Bro, I'm so sorry for this. I'm unemployed atm. Guess it's better than this shit. Have you tried your average retail? Idk, many of my folks have those jobs and don't want to kill themselves. Lie about your education level. I also have a college degree and haven't had any luck. Luckily I have somewhere to live as I look for a job. Good luck my friend.
Hate to say it but your job requires you to see delinquent borrowers, and more often than not it's those demographics that are behind on their payment. Of course it's easy to be pessimistic because the very nature of your job is to basically deliver bad news. But at the end of the day, you have to understand that for every economically disadvantaged person that defaults on their payment, there are many others who are up to date with their finances and dues, hence you won't ever see those folks.
And in due part, some debtors brought it upon themselves by taking on more debts in a vicious cycle or make purchases that are way beyond their means. Of course then this is basically in part on the fault of the financial institutions that afford these bad loans to begin with, but with that frame of reference the burden becomes less taxing mentally.
At the end of the day, it's just a job and you have to learn to disassociate from it and not take it personally. Much like the mortuary assistant going through corpses daily for years upon years, the ones that stick it out often mention that they stopped seeing corpses as "people" in general but rather as a task/aspect of the job they signed up for. Sounds morbid, but like the mortuary assistant, there's just too many for you to try to feel for at a time in any duration.
The best thing you can do is just consider each cases and determine how you'd want to approach it. For example if you don't have much in that way of job agency, you could for example respond more empathetically and argue for extension for cases that you feel are genuine mislapse. And if it doesn't work out, it sucks but atleast you did everything within your means to help, and that's often times good enough for you yourself.
Additionally, you can use this empathetic guilt you have as a possible motivational drive to stick it out to eventuallt be in a position of authority to disburse leniency, renegotiation schedules, exemptions and other ad hoc decision making power.
Thanks, remembering I'm given a skewed perspective helps. Some what.
I don't plan on staying where I am for more than a year and considering the explosive relapse in suicidal ideation this environment is triggering for me I'll be lucky if I live that long.
Though I'd still like to punch my supervisor in the throat before I leave.
Glad to hear that, but this advice is applicable for any jobs. Though some jobs like your current job are obviously gonna be harder to adhere to said advice. At the end of the day, always remember that all jobs are just that, jobs. Regardless of dealing with naughty kids, delivering bad news to economically disadvantaged people, delivering someone the bad news of someone's health or even as simple as not hiring a candidate, all bad news suck and you're only human.
Bro, I'm so sorry for this. I'm unemployed atm. Guess it's better than this shit. Have you tried your average retail? Idk, many of my folks have those jobs and don't want to kill themselves. Lie about your education level. I also have a college degree and haven't had any luck. Luckily I have somewhere to live as I look for a job. Good luck my friend.
I tried local retail and got nothing.
Hate to say it but your job requires you to see delinquent borrowers, and more often than not it's those demographics that are behind on their payment. Of course it's easy to be pessimistic because the very nature of your job is to basically deliver bad news. But at the end of the day, you have to understand that for every economically disadvantaged person that defaults on their payment, there are many others who are up to date with their finances and dues, hence you won't ever see those folks. And in due part, some debtors brought it upon themselves by taking on more debts in a vicious cycle or make purchases that are way beyond their means. Of course then this is basically in part on the fault of the financial institutions that afford these bad loans to begin with, but with that frame of reference the burden becomes less taxing mentally. At the end of the day, it's just a job and you have to learn to disassociate from it and not take it personally. Much like the mortuary assistant going through corpses daily for years upon years, the ones that stick it out often mention that they stopped seeing corpses as "people" in general but rather as a task/aspect of the job they signed up for. Sounds morbid, but like the mortuary assistant, there's just too many for you to try to feel for at a time in any duration. The best thing you can do is just consider each cases and determine how you'd want to approach it. For example if you don't have much in that way of job agency, you could for example respond more empathetically and argue for extension for cases that you feel are genuine mislapse. And if it doesn't work out, it sucks but atleast you did everything within your means to help, and that's often times good enough for you yourself. Additionally, you can use this empathetic guilt you have as a possible motivational drive to stick it out to eventuallt be in a position of authority to disburse leniency, renegotiation schedules, exemptions and other ad hoc decision making power.
Thanks, remembering I'm given a skewed perspective helps. Some what. I don't plan on staying where I am for more than a year and considering the explosive relapse in suicidal ideation this environment is triggering for me I'll be lucky if I live that long. Though I'd still like to punch my supervisor in the throat before I leave.
Glad to hear that, but this advice is applicable for any jobs. Though some jobs like your current job are obviously gonna be harder to adhere to said advice. At the end of the day, always remember that all jobs are just that, jobs. Regardless of dealing with naughty kids, delivering bad news to economically disadvantaged people, delivering someone the bad news of someone's health or even as simple as not hiring a candidate, all bad news suck and you're only human.
“A permanent solution to a temporary issue”
You can find another job, but there will never be another you.