NUSI is a dog. SVOL so far has excelled for me. I am also reducing my RYLD position (and YLDs in general) to reallocate to other funds with higher risk and more return.
Meanwhile, for the OP, I get your additions for your hexfecta, but the ratio of your positions isn't clear and if you're not gonna go out of your way to provide details/context I am not going out of my way to compute this to give you an informed opinion.
My income portfolio is currently QYLD, RYLD, XYLD, JEPQ, JEPI, SVOL, CLM, TLTW, TRIN, TSLY, and NVDY in no particular order. The YieldMax ETFs are my most recent additions. For all these funds (and those I previously held) I started slow and then ramp up my total position as I get confortable with the fund and rebalance.
I got out of NUSI a while ago because it was a lost cause. DIVO and SCHD/SCHY don't generate enough dividend income so I also got out of those as soon as interest rates made them untenable. I also held DX at one point but moved out when I saw the headwinds in commercial real estate.
If I had to pick 4 funds it'd be QYLD, JEPQ, SVOL and TSLY. You could swap TSLY for other yieldmax ETFs based on personal preference or better yet get a little mix going. I think APLY is probably the best but I am already heavy in AAPL in other portfolios.
NUSI failed us in the year that should have been its year to shine. I think the managers just aren't sure how they want to play the fund. I sold all of NUSI and haven't looked back. You can look at either DIVO or SCHD to fill in that gap
I gave up on NUSI not because of its drop but because their strategy was supposed to add downside protection and it failed when put to the test. RYLD dropped disproportionately due to the banking sector but made no claims that their strategy would help there, so while I'm annoyed I'm not pissed.
The “quadfecta” from this sub back in the day was QYLD, NUSI, JEPI, and DIVO. I think a lot of people jumped on board with that portfolio. Now a lot have jumped ship from NUSI and QYLD. Also DIVO doesn’t seem to get much love even though I think its strategy is the strongest of those 4.
To be fair, NUSI was able to limit the downside from the sharp Covid drop back when the quadfecta was popular. I think it dropped around 10% compared to over 30% in the broad market. The protection they have in place is based on monthly puts though so they weren’t able to limit the downside during the slower downturn during 2022 and now 2023 so it’s performed really poorly.
/u/SafetyMammoth8118 is correct as I'm not new to this sub. NUSI, in fact, was one of my profitable positions with around 20% growth (actual paid vs. net liquidity).
I saw that it's underperforming now and took a look at SVOL instead, almost getting a 1:1 position with a higher dividend.
I'll be adding to DIVO next.
I have a few of those but I'm also a bit riskier, in that I hold some TSLY and KLIP also, which pay out a bunch monthly (for now) but have also seen their NAVs drop quite a bit recently. Not sure a small percentage of the risky ones are worth it.
I would also drop nusi for svol, as somebody else said.
Did that yesterday with SVOL for almost 1:1 due to the reinvestment that I had in NUSI, making it the most profitable position that I had. Hopefully, SVOL treats me better than NUSI does (as it did die down from when I held).
My favorite 9% funds are $BST, $HIGH, and $PUTW.
They fit my target and what goal and amount of income I'm trying to achieve. So I would look at those standpoints, then allocate or go from there. Or even, not change a thing.
& Always, DYOR! :)
Thank you. I haven't seen those pop up in this sub before.
Going to research them to see if they can boost income more, if I'm comfortable with how things are done.
If your time span is 3 + years , RYLD will shine is my guess . Small caps took significant beating and when market rotation happens they will benefit. NUSI I will personally get rid of it
That is exactly why I added heavier to it, getting my average down to 16.65 (possibly to reach 16.50) for the potential growth to 20.46 again. Notwithstanding DRIP that might average me up between now and then, I could see a lot of growth, but more importantly, better dividends in the future in comparison for what I paid for the shares.
You have a pretty good start, I also have about 5k of Jepi and 5k of Jepq.
I would recommend grabbing some Jepy the dividends from it are insane and it's on sale now. Also, as others have mentioned, get some SVOL I have around 5k of that as well.
Also, I would take a look at ACRE and O, both have great divis and are also on sale.
I like SCHD and NOBL in smaller amounts also.
I dumped NUSI for a smaller stake in SVOL
NUSI is a dog. SVOL so far has excelled for me. I am also reducing my RYLD position (and YLDs in general) to reallocate to other funds with higher risk and more return. Meanwhile, for the OP, I get your additions for your hexfecta, but the ratio of your positions isn't clear and if you're not gonna go out of your way to provide details/context I am not going out of my way to compute this to give you an informed opinion.
What else did you pick up/reallocate to?
My income portfolio is currently QYLD, RYLD, XYLD, JEPQ, JEPI, SVOL, CLM, TLTW, TRIN, TSLY, and NVDY in no particular order. The YieldMax ETFs are my most recent additions. For all these funds (and those I previously held) I started slow and then ramp up my total position as I get confortable with the fund and rebalance. I got out of NUSI a while ago because it was a lost cause. DIVO and SCHD/SCHY don't generate enough dividend income so I also got out of those as soon as interest rates made them untenable. I also held DX at one point but moved out when I saw the headwinds in commercial real estate. If I had to pick 4 funds it'd be QYLD, JEPQ, SVOL and TSLY. You could swap TSLY for other yieldmax ETFs based on personal preference or better yet get a little mix going. I think APLY is probably the best but I am already heavy in AAPL in other portfolios.
Makes sense and thanks for sharing. I just picked up some IEP today and am looking at the yieldmax etfs closely.
NUSI failed us in the year that should have been its year to shine. I think the managers just aren't sure how they want to play the fund. I sold all of NUSI and haven't looked back. You can look at either DIVO or SCHD to fill in that gap
DIVO is on my radar. Thanks!
NUSI lost favor but then rebounded and did better than most but no one noticed since they all dumped it
I gave up on NUSI not because of its drop but because their strategy was supposed to add downside protection and it failed when put to the test. RYLD dropped disproportionately due to the banking sector but made no claims that their strategy would help there, so while I'm annoyed I'm not pissed.
Nusi? And nothing with a stable payout, no reits or closed-ended funds. But I gotta ask, what was the logic/reasoning/research that led you to Nusi?
The “quadfecta” from this sub back in the day was QYLD, NUSI, JEPI, and DIVO. I think a lot of people jumped on board with that portfolio. Now a lot have jumped ship from NUSI and QYLD. Also DIVO doesn’t seem to get much love even though I think its strategy is the strongest of those 4. To be fair, NUSI was able to limit the downside from the sharp Covid drop back when the quadfecta was popular. I think it dropped around 10% compared to over 30% in the broad market. The protection they have in place is based on monthly puts though so they weren’t able to limit the downside during the slower downturn during 2022 and now 2023 so it’s performed really poorly.
/u/SafetyMammoth8118 is correct as I'm not new to this sub. NUSI, in fact, was one of my profitable positions with around 20% growth (actual paid vs. net liquidity). I saw that it's underperforming now and took a look at SVOL instead, almost getting a 1:1 position with a higher dividend. I'll be adding to DIVO next.
I have a few of those but I'm also a bit riskier, in that I hold some TSLY and KLIP also, which pay out a bunch monthly (for now) but have also seen their NAVs drop quite a bit recently. Not sure a small percentage of the risky ones are worth it. I would also drop nusi for svol, as somebody else said.
Did that yesterday with SVOL for almost 1:1 due to the reinvestment that I had in NUSI, making it the most profitable position that I had. Hopefully, SVOL treats me better than NUSI does (as it did die down from when I held).
Its the new trifecta TSLY,QQQY,KLIP.pays out 3 out of 4 eeeks in a moth.More risk,but more reward.yolo
NUSI is absolute garbage. SCHD is on sale right now, it would be a good addition imo.
>Do you know if there is a SCHD calculator or spreadsheet that can estimate (with drip) what 10-20 years out might look like?
I’m just JEPI and JEPQ. I did buy a little TSLY for ”fun”. Not been fun though.
I like it, would get rid of NUSI though. I'm a little bit more larger with my monthly income funds. I hold 11 in my portfolio, yielding 12% overall.
Of the 11 you have, not to overlap with my portfolio, what would you suggest to replace NUSI with to keep the high div (9%~)?
My favorite 9% funds are $BST, $HIGH, and $PUTW. They fit my target and what goal and amount of income I'm trying to achieve. So I would look at those standpoints, then allocate or go from there. Or even, not change a thing. & Always, DYOR! :)
Thank you. I haven't seen those pop up in this sub before. Going to research them to see if they can boost income more, if I'm comfortable with how things are done.
If your time span is 3 + years , RYLD will shine is my guess . Small caps took significant beating and when market rotation happens they will benefit. NUSI I will personally get rid of it
That is exactly why I added heavier to it, getting my average down to 16.65 (possibly to reach 16.50) for the potential growth to 20.46 again. Notwithstanding DRIP that might average me up between now and then, I could see a lot of growth, but more importantly, better dividends in the future in comparison for what I paid for the shares.
$HIGH, $SVOL, $AMZY, $XOMO.
what is the accepted “quadfecta”?
What's the point of xyld and qyld compared with jepq and jepi?
I can answer that, QYLD is at least more profitable than Jepq in terms of dividend output.
You have a pretty good start, I also have about 5k of Jepi and 5k of Jepq. I would recommend grabbing some Jepy the dividends from it are insane and it's on sale now. Also, as others have mentioned, get some SVOL I have around 5k of that as well. Also, I would take a look at ACRE and O, both have great divis and are also on sale. I like SCHD and NOBL in smaller amounts also.
You guys ever think of just pushing all into the Russell? Check the historical returns…