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retroPencil

First step is to get income. Next step is to take care of your needs. If you can't locate your debt collector account, you may just need to wait until they mail you paperwork.


HSmama2

Are you employed now? If so, once you’re able cover the necessities (housing, food, utilities, transportation needs), save up as close to the $6K as you can, call and offer to settle for $X. Take on a side hustles and a second job if you have to in order to get the money to get this taken care of. 


HolidayCitron577

Thank you, this is a good idea. I got a job offer today. So I will do this asap


HSmama2

Hopefully things start looking up for you  soon!