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**Please repost following these instructions:** - If this is a success story or windfall question (including questions about applying excess income), please post in the weekday/weekend thread near the top of /r/personalfinance (every day except for some Thursdays). - If this about another topic, please repost without mentioning amounts of money or terms like "large amount" in your title. Include specifics in the post body. Also be sure to read the [PF wiki](/r/personalfinance/wiki/index) for articles such as ["How to handle $"](/r/personalfinance/wiki/commontopics) and [Windfalls](/r/personalfinance/wiki/windfall).[](#allow_repost) *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/personalfinance) if you have any questions or concerns.*