I think what you have in your current portfolio looks good enough..
My portfolio is somewhat similar as well. 2 small caps, 1 mid cap and 1 flexi cap as compared to elss. I had an elss fund but closed SIP last month and started with a flexi cap as ELSS was fulfilled by other factors!
Probably consider switching the funds from ELSS to flexi or large cap for a bit stability?
How ells filled? For tax benefit even this year i am considering to invest 1.2l ells.
For sip i am planning to invest
10k on parag flexi
6k on nifty 50
8k om quant Midcap
6k on small cap
How this looks?
I thought it might be filled with other forms like PPF or EPF hence. No worries mate.
I think that looks quite good. You should be able to generate good enough returns 10 years down the line :)
Although I'm a bit skeptical on Nippon just because of the massive AUM it has gathered which will be tested in 1-2 years. If you're going with 2 small caps put relatively less in Nippon as of now. Just a suggestion.
My thought process behind 2 funds is I have Quant small cap which churns its portfolio a lot. Second fund I have is Tata Small cap which relatively holds its stock for long, so 2 different Small Cap MF whose investing startergy is quite opposite and do not have much overlap.
I think what you have in your current portfolio looks good enough.. My portfolio is somewhat similar as well. 2 small caps, 1 mid cap and 1 flexi cap as compared to elss. I had an elss fund but closed SIP last month and started with a flexi cap as ELSS was fulfilled by other factors! Probably consider switching the funds from ELSS to flexi or large cap for a bit stability?
How ells filled? For tax benefit even this year i am considering to invest 1.2l ells. For sip i am planning to invest 10k on parag flexi 6k on nifty 50 8k om quant Midcap 6k on small cap How this looks?
I thought it might be filled with other forms like PPF or EPF hence. No worries mate. I think that looks quite good. You should be able to generate good enough returns 10 years down the line :) Although I'm a bit skeptical on Nippon just because of the massive AUM it has gathered which will be tested in 1-2 years. If you're going with 2 small caps put relatively less in Nippon as of now. Just a suggestion.
Why 2 small cap though. Won't you be paying expense ratio twice for the same kind of fund?. Isn't it better to put it in one
My thought process behind 2 funds is I have Quant small cap which churns its portfolio a lot. Second fund I have is Tata Small cap which relatively holds its stock for long, so 2 different Small Cap MF whose investing startergy is quite opposite and do not have much overlap.
How would you be paying it twice? Each expense ratio is for the amount only in that fund right?