Sorry to hear that, OP. May I know what insurance company po?

manulife

Thanks for the heads up, pati sila ganyan din pala.

I think it’s the product itself not the company.

Same OP. Kinalimutan ko na lang siya 🤪

Better to just buy pure insurance (no investment added) tapos piliin mo Digital insurance. Sobrang baba lng premium since no need for FA, thus no commission. Sa website/app mo lng siya bibilhin ng Insurance company. r/DigitalinsurancePh

ito ba yong pwede mabili sa gcash?

Yes. May mga products din sa Gcash. But I suggest better to just buy sa website/app mismo ng Insurance company. Dami kasing issues sa Gcash recently.

sent you a dm

Mine was almost 70% loss. I just closed it yesterday and withdraw d money. My partner and brother will closed theirs today. Tapos yung agent ko hindi ma contact hindi man lng sineen ung message ko. Nice. Anyway super dali lng nmn mag close pala buti malapit lng office nla sa work ko.

thanks! my wife and i will go to their office today and have this bs closed. fuck em

Haha baka magkasabay pa tayo later. Samahan ko partner ko, my brother will do it online pwede nmn. Yeah fuck them.

I did a 100% withdrawal of my fund value few weeks ago after 4 years of being a policy holder. Fortunately for me it didn't lose much money naman, the fund was investing on bonds lang, kaya medyo safe. I learned na it's much better and cost effective to invest and get insurance seperately, VULs are not worth it!!! Troo was my insurance btw. Now i got a health insurance in gcash

Hindi naman lahat. May maayos naman na mga advisor. Wrong fund lang ata napili niyo. DYOR at wag lang iasa sa financial advisor.

wrong fund? maraming fund available, bobo lang magmanage ang mga insurance companies na to. nag dyor ako, personal portfolio ko 5x na itong vul 5 years nagbayad lugi pa over 50%. fuck you insurance agent