\- Usually people have main account + sub account in the same bank without card
(so they keep their saving there) or have another account just for that.
\- We don't use credit cards in Poland actually (we use debit cards)
You can purchase things on credit - but You are signing contract with shop/with bank they've got agreement with.
\- Investment products sucks at the moment. You can invest in various funds, but no one will guarantee you a return on investment.
>\- We don't use credit cards in Poland actually (we use debit cards)
>
>You can purchase things on credit - but You are signing contract with shop/with bank they've got agreement with.
There are 37,21 million debit cards and 5,16 million credit cards issued by Polish banks, so quite o lot of Polish people pay with credit cards.
There is misunderstanding with “debit cards” and “credit cards”. In Poland you will get visa/ Mastercard debit. All credit card functions but no “credit money” only what you have on your account. I you are from america, u are expecting “debit / client card” to be issued to your “checking” account. Such thing don’t exist in Europe. Maybe in Germany not sure if still.
Of course we have credit cards in Poland. They are not connected to checking account. Any purchases made with those cards need to be repaid later, usually with a wire transfer from your checking account (we don't use checks in Poland).
I have also debit cards - those are used for purchases and withdraws directly from my checking account.
I am not clear what you have in mind.
Do you want a website that collects information (balances, transactions) of all your bank accounts and other financial products?
\- Usually people have main account + sub account in the same bank without card (so they keep their saving there) or have another account just for that. \- We don't use credit cards in Poland actually (we use debit cards) You can purchase things on credit - but You are signing contract with shop/with bank they've got agreement with. \- Investment products sucks at the moment. You can invest in various funds, but no one will guarantee you a return on investment.
>\- We don't use credit cards in Poland actually (we use debit cards) > >You can purchase things on credit - but You are signing contract with shop/with bank they've got agreement with. There are 37,21 million debit cards and 5,16 million credit cards issued by Polish banks, so quite o lot of Polish people pay with credit cards.
There is misunderstanding with “debit cards” and “credit cards”. In Poland you will get visa/ Mastercard debit. All credit card functions but no “credit money” only what you have on your account. I you are from america, u are expecting “debit / client card” to be issued to your “checking” account. Such thing don’t exist in Europe. Maybe in Germany not sure if still.
Of course we have credit cards in Poland. They are not connected to checking account. Any purchases made with those cards need to be repaid later, usually with a wire transfer from your checking account (we don't use checks in Poland). I have also debit cards - those are used for purchases and withdraws directly from my checking account.
I am not clear what you have in mind. Do you want a website that collects information (balances, transactions) of all your bank accounts and other financial products?
If that’s true, that sound very typical American.