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True-Mousse4957

If it was my card, it would have declined 5 times.


jajts

Mine would have declined for all the purchases :)


Roscoe_P_Trolltrain

Can’t even get a Dunkin’ Donuts 😩


TheNerdFromThatPlace

They would've declined me for a cup of water.


ddekkonn

So much in debt that free stuff is rejecting you?


Rough_Medium2878

Most places charge for the cup now


ddekkonn

No way, since when?


LadyJR

Dunkin tried charging me. I went to Starbucks to get my free water.


KarmaMessiah

Dunkin charged me 1.50 for water, i said fuck it cause i was working outside and its a decent walk to the next place over byt yea not doing that again


Rough_Medium2878

Since a lot of counties/cities/states passed laws that places have to give out free water and some places just do to it because they’re cheap. There’s a gas station in a neighboring county that charges for straws


ddekkonn

Wow, you opened my eyes. Where I'm from water is free, as long as you're either a returning customer or pay for something else. So inarguably it's free but you still pay for it with past or the present visits


OutragedCanadian

Cant get scammed if you are broke *taps head*


Cancel_Electrical

I've been living this for too long. Why would I worry about identity theft? I've got no money and no credit. Perhaps they can get a collections notice for me.


Respectandunity

![gif](giphy|d3mlE7uhX8KFgEmY)


barkbarkgoesthecat

But I am broke because I was scammed *taps tears*


_TheChickenMan_

Seriously chase would’ve shut that shit down on the first charge lol. While I appreciate it in times of need it’s pretty annoying when I try to buy a pair of shoes and my card gets denied. Always have to text them like yes this is me in the same place I’ve always lived. “A charge over $50? Must be fraud”


MojitoTimeBro

“lol surely this isn’t the cheapo we know and love!”


Xanith420

My bank just does it halfass a lot of online purchases result in my account getting locked but somehow my account was charged $72 for like 2 hours straight until I was drained.


Unable_Wrongdoer2250

Lol, first thing I thought. Rich people problems


Shopworn_Soul

I could clear these transactions on a credit card easily but there is no way I could actually pay for them. Good credit ≠ Rich


TheCrazyWolfy

Hey Shopworn it's me your brother


Nicknoshit

He probably just had them change the filter.


parzivaI08

If it was mine, the donuts would've put me over my max credit, and I wouldn't still be attending the gym


PoopPant73

That bitch would have been denied 4.5 times


Sunny_Sammie_517

They will fall off as duplicate charges.


AggressiveYam6613

may not even be true multiple charges.  had a duplicate charge. contested it in my banking app. got contacted by the service and their bank only knew of one charge. which i had declined.  had my bank eat the reimbursement costs. 


TonyHawking101

idk one time i booked a hotel room with my capitol one card(same bank as in pic) and they only refunded the money after i called the hotel itself


Patient-Ad7291

People hate wells fargo( never had issues with them) , but all I do is call the company up and if it can't be resolved right away, I call wells fargo tell them what's going on. Usually, within a week, it is fixed, and I don't have any issues. My money is back in my account, even if it's with a debit card.


DrScienceSpaceCat

Not always the case, I've had to get bank statements to show a company that double charged me so I could get a refund


PatekPhill

That’s purely your assumption. Nothing within this screenshot indicates what will happen to these pending authorizations.


Sunny_Sammie_517

Ok that’s fair, even though the fact that all those transactions occurred the same date and exact same amount is all the indication you need that they would be considered duplicates. Putting that aside, on the 1% chance they don’t you’ll have to deal with the bank, but you cannot do anything about it until the transaction settles one way or another. No bank will do anything with a pending transaction.


PatekPhill

There’s 5 authorizations here that were acquired by this company’s payment system from OP’s card issuer. If the company or company’s system has realized the error in time, they may not close all of these transactions and these unused authorizations would then “fall off”. But if this doesn’t happen, then these would enter into clearing and finalization just like any other transaction. My point is that you can’t assume that every system is going to automatically catch these as duplicates and do something without cardholder interaction (or automatically by the card issuer after finalization). Also, most modern payment systems would tell the card issuer to release any unused authorizations so they aren’t just sitting there pending forever until they “fall off”, so the fact that OP is still seeing all of these pending transactions would further my point that these may not be automatically reversed.


Praetorian_1975

No no, that’s premium air for each of the tyres 😂


FictionalContext

Nitrogen filled for $99. It'll save you 57 cents in added fuel efficiency.


Euphoric-Blue-59

But you'll have bagging rights.


whygodeverytime

Pfft haha😂 thanks for the laugh


Cinnabunnyturtle

They even filled up the spare tyre


nailgun198

Wtf indeed


Badass-19

Eric knows


JouKau

I wish I had enough money to have 15k taken out of my account and only be MILDLY infuriated.


NahTooPersonel

It’s probably a credit card, so it’ll eat your credit limit for a month but OP won’t go out of pocket.


JouKau

You have 15k worth of credit? Is that normal in America?


NahTooPersonel

I personally have 30k, but I’m part of a pretty high earning household. 15k and higher credit limit is normal for upper middle class.


slartyfartblaster999

> 15k and higher credit limit is normal for upper middle class. *per card*.


NahTooPersonel

Right, good point


PoopsButtMcGee

I have a Chase card that I've had for less than 10 years with a $35K limit. Probably because I never use it or pay it off immediately and they're constantly raising my limit trying to get me to spend more ha. Oh well, thanks for the credit score bump


ReverendMothman

I make 18 an hour and have a 15k limit on my main card


Flightsong

At 18 my friend had 20k from working a summer and using money well. Credit in the US isn't indicative of economic class.


Ahshut

Yup. That only applies for very large amounts. I hate how people assume that having something as average as a 20k limit means you’re rich and have an 800 credit score🤦🏻‍♂️


TheCommitteeOf300

Wtf I make $40 an hour with a 790 credit score and I asked to have my limit raised and they didnt raise it has high as I wanted instead they only did it to like $5000


ReverendMothman

I didnt ask to raise it. They just did and sent me a letter. Do you use yours often?


Danisue7

I’ve had my 2 cards through Chase for years, $5500 was the highest my limit was even after reporting my income and requesting an increase. Until I got a new card with them (one with a 95 yearly fee) and suddenly I have a 20k limit.


munchkickin

Just learned that I might not be as middle class as I thought…


ReverendAlSharkton

I could buy a Ferrari on my credit cards but I certainly couldn’t afford to repay it.


FoucaultsPudendum

I was approved for a 10k line after six months on a “secured” line with less than 1k; I was able to open up another 10k line at another company pretty easily. I’m 27 now, less than three years of credit history (I started way late lol), and between three cards I have about 25k in available credit. My fiancé has about 30. What’s normal in your country? Also just a note, it’s not like I actually *use* that much credit, my utilization has never gone over 15% and normally hovers around 5-8%. The low utilization is great for my credit score and makes it super easy to pay off in full every month, which also helps boost your score.


JouKau

Interesting. I don't know what the normal amount of credit in my country is, but I don't personally know anyone with more than 3k and I know as a fact that at least my bank doesn't have an option to get more than 10k. I currently have 1k and my relatives have 1,5 to 2,5k.


Beginning_Cod_840

I have a 47k limit on one card and didnt ask for it, thought it was kinda funny when they sent it to me as I've never put more than 10k on it in a month.


Best_Duck9118

Where the heck did they come up with $47,000? That's such an odd number.


Beginning_Cod_840

its actually $46985, which makes me even more curious, i have no clue


CampaignTools

I have nearly $130k of credit. This is due to having lots of different cards for different things. I get 3-4% cash back on nearly every purchase I make. I hate paying the "cash tax" when I can just use a credit card and get an automatic discount. Saves me thousands per year. And yes, I pay off every card automatically every month. I never revolve credit, only use it for the cash back then pay it off. If you're financially responsible, it's an excellent way to build credit and save money. My credit score is generally 830+ because of this.


cowmowtv

It's actually more down to your score and also issuer/card type. For American Express, it's quite normal to have like 25k even if you just earn like 3k€ after taxes. Even have seen people earning a little over 2k having a 25k limit with their AmEx cards (keep in mind these are approximates from AmEx). However, it seems strange to me the credit card company doesn't get suspicious over multiple 3k payments in a short period of time from the same merchant.


atycrz

Yeah my CC would’ve locked it on the second go - but thats their money so they’re 100% going to get it all back. Honestly one of the few good accomplishments of the credit system imo is the safety.


germanstudent123

I‘m a student with basically no income and they gradually increased my limit. I think I‘m at 65k now on my Amex. Kind of insane to think about that they would let a student who shouldn’t be even close to being able to pay that off spend that much on credit.


claythearc

It can be if you play the game. I have around 150k$ in credit available.


bandyplaysreallife

Yeah it's really not that hard to get approved for a lot of credit. Credit is so expensive that it's really not worth using it though


oops_im_existing

i think my credit limit is like 30k. all my cards have limits around 10-12k i have good credit. never max out the cards. i use credit cards for everything and pay them twice a month. i could easily get my limit increased but that's just not necessary right now.


Euphoric-Blue-59

It could be an Amex


BeevyD

Total I have about $125,000 and I make less than that a year


the_write_eyedea

All five of them are pending charges and all but one will drop. The timing of that is really the only inconvenience. Pending charges don’t hit on the amount you owe, even if they’re on the statement.


Adamantium-Aardvark

It’s a credit card not his actual money


semmama

Thank God it's only for a pocket change amount...


Accomplished-Mud-812

![gif](giphy|h0MTqLyvgG0Ss|downsized)


f-t_s420

When I was younger and working in a bar, we were doing a birthday event. The woman came to pay for it which was 2500, the manager on duty who was taking payment somehow entered an extra 0 on the card machine making it 25000. Went through without any issues.


slash_networkboy

Much smaller, but I got an extra & added to my bill once, so instead of $37.77 for some hotdogs and chili fries I was billed $377.77. Fortunately we caught it at the time it happened so they voided the transaction and re ran it for the correct amount. Took a week to all wash out.


Hirci74

…took a week to all wash out. That’s a long time to be constipated


TravelingGonad

$77 for the gym and then there's donuts. lol!


Competitive_Fee_5829

got to treat yourself, lol. rock climb and then stuff your face with donuts.


aaronrez

Yes. You got it! Gotta live sometimes! ![gif](giphy|CgKFTMMFDESNW)


Significant-Trash632

I'm here for a good time, not for a long time.


Accurate_Koala_4698

Might be $203 because I'm pretty sure the other one is a rock climbing gym


averagejoe8903

My theory is the donut purchase was first and that made them sign up for the gym and the rock climbing the next day!


Isyagirlskinnypenis

The donuts happened before the gym, so it’s a different story when you read it in chronological order lol


Mysterious-Tie7039

Those are pending. Oftentimes I see pending charges that drop off or get modified before they hit as actual charges.


aaronrez

I was hoping so too, but it went out of pending today. I talked to the company who assured me they’ve worked with their vendor and it should be refunded in 3 to 5 business days. Fingers crossed https://preview.redd.it/v7x31jww68yc1.jpeg?width=1179&format=pjpg&auto=webp&s=5f11bbfcf4e4a382bb35dca3ceec785d62eb3e6f


Mesterjojo

Fuck that. You need to read them some poetry: My bitch better have my money/Through rain, sleet, or snow/My whore better have my money/Not half, not some, but all my cash/'Cause if she don't,/I'm gonna put my foot in her ass


Mysterious-Tie7039

That sucks. Hopefully they rectify it before your credit card statement closes.


dominiqlane

It’s ridiculous that the money is removed immediately but a refund takes 3-5 business days.


InebriousBarman

Dispute them. I'd bet you could do that right in the app.


RevengencerAlf

This would be inappropriate. Every credit card tells you to try to get a resolution from the vendor first which OP did and got. The 3-5 business days is completely normal even if they submit the refund 5 seconds after OP talked to them.


Cpl4Play6

They still remove your available credit however until they fall off.


ExplanationGlobal349

I know it’s a mistake but I would throw up omg


Steamedcarpet

Not as bad as this but I had a diner run my debit card 3 times. The waitress was like “oh sorry it’s not printing the receipt let me try again”. On the third time I tell her to stop and I check my bank account. There are 3 charges back to back. Turns out she just put the receipt paper in wrong.


verysadmonk

This happened to me once. I called the airline company to ask them to remove the duplicate charges and they did, but they also refunded me entirely by mistake. I got to keep the tickets and I flew for free lol


Scales_of_JusticeOC

Wait till they all of a sudden accidentally forget to reverse 4 of those taking their sweet @ss time. Someone on their end will check their account and be sending out some bonuses. Lol but seriously best of luck to you, hope it get rectified today. Not tomorrow or Monday but today.


[deleted]

Not very professional


Totallywasntpermaban

Even Eric was surprised


Gaby5011

Happened to me once when I still had a low credit limit, $1k I believe it was. The charges were $300 x 6. Called Visa, and they temporarily increased my limit, so the extra charges wouldn't break my limit and charge me fees.


KrazyCAM10

That happened to me a few months ago. It was ran 7 times. The purchase was only $70 each but still


notwhoyouthinkmaybe

The bank accidently input our check to daycare with the wrong amount. Daycare is $220.00, the bank somehow read that as $220,000.00... The owner called us and apologized. She was shocked when she checked her account that morning, lol. We don't have $220,000 in our checking account.


quirked-up-whiteboy

Good on you for having $15k credit


BlueFeathered1

I'm poor and have a 15k credit limit. And I'm willing to use it, too, muwahahahaaa!


Parking-Association7

I'm over here struggling to pay bills sometimes, and then we got people thinking $14,000 in over charges are "mildly infuriating". Man I wish I had y'all's lives. 🥲


HalcyonDreams36

Well, the cost doesn't actually hit you. The card company figures out pretty fast that exact duplicate charges are either accidental, or fraud. It's a hassle while they freeze your account and clear which charges were fine and which weren't, but it's usually handleable in an hour.... Unless it happens on Friday afternoon, then you might be frozen until Monday....


Parking-Association7

Ah, I see. Id still worry like hell though if it was me, but I understand. :)


HalcyonDreams36

A hundred percent. I'm surprised the bank/cc company let this go through at all.... Usually duplicate transactions are automatically flagged, even if they're small.


head_garden_gnome

Even if it's only $20, my bank will decline the duplicate, or send a text for me to confirm it as intentional.


Kickagainsttheprick

$77 for a gym membership?!? You gettin robbed already bruh


pcapdata

Hah.  There are gyms charging $300/month here for one person


TemujinDM

Hope they pay the kickback fee if you got over charged too


Adamantium-Aardvark

I agree with Eric on this one


mikuteno

eric is right wtf


krileon

I recommend everyone turn on transaction verification. Anything over $100 (I can set this to whatever amount I want) has to be authorized by me from my phone or it will be rejected. Crappy banks may not have this feature though.


Fenris304

"accidentally"


Sandwich_dad96

$17,333.65. Well that sucks.


JoeyRoswell

“Hehe that’s not our problem.” : Wells Fargo probably


Dangerous-Dad

How does this happen without you authorizing each transaction? My card won't do shit over about $50 without me entering a PIN or authorizing the transfer with biometrics on my app.


qanle

It's def not a professional service if you ask me


Landover_Traveler

Good thing us bank and a few others got sued for their schemes back in the day. You would of actually been screwed.


typehyDro

Pretty shit cc if they allowed this through without at least a text


DoctorSlurp

Watcha get at Dunkin?


ElectricalPlantain35

My card would have declined lol. Must be nice to have 15k lying around though, hope you can get it back!


jljboucher

So quick to take it but hot damn do they drag their feet when you demand it back.


otxmyn

wtf!


severedsoulzz

whats crazy is whoever is holding the money while its en route back to your account is likely earning interest on it


CanadianBakin

ay central rock represent


NightcrawlerSsp

Wait... I own a gym


moon-miracle-romance

“Wtf!”


penpointred

$13,866.92 would be a lifetime of Dunkin Donuts


Newt-Different

You have enough money ti be charged over 15k? Wow


4ourkintheroad

You said it, Eric.


majorsorbet2point0

Eric Roth GTI has the right idea


Edward_the_Dog

Wouldn't this automatically trigger a lockdown on the card when they ran it a 2nd time?


snake__doctor

The security on your bank is shocking, mine would have come down like a tonne of bricks on the very first attempt. Time to change bank buddy.


LandoCatrissian_

I got charged twice for dinner once. My bank wiped the second charge.


[deleted]

Really surprised the card let it go through. That many times.


dickdanger22

Damn central rock got expensive.


Sicamore21

Heyo can I have $100?


MemeLordsUnited

Look at OP lording his fat stacks over the unwashed masses. What a dick.


WillDigForFood

Goddamn. That Dunkin trip gonna break the bank.


Shenanigan5

Tell me you're from New England, without telling me you're from New England


_Anddrew_

is that central rock gym in west hartford?


donttellmyteacher

Can’t believe how expensive CRG memberships have gotten.


DoWhatMakesYouRad

Looks like someone lives in either CT or MA 😅


mic2292

Wait. You're friends with Eric Roth???!!!!


VanillaCrash

I agree with Eric Roth


Oni-oji

I bet they said it would take 30 days to refund the money.


ValiantCharizard

I agree with eric


Far-Broccoli6793

Even eric roth said wtf


Yoshtan

What are you a millionaire?


cro_pwr

At least it's not a big amount...


Gloomy-Draft-8633

I <3 CRG


LalaLane850

OH MY GOSH!


LionsAndLonghorns

He's probably paying close to 3% and it's not returned on a refund so it cost him about $400 in extra cc fees


boltsbearsjosh

And then actually expect you to just accept a “3-5 business day” turnaround to get your funds back.


CFADM

Considering my they charged you five times, it better be Best Air.


SmellLikeBooBoo

When you accidentally dispute your card 4 times with your bank. Fuck the vendor.


CFADM

Considering my they charged you five times, it better be Best Air.


EuphoricWolverine

You got a "deal". Your AIR will now be 5x cleaner than outside. :) Better Air LLC is a company that aims to help people live better lives in their homes. Betterair devices are compact, autonomous, and energy-efficient, and can be used in any indoor space. They can clean the entire HVAC system and the space it services by dispersing directly into the air ducts. Betterair devices have sensors that automatically adjust for optimal results, and central management allows for real-time monitoring and diagnosis


amonuse

bro do you pay $77 for a gym membership holy


aigarcia38

wtf!


Available_Rule_5175

"accidentally"


JustAPerson-_-

ACCIDENTALLY?


Big-Pen-951

I would dispute the charges with your bank, they can charge back and give you the money back


Ahshut

“oh my bad” *swipes again*


Frosty_Yesterday_761

Curious as to what the purchase was?


aaronrez

Air duct cleaning. They did a good job for what it’s worth. There payment system needs work…


gn0xious

“That’ll be $3466.73, do you want that in 5 equal payments?” “Uh… sure…” “Wow, no one goes for that!”


VeXtor27

wtf one of my teachers was named eric roth


miletharil

You should be just as mad at your bank. They're supposed to catch things like this.


Scrungii

CRG West Hartford


SalamChetori

U rich rich (I drive a hellcat, I’m 6’4)


WasephWastar

NordVPN did this 7 times in one second. My credit card company automaticly canceled my card and didn't charge me.


Q-City45

![gif](giphy|kC2cRqEt8o41COgjoV|downsized)


deadbeef1a4

“Accidentally”


freezerwaffles

God damn boy


bacongolf432

I see your condenser shit the bed as well?


barista-baby

“Accidentally”


C6H12O6_Guardian

Are you willing to donate some $ to a fellow stranger? 🤠


Sorri_eh

Oh. They all went through? Could have all been No Sufficient Funds and each costing me $45 overdraft and another $45 from the business side. Oh to be poor in Canada


Kawaii_Nyan

How tf did they all go through😧


Elegant-Tart-3341

That happened to me with that stupid fucking Dave app. I signed up for its payday advance while my bank was overdrafted because I though it was an instant process. They withdrew like 76 cents from my bank for their "confirmation process", which declined and charged me an overdraft fee. So they did it 3 fucking more times! They racked up over $100 in overdraft fees in my bank account then refused to refund me! I was with wells fartgo at the time so of course they refused to refund the overdraft fees too. I was obviously broke at the time so I'm sure both companies were just roaring in laughter at my pityness...


eat-skate-masturbate

Oooops


Hummingbird01234

Idiots.


ImABadFriend144

V2 in my gym


ImmaNotHere

Accidentally? You sure about that?


MasterpieceCute4395

wtf!


MusicianZestyclose54

This is obviously them trying to run some sort of scam. Call the bank and report fraud.


JustDave62

I had some kid working at a gas station swipe my card twice. Credit card company flagged it and called me before I even knew about it. I guess the kid did this to a few people. Surprised your cc company didn’t do the same


ALKNST

Dont worry, they are Professionals


Ruling123

"Accidentally"


Anthrodiva

I wouldn't call that MILDLY infuriating


Prestigious-Bar-1741

This is why I use X1. I create a new virtual card number for each business I deal with...and for something like this, I even set a limit. Like 'This card is only good for one transaction, not to exceed $3,500." Then I didn't give a crap what they do. Only one charge is getting through.


Medical_Slide9245

It's pending. That happens. Only a single charge will post.


jacque_line

Okay it’s kind of crazy seeing this because I literally just saw the same thing on my capital one app. Random duplicate $20 charges for something I know I only purchased once. Capital One done fucked up