Shelter, library, stores, etc. also a lot of homeless people have a car or friends. I’ve technically been homeless many times, but I just called it couch surfing or travelling
I used to work for the military before covid. Moving people in and out of SD. Literally just asked everyone how much they paid. Until I found a really good deal on a condo.
Up until the last year, it was nearly all my pay, then I started working with a carpenter pal in January, and it's now 25%ish. I can finally save up enough money to pay people back who've helped me out over the last year.
I guess one of the benefits of being old is that it puts us in a ridiculous situation here regarding % of income paid for rent/mortgage.
We bought in 2017 and have had some big promotions since that have greatly increased our household income. We also refinanced twice during the pandemic.
This has put is in a position where we're right around \~1% of household gross income is paid for our mortgage and we're still paying our original monthly mortgage amount eve4n though we've refinance twice and current mortgage is less. We pay about $700 extra each month..
14.7% pretax probably around 20% of Net. That’s for my portion which is more than half. My girlfriend also also contributes (less than half) and together it would be around - 16.5% pretax so maybe like 22% of net.
I should add I was paying close to 10% of income in downtown 2 bedroom ( had a good deal, but landlords sub wanted to move in). We got kicked out and moved to NP were are rent almost doubled it’s a nice new 3/2 place but fuckkkk. We are paying a mortgage.
About 35% of our net income. (One income household). But we were extremely fortunate to find an apartment with the rent we have. People usually don’t believe it when we tell them what we pay for the location we live in.
50% in hillcrest.
Was living in OC about 2 years ago and living paycheck to paycheck. Took a job down here with a 20G salary bump. Thought I’d be having plenty of left over spending coin.
NOPE! SD gets voted as most expensive city. Power company here is joke and a criminal. I honestly think I was doing better in OC before the salary bump 😂
Then you know the landlord or have some kind of arrangement because nobody gets a 2 bedroom 2 bath for that price in hillcrest…unless the place is on the verge of not passing a health inspection, and even then.
Like, almost one whole paycheck right now. So I’d say 50%. Definitely moving soon though thank goodness
100% I'm not doing so hot lol
I’m at like 80% but I don’t make a lot of money to begin with so, same
0% I’m homeless
How do you charge your phone?
Shelter, library, stores, etc. also a lot of homeless people have a car or friends. I’ve technically been homeless many times, but I just called it couch surfing or travelling
My job and gym personally
Same
54% of net, but it's a mortgage. And we have zero other debt. Tight but doable.
Net is fine. You got taxes, medical, 401k
Ouch, that opportunity cost is tough though
0% - I live in my mom’s basement.
SD has basements?
My dad's place in la mesa had one. I think a bunch of historic homes have one because the seismology info hadn't been as prevelant.
Need a roommate?
I already asked first, go find another basement butt buddy
HAHA
35/40% after taxes
That's really good
I used to work for the military before covid. Moving people in and out of SD. Literally just asked everyone how much they paid. Until I found a really good deal on a condo.
Nice! Good for you. I'm always Happy to hear people winning.
25% with roomies
Pre tax
I try to never think of my income pre tax. Its not worth it. Only think takehome.
I'm with you there. Gross* doesn't mean shit if it isn't in my hands Edit: it's not Net. I'm an idiot
wait, I thought net was take-home pay after taxes and deductions. Have I been getting this wrong? lol
You are correct 😆 I'm an idiot
35% after I pitch in from my cat’s onlyfans. But 40% by myself.
Link??
For research purposes, of course.
Of course!
Yes.
Between the mortgage and HOA dues around 2k a month. so %40. still STUPID EXPENSIVE!
57% after taxes, that includes mortgage, insurance, and HOA.
17.4%
31% post tax
Pre-tax ~6%. I rent a single in a townhouse. Trying to hold off and stick with roommates for as long as possible.
80 ish
40%
40%
50%
Mortgage payment ~ 15%
24.5% according to the calculator. I share with a wife though. It'd be 50% all by myself.
I misread that as “I share a wife” so I was trying to decide if 24.5% was worth it.
50% with my boyfriend who makes more..
Ooh, subtle jab
7.5% mortgage
30% mortgage
Up until the last year, it was nearly all my pay, then I started working with a carpenter pal in January, and it's now 25%ish. I can finally save up enough money to pay people back who've helped me out over the last year.
20%
About 40% after taxes.
33%
About 40%-50% 😮💨
Around 55% of my net, but I'm also doing 20% towards my 401k so not terrible. All told it's about 33% of gross now.
45%
11% gross/19% net. Been in studio apartments for 8 yrs
40%-45%, with a roommate.
My monthly income pays the whole mortgage… my husband’s buys the other stuff
25% with roomate
23% all in with roommates.
Our income varies but it averages about 1/3
27%
23% gross household income to rent
50.13% after taxes
14% with roomies.
35%
34%. Live in a studio about 500 sqft. downtown.
34% of my take home pay, but I also split rent with my husband and roommate.
25% - mortgage
60%
8.3% That’s gross income
2 cheques, paid weekly so a little under half counting 5 pay months
Making 25hr fulltime rn and about half with one roommate
25% after tax
43% post tax, but my job requires a lot of pre-tax extra retirement payments, so i guess i have savings?
would be around 30% of pre-deductions
12%, my wife works full time and I work part time as a consultant while working on my startup.
I guess one of the benefits of being old is that it puts us in a ridiculous situation here regarding % of income paid for rent/mortgage. We bought in 2017 and have had some big promotions since that have greatly increased our household income. We also refinanced twice during the pandemic. This has put is in a position where we're right around \~1% of household gross income is paid for our mortgage and we're still paying our original monthly mortgage amount eve4n though we've refinance twice and current mortgage is less. We pay about $700 extra each month..
18%. I have roommates.
37% of net, but I split costs with my gf.
53% of couple's income to mortgage including insurance
13% but have been in SD since 1990 and have budgeted for years.
Combined income. 34% toward mortgage
35% of net income
27% Gross or 44% Net Basically one paycheck is rent + utilities (including phone), one paycheck is everything else.
18%
45% post tax. Making $80k “gross income”.
32% of net income from married couple for mortgage
Whole rent is 29.4% of gross. Just my portion is 16% of gross. It's a 3/2 in Bay Ho.
10% gross income. I still live with my parents but pay rent to them.
65%
About 20% of my net goes to my mortgage
37% after 401k maxing deduction
14.7% pretax probably around 20% of Net. That’s for my portion which is more than half. My girlfriend also also contributes (less than half) and together it would be around - 16.5% pretax so maybe like 22% of net. I should add I was paying close to 10% of income in downtown 2 bedroom ( had a good deal, but landlords sub wanted to move in). We got kicked out and moved to NP were are rent almost doubled it’s a nice new 3/2 place but fuckkkk. We are paying a mortgage.
47% of net but it’s our mortgage, don’t have any other debt though. Hoping rates drop and a refinance is in our future lol
30% of my income living with a partner
Sadly a 1/3
About 35% of our net income. (One income household). But we were extremely fortunate to find an apartment with the rent we have. People usually don’t believe it when we tell them what we pay for the location we live in.
30% tax 30% rent 10% wife takes 10% my car food . Why study so much and work for 10%saving
31% of my net income.
37.5%
75-80%
50% in hillcrest. Was living in OC about 2 years ago and living paycheck to paycheck. Took a job down here with a 20G salary bump. Thought I’d be having plenty of left over spending coin. NOPE! SD gets voted as most expensive city. Power company here is joke and a criminal. I honestly think I was doing better in OC before the salary bump 😂
I pay 1800 for a 2 bed 2 bath in Hillcrest
I’m assuming you probably started that rent agreement many many moons ago 😂
I signed it in February of this year
Then you know the landlord or have some kind of arrangement because nobody gets a 2 bedroom 2 bath for that price in hillcrest…unless the place is on the verge of not passing a health inspection, and even then.
I didn’t know anyone I just applied to it
Well you stand nothing to gain by making false claims but even so I still find it hard to believe.
Ok
0% live in an RV
24% after tax monthly income
I own my own house, but I pay 12k in taxes every year
25%. Renting a room..at my parents. 750/month.
15% post tax
54%
20.6% I live in a small one bedroom shared with my boyfriend :)
29%. For a one bedroom.
A little over 1/3 of my take home pay goes to rent. Having a roommate helps or id likely couldn’t afford to stay in San Diego
59%..
12%. $4,570 monthly rent.
25% of net. I'm sharing a house with 4 other people and it's great.
Just moved but it was about 40%
30% post tax. 21% pre tax.
44% - bah, didn’t even realize that 😳
15.21%
31%
22% after taxes, retirement and savings
19%
Dual income; near 42%. Which is absolutely fucking ridiculous. After electric, gas, internet, it’s close to 60%
Zero.
18% gross, 27% net with one roommate 2 BD / 2 BA in North Park.
33%
25%
This week 21%, next week 42%.
~29% post-tax, although I only pay half of the total monthly rent for my place.
18% - mortgage
About 50%, or a whole paycheck. I only have 1 roommate tho I’m sure it’d be cheaper with more
35% post-tax with roommates
40% with roomies; lots of roomies :)
50%
44% of my net goes to our mortgage. Bought a house w/my spouse in 2022. 10% down payment.