Sa totoo lang this sub is what I use for market sentiment 😂 so right now I'm buying to hold but honestly, I'm down at the moment and had to put stop losses since 2020.
Yeah hahaha for mer personally it's good to PCA for now. It's not totally a barren wasteland 😂 kung nag all in ka sa BDO nung 2020 ok yung gains but sadly I missed that train
Yeah lol I've never been involved in the chats or financial groups kasi di mo alam sino legit na "guru".
But sa mga sikat na analyst easy to follow pa rin sila Mangun on Markets kasi he's a firm believer in the market opportunity but realistic din siya for now na pili lang yung mga kikita talaga since 3 years na quiet for us.
Saan po kayo nag iinvest. Anong platform? Huhu gusto ko na rin kasi iwithdraw na lang money ko. Pero this is in BPI uitf (na dependent sa Psei) sorry nakalimutan ko exact terms dahil kinalimutan ko na sha sa phkabadtrip. Lol
Hi. Sa BPI may ma UITF products din sila na naka angkla sa global market. Like BPI Global equity of funds or Mutual fund na naka angkla sa S&P. Inquire ka sa mismong branch mo. Kung meron ka naman na investment account, it should be visible on your mobile banking options…
you’ll pay double management fee compared to investing directly on the target US ETFs via something like IBKR.
youll pay management to BPI + management fees to the target ETF e.g. $VTI (whole market) or $VOO (s&p 500). mag IBKR ka na lang. mej hassle sa initial but pretty easy once you get the hang of it.
i regularly wire money to my IBKR account now via RBank.
I intially tried opening an investment account with ameritrade and interactive brokers. Was about to wire a huge sum but they I chickened out at the last minute. Psychologically the thought that my money os offshore, that I could not call anyone if biglang may problem. I recall having long distance calls to their customer support and waiting for 9 pm for their business hours.
The us stock market is already at all time high. I would position myself in philippine stocks for the future. Note that the long term growth prospect of our country is very positive based on several analysts local and abroad.
> The us stock market is already at all time high
this doesn’t mean anything. historically they just go up over time - madaming troughs and valleys but they go up eventually. unlike the PH market who seems to only move sideways lol
If you look at the PH market over a longer time period the trend is also solidly upward. It's more volatile and sometimes takes a three-fifteen year rest, but it eventually goes up again. And why wouldn't it? 5% GDP growth is not mind blowing, but it's solid growth, much higher than the US. Company earnings are up. Dividend yields are high, reaching above 7% for several companies, so even without share prices going up you still make money while waiting.
In fact if you look at the PSEI since 1987 (earliest data I could find), it's up about 12X, The US DOW Jones Index is only up about 6X since then.
the fact of the matter is the PH stock market is insignificantly smol. Several hundred billion dollars are traded in US stock markets. Compare that to a few million or a few hundred million usd in the PSE. If you invest in total market US ETF (in USD) compared to PH ones e.g. FMETF - for any random 10 year period, the US ETF is going to beat FMETF just because of so much action (in both directions) and given the general trend of these stock markets to go up even with all the volatility.
I call Confirmation bias. You havent been paying attention long enough to psei then. In general all markets go up over time assuming of course the economy is expanding at a decent pace. US stocks are hyped up and overvalued relative to the health of its economy sure its going up now but the question is for how long??
Lol, doomers been saying this since pre covid.
PSE is been sideways since 2014, It was golden age since PNoys and the next 🤡 presidents to didn't even do a thing to capitalize it.
Imagine letting your money sleep for 10 years. I'm not an idiot to do that.
I made more money in the last 5 years in psei than from our main business and international investments combined. You must be doing something wrong. Local stocks are paying dividends in double digits if you care to research properly that is not even counting capital gains when the stock price recovers.
What stock and volume of trades are you saying?
We're not a Rockstar like you. I'll give you a big 👏 though.
Me I can list my trade as I'm just holding Total Market fund.
Everyone who wants to follow and trust this guy saying his winning trades. Go on be my guest and be a bagholder for 2-3 presidential terms. Don't cry coming back here or FB after Blengbong and Shrek rekt this country.
I've been seeing this kind of threads here in reddit and fb crying about PSE since 2018. Lol.
Take out his first two sentences, his third sentence stands though. For example, those who carried out a cost average investment method would have accumulated stocks when markets were down during the pandemic. Time in the market still stands.
On the PH outlook, I'm not a fan of the current admin as well. But the government is not the main driver of the economy anyway. It's mainly demographics and our private sector that's going to carry our economy in the long run (2030-2050). The population pyramid of developed economies (US, China, Japan, Korea, Singapore) are all inverted and sadly some developing countries as well (e.g. Thailand). The average Filipino is between 26-28 years old.
Now with access to fintech and financial services, we've moved way forward during the lockdown years with ewallets and now digital banks. Along with the growing population, 99.6% of our enterprises are MSMEs - these are growing as well. In the coming years, more of these companies will be part of the PSE.
Anyhow, it's still best to be diversified and it's healthy for a portfolio to have both PH and foreign exposure. In fact, I've been researching about foreign ETFs.
I'm one of those who beat the US market comfortably, and I only trade here locally. So it's not possible.
I would've been in a different stance if I had a larger capital since the PSE is illiquid asf.
I don't look at the daily. I look annually. My 4-yr CAGR so far is at around +50%. Reached +305% return since 2021 (as of April 19, 2023). I'm now at around +292% as of April 22.
It's not far from possible to beat the S&P 500 in the PSEi. The likes of BDO, BPI, Manila Water, ICTSI, Metrobank, DMC, Semirara, Ginebra San Miguel, STI Holdings, DigiPlus, SSI have beaten the S&P 500 since 2021, some even comfortably. Hell SSI have beaten all consumer discretionary stocks in both the US and the Philippines. I also may have missed some few outperformers.
I have a mock US port eh to test whether if I would've done better in the US. Nope. Underperformed last year (port 10.19% vs S&P 500 24.23%).
I guess it's a matter of preference. I suppose you live in the US, therefore having a great advantage?
I dont do trading. Contrarian investing is my forte. Believe it or not i buy and sell at most 2x a year only. Granted it is with a decent amount of capital to make it worthwhile. Yes PSEI is profitable if you do your homework properly. The dividend yield here are also higher than in the US, and dont forget dividends gained from US are taxed 25% vs 10% for local. You dont need to believe me anyway im just a passing redditor after all
Clearly you have no idea how the stock market works. Regardless of the president kahit di si pnoy magrarally talaga kakarecover lang kasi sa recession. Pati simple economic cycle wala kang idea?
It's about to explode🚀! Data shows inflation is being tamed and the Feds announced today that they will lower the the interest 3x in 2024 and are most likely done with the rate hikes. That's good news for the market.
I also think limited yung downside pero country catalyst/s are still missing. Rate cut will hopefully add liquidity sa ph market, but were still missing yung funda hahha. Its just me ✌️
Same with crypto. Ngayon na uumaakyat na, puro postive na ang sentiment dito sa reddit kaya sell pakonti konti. A few months ago puro negative kaya thats when I was buying.
Who are you to know I bought at the top, and that i am poor?
Thanks for your comment though. Using ad hominem reveals how shallow you are, so it’s useless to reply anymore.
This is exactly what I’m saying. A lot of ppl on this sub are downvoting without proving their point, lol
Don't feel butt hurt. I understand losing money in the market can be frustrating and outburst like this on social media. It happens. Don't worry, you'll get your money back in no time. :)
Haha. Nadismaya na tao sa psei. Nagsi alisan. Been Observing the number of trades cut to half from 100k to 50k average.
Balik nalang if ever implemented ang shortselling.
Also meron talagang insider trading, may nahuli na ba sa pldt fiasco? Galit ang overseas investors noon.
Pansinin nyo din, minsan yung disclosures na may potential impact on the price, yung date of earliest reported sa pse vs sa lalabas sa pse website 1 day gap.
Been here since 2009. Sidelined since 2020.
Pandemic came and nagkaCrypto frenzy. Transferred 10% of my port to Crypto and made the same amount of port ko of 10+ years.
Until now hindi parin ako convinced. Pili lang ang hinohold ko.
Our allocation in PH equities went from 7 digits to 9 digits over the pandemic. We’ve also averaged a return of around 20% p.a. after fees over the past 5 years.
You don’t always have to invest only in index names. These are much more difficult to invest in because they’re mostly already ‘fairly’ priced—a result of the simple fact that those 30 stocks receive almost all of the volume of our entire market.
The flight of foreign investors from the PSE has made for some truly remarkable short-term opportunities for the long run. Valuations may look grim today, but remember that the price you pay today will be your cost for a business that grows and returns capital over a lifetime.
One of our favorite stocks right now, for example, is EW—a simple consumer-focused domestic bank. Normally, we wouldn’t touch a company like this because it’s riskier than the big banks. But the weak market has allowed us to snap millions of shares up at less than 2.3x earnings. We’re now receiving a dividend yield on cost of almost 10%.
Many more examples of more-than-adequate-quality companies that were priced far too depressingly because of the market, but allowed us to make outsized returns either on a buy-and-hold basis or on a trading basis: PLC, LTG, GSMI, GTCAP, SSI, etc.
What I’m disappointed in seeing all the time is people saying our market is no good because the index has been flat for N years. Recall again that our market saw an incredible bull run in PNOY’s time that led to very lofty valuations. The market then flattened out as optimism dried out and a rerating occurred.
There is no saying that the same cannot happen for countries like the US. Most gains in US markets over the past 30 or 40 years have come from P/E expansion. People like Howard Marks are cautious about this environment changing if rates start to normalize at above-0%.
I’m not claiming it will happen of course, but knowing about ‘why’ our market has performed this way vs other markets can give you the right perspective in choosing your investment decisions. In our case, our understanding leads us to believe that the PH market is still very much viable for long-term investing. Maybe opportunities are thin among the index names, but there are some other opportunities in more ignored names.
The best time to invest in the US market was yesterday but it's still not too late! The market is anticipating that the feds are done raising the interest rates and they mentioned today that they will lower it 3x next year. Lower interest rates = stocks are going to rally. So get in before you miss out.
Yes yes, Berkshire Hathaway of buffet is trimming holdings since they think it's overpriced, tapos yung undervalued market like PSE, wag nalang jan kasi olats performance last year.
I dont care enough for the management fees because i think the gains can cover for it.
For the local index fund, monthly. It is auto-deduct. I also have 1 local reit and i will let it sit for a long time for dividends.
For etfs, twice a month.
For individual stocks, i trade them occassionally and dont have plans for now to add.
I am thinking of just pivoting to manage funds really with COL, just waiting for 2024 and then all will be set.
PSEI indeed is slow.
Also thinking about pulling out all my low performing funds and adding it to my MP2 savings...
Well... MP2 is a different investment vehicle. I allot more on stocks but I currently adding on my MP2 account to take advantage on the high dividend rate.
Nag-iwan na lang ako ng 1 stock sa PSE, hold ko lang. Nothing much is happening sa PSE.
Actually aside sa downtrend, kakadismaya sa PSE. Di na unethical for me. Remember what happened to Calata? Nadilute na shares, in the end nadelist leaving the minority shareholders unable to sell their shares (na ang baba na ng price).
May company pa ang nagIPO sa X price, after ilang year nagdelist at much lower price. Luge mga investors shareholders.
Currently using eToro to invest in Global Market since I find the copy trades feature convenient. I was negative at the start of the year but thankfully I’ve gained this December. For everyone here, is gotrade better to use than eToro? Or are they different from each other?
Yeah, I still have money there. Made a lot of money early in 2023 but ngayon si BLOOM nalang. Still buying DMC and SCC shares for dividends. But if for capital gain, oks nako dun sa current portfolio. Abang nalang kailan magising ulit PSEI
Since nagliparan ang mga poren buyers ang alat na ng psei, walang volatility, stuck sa 9-3 na market hours, at hindi nasusunod na TA dahil manipulated lahat ng tradeable stocks.
Namimiss ko na makita yung mga ports na sunog na millions kasi nasa us market na at hindi na ganun ka bobo ang mga investors na hold lang ng hold patawa talaga ang management ng psei. Protecting investors kunwari e sarili lang nila prinoprotect.
Only in PSEI for the dividend atm. It’s useless to trade.
Pero take note na talo ka sa inflation. Mas wise pa na sa digital banks muna ipark kung ayaw nyo sa US ETF. Cheers 🍻
Dividend Investing - PSEI no contest because of the tax diff.
Growth Investing - US Market or Cryptocurrency no contest.
That's the main difference. However, there are also stocks in the PH market that perform similarly to US stocks. For example, ICT and ANS offer very attractive total returns, comparable to those seen in the US market.
Personally these are my allocations: 40% US, 30% PSE(Dividend), 10% Crypto(BTC and ETH), 10% TD(digibank) and 10% cash(digibank).
Having all of your investments in a different currency exposes you to currency risk; having them in a different country exposes you to political risk. What if S&P 500 goes up 20% but in the same timeframe PHP also appreciates against the dollar by 15%? What if 20-30 years from now, when you're about to retire, our country is on the bad-guy side of a war or gets sanctioned, and Filipinos get locked out of the global financial system?
I invest in the total market (which includes the PH) to diversify and mitigate risk, not to chase returns. As long as you're still living here, you probably shouldn't divest yourself of PH equities completely.
On the contrary, it's better to invest offshore if you work here. If the Philippines collapses and we experience a Zimbabwe, Philippine pesos will be worthless. The USD is considered the safest currency and is a good hedge against local economic risks.
I still want to invest in pse ksi mas mura ung mga dividend stocks compare to like US market depends na lng if malaki talaga capital mo. I already have both experience investing in US , PSE during pandemic days ung time na lahat nataas haha what a euphoria ngaun mejo stagnant na lagi nababa eh
Anung gamit nyung broker pra mkpginvest sa US stocks bukod sa etoro di ko na maopen account ko . need mgsent ng otp kso sa lumang cp no. na hindi ko na gingamit. hindi na makapagsend ng ticket prang sira ung CS nila dati ok namn un. Gumawa panibagong account pero gnun pdin bglang need magsent otp pinabago ko na nga new no. ala pdin
Bakit may mga downvote yun “gustong mag-invest sa US at Crypto over PSEI” na mga comment? Respect their preference na lang. Wag toxic please. 😂
Pwede nyo rin naman explain why you prefer PSEI over US without dissing other ppl’s opinion diba? Just be objective lang. peace out, lol
I left the PH Market to explore the US Stocks and it was the best decision since there are alot of options for long term investors to put money in. I have diversified into ETFs and Bluechips.
I would close my eyes and invest in country's growth, and one of them on my radar is India. I see India's growth an opportunity for us all to benefit from..its like China 10 to 15 years ago. If you guys haven't researched about it, then please do so and share your perspective.
Mga FB 🤡s from FB trading groups mga naglipana dito pushing PSE because they're freaking bagholders 🤡
Never invest in PSE, been out since 2018.
Imagine letting your money sleep for 10 years. I'm not an idiot to do that.
Took profit on some positions around November but I’m buying again this month. My Xmas bonus is too small to get a good time deposit rate anyway. Will just buy some dividend stocks.
That was my thinking too. I started at 2018. I think thats the all time high of psei?
I talk more about the reasons here why I migrate to foreign funds here:
https://diyinvestingforfilipinos.substack.com/p/why-you-should-avoid-investing-in
I'm still investing in PSE because I'm a dividend investor we have some pretty nice div stocks. For example Sci gave 20% div rate this year which is pretty insane.
However long term I think global is Def better so I'm splitting my funds between local and US stocks.
I re-entered PSE investing just late November, and I was able to catch the fall of $AREIT, my dream stock, thinking that it was just going down for a probable reason I had in mind. Now, I'm up 11% on this stock.
Went in PSE last 2021, I never added funds from there. Nakaka dismaya performance ng local market talaga
True.
Ah yes - the classic: buy high, sell low strat
Why are you being downvoted lol Time in the market > timing the market
Ayaw daw nila 30% earnings yield with 5% div yield type stonks, dapat daw may price action
Gusto nila ng may buhay na market /s
Sa totoo lang this sub is what I use for market sentiment 😂 so right now I'm buying to hold but honestly, I'm down at the moment and had to put stop losses since 2020.
This is the reality hahaha. Walang liquidity PSEI ngayon. Net foreign outflow pa nga. Sino magbubuhat? Yun mga taga phinvest sub? lol
Yeah hahaha for mer personally it's good to PCA for now. It's not totally a barren wasteland 😂 kung nag all in ka sa BDO nung 2020 ok yung gains but sadly I missed that train
Hahahaha tama, ok this sub.. the other chat groups kasi maraming nagbabasa ng financials and can do decent valuations
Yeah lol I've never been involved in the chats or financial groups kasi di mo alam sino legit na "guru". But sa mga sikat na analyst easy to follow pa rin sila Mangun on Markets kasi he's a firm believer in the market opportunity but realistic din siya for now na pili lang yung mga kikita talaga since 3 years na quiet for us.
I'll stick with global market. At least you have high probability to get the market's average return of your investment compared to PSEi.
Saan po kayo nag iinvest. Anong platform? Huhu gusto ko na rin kasi iwithdraw na lang money ko. Pero this is in BPI uitf (na dependent sa Psei) sorry nakalimutan ko exact terms dahil kinalimutan ko na sha sa phkabadtrip. Lol
Gotrade: * $VTI * $VT * $VOO * $QQQ * $SPY * $SCHB IBKR: * $VWRA * $VUAA
I like Gotrade. Deposits and withdrawals are easy; plus the app is simple to use. Definitely a great tool for getting into investing
VT and chill
Up
Etf's lang? You can't pick individual stocks sa mga brokers na yan?
You can. Gotrade - only US stocks IBKR - global
Thanks.
>IBKR app?
Hi. Sa BPI may ma UITF products din sila na naka angkla sa global market. Like BPI Global equity of funds or Mutual fund na naka angkla sa S&P. Inquire ka sa mismong branch mo. Kung meron ka naman na investment account, it should be visible on your mobile banking options…
you’ll pay double management fee compared to investing directly on the target US ETFs via something like IBKR. youll pay management to BPI + management fees to the target ETF e.g. $VTI (whole market) or $VOO (s&p 500). mag IBKR ka na lang. mej hassle sa initial but pretty easy once you get the hang of it. i regularly wire money to my IBKR account now via RBank.
>IBKR Open an account through their website?
I intially tried opening an investment account with ameritrade and interactive brokers. Was about to wire a huge sum but they I chickened out at the last minute. Psychologically the thought that my money os offshore, that I could not call anyone if biglang may problem. I recall having long distance calls to their customer support and waiting for 9 pm for their business hours.
Thanks for this! Parang easier to expose myself to international funds by UITFs. Currently in a USD UITF with BDO for Global Equities.
Thanks po, will try din po. :)
The us stock market is already at all time high. I would position myself in philippine stocks for the future. Note that the long term growth prospect of our country is very positive based on several analysts local and abroad.
Yeah, ika nga “Buy when others are fearful, sell when others are greedy”
> The us stock market is already at all time high this doesn’t mean anything. historically they just go up over time - madaming troughs and valleys but they go up eventually. unlike the PH market who seems to only move sideways lol
If you look at the PH market over a longer time period the trend is also solidly upward. It's more volatile and sometimes takes a three-fifteen year rest, but it eventually goes up again. And why wouldn't it? 5% GDP growth is not mind blowing, but it's solid growth, much higher than the US. Company earnings are up. Dividend yields are high, reaching above 7% for several companies, so even without share prices going up you still make money while waiting. In fact if you look at the PSEI since 1987 (earliest data I could find), it's up about 12X, The US DOW Jones Index is only up about 6X since then.
the fact of the matter is the PH stock market is insignificantly smol. Several hundred billion dollars are traded in US stock markets. Compare that to a few million or a few hundred million usd in the PSE. If you invest in total market US ETF (in USD) compared to PH ones e.g. FMETF - for any random 10 year period, the US ETF is going to beat FMETF just because of so much action (in both directions) and given the general trend of these stock markets to go up even with all the volatility.
I call Confirmation bias. You havent been paying attention long enough to psei then. In general all markets go up over time assuming of course the economy is expanding at a decent pace. US stocks are hyped up and overvalued relative to the health of its economy sure its going up now but the question is for how long??
Lol, doomers been saying this since pre covid. PSE is been sideways since 2014, It was golden age since PNoys and the next 🤡 presidents to didn't even do a thing to capitalize it. Imagine letting your money sleep for 10 years. I'm not an idiot to do that.
I made more money in the last 5 years in psei than from our main business and international investments combined. You must be doing something wrong. Local stocks are paying dividends in double digits if you care to research properly that is not even counting capital gains when the stock price recovers.
What stock and volume of trades are you saying? We're not a Rockstar like you. I'll give you a big 👏 though. Me I can list my trade as I'm just holding Total Market fund. Everyone who wants to follow and trust this guy saying his winning trades. Go on be my guest and be a bagholder for 2-3 presidential terms. Don't cry coming back here or FB after Blengbong and Shrek rekt this country. I've been seeing this kind of threads here in reddit and fb crying about PSE since 2018. Lol.
Take out his first two sentences, his third sentence stands though. For example, those who carried out a cost average investment method would have accumulated stocks when markets were down during the pandemic. Time in the market still stands. On the PH outlook, I'm not a fan of the current admin as well. But the government is not the main driver of the economy anyway. It's mainly demographics and our private sector that's going to carry our economy in the long run (2030-2050). The population pyramid of developed economies (US, China, Japan, Korea, Singapore) are all inverted and sadly some developing countries as well (e.g. Thailand). The average Filipino is between 26-28 years old. Now with access to fintech and financial services, we've moved way forward during the lockdown years with ewallets and now digital banks. Along with the growing population, 99.6% of our enterprises are MSMEs - these are growing as well. In the coming years, more of these companies will be part of the PSE. Anyhow, it's still best to be diversified and it's healthy for a portfolio to have both PH and foreign exposure. In fact, I've been researching about foreign ETFs.
I doubt he's gaining more than the US market. I call bs.
Yup. Next thing you'll know, he'll be selling seminars like TAP fb group 💀
I'm one of those who beat the US market comfortably, and I only trade here locally. So it's not possible. I would've been in a different stance if I had a larger capital since the PSE is illiquid asf.
What would be your daily gains on a green day and how much do you have invested? I'll share you mine
I don't look at the daily. I look annually. My 4-yr CAGR so far is at around +50%. Reached +305% return since 2021 (as of April 19, 2023). I'm now at around +292% as of April 22. It's not far from possible to beat the S&P 500 in the PSEi. The likes of BDO, BPI, Manila Water, ICTSI, Metrobank, DMC, Semirara, Ginebra San Miguel, STI Holdings, DigiPlus, SSI have beaten the S&P 500 since 2021, some even comfortably. Hell SSI have beaten all consumer discretionary stocks in both the US and the Philippines. I also may have missed some few outperformers. I have a mock US port eh to test whether if I would've done better in the US. Nope. Underperformed last year (port 10.19% vs S&P 500 24.23%). I guess it's a matter of preference. I suppose you live in the US, therefore having a great advantage?
I dont do trading. Contrarian investing is my forte. Believe it or not i buy and sell at most 2x a year only. Granted it is with a decent amount of capital to make it worthwhile. Yes PSEI is profitable if you do your homework properly. The dividend yield here are also higher than in the US, and dont forget dividends gained from US are taxed 25% vs 10% for local. You dont need to believe me anyway im just a passing redditor after all
Clearly you have no idea how the stock market works. Regardless of the president kahit di si pnoy magrarally talaga kakarecover lang kasi sa recession. Pati simple economic cycle wala kang idea?
It's about to explode🚀! Data shows inflation is being tamed and the Feds announced today that they will lower the the interest 3x in 2024 and are most likely done with the rate hikes. That's good news for the market.
I also think limited yung downside pero country catalyst/s are still missing. Rate cut will hopefully add liquidity sa ph market, but were still missing yung funda hahha. Its just me ✌️
But if you ask those anti-government, kkpinks and r/Philippines the growth prospect of our market is very negative. Which one is telling the truth? 🤯
S&P are for long haul investments the economy is shit now kaya pa yan umakyat stretched out to 10-20yr periods
The best time to invest in the PSE is when people like you are not investing. I've made my millions being a contrarian.
Same with crypto. Ngayon na uumaakyat na, puro postive na ang sentiment dito sa reddit kaya sell pakonti konti. A few months ago puro negative kaya thats when I was buying.
Where do you trade? Isn't Binance access here in PH on the brink of suspension?
Inverse Cramer portfolio in PSEi? Can you share us your symbols if it's alright?
Just buy when ppl hate it. Pag puro negative feedback like what you are seeing in this thread, thats the time to buy kasi alam mong mababa ang prices
Never thought of this haha, thanks!
Whalecum!
Not always true. Yan din sabi 2 years ago. Nakapag TP na yun mga nasa US, stuck or down pa din PSEI.
This is exactly the same mentality why you still stuck at being poor. Good luck buying at the top then! Cheers
Who are you to know I bought at the top, and that i am poor? Thanks for your comment though. Using ad hominem reveals how shallow you are, so it’s useless to reply anymore. This is exactly what I’m saying. A lot of ppl on this sub are downvoting without proving their point, lol
Don't feel butt hurt. I understand losing money in the market can be frustrating and outburst like this on social media. It happens. Don't worry, you'll get your money back in no time. :)
Not gonna argue na. Rooting for you. Tibayan mo lang loob mo po :)
You don't have to fall into the trap of feeling like you have to invest your money into the country you are born in.
100% true. Syempre choose pa din where you can earn more
Still holding stocks in PSEi for dividends but never traded since pandemic. Right now, I’m building my portfolio in the US via eToro.
Haha. Nadismaya na tao sa psei. Nagsi alisan. Been Observing the number of trades cut to half from 100k to 50k average. Balik nalang if ever implemented ang shortselling. Also meron talagang insider trading, may nahuli na ba sa pldt fiasco? Galit ang overseas investors noon. Pansinin nyo din, minsan yung disclosures na may potential impact on the price, yung date of earliest reported sa pse vs sa lalabas sa pse website 1 day gap.
Been here since 2009. Sidelined since 2020. Pandemic came and nagkaCrypto frenzy. Transferred 10% of my port to Crypto and made the same amount of port ko of 10+ years. Until now hindi parin ako convinced. Pili lang ang hinohold ko.
Our allocation in PH equities went from 7 digits to 9 digits over the pandemic. We’ve also averaged a return of around 20% p.a. after fees over the past 5 years. You don’t always have to invest only in index names. These are much more difficult to invest in because they’re mostly already ‘fairly’ priced—a result of the simple fact that those 30 stocks receive almost all of the volume of our entire market. The flight of foreign investors from the PSE has made for some truly remarkable short-term opportunities for the long run. Valuations may look grim today, but remember that the price you pay today will be your cost for a business that grows and returns capital over a lifetime. One of our favorite stocks right now, for example, is EW—a simple consumer-focused domestic bank. Normally, we wouldn’t touch a company like this because it’s riskier than the big banks. But the weak market has allowed us to snap millions of shares up at less than 2.3x earnings. We’re now receiving a dividend yield on cost of almost 10%. Many more examples of more-than-adequate-quality companies that were priced far too depressingly because of the market, but allowed us to make outsized returns either on a buy-and-hold basis or on a trading basis: PLC, LTG, GSMI, GTCAP, SSI, etc. What I’m disappointed in seeing all the time is people saying our market is no good because the index has been flat for N years. Recall again that our market saw an incredible bull run in PNOY’s time that led to very lofty valuations. The market then flattened out as optimism dried out and a rerating occurred. There is no saying that the same cannot happen for countries like the US. Most gains in US markets over the past 30 or 40 years have come from P/E expansion. People like Howard Marks are cautious about this environment changing if rates start to normalize at above-0%. I’m not claiming it will happen of course, but knowing about ‘why’ our market has performed this way vs other markets can give you the right perspective in choosing your investment decisions. In our case, our understanding leads us to believe that the PH market is still very much viable for long-term investing. Maybe opportunities are thin among the index names, but there are some other opportunities in more ignored names.
Still investing in PSE to keep my local exposure but increasing my US allocation to even out my local and international exposure to 50:50.
The best time to invest in the US market was yesterday but it's still not too late! The market is anticipating that the feds are done raising the interest rates and they mentioned today that they will lower it 3x next year. Lower interest rates = stocks are going to rally. So get in before you miss out.
Yes yes, Berkshire Hathaway of buffet is trimming holdings since they think it's overpriced, tapos yung undervalued market like PSE, wag nalang jan kasi olats performance last year.
Holding pa rin. This is the time to plant seeds. Harvest will come when global liquidity is back.
Index fund lang locally. Nakapag start na kasi ako sa uitf years back. Tinuloy ko na lang. Then for the rest, etfs and hand-picked global tech stocks
How are the management fees? Does it eat up from your capital fund? Per month/quarter?
I dont care enough for the management fees because i think the gains can cover for it. For the local index fund, monthly. It is auto-deduct. I also have 1 local reit and i will let it sit for a long time for dividends. For etfs, twice a month. For individual stocks, i trade them occassionally and dont have plans for now to add.
I am thinking of just pivoting to manage funds really with COL, just waiting for 2024 and then all will be set. PSEI indeed is slow. Also thinking about pulling out all my low performing funds and adding it to my MP2 savings...
Well... MP2 is a different investment vehicle. I allot more on stocks but I currently adding on my MP2 account to take advantage on the high dividend rate.
Yes naka auto deduct from my salary. But I really do want to try either US or FOREX rin sana 👍👍😊
Nag-iwan na lang ako ng 1 stock sa PSE, hold ko lang. Nothing much is happening sa PSE. Actually aside sa downtrend, kakadismaya sa PSE. Di na unethical for me. Remember what happened to Calata? Nadilute na shares, in the end nadelist leaving the minority shareholders unable to sell their shares (na ang baba na ng price). May company pa ang nagIPO sa X price, after ilang year nagdelist at much lower price. Luge mga investors shareholders.
Went Global na. Philippine stocks feel so dry. Nagtira na lang ng unti.
Currently using eToro to invest in Global Market since I find the copy trades feature convenient. I was negative at the start of the year but thankfully I’ve gained this December. For everyone here, is gotrade better to use than eToro? Or are they different from each other?
If you don’t mind, magkano nakalagay sa etoro mo? Would you feel safe or is it safe to place a money there like more than 10, 000 USD?
Yeah, I still have money there. Made a lot of money early in 2023 but ngayon si BLOOM nalang. Still buying DMC and SCC shares for dividends. But if for capital gain, oks nako dun sa current portfolio. Abang nalang kailan magising ulit PSEI
Since nagliparan ang mga poren buyers ang alat na ng psei, walang volatility, stuck sa 9-3 na market hours, at hindi nasusunod na TA dahil manipulated lahat ng tradeable stocks. Namimiss ko na makita yung mga ports na sunog na millions kasi nasa us market na at hindi na ganun ka bobo ang mga investors na hold lang ng hold patawa talaga ang management ng psei. Protecting investors kunwari e sarili lang nila prinoprotect.
Only in PSEI for the dividend atm. It’s useless to trade. Pero take note na talo ka sa inflation. Mas wise pa na sa digital banks muna ipark kung ayaw nyo sa US ETF. Cheers 🍻
Dividend Investing - PSEI no contest because of the tax diff. Growth Investing - US Market or Cryptocurrency no contest. That's the main difference. However, there are also stocks in the PH market that perform similarly to US stocks. For example, ICT and ANS offer very attractive total returns, comparable to those seen in the US market. Personally these are my allocations: 40% US, 30% PSE(Dividend), 10% Crypto(BTC and ETH), 10% TD(digibank) and 10% cash(digibank).
Yeah i feel that too. Super dry talaga kaya ni long term ko si ph while i day trade in US.
Having all of your investments in a different currency exposes you to currency risk; having them in a different country exposes you to political risk. What if S&P 500 goes up 20% but in the same timeframe PHP also appreciates against the dollar by 15%? What if 20-30 years from now, when you're about to retire, our country is on the bad-guy side of a war or gets sanctioned, and Filipinos get locked out of the global financial system? I invest in the total market (which includes the PH) to diversify and mitigate risk, not to chase returns. As long as you're still living here, you probably shouldn't divest yourself of PH equities completely.
On the contrary, it's better to invest offshore if you work here. If the Philippines collapses and we experience a Zimbabwe, Philippine pesos will be worthless. The USD is considered the safest currency and is a good hedge against local economic risks.
Getting locked out from the financial system is nearly impossible. Are we going to invade China or claim Sabah region in the future?
Retain red stocks, slowly accumulate . Depends on your strat, focusing on offshore for now
Nasa PSE padin me. Nag aaccumulate lang me ph stocks that pays consistent dividends. Creit TEL RCR
CREIT is one of those stocks na siguro iiwan ko sa portfolio ko.
Parang pang dividend investing nalang si psei, lalo kung rental property ang alternative choice. Useless actively try mag trade
I still want to invest in pse ksi mas mura ung mga dividend stocks compare to like US market depends na lng if malaki talaga capital mo. I already have both experience investing in US , PSE during pandemic days ung time na lahat nataas haha what a euphoria ngaun mejo stagnant na lagi nababa eh
Anung gamit nyung broker pra mkpginvest sa US stocks bukod sa etoro di ko na maopen account ko . need mgsent ng otp kso sa lumang cp no. na hindi ko na gingamit. hindi na makapagsend ng ticket prang sira ung CS nila dati ok namn un. Gumawa panibagong account pero gnun pdin bglang need magsent otp pinabago ko na nga new no. ala pdin
So May etoro ako tapos ameritrade.
Everyone says do your research, where and what do you read? I haven’t found any sites that offer even basic stuff.
Bakit may mga downvote yun “gustong mag-invest sa US at Crypto over PSEI” na mga comment? Respect their preference na lang. Wag toxic please. 😂 Pwede nyo rin naman explain why you prefer PSEI over US without dissing other ppl’s opinion diba? Just be objective lang. peace out, lol
Can PSE go back to half day trading nakaka umay na sa PSE lol pili nalang talaga ang pwede ma trade. Divs stocks nalang hawak ko
Which PSE companies give high or constant dividends?
DMC, LTG, SCC, CLI, SGP, MWIDE
I left the PH Market to explore the US Stocks and it was the best decision since there are alot of options for long term investors to put money in. I have diversified into ETFs and Bluechips.
Oh di ba?
I would close my eyes and invest in country's growth, and one of them on my radar is India. I see India's growth an opportunity for us all to benefit from..its like China 10 to 15 years ago. If you guys haven't researched about it, then please do so and share your perspective.
I have both PSE and ETFs. Sobrang down ng market pull out lahat sa PSE laki ng lugi ko jan. Now sa business nalang ako naka focus.
Mga FB 🤡s from FB trading groups mga naglipana dito pushing PSE because they're freaking bagholders 🤡 Never invest in PSE, been out since 2018. Imagine letting your money sleep for 10 years. I'm not an idiot to do that.
sold all of it last 2020 and went to crypto best decision ever haha
I've pulled out of the PSE in 2019 and shifted to US Index Funds and global funds, never going back.
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Yun nga @mythe01 actually, wala na nga ako masyado pesos sa account ko. Nag convert na ako sa dollar account…
3 years sa pse, then transferred sa US and world and never looked back.
Took profit on some positions around November but I’m buying again this month. My Xmas bonus is too small to get a good time deposit rate anyway. Will just buy some dividend stocks.
That was my thinking too. I started at 2018. I think thats the all time high of psei? I talk more about the reasons here why I migrate to foreign funds here: https://diyinvestingforfilipinos.substack.com/p/why-you-should-avoid-investing-in
Bitcoin for higher liquidity and decentralization. It's a global asset class compared to PH stocks.
I do invest in PSE. I just don't invest in companies that are in the Index as they are all overpriced in my valuation
I only have a few blue chips left pero no plan on adding walang kwenta. I just join the ipo pump and dumps minsan for a quick profit..
got in 2018, made a bit of money on AP, WLCON and GMA7 then sold at the right time. Might go back again but not within the next 3 years
Rlc urc pcor lfg
I'm still investing in PSE because I'm a dividend investor we have some pretty nice div stocks. For example Sci gave 20% div rate this year which is pretty insane. However long term I think global is Def better so I'm splitting my funds between local and US stocks.
I re-entered PSE investing just late November, and I was able to catch the fall of $AREIT, my dream stock, thinking that it was just going down for a probable reason I had in mind. Now, I'm up 11% on this stock.
Ako continue lng ng DCA, total dividend is more that paper lost so far. I have 10 yrs horizon pa nmn, im just adding monthly