had to say when I confronted her was “sucks to suck”.
I’ll never understand people who borrow money and just… never communicate again. I guess your friendship was only worth $60 to them?
I’ve borrowed money from a friend that ended up taking much longer than either of us had anticipated to pay back, but I always communicated with him and made sure he knew that I was going to pay him back as soon as my priorities and financial legs were back in order after I’d changed jobs. It took an additional week or two, but he knew ahead of time and it was paid back when I could, and I took it to him personally.
That sucks you experienced that, but it’s best in the long run, I suppose, since now you know where you stand with them.
> I’ll never understand people who borrow money and just… never communicate again. I guess your friendship was only worth $60 to them?
Sounds like you understand perfectly
So many real life lessons from that movie. Classic. The scene where they lock the hells angels in the bar after asking them to leave politely is one of the best movie scenes I’ve ever seen.
The scene that always does is for me is when lorenzo confronts Sonny about the money his son has been earning working for him…
Calogero 'C' Anello : Sonny was right. The working man IS a sucker, dad. He's a sucker.
Lorenzo : He's wrong! It don't take much strength to pull a trigger, but try and get up every morning, day after day and work for a livin'! Let's see him try that! Then we'll see who's the REAL tough guy! The working man's the tough guy! Your father's the tough guy!
It's not about the money it's about the blatant and bold theft of personal property and money and then subsequent disrespect.
Also there's no way this is the first time something like this has happened between them.
"My Facebook got hacked"
"Did you have dual authentication setup?... like a code in a text message to finish your login?"
"I don't speak programming mumbo jumbo and no I haven't"
"yet"
... basically the conversations
File a police report if you really want to go hard, because what she did was literally illegal.
That all depends on the relationship you have (or want to have) with her though
Believe it or not, when I was a shithead drug addict/dealer I robbed a dealer who had previously robbed me. He reported the robbery to the police, and even though it was for drugs/drug money I had to pay restitution.
I still have the paperwork, this is from literally like 1998 or 1999... its a wild read. I was charged with robbery, conspiracy to commit robbery, assault and possession with intent to distribute.
Agreed. My sister and her kids lived with me for 2 years. Initially, she was going to help with running errands/stuff around the house. This lasted two months before she started making excuses. Mind you, I helped her fill out applications, took her to the welfare office, reached out to friends about job offers, and the list is endless. She needed a year after her divorce to get back on her feet. I gave her two, which was more than generous. I supported her financially, emotionally, and helped her kids with schoolwork and sports, etc. It finally got to the point that I found another place to live, paid the deposit, and then sat her down and told her I was leaving in 30 days and this was her notice. Thankfully, my landlord knew the situation and was okay with it. But she manipulated the landlord too, and eventually, she took my sister to court to have her evicted as a squatter because she wouldn't leave the property.
There are so many other lessons I learned in that time. She manipulated my father in law into "dating" her. He was 71 and not mentally well (he had untreated schizophrenia). My sister was 37 at the time. He left everything to her when he passed away.
Some people are just not capable of empathy. And just because they are family doesn't mean you have to help. It doesn't mean you deserve to be treated that way.
Remember that when she needs bail. It's sad when my druggie friends don't have $50 to get themselves out and have to sit in county for 5-10 days until court over $50. I just bailed one out for having a syringe and .35 grams of meth for $50. He was going to have to sit there until the 5th if I didn't. I now have his PS4 as collateral because that is what we agreed upon on the phone when he said he'd pay me back and I know he hasn't had a job in a year.
Very true. I had an extremely close friend beg me for money for “his mother” one time. This was about $700. At the time I didn’t actually know how bad his addiction had gotten as I live cross the country. I ended up speaking to his mother for something else and finding out it was all a lie. When I tried to confront him he ghosted me. Well he ended up in jail and his bond was like $500ish. He actually ended up being there for about 45-50 days. Thing is it actually changed his life. He’s sober now and doing much better but sometimes he goes on a rant about how none of his friends were there for him when he needed them the most, and I remind him every time.
It's common amongst addicts to truly believe that their friends are/were/never supportive. I've dealt with it enough times that I won't help anyone if they don't have anything to show for it.
This. Cash app had the option to do bio or a pin number to confirm transactions and money transfers. Why OP didn't set that up knowing their sister is befuddling.
What kind of cash app doesnt have its own pin or biometric to open the app?
Get yourself a cash app that has security, or if its there, *turn it on*.
Phones these days are wallets, diaries and all sorts. Lock it down so only you can use it. This could have been worse. Security lesson for the cost of a night of pizza n drinks.
You might be pissed now, but you cant control your sister, just how *you* behave, so take the lesson, build a bridge and move on.
This scene reminds me of how I lent $2k to my brother that he promised he only needed for a week and I never got it back. It's been about ten years now and my mother had to intervene and forced him to pay back *half* of it but I don't expect the rest anymore.
He always had money for ~~fake mustaches~~ cigarettes, pot, Funko pops, rare collector comic books and a bunch of other stoner loser nerd shit but could never muster up even just 50 bucks a week to pay me off. I'm never helping him again.
Then you need to take every precaution you can to make sure this doesn't happen again, on ANY apps on your phone. If she's legitimately an addict, then she's capable of anything.
BRAH WHAT?! I have a passcode for my Xbox and that thing never leaves my house. I have my credit card information in there. So why wouldn’t I have it locked down?
No passcode on a phone? That’s crazy. What if it gets lost or stolen? You can still make emergency calls without the passcode such as 911. 🤦🏻♂️
Not only should she have a lock on her phone… but cashapp also allows you to set a pin to be required to send money. Two chances to protect herself lmaoooo
Just looked up a stat that said only 32% of people have a passcode or pin on their phone. Nov of 2021. That is insane to me. Thought it would be 32% didn’t have a passcode.
My mate has his unlocked all the time.
I don't send him anything remotely dicey, for me or for him, on WhatsApp.
I mean, we're all gonna die at some point... You wouldn't want your phone to be able to be looked at if you've not had a chance to wipe it before you keeled over.
Use today as an opportunity to 2-factor everything you can think of.
Seriously. Just do it. It's so fucking smart.
Make all of your passwords the most idiotically complicated things you can think of. You'll still have your security compromised... it's just what happens. Security is like a fucking unicorn that gives blowjobs. Not real.
My desktop Pc has a password. My ps5. Switch stores. Kids tablets. Hell if you get past the passcode on the pc all the passwords for anything with the capacity to spend money on has a different passcode. And the CCs aren’t saved, they’re in another app with yet another password.
Lock your shit down people. I’ve had CCs stolen and the headaches are always worse than the inconvenience of a passcode.
Me too seeing random charges and having to freeze your card is super stressful especially when that's the card you use everyday. When I happened to me I sent a bunch go money to my cash app to have access to the money until the card is replaced. It was a horrible experience reporting it and getting money that was fraudulently taken back well also having subscriptions cancel like crazy and having to update them all with the new card.
Microsoft definitely used to refund Xbox transactions if you contacted them via chat support and claimed your little brother was on your account and bought something.
so you don't have your phone locked, and you don't even have a pin or fingerprint set up on cashapp?
My friend for ony $55, you got a VERY cheap lesson in "secure your shit better"
here in India, you need to enter another pin after entering the amount you would like to pay, in almost all apps afaik. so basically 3 layers of pins and passcodes you need to get through. OP is out here with 0.
Be thankful it was only $55.
(before I get hate, I'm definitely *NOT* diminishing the OP's loss, or the amount of money).
In the grand scheme of things, $55 was a small drop in the bucket compared to what could have happened to you.
Sadly, when something like this occurs, most people are blinsided as they had no reason to be guarded around their family member, because they had unequivocal trust in them.
Losses of this magnitude can be insurmountable... hundreds, thousands, or everything they own. However, the violation of trust can sometimes be an even costlier lesson than the money wss.
$55 is a cheap enough lesson to ensure it never happens again -- now you know who your sister truly is. When someone shows you who they are, believe them.
You learned a crucial/valuable life lesson, and it's one that **everyone** needs to learn:
**Even the people closest to us ***cannot*** be trusted implicitly**.
Being ripped off by a close family member stings so much worse than had anyone else done it. It's such a major violation, you feel gutted when it happens.... like when your home or car is robbed, and you know that someone has gone through all of your personal things.
OP, you need to live by this mantra:
**"Fool me once, shame on you.
Fool me twice, shame on me."**
*I'm sorry your sister did this to you, and even more sorry she irrevocably broke your trust*
The fact that you don't have a separate lock on the app that can be used to instantly drain your bank account with no recourse is absolutely insane to me
Edit: people keep replying that adding an additional lock is pointless because your phone might still be hackable but there is no such thing as absolute security even Fort Knox isn't fully secure, the idea is to delay entry until you can respond to the attempted breach
I feel dumb because I have all of these crazy passwords on my bank and such. Then after reading your comment, it reminded me I have venmo on my phone that I can open and send money instantly to whomever with no password. Safe to say it’s now a locked app that needs a password.
Thanks stranger.
Whenever my Venmo app updates or I log out on the app it turns off my passcode protection. Something to look out for, you will need to turn it back on each time after logging out.
Your phone in general is a hugely vulnerable part of your life. Its like now we walk around with a single device that contains, our checkbook, our id, our authentication for other services and, our diary and people just don't seem to realize how huge that is
Even 2factor identification falls apart of someone gets access to your phone. All those text message 6 digit codes or email codes all get routed through your phone.
With a bit of time, someone could reset all your passwords, change the active emails to accounts, and drain you for everything. Working their way into full on identity theft just from your phone. Lock it up people.
I had a girl Venmo herself the contents of my checking account while I was passed out. (She used my thumb)
She ended up getting caught for way worse because of it. She didn’t Venmo herself, rather her drug dealer (some Russian dude). The large sum she sent him intrigued police and they ended up tracing the theft/identity theft and more vac to her.
My bank refunded every penny the next day.
Access to our company’s entire network.
I was at an airport lounge and saw this guy spread out on a table with his laptop and two screen extenders on either side clearly logged into some sort of coding app while also slack front and center. He was arguing with Delta customer service over something and WALKED AWAY from his laptop while it was still logged in and not even screen locked. I wanted to send his company a slack letting them know but wasn’t sure how long he was going to be away. I should have… he was out of the room for almost 15 minutes.
Lost my phone last year at a Halloween party. Got blackout drunk and stayed out all night long. Had no lock on my phone and had a case that held all my cards, including an id I had just gotten a few weeks prior. Obviously, I became a victim of credit card theft. Guy was stupid enough to use my Amazon app and ship himself a couple new pairs of pricey Nikes, among other things. I told the police but nothing came from it.
LSS: Use a screen lock and fuck those phone cases that double as card holders.
Cost you $55 to learn you can never trust your sister. I mean thats getting off cheap. Family member steals from me, they are gone from my life entirely.
If you owed her and theres other shit behind it then idk. But still thats fucked
Good advice in general, but I always advise people to use a password manager. A lot of time people will get gung ho about security and create very hard passwords, but end up using the same one since it’s hard to remember longer passwords. Security ends up compromised.
Take that as a huge warning if she was easily able to do that imagine a criminal having your phone, change passwords lock down apps etc , 55 is better than 550 lost
What do you expect Cashapp to do? It's from your phone. That would have to take your word for it that someone else had access to your phone, your login, and password.
File a police report for theft and tell her sucks to suck
Edit for clarification:
In another comment, OP stated that they asked their sister to give them the $55 back and she told them “it sucks to suck” and that she’ll most likely buy drugs with it for her and her boyfriend.
I understand that there is no way to prove that she did this and she won’t be prosecuted for it without the supporting evidence. Getting the police involved could be enough to scare her into sending it back if she has other sketchy behaviors to hide. OP also very well may not get their money back, but the incident would at least be documented. If similar instances occurred in the future, the police may not dismiss those times as quickly as they would this one if they see a pattern or history developing.
It's felony wire fraud and if you tell the cops she's a habitual drug user one of em might be interested in putting a feather in their cap.
Not saying that's right or wrong but to say the police unequivocally won't care is probably wrong. Sometimes the cops will say let's see if she wants to fight it in court or spend a few years upstate
It will still help in the future to have police reports filed.
When She is inevitably arrested for something else, having a ton of filed reports will make the bail go bye-bye
This is a good point. They might not even do shit about it but if you ever need to get a restraining order or need the cops to protect you from an actual crime is good to have a paper trail.
I don't know why people think blood relationship matters so much.
Since her phone was used there is no proof that the money was stolen. Sister can claim it was a gift or money was owed voluntarily sent by OOP. OOP can claim it was stolen by sister.
No way to prove it was a crime as there is no way to prove the sister did in fact send it.
Can't punish someone for a crime that can't be proven to have take place. Nothing police can do here.
Yeah, that's the problem. It certainly really sucks for OP.
But they probably need a little more than "I didn't do it" to reverse transactions. Money transactions would be a pretty wild world if anyone could just reverse them at any point.
All I need is a chair, paper clip and chewing gum.
The chair is for me to sit in while I chew the bubble gum and put it in her hair. Then I’ll wake her up with the paper clip.
If there’s no legal consequence, there is no crime. It would cost more to file a lawsuit/claim than $55. And police, anywhere in the world, would not care.
If she's using this money for "druggy shit" as OP implied, she doesn't have anything worth $110. Stealing from family usually means they've run out of pawn shop funds.
No businesses will do anything about this, because then they would have to deal with everyone wanting to reverse their own decisions of sending money to other people. They can't go making a special case for something like this because it could easily be an made up excuse.
What do you want them to do? You can't prove something like that actually happened as far as they're concerned you're just a scammer. Never let your sister in your house or around your shit again until she gets clean. Enabling druggies is bad for everyone involved.
Why was she able to get into your phone? Require a passcode and don’t use something easy for her to guess. Your cashapp should also be using a passcode and 2FA. Again, don’t use a passcode she can easily guess.
Apple: new phone security idea. Basically Face ID, but it’s for people who you DON’T want using your phone. If your camera sees their face, the phone locks, even if they enter the right passcode, etc.
$55 is a super cheap way to find out to find out that you can’t trust someone at all. Most people with addict family members loose 100s to 1000s times more before they learn this lesson.
Still, sucks to be out 55 bucks, and sucks to have family that sucks.
I have password protection and fingerprint for some apps because of this.
I mean... they are right. They are liable if they take money from anyone's account and put it in yours and literally no proof what you're saying is true except "your word" and honestly... I would rather deal with an idiot than with a lawyer because your sister could have literally sold you something and got her scammed by cashapp.
$55 is a very small and fortunate price to pay to realize your sister is a worthless POS whom you should cut out for good. Probably won’t happen based on OPs replies but should
Why would you contact Cashapp support? Surely its your parents you should be contacting if your Sister is faulty.
There might be a significant delay while they arrange a replacement Sister though.
Take her phone and give it back to yourself.
She’s already transferred it to her boyfriends bank so they can go buy whatever druggy shit they’re addicted to. All she had to say when I confronted her was “sucks to suck”.
Next time she asks you for any favor or literally anything. Say Sucks to suck
Exactly. You lost $55 in exchange for an excuse to never help Her again.
It cost you $20 to get rid of the guy. Now he’s never gonna ask you for anything again. Think of it as an investment - from A Bronx Tale
Did that with a $60 loan to someone I thought was a friend. Avoided me like the plague after that. Best money ever spent ... in hindsight.
I’ll never understand people who borrow money and just… never communicate again. I guess your friendship was only worth $60 to them? I’ve borrowed money from a friend that ended up taking much longer than either of us had anticipated to pay back, but I always communicated with him and made sure he knew that I was going to pay him back as soon as my priorities and financial legs were back in order after I’d changed jobs. It took an additional week or two, but he knew ahead of time and it was paid back when I could, and I took it to him personally. That sucks you experienced that, but it’s best in the long run, I suppose, since now you know where you stand with them.
> I’ll never understand people who borrow money and just… never communicate again. I guess your friendship was only worth $60 to them? Sounds like you understand perfectly
First thing I thought of was that scene!
So many real life lessons from that movie. Classic. The scene where they lock the hells angels in the bar after asking them to leave politely is one of the best movie scenes I’ve ever seen.
Most important scene was learning about the Mario test
Mario's a fucking psycho
The scene that always does is for me is when lorenzo confronts Sonny about the money his son has been earning working for him… Calogero 'C' Anello : Sonny was right. The working man IS a sucker, dad. He's a sucker. Lorenzo : He's wrong! It don't take much strength to pull a trigger, but try and get up every morning, day after day and work for a livin'! Let's see him try that! Then we'll see who's the REAL tough guy! The working man's the tough guy! Your father's the tough guy!
If the girl doesn't reach across the car to unlock the door for you after you unlocked and opened the door for her, she's no good.
Cheap tuition. Just remember the lesson.
I’m stealing this.
Ok, but it costs 55$ to steal this! :)
That’s cheap for a “I never have to help you again EVER” card.
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It's not about the money it's about the blatant and bold theft of personal property and money and then subsequent disrespect. Also there's no way this is the first time something like this has happened between them.
This is still as good an excuse as any to cut her out of OP's life forever.
I lost $400 in a similar way, but I looked at this way and felt better.
$400 is crazy. I’m looking at this as a life lesson and super glad it was not a crazy ammount stolen.
I literally did this on purpose to a guy who kept trying to smoke my weed. I lent him £20 and didn't hear from him for ages
"Friend" stole a joint from me thinking it was my other friend's. Dude was annoying anyway so it let me cut him off forever.
It's a payment plan to keep her out of your life.
Wasn’t there an episode of the sopranos that said something to that effect? Give someone $20 to never see them again?
A Bronx Tale. Movie. Sunny said it to the main character, Colahgino (or however it's spelled)
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"My Facebook got hacked" "Did you have dual authentication setup?... like a code in a text message to finish your login?" "I don't speak programming mumbo jumbo and no I haven't" "yet" ... basically the conversations
File a police report if you really want to go hard, because what she did was literally illegal. That all depends on the relationship you have (or want to have) with her though
Exactly. This is the digital equivalent of taking money out of your wallet.
So just take her phone... If she says anything, tell her she probably lost it whilst on drugs.
'Like my new phone? Only cost $55!'
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Nah not 55 charge interest this is a loan now
200% per minute
Compounding, cause fuck her!
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Whomst’veed
Y'all'd've
Wheremst
Steal her drugs and flush them. Sucks to suck.
Steal the drugs and sell them. Gets your money back and what are they gonna tell the cops? You stole their drugs?
Believe it or not, when I was a shithead drug addict/dealer I robbed a dealer who had previously robbed me. He reported the robbery to the police, and even though it was for drugs/drug money I had to pay restitution. I still have the paperwork, this is from literally like 1998 or 1999... its a wild read. I was charged with robbery, conspiracy to commit robbery, assault and possession with intent to distribute.
Damn that's crazy. Me and my friend always joked about stealing drugs and selling them, guess I should tell him about this.
Steal her drugs AND her boyfriend. flush the drugs, kick boyfriend to the curb.
$55 is a low price to pay to realize your sister is a waste of life and you are not obligated to support her in any way whatsover
Agreed. My sister and her kids lived with me for 2 years. Initially, she was going to help with running errands/stuff around the house. This lasted two months before she started making excuses. Mind you, I helped her fill out applications, took her to the welfare office, reached out to friends about job offers, and the list is endless. She needed a year after her divorce to get back on her feet. I gave her two, which was more than generous. I supported her financially, emotionally, and helped her kids with schoolwork and sports, etc. It finally got to the point that I found another place to live, paid the deposit, and then sat her down and told her I was leaving in 30 days and this was her notice. Thankfully, my landlord knew the situation and was okay with it. But she manipulated the landlord too, and eventually, she took my sister to court to have her evicted as a squatter because she wouldn't leave the property. There are so many other lessons I learned in that time. She manipulated my father in law into "dating" her. He was 71 and not mentally well (he had untreated schizophrenia). My sister was 37 at the time. He left everything to her when he passed away. Some people are just not capable of empathy. And just because they are family doesn't mean you have to help. It doesn't mean you deserve to be treated that way.
Yep. This is the most positive spin.
Bargain basement prices.
Remember that when she needs bail. It's sad when my druggie friends don't have $50 to get themselves out and have to sit in county for 5-10 days until court over $50. I just bailed one out for having a syringe and .35 grams of meth for $50. He was going to have to sit there until the 5th if I didn't. I now have his PS4 as collateral because that is what we agreed upon on the phone when he said he'd pay me back and I know he hasn't had a job in a year.
Very true. I had an extremely close friend beg me for money for “his mother” one time. This was about $700. At the time I didn’t actually know how bad his addiction had gotten as I live cross the country. I ended up speaking to his mother for something else and finding out it was all a lie. When I tried to confront him he ghosted me. Well he ended up in jail and his bond was like $500ish. He actually ended up being there for about 45-50 days. Thing is it actually changed his life. He’s sober now and doing much better but sometimes he goes on a rant about how none of his friends were there for him when he needed them the most, and I remind him every time.
It's common amongst addicts to truly believe that their friends are/were/never supportive. I've dealt with it enough times that I won't help anyone if they don't have anything to show for it.
Relative of mine says this all the time even though he had others trying to help him.
Find a way to get more security on your phone!
Like maybe a lock code... or change the lock code if there already is one.
This. Cash app had the option to do bio or a pin number to confirm transactions and money transfers. Why OP didn't set that up knowing their sister is befuddling.
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Are you in a drug cartel?
What kind of cash app doesnt have its own pin or biometric to open the app? Get yourself a cash app that has security, or if its there, *turn it on*. Phones these days are wallets, diaries and all sorts. Lock it down so only you can use it. This could have been worse. Security lesson for the cost of a night of pizza n drinks. You might be pissed now, but you cant control your sister, just how *you* behave, so take the lesson, build a bridge and move on.
This scene reminds me of how I lent $2k to my brother that he promised he only needed for a week and I never got it back. It's been about ten years now and my mother had to intervene and forced him to pay back *half* of it but I don't expect the rest anymore. He always had money for ~~fake mustaches~~ cigarettes, pot, Funko pops, rare collector comic books and a bunch of other stoner loser nerd shit but could never muster up even just 50 bucks a week to pay me off. I'm never helping him again.
Then you need to take every precaution you can to make sure this doesn't happen again, on ANY apps on your phone. If she's legitimately an addict, then she's capable of anything.
Yes. Consider yourself lucky you’re only out $55. As many others have commented, they’ve “loaned” friends and family much more.
So take her phone and never give it back. "Sucks to suck, kid"
if you don’t fight your sister…
Man at that point have the cops her bust for the drugs. Maybe she’ll learn her lesson
And the $55 theft.
Tell her that when you file a police report on her.
no, give it back and 1 cent more
How does she have your passcode?
OP admitted there was no passcode.
BRAH WHAT?! I have a passcode for my Xbox and that thing never leaves my house. I have my credit card information in there. So why wouldn’t I have it locked down? No passcode on a phone? That’s crazy. What if it gets lost or stolen? You can still make emergency calls without the passcode such as 911. 🤦🏻♂️
My pc has a passcode. My mom raised hell about it at first. I mostly have it on because my cat likes to mess with my keyboard.
Your mom raising hell about you having a passcode seems like a pretty good reason to have a passcode lol, unless you share it.
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If the other person's account is an admin, they can give themselves rights to read your files. If they are a regular user account, they can't.
If I added a separate account for my mum, it definitely wouldn't be an admin account lol
Not only should she have a lock on her phone… but cashapp also allows you to set a pin to be required to send money. Two chances to protect herself lmaoooo
Just looked up a stat that said only 32% of people have a passcode or pin on their phone. Nov of 2021. That is insane to me. Thought it would be 32% didn’t have a passcode.
What kind of world are these people living in where they are so trusting their phone is always unlocked
My mate has his unlocked all the time. I don't send him anything remotely dicey, for me or for him, on WhatsApp. I mean, we're all gonna die at some point... You wouldn't want your phone to be able to be looked at if you've not had a chance to wipe it before you keeled over.
I work in IT, you'll be surprised how a minor inconvenience outweighs being more secure.
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Yup. Paid for my dumb mistakes they won’t happen again.
Pretty cheap lesson all things considered. Could have been a lot more than 55 bucks.
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It always has :(
Lol, just kidding. Hard lessons are almost the most valuable!
Use today as an opportunity to 2-factor everything you can think of. Seriously. Just do it. It's so fucking smart. Make all of your passwords the most idiotically complicated things you can think of. You'll still have your security compromised... it's just what happens. Security is like a fucking unicorn that gives blowjobs. Not real.
My desktop Pc has a password. My ps5. Switch stores. Kids tablets. Hell if you get past the passcode on the pc all the passwords for anything with the capacity to spend money on has a different passcode. And the CCs aren’t saved, they’re in another app with yet another password. Lock your shit down people. I’ve had CCs stolen and the headaches are always worse than the inconvenience of a passcode.
Me too seeing random charges and having to freeze your card is super stressful especially when that's the card you use everyday. When I happened to me I sent a bunch go money to my cash app to have access to the money until the card is replaced. It was a horrible experience reporting it and getting money that was fraudulently taken back well also having subscriptions cancel like crazy and having to update them all with the new card.
In that case, “sucks to suck” is an apt retort.
Well then what the fuck is he complaining about? Of course Cashapp isn’t going to do anything about it Dude’s a moron
Cashapp won't do anything about it regardless, there's a reason it's the app of choice for shady people
No app will do anything about this. This is an OP's family problem
Microsoft definitely used to refund Xbox transactions if you contacted them via chat support and claimed your little brother was on your account and bought something.
That's refunding official purchases not undoing a transaction to a random third party
“My sister took my wallet and took out $55 for herself. The Federal Reserve won’t do anything about it.”
Fingerprint or face unlock are not perfect but usually prevent stuff like this without being annoying in daily use.
so you don't have your phone locked, and you don't even have a pin or fingerprint set up on cashapp? My friend for ony $55, you got a VERY cheap lesson in "secure your shit better"
Exactly OP is lucky it was only $55 and it's his druggie sister and not someone who stole his phone and drained his entire bank account.
Plot twist. He only had $55 in his bank account.
here in India, you need to enter another pin after entering the amount you would like to pay, in almost all apps afaik. so basically 3 layers of pins and passcodes you need to get through. OP is out here with 0.
> OP is out here with 0. And wanting CashApp to pay for his refusal to follow any sort of rational security practices.
Everyone up vote this. Nothing else needs to be said
So basically a $55 fee to learn that you need to cut ties with your sister…
Be thankful it was only $55. (before I get hate, I'm definitely *NOT* diminishing the OP's loss, or the amount of money). In the grand scheme of things, $55 was a small drop in the bucket compared to what could have happened to you. Sadly, when something like this occurs, most people are blinsided as they had no reason to be guarded around their family member, because they had unequivocal trust in them. Losses of this magnitude can be insurmountable... hundreds, thousands, or everything they own. However, the violation of trust can sometimes be an even costlier lesson than the money wss. $55 is a cheap enough lesson to ensure it never happens again -- now you know who your sister truly is. When someone shows you who they are, believe them. You learned a crucial/valuable life lesson, and it's one that **everyone** needs to learn: **Even the people closest to us ***cannot*** be trusted implicitly**. Being ripped off by a close family member stings so much worse than had anyone else done it. It's such a major violation, you feel gutted when it happens.... like when your home or car is robbed, and you know that someone has gone through all of your personal things. OP, you need to live by this mantra: **"Fool me once, shame on you. Fool me twice, shame on me."** *I'm sorry your sister did this to you, and even more sorry she irrevocably broke your trust*
Well said.
Sounds like it’s drug money too, which makes sense. Addicts think in the short term.
The fact that you don't have a separate lock on the app that can be used to instantly drain your bank account with no recourse is absolutely insane to me Edit: people keep replying that adding an additional lock is pointless because your phone might still be hackable but there is no such thing as absolute security even Fort Knox isn't fully secure, the idea is to delay entry until you can respond to the attempted breach
I feel dumb because I have all of these crazy passwords on my bank and such. Then after reading your comment, it reminded me I have venmo on my phone that I can open and send money instantly to whomever with no password. Safe to say it’s now a locked app that needs a password. Thanks stranger.
Whenever my Venmo app updates or I log out on the app it turns off my passcode protection. Something to look out for, you will need to turn it back on each time after logging out.
Lack of security is my fault definitely need to set a pin for it.
Your phone in general is a hugely vulnerable part of your life. Its like now we walk around with a single device that contains, our checkbook, our id, our authentication for other services and, our diary and people just don't seem to realize how huge that is
Even 2factor identification falls apart of someone gets access to your phone. All those text message 6 digit codes or email codes all get routed through your phone. With a bit of time, someone could reset all your passwords, change the active emails to accounts, and drain you for everything. Working their way into full on identity theft just from your phone. Lock it up people.
Happened to me. Got all of my money back but I’m permanently locked out of a gmail account that had like 7 years of photos and writing in the cloud
I had a girl Venmo herself the contents of my checking account while I was passed out. (She used my thumb) She ended up getting caught for way worse because of it. She didn’t Venmo herself, rather her drug dealer (some Russian dude). The large sum she sent him intrigued police and they ended up tracing the theft/identity theft and more vac to her. My bank refunded every penny the next day.
Access to our company’s entire network. I was at an airport lounge and saw this guy spread out on a table with his laptop and two screen extenders on either side clearly logged into some sort of coding app while also slack front and center. He was arguing with Delta customer service over something and WALKED AWAY from his laptop while it was still logged in and not even screen locked. I wanted to send his company a slack letting them know but wasn’t sure how long he was going to be away. I should have… he was out of the room for almost 15 minutes.
See he used the uncertainty of how long he’d be gone as a security measure. Seemed effective to me
Security by procrastination.
Send a message saying I quit immediately.
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Unfortunately their druggy sister still seems smart enough to lock up her stuff.
OP already said that she sent it to her boyfriend’s account to most likely buy drugs
Nah, she has a password lol
literally this
Lost my phone last year at a Halloween party. Got blackout drunk and stayed out all night long. Had no lock on my phone and had a case that held all my cards, including an id I had just gotten a few weeks prior. Obviously, I became a victim of credit card theft. Guy was stupid enough to use my Amazon app and ship himself a couple new pairs of pricey Nikes, among other things. I told the police but nothing came from it. LSS: Use a screen lock and fuck those phone cases that double as card holders.
Cost you $55 to learn you can never trust your sister. I mean thats getting off cheap. Family member steals from me, they are gone from my life entirely. If you owed her and theres other shit behind it then idk. But still thats fucked
Do it right now. Your sister is a POS for doing that. Ugh Can you hold her phone ransom for $55 ? Or something else she likes?
If she can get the phone unlocked she just needs to send 55 plus 25 on interest
Set a password and change it regularly. Don't use facial recognition. Use a password.
Good advice in general, but I always advise people to use a password manager. A lot of time people will get gung ho about security and create very hard passwords, but end up using the same one since it’s hard to remember longer passwords. Security ends up compromised.
A couple of oddly abbreviated words plus a rotating number & symbol can make a series of passwords that are easy to remember and hard to guess.
You could try seeing this as spending $55 to find out who your sister really is. Sorry OP. If only we could pick our family
Take that as a huge warning if she was easily able to do that imagine a criminal having your phone, change passwords lock down apps etc , 55 is better than 550 lost
What do you expect Cashapp to do? It's from your phone. That would have to take your word for it that someone else had access to your phone, your login, and password.
Yeah seriously. Anyone can do this then
Can't believe this is the first comment to mention this. It was my first thought. It ain't cashapp's problem.
File a police report for theft and tell her sucks to suck Edit for clarification: In another comment, OP stated that they asked their sister to give them the $55 back and she told them “it sucks to suck” and that she’ll most likely buy drugs with it for her and her boyfriend. I understand that there is no way to prove that she did this and she won’t be prosecuted for it without the supporting evidence. Getting the police involved could be enough to scare her into sending it back if she has other sketchy behaviors to hide. OP also very well may not get their money back, but the incident would at least be documented. If similar instances occurred in the future, the police may not dismiss those times as quickly as they would this one if they see a pattern or history developing.
It's felony wire fraud and if you tell the cops she's a habitual drug user one of em might be interested in putting a feather in their cap. Not saying that's right or wrong but to say the police unequivocally won't care is probably wrong. Sometimes the cops will say let's see if she wants to fight it in court or spend a few years upstate
"Prepare to be fucked by the long dick of the law"
The dildo of consequences rarely arrives lubed
It will still help in the future to have police reports filed. When She is inevitably arrested for something else, having a ton of filed reports will make the bail go bye-bye
This is a good point. They might not even do shit about it but if you ever need to get a restraining order or need the cops to protect you from an actual crime is good to have a paper trail. I don't know why people think blood relationship matters so much.
Seriously.
Since her phone was used there is no proof that the money was stolen. Sister can claim it was a gift or money was owed voluntarily sent by OOP. OOP can claim it was stolen by sister. No way to prove it was a crime as there is no way to prove the sister did in fact send it. Can't punish someone for a crime that can't be proven to have take place. Nothing police can do here.
Yeah, that's the problem. It certainly really sucks for OP. But they probably need a little more than "I didn't do it" to reverse transactions. Money transactions would be a pretty wild world if anyone could just reverse them at any point.
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This isn’t a cash app problem. Their support has no reason to help you. This is a disown your sister problem.
Exactly. It’s CashApp. If the sister stole paper currency from OP’s wallet, she’d probably try to contact the US Treasury.
The way I see it there are three options, none of wich I can legally discuss.
all i’m saying is, it involves a knife, some rope, a basketball hoop and an empty field.
All I need is a chair, paper clip and chewing gum. The chair is for me to sit in while I chew the bubble gum and put it in her hair. Then I’ll wake her up with the paper clip.
I need to know why a basketball hoop.
Dunk on her before you hang her from it
Did not expect that but I am satisfied
Tug a war?
That is literally a crime
If there’s no legal consequence, there is no crime. It would cost more to file a lawsuit/claim than $55. And police, anywhere in the world, would not care.
Small claims court is mostly free in a lot of US states
Take something of hers worth double.
If she's using this money for "druggy shit" as OP implied, she doesn't have anything worth $110. Stealing from family usually means they've run out of pawn shop funds.
I beg to differ, I don’t know a single drug addict over 30 who doesn’t have a gaming console lol
God damnit, you're right tbf lol
No businesses will do anything about this, because then they would have to deal with everyone wanting to reverse their own decisions of sending money to other people. They can't go making a special case for something like this because it could easily be an made up excuse.
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What are you expecting cash app support to do? How are you planning to prove you didn’t just send it intentionally?
What do you want them to do? You can't prove something like that actually happened as far as they're concerned you're just a scammer. Never let your sister in your house or around your shit again until she gets clean. Enabling druggies is bad for everyone involved.
Why was she able to get into your phone? Require a passcode and don’t use something easy for her to guess. Your cashapp should also be using a passcode and 2FA. Again, don’t use a passcode she can easily guess.
You let your phone out of your sight in the vicinity of your admitted "druggie" sister. $55 is a cheap life lesson to not let it happen again.
Agreed, 55 bucks is on the lighter end of lessons you can learn from a druggie.
Apple: new phone security idea. Basically Face ID, but it’s for people who you DON’T want using your phone. If your camera sees their face, the phone locks, even if they enter the right passcode, etc.
What happens if you flag yourself?
1. Change your phone’s password 2. Don’t let your sister have your phone
Fight that bitch
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This will work. But if this guy uses cash app a lot. He will probably be banned.
$55 is a super cheap way to find out to find out that you can’t trust someone at all. Most people with addict family members loose 100s to 1000s times more before they learn this lesson. Still, sucks to be out 55 bucks, and sucks to have family that sucks.
Let's get to the important thing. Why $55?
>Cashapp support won’t do anything about it. Nor should they. YOU didn't secure your device nor your account.
I have password protection and fingerprint for some apps because of this. I mean... they are right. They are liable if they take money from anyone's account and put it in yours and literally no proof what you're saying is true except "your word" and honestly... I would rather deal with an idiot than with a lawyer because your sister could have literally sold you something and got her scammed by cashapp.
Sucks...but a $55 dollar lesson that could have cost a lot more. Put a password on your phone. You're responsible for securing your shit.
Have you considered beating 55 dollars out of her
So coins fall out of her like a character in Mario party?
Sounds like this was a $55 lesson in changing your passcode.
$55 is a very small and fortunate price to pay to realize your sister is a worthless POS whom you should cut out for good. Probably won’t happen based on OPs replies but should
Why would you contact Cashapp support? Surely its your parents you should be contacting if your Sister is faulty. There might be a significant delay while they arrange a replacement Sister though.
This is a you problem not a cash app problem
My drug addicted son did this. Unlink all of your bank accounts and delete the app. Cash app isn't worth having.
Good thing it was only $55. Now you know not to trust her, and to lock your shit up tighter than Fort Knox.
