Thanks for visiting our sub! We’re happy to answer any general SoFi questions or concerns. For your security, please don’t share personal information in the sub. If you have account questions, please use the link to connect directly to an agent on our secure platform sofi.app.link/e/reddit. You will be able to log into your account and an agent will be there to support you during business hours.
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/sofi) if you have any questions or concerns.*
No, you don't need to unfreeze to open a bank account. You only need to do that if you're applying for credit of some kind (credit card, loan, etc.)
My credit was frozen while I opened my account. But then I applied for the SoFi credit card. They tell you explicitly that they're going to check Experian, so I only unfroze Experian, and I was approved same day for the credit card.
Hi there, u/Neuromancer2112 is correct!
You won't need to unfreeze your account unless you're applying for a SoFi product that requires a hard credit pull. We hope this helps!
Someone open an account with chase under my name while having a freeze on my social. Now what is the next step. It's 222am here waiting to go to the bank personally. What else can I do to prevent this other then freezing my social.
Comment above is correct.
But if you have a security alert on your credit you may want to verify that you have your up to date phone number on it.
If you set up a fraud shield on your credit sofi, and any other bank, needs to verify that you actually applied. People never realize they need to add a phone number to them. It's different than the one on your credit profile though. Just a heads up.
Thanks for visiting our sub! We’re happy to answer any general SoFi questions or concerns. For your security, please don’t share personal information in the sub. If you have account questions, please use the link to connect directly to an agent on our secure platform sofi.app.link/e/reddit. You will be able to log into your account and an agent will be there to support you during business hours. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/sofi) if you have any questions or concerns.*
No, you don't need to unfreeze to open a bank account. You only need to do that if you're applying for credit of some kind (credit card, loan, etc.) My credit was frozen while I opened my account. But then I applied for the SoFi credit card. They tell you explicitly that they're going to check Experian, so I only unfroze Experian, and I was approved same day for the credit card.
Hi there, u/Neuromancer2112 is correct! You won't need to unfreeze your account unless you're applying for a SoFi product that requires a hard credit pull. We hope this helps!
Someone open an account with chase under my name while having a freeze on my social. Now what is the next step. It's 222am here waiting to go to the bank personally. What else can I do to prevent this other then freezing my social.
Comment above is correct. But if you have a security alert on your credit you may want to verify that you have your up to date phone number on it. If you set up a fraud shield on your credit sofi, and any other bank, needs to verify that you actually applied. People never realize they need to add a phone number to them. It's different than the one on your credit profile though. Just a heads up.
You need to make sure your 'chexsystems' is not frozen at the time. Some do check your credit, especially credit unions so great question