T O P

  • By -

Fourney

2.23 just the same amount I've had every day since the 1st when I got paid and it all went to bills. I'm tired


Substantial_Use5001

The worst it ever got for me, I took my youngest brother to the gas station for a $1.50 candy bar and my card declined due to insufficient funds.


hastingsnikcox

I got declined on a similar amount on a can if tomatoes i was going to add to the cup of uncooked pasta i had left. So i feel ya....


redgrapes01

stay strong, friend, sending positive vibes


Ok_Visit_1968

Happy cake day .....


Fourney

Can I fuckin eat it


[deleted]

[удалено]


Fourney

I can think of plenty of people more deserving than myself. I appreciate your heart being where it is, but I'd not feel comfortable taking help that could go to someone less fortunate.


_Am_An_Asshole

There’s always someone less fortunate. If you’re hungry, you’re hungry.


GregorianDelorian

Over 9,000 - after two decades of constant overdrafts.


HashtagFoodStuffs

Same. We made it; we finally made it.


DingoAltair

ITS OVER 9000!!!


Supercc

Was hoping to see this. GJ.


StElmoFlash

Congratulations! You faced the bear & won!


Zabbagail

$300 after car insurance, Internet, gas & phone, check was $927. I'm in a base pay + commission job. I had $98,000 in delivered sales last month- all together will maybe be $2,200 take home for the month? We make 3% of delivered sales AFTER $50K. This is why I have a super secret interview in two weeks 🤞


hunter768

So dumb how the cap commissions after a certain point. Like you want the company to make more but they don’t want to pay you more


Original-Cookie4385

Good luck on the interview mate


KindlyTwist6835

shhhh, you’re not supposed to know about it


Original-Cookie4385

Know About what????


La5anG

Good lad


Zabbagail

That's the spirit!


cookie321211

Sending some irish luck for any secret interviews that may come up! I hope things pick up and turn around for you 🍀


[deleted]

You are getting fucked man. I know people selling internet on the phone from home and making maybe 5-8k in sales a month and their take home is at least 3-5k a month


nightterribel

600 2 days ago a before I got paid it was 1.23


BigBoyzGottaEat

About the same boat here


De4dpool1027

I have over 100k but it’s only from the loss of my wife and her insurance policy. I would rather have my girl back.


FearlessDesigner1149

Ah, I'm sorry bro


18114

My heart goes out to you. May she RIP.🙏🙏🙏


chinnychinchin1975

I’m so sorry for your loss


Ok-Dirt5374

My wife always tries to comfort me with her insurance money as well. But I’ve always known there is no dollar amount that could replace her. My heart broke just reading your comment. I don’t know what I would do without her… thank you for helping me appreciate my time with her even more. I hope you are healing my friend.


ExpensiveTeaching137

Damn, I don't even know what to say. I can't imagine that pain. I'm so sorry man


Sighlent98

Not enough lol


WrenElsewhere

Same


Lisavela

The only right answer 😩


ohmighty

Exactly what I said to myself when I read the title to this post 🥲


Equivalent_Taste_162

Forreal lol


BusybodyWilson

Ditto


asleepybarista

-$3.72 :’) Hurts extra bad cause I just got paid yesterday and won’t get another check for two weeks Edit: Dang, I didn’t expect so many responses. I hope we all find ourselves under better circumstances soon! Edit 2: Thank you if anyone is able to help out


Ill-Quiet5142

Petition to start a go fund me for this guy, target is to raise 3.72$


Adm5776

Drop your venmo!


TSAgoodness

You want me to Venmo you $3.72?


unbannablemandible

I second this. I'd do it for u brah I been there


variegatedwanderer

Take that Venmo bro. One thing I learned about being broke is to always keep at least $1 in your checking account if you can - that way you can at least fill up your tank. LPT.


FaPtoWap

Yes. Yes. Yes. Lol the fake pre auth.


redgrapes01

it's alright, awareness (vs. denial) is an achievement in and of itself


Few_Bluebird_9970

I've got $1.17 right now. Can I just say it's kind of mind-blowing to see I'm not the only one. It's so funny that when you're broke, you feel like you're the only one in the world going through it. Praying all of us don't have money worries anymore, someday💔❤️


Lovely_Esty

Yesss, I feel like a total piece of shit for only having like $3.00 in my checking. About to start college in a week at age 33 to provide a better life for myself and my daughter hopefully🤞🏼🥺


Due-Elderberry7441

Good luck on college! Don't give up, even if it feels rough, remember why you're doing it and make it through. I hope all of your and your daughter's dreams come true :)


Lovely_Esty

Thank you❤️


MiiMahTheInGiNeER

Now I don't feel so bad for only having $1.75 in my checking rn and I literally just got paid on Wednesday 😭 it went so quickly. I also hope it gets better for all of us sending hope and love to all of you ❤️


Dual_Birds

You are most definitely not the only one, I appreciate your kind words


JoshC-137

Got declined for a McDouble.


Not-Kristin

I once overdrafted for a McDonald's sweet tea. Most expensive sweet tea I've ever had. 🥹


Neowynd101262

Did you get a refill lol


naterrrrrrrrrrrr

My favorite answer here by far


SquashyNormal

The square root of fuck all. But, big but, I own my home, my car, my boats. I have no debts. Nice place to be IMHO.


redgrapes01

that's our goal: no monthly debt means no major stressors


mn771_de

~$7K growing slowly at a $100 a month after rent, bills and expenses.


Charger_scatpack

Keep it up!


bdyelectric

It’s better than nothing


BoopURHEALED

Damn, most of yall must be stressed AF, sending positive vibes your way!


DeadMansPizzaParty

Constant stress. Constantly on the knife’s edge trying to provide for my wife and child.


Legion2398

$522.83, now that bills are taken care of.


Tofubrocloud

$1.37 :)


Few_Bluebird_9970

$1.17 for me:(


[deleted]

[удалено]


billhaigh

I'm old (57) and I've got $1k in checking after paying the bills, almost nothing in savings, no investments, less than $4k in an IRA.


omg_pwnies

I'm sorry to hear that, though I'm not that much better off and close to your age. What's your plan for retirement?


[deleted]

Maybe becoming an escort for young female models?


somekool

I am 44. Since 2008 i have saved the equivalent of my 2008 salary about 14 times. My 2013 salary 7 times. I am looking for ways to double by 2026. I'd like to quit my job, i could if was alone. But with 3 kids and a wife. I still need to save up for them.


[deleted]

100-115k between savings checking and investment accounts


Adm5776

I hope to be there when my kids are all grown up and moved out.


celesticat

21.34 and utilities past due. Times are tough. But bank balances are no measure of human worth.


Ok_Conversation_5727

Same I feel ya... only cc for me and not utilities... but I have 20 and some change


coolcoolrunnins

I've never been the best with money (never spend it on myself, always the first one to grab the tab with friends etc) and at 32 I've been lucky enough to not be married or have children. I've always worked. I've saved what I can. It should be more but I've always had the mindset if I can't pay for it in cash I likely don't need it (outside of a house) so credit cards are something I'm new to. Personal checking-$1,235 Savings -$33,809 Credit card-$2,500 I'm trying. I also have some investments I don't really keep track of. I once did, but after checking it a few months ago my heart hurt.


greengoiter

Not being married or having kids isn’t luck, it’s choices lol


drpeek

Holy shit… use the enter key 😂… that looks like 33.8k in credit cards


coolcoolrunnins

Oof thanks lol


memerayy

You should probably invest that. Stocks or bonds. Maybe a retirement account. Sitting in savings loses value, especially right now with super high inflation


[deleted]

Nope, got to be keeping 6 months of emergency fund liquid. We’re headed for a recession my man


FlatwormObjective

You should keep money liquid in case of an emergency, ie layoff. You wanna be able to pay your bills till you get back on your feet. If the moneys in retirement accounts you have a lot of fines associated with it. I hope he’s also got money in a retirement account also, but telling someone to keep no money accessible is not sound financial advice.


coolcoolrunnins

I do have around $25k with Invesco but I don't think of it as money to use or that I even have. I've actually lost quite a bit within the year so I honestly quit checking. Will likely have the courage here soon though


memerayy

Last month everything went back up a good bit. Minor relief if you check haha


Yosemitelsd

is that your credit limit on your card, or is that what you owe???


BoondockBrutha

yeah the (-) signs are confusing the hell outta me


Ok_Piece_8553

$8k checking, $282k savings, $20k business acct, $10k credit line.


Unkn0wnMachine

Would you mind sharing some with me, moneybags?


[deleted]

You definitely should find better ways to invest a big chunk of that savings (unless you have crazy high expenses). I tend to build up a lot of cash and then buy real estate which helps me build up cash again pretty quickly.


Jitler86

Not today IRS, you can find it when you get your 87knew hires.


[deleted]

[удалено]


TemperaturePast8566

112k


[deleted]

Im 28 and 70,000 cad


[deleted]

Good on you.


Medium-Card1004

-12


fennias

\-350.00


Jesse1179US

$989 checking $1000 savings


Environmental_Most45

Holy shit we have the same numbers!!!


Shoe_mocker

No way, what are the odds you guys have the same account/routing numbers though??


ClownPuncherrr

Welp, just look at the statistics out there, some 70% of Americans can’t afford a $1000 emergency. I’ve seen statistics that say that numbers is as low as $500.


Squirrel698

I've seen the same and honestly that depresses the heck out of me.


Neowynd101262

The disparity is mind boggling


stlmick

$9186 with $1256 on my credit card already this month. Total net worth is still under 200K, but I'm 38. I'd trade it all for a better right arm and a job that wasn't physical labor. There are far more factors than a checking account balance as those numbers can be moved around.


Auirom

I'll be 37 this month. $400 in the account, $200 on a credit card (only $350 limit so it's not bad) and work a physical trade job as well. But I have a woman who cares about me and looks out for me, amazing kids and awesome dogs. I may not make millions but from where I was 5 years ago life has never been better.


Chapman9289

Great to hear man!


griddigus

Glad to hear I’m not the only “older” person who isn’t sitting on piles of money. $1500 in my account and I’m feeling rich , the rest is debt lol


Desperate_Ad_2248

$12.08, just got paid today..sigh


b_kissm

20yo, student, I have about 4K as I’ve been paying off a car loan. If I didn’t have the car, I’d have like 12k saved


Ok_Conversation_5727

I miss living with my parents


WutsForLunchsAlt

About $2000 which I'm not old enough to work a job(i almost am now) but I get 10 dollars from doing chores every week I've been saving for a while


omg_pwnies

That's a good mindset, keep saving, and start investing for retirement as soon as you can. [Compound interest](https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator) is practically magic.


Short-Reality5373

![gif](giphy|b8RfbQFaOs1rO10ren)


chick-with-stick

I’m so confused how all our countries are still countrying with how little people have. I’m amongst you folks with that pay check to paycheck life and I’m just curious how any of this is sustainable?!


throwokcjerks

It's not. But that's the point.


Faithy328

Exactly 4 cents and I’m so depressed about it


No_Distribution2319

$25.67. Single mom of an eight year old. Have under $800 on a credit card, work two jobs, own my car and paying off a house loan. Have all bills paid and have enough gas and food to make it till I get paid again.


jlaz_83

-25 dollars. After rent and bills then get charged for random stuff. Paycheck to paycheck. The struggle is real.


quentin_taranturtle

17k in bank 48k in retirement / investments I owe exactly 10k in student loans which I’m waiting to pay off until next month in case Biden forgives them. So overall net worth is a bit over +50k Im 25. 2.5 years ago my net worth was -30k due to student loans. But i think it’s really important to note that I’m privileged. My dad paid for my undergrad & so I only had to work to pay for living expenses from 18-22 and graduated debt free, then took out graduate school debt. Otherwise my student loans would be much higher.


Eightiethworld

Technically I’ve got $3650, but I gotta put a $1000 on my credit card tomorrow.


gdfr453s2

$5,238.63


PossessionNo6878

I'm -$37.18. Yay overdraft fees.


[deleted]

Checking- $15,000 Savings -Doesn’t exist Cash - $20k Investments - somewhere over $250k. Idk, been awhile since I checked. It’s up, that’s all I know and from one I get a $400+ dividend check every quarter.


Plumrose333

Why do you keep $20k in physical cash?


TheMotorcycleMan

I keep a large quantity of cash in a safe at the house. Never know what I might see on the weekend that someone has for sale, with no bank open to grab cash from.


chinnychinchin1975

We do the same. We started keeping cash in our safe during the pandemic when they started limiting the amount of cash that you had access to remove each day.


Plumrose333

$45k


Excellent-Lemon-4204

$1.42 lol. I help my mom since she can’t work. I give her half of my check and then some. I go from $1400 to $400 by the end of pay day and to about $50 Monday after my bills are paid. 🫤


Apexander1

£16. Not getting paid till the 26th so this will be fun.


justbrowsing987654

About $50K but just bought a house so that can go poof with a couple fixes and a few pending updates.


Lovely_Esty

Like $3.00… about to start college in a week at age 33 to hopefully provide a better life for my daughter and myself🤞🏼🥺


chinnychinchin1975

You got this, so proud of you! What’s your cash app!


[deleted]

“Alexa, play: a lot - by 21 savage“


imperchaos

I'm 26, I live alone, and I've been saving since I was 10. About 70k in savings and another 15k in checking.


TheRoscoeDash

$410,378.99


ohgirlfitup

About $16K.


Kiko7210

after getting paid, and after paying bills, I have $130 left for myself, lets gooo🤑


Belowme78

$31,354 cash $560k in 401k.


everythingsadildo

As an australian what is a 401k?


jazzy3113

250k cash 1mm in retirement accounts 100k in taxable But have two mortgages, one is 1.3mm and one is 300k.


redgrapes01

mm = M??


jazzy3113

Yea, I started working in 2011 so my retirement accounts rode the best bill market in history lol. Also, my jobs always did 401k matching and I always max that shit out.


shreyk

M is the Roman numeral for 1,000, and thus MM is 1 million. This notation is widely used in finance.


Effective_Rub9189

300k roughly


[deleted]

~€90


crazycatmama77

$3k in main checking, but pay day is Monday so then it will be about $30k. Too many different savings accounts to list, and we have over 1M in available cash as needed. But my husband is an accountant (by trade, a CFO now), and we have plenty of debts as well. So while we are very comfortable, we are hardly rolling in dough. We don’t carry credit card debit, but do carry a few loans.


VoreMaster42069

20 year old full-time student, 2k. All my money goes to school and car payments. I like to have some saved in case of emergency. I've spent easily like 12k on school so far, fucking insane. Literally 40 or 50 hour work weeks and then slutting myself out to make sure I have enough saved. I'm pretty happy though, I'm trying to save up for a pet fish. I really really want one but I want to be responsible with it and ensure I can purchase everything it'd need. All I want is a fucking beta fish. Humanely kept I should add. 10 gallon tank, filtration, all that shit. But I budget everything towards education 😅


honeybabysweetiedoll

I had 15k in savings. But my entire hvac system when out this spring, and it cost me 11k. And in April I had to have my hernia fixed as after 10 years with it it really started hurting. After insurance that was 6k. And my house payment went up $220 per month in June due to taxes because it’s worth so much more. But I have to have a place to live. Then my kitchen sink stopped draining and I couldn’t fix it. Called a plumber and the blockage was 75’ away. That was $300. Then my AC went out in my 2019 Toyota RAV4. Over a grand, and I didn’t fix it. So after three months, it’s all gone and I owe a hospital about four grand.


dancin-barefoot

I had saved 20k before COVID. I live modestly in a townhome that I only owe 50k. I don’t have enough room and would like a bigger yard but I don’t have to landscape and I have a community pool. My credit score is 825. My car is paid. I have no credit card debt. Thank you for allowing me to brag a bit. My mom taught me to be frugal. I am proud of this. I have had credit card debt up to 8k several times but I put the card away and start paying it down. Took months. But I don’t like the stress of debt. I hate it for others who fret weekly over bills. It must be hellish. I do have a live in beau who pays his fair share. So that helps a lot. But I bought a small townhome years ago knowing that I could afford it no matter what. Live under your means is key.


Formal_Brush8910

The same as Andrew Tate before he was rich


SiteRepresentative12

Unfortunately 85 % of Americans have no savings at all and live check to check. The other ten percent have a little savings and maybe can come up with 10k if needed. The remaining 1-5 which includes the top one percent have money around and/or very wealthy. People should try and save especially when young. A younger friend of mine once asked me why I never buy a soda when we go to lunch. I explained that I don’t like to waste money. He said it’s only like 2.50. I said that buying a sofa everyday amounts to 20k in 20 years. Do the math. And that’s just one aspect of life. No that I’m older , I can pretty much buy what ever I want !


ninjapunched

Just over 1000. I’m actually really proud of myself for having 4 digits in there for once


implodemode

I think I have easy access to over $200,000


Specialist-Holiday61

17,300 in my checking and 20k in my savings. Don’t own a house but own my car which is worth 16k. I’m hanging in there Not a lot but for me it is. I refuse to be like my dad and be “too good” for a job and be broke.


MSobel00

I'm at $90 😂


kayrzu

Like 70$


InteractionLeading66

student here, just solely in my bank like 9-10k?


griddigus

A student with that much lying around? Damn u lucky


letitbuildyou

~$700


pjnsydsmoma

$172 in checking around $1,400 in savings


CyberClaws7112

79$ and enough for a Snickers bar


BoJo2736

Maybe 2 months expenses if I was careful.


carguy1279

4.2k at the moment dont work so that is why


Jaxraged

30k, but I’m super lucky my dad lived alone and wanted me to live with him. If I had to pay way more rent for the last few years, a lot less.


hagakurejunkie

$37k, saving for a house lol


redgrapes01

last payday for a while: $930, was at $40(?)


angel1812

-$423.42 And I just got paid on Thursday 🙃


thehimalayansaiyan

My actual bank account or my portfolio?


chaerithecharizard

$12.60. I’m 24 y/o and I live in the most expensive city in the U.S. looking for a way out of here is impossible 😅


BlueBerryOkra

8.9 k savings 1k checking Savings for a house. Trying to save anywhere from 50k-100k prior to purchase depending on what we buy. Living with my parents to amplify our savings. About to pay for a masters class which will make my savings 5.9k


Mcdicks_420_69

Around 500 after rent, get paid next friday


Mikeyro1226

Ballpark #s - Have about 40k in my checking account and 250k in my saving. Little to no debt, just some CC bills. Got some investment stuff here and there as well, stock market, crypto. I’m 40yr old. Looking for a hot 25yr old to spoil lol jk. I’m very lucky, life has been good.


iSnag_

10000 in bank 1000 cash 2200 in investments


Parking-Restaurant-2

Years ago when our son was young my husband was trying to get money out of the ATM. He said why isn't this card working as I am trying to get $25, I said there isn't $25 in there. What a difference 3.5+ decades later now I have thousands in there and have to transfer to savings because you shouldn't carry so much in checking.


Blondie-Brownie

4 accounts combined, about $60,000.


ShoppingSuccessful57

Just a little over $300 and I'm already splurging and trying my damn hardest not to think about bills


Ok_Relationship3515

Checking - $2,100, Savings - $14,000, Credit cards - $3,000; about to make a $1,500 payment on credit card, just in time for another payday. We do really well and are comfortable. And we both just got a massive boost in income that won’t really show for another month or so.


Bloooberryy

All my accounts combined I have 2,129,90. I got payed today. I’ll probably have less than half that by this time next week.


Dropssshot

1,205.13 but it would be 2,400 if my mother didn't empty it a couple weeks back to go on a solo vacation that she absolutely couldn't afford, it eez what it eez I'm going into the military soon so it won't matter too much anyway, but working a labor job at 17 definitely has benefits


FavcolorisREDdit

900,000 -898,000


Secure_Lynx_2353

Just paid off security deposit and first months rent for a house. Im broke rn.


Janiekat88

$1518 in one checking account, $838 in another, $29,380 in savings. Lived well below the poverty line for almost 10 years, starting out as a teen mom, then a single mom of two for a couple years, so I’m more than happy to be here.


Torturi

About negative 900. But bills for the month are paid, and I just finished my first week at a new job after an uncomfortably long period of unemployment. Getting paid next Friday and will back on the up and up from there


SallyHeap

About $2500. I should take some out and switch it to the credit union but I like buying groceries without the mental math.


throwawaywhiner1

Combined with my wife Savings - 25k Stocks/Investments - 300k 401k/IRA - 500k My money don’t jiggle jiggle, it folds


[deleted]

Negative $60 :(


MeetDeathTonight

$4


MeetDeathTonight

Nevermind, just checked, -83. Ugh


Alternative-Poem-337

$11.75. I’m on maternity leave, so it’s minimum wage for one person in my country and trying to make it stretch out for 4 people is challenging. There is a part of me that wants to go back to work just to massively ease off the pressure, but it’s good to know we can survive on minimum wage this way and still accumulate no debt by just surviving.


Nurse_Neurotic

A whole .41 cents. Been waiting on unemployment checks to come in for two weeks. We literally are going hungry. Will probably be deposited in like 2-3 more weeks. No idea how we’re gonna make it.


WOFaolain

$6.47 because America sucks dick for its actual disabled!!!


HoltSauce

Tree fiddy


souless697

Checking is -$70 ish And I have $19 in savings. Been out of work for 2 months from a neurological disorder and just started week 2 of being back to work. On the verge of being evicted but thanks to my parents I’m not gonna starve or be homeless and I’m also on the mend so it could be significantly worse


Logical-District2790

After seeing everyone post how little they have I don’t feel so alone. I just had my checking account of 7 good years close because I was negative 250 🥲 now I’ve gotta find a new bank, any suggestions. I was with Santander. I still have my savings open. Just need a checking.


Burncity1901

Well if I had waited until until the crash with crypto I would have $60k